$365,000
PENDING $35K PRICE DROP

Estimated payment $2,392/month

Total Views 128,095
2 Beds
2 Baths
1,050 Sq Ft
$348 Price per Sq Ft

Highlights

  • 0.48 Acre Lot
  • Wood Flooring
  • Private Yard
  • Deck
  • Great Room
  • No HOA

About This Home

Welcome to 717 Federal Street, a charming 2-bedroom, 2-bathroom home nestled in the heart of North Chattanooga, one of the city's most sought-after neighborhoods. This is also a very short walk to Normal Park schools!! In fact, the upper (middle) school is visible from the driveway! This property sits on a rare double lot, presenting outstanding investment potential—whether you're considering rental income, adding an ADU, purchasing your first home, or pursuing development opportunities. The double lot provides the option to divide for future new builds, making it a versatile opportunity for investors or homeowners alike.This single-level home boasts classic charm with wood flooring throughout and a practical layout that balances comfort and functionality. The kitchen features an island workspace with bar seating, perfect for casual dining or meal prep. The living room leads to a covered back porch with a ceiling fan, providing a private outdoor retreat for morning coffee or evening relaxation. The primary bedroom includes an en suite bathroom with a walk-in shower and closet, while the second bedroom offers abundant natural light with two large windows.The fenced-in yard offers privacy and space for pets & gardening, and the paver-stone patio is perfect for outdoor gatherings. Additional conveniences include a driveway with off-street parking for multiple vehicles and a detached garage—a rare find in this area. While the home has great character, it also presents an opportunity for updates to add your personal touch and enhance its value.Don't miss this chance to own a property with so much potential in North Chattanooga. Schedule your showing today and explore the possibilities! Local lenders are preferred.

Last Listed By

Sarah Brogdon

Real Estate Partners Chattanooga LLC License #324028 Listed on: 12/18/2024

Real Estate Partners Chattanooga LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,210

Year Built

  • Built in 1930

Lot Details

  • 0.48 Acre Lot
  • Lot Dimensions are 100x171.8
  • Fenced
  • Level Lot
  • Private Yard
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

Parking

  • 1 Car Garage
  • Parking Accessed On Kitchen Level
  • Front Facing Garage

Home Design

  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,050 Sq Ft Home
  • 1-Story Property
  • Vinyl Clad Windows
  • Great Room
  • Wood Flooring
  • Basement
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Free-Standing Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level

Outdoor Features

  • Deck
  • Covered patio or porch

Schools

  • Normal Park Elementary School
  • Normal Park Upper Middle School
  • Red Bank High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • North Chatt Map No2 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 127p B 030

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,210

Year Built

Built in 1930

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.48
  • Lot Size: 100X171.8
  • Subdivision Name: North Chatt Map No2
  • Directions: From downtown Chattanooga, head north on Market Street and cross Market Street Bridge. Continue on North Market Street and then Dallas Road. Turn right on W. Mississippi Ave. and turn left on Federal Street, keeping right at the fork. The home will be on the left.
  • Above Grade Finished Sq Ft: 1050.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Living Area: 1050.0
  • New Construction: No
  • Year Built: 1930
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Location Tax and Legal Parcel Number2: 127p B 030
  • Location Tax and Legal Elementary School: Normal Park Elementary
  • Location Tax and Legal Middle Or Junior School2: Normal Park Upper
  • Location Tax and Legal High School: Red Bank High School
  • Location Tax and Legal:Tax Annual Amount: 4210.21
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 1050.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.48
  • General Property Information Lot Size Square Feet2: 20908.8
  • General Property Information Lot Size Dimensions: 100X171.8
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: No
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Hardwood: Yes
  • Interior Features Tub Shower Combo: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Roof Asphalt5: Yes
  • Room Types Bedroom Level: First
  • Foundation Details Block2: Yes
  • Levels:One: Yes
  • Room Types Primary Bathroom Level: First
  • Fencing Fenced: Yes
  • Room Types Primary Bedroom Level: First
  • Laundry Features Laundry Room: Yes
  • Interior Features En Suite: Yes
  • Interior Features Separate Shower: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Laundry Features:Main Level: Yes
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Parking Features Kitchen Level2: Yes
  • Room Types Great Room: Yes
  • Room Types Great Room Level: First
  • Special Features: None

