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Gary, IN 1-Story Homes for Sale

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  • /24

    $332,900

    • 3 Beds
    • 1 Bath
    • 2,016 Sq Ft

    925 N Warren St, Gary, IN 46403

    A short, straight ahead, walk down picturesque North Warren Street to the white sand beaches of the southern tip of Lake Michigan. Enjoy this 3 bedroom home this summer. Large deck overlooking rear yard, beautiful oak floors on main level and ceramic tiles on lower level of this home. A great value in Miller Beach. The block club will welcome you as a long lost friend.

    Agent Photo

    Gene Ayers

    Ayers REALTORS(r)

    (219) 797-7149

    925 N Warren St, Gary, IN 46403
  • /21

    $135,000

    • 3 Beds
    • 1 Bath
    • 1,060 Sq Ft

    1121 Dekalb St, Gary, IN 46403

    Welcome to 1121 Dekalb St! This fully remodeled ranch only minutes from the beach features an open concept living room and kitchen design complete with new cabinets and fixtures, solid surface countertops and stainless steel appliances. The spacious living room offers large windows for natural light and energy efficient LED lighting above. Continuing through the hall are 3 bedrooms and a

    Agent Photo

    Steve Monsma

    Weichert Realtors - Shoreline

    (219) 529-2839

    1121 Dekalb St, Gary, IN 46403
  • /22

    $95,000 Open House 9/14

    • 2 Beds
    • 1 Bath
    • 672 Sq Ft

    1949 Mckinley St, Gary, IN 46404

    A freshly painted, move-in ready small bungalow with a fenced-in yard and a two-car garage is waiting for you. With two bedrooms and one bath, it's cozy yet functional, perfect for a first-time homebuyer or an investor looking for a promising property. The hardwood floors throughout the living room and bedrooms add a touch of charm. The blank canvas of the basement provides endless

    Agent Photo

    Mary Aaron

    McColly Real Estate

    (