Interior Features

  • Appliances: Microwave, Free-Standing Electric Range, Electric Water Heater, Disposal, Dishwasher
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace: No
  • Flooring: Hardwood
  • Interior Amenities: Eat-in Kitchen, En Suite, Primary Downstairs, Separate Shower, Tub/shower Combo
  • Window Features: Vinyl Frames
  • Appliances Dishwasher: Yes
  • Basement:Crawl Space: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Electric Water Heater: Yes
  • Interior Features:Primary Downstairs: Yes

Exterior Features

  • Fencing: Fenced
  • Lot Features: Gentle Sloping, Level, Split Possible
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Exterior Features: Private Yard
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Deck, Patio, Porch, Porch - Covered
  • Roof: Asphalt, Shingle
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Private Yard: Yes
  • Lot Features:Gentle Sloping: Yes
  • Lot Features:Split Possible: Yes
  • Patio And Porch Features:Covered: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Garage Faces Front, Kitchen Level
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: No
  • General Property Information:Garage Spaces: 1.0
  • Parking Features:Garage Faces Front: Yes

Utilities

  • Laundry Features: Laundry Room, Main Level
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Sewer Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Normal Park Elementary
  • High School: Red Bank High School
  • Middle Or Junior School: Normal Park Upper

Lot Info

  • Lot Size Sq Ft: 20908.8
  • Additional Parcels: No
  • Parcel #: 127p B 030
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4210.21

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,099 $93,825 $0 $0
2023 $2,099 $93,825 $0 $0
2022 $2,099 $93,825 $0 $0
2021 $2,099 $93,825 $0 $0
2020 $1,687 $61,025 $0 $0
2019 $1,687 $61,025 $0 $0
2018 $1,516 $61,025 $0 $0
2017 $1,687 $61,025 $0 $0
2016 $1,340 $0 $0 $0
2015 $2,574 $48,450 $0 $0
2014 $1,499 $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/05/2025 04/05/25 Pending -- -- --
04/03/2025 04/03/25 Price Changed $365,000 -6.2% $348 / Sq Ft
03/26/2025 03/26/25 Price Changed $389,000 -2.8% $370 / Sq Ft
12/18/2024 12/18/24 For Sale $400,000 +63.3% $381 / Sq Ft
12/13/2019 12/13/19 Sold $245,000 -5.4% $233 / Sq Ft
11/18/2019 11/18/19 Pending -- -- --
09/11/2019 09/11/19 For Sale $259,000 +29.5% $247 / Sq Ft
04/29/2015 04/29/15 Sold $200,000 -16.6% $190 / Sq Ft
04/01/2015 04/01/15 Pending -- -- --
01/06/2015 01/06/15 For Sale $239,900 -- $228 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $340,000 Scenic City Title
Warranty Deed $340,000 Scenic City Title
Warranty Deed $245,000 Team Title Services Llc
Warranty Deed $200,000 First Title
Interfamily Deed Transfer -- Lenders Title & Escrow Llc
Interfamily Deed Transfer -- Lenders Title & Escrow Llc
Warranty Deed $100,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $200,000 New Conventional
Closed $200,000 New Conventional
Previous Owner $234,052 FHA
Previous Owner $240,562 FHA
Previous Owner $160,000 New Conventional
Previous Owner $83,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $80,000 Fannie Mae Freddie Mac
Source: Public Records

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Source: Greater Chattanooga REALTORS®

MLS Number: 1504652

Greater Chattanooga REALTORS®

APN: 127P-B-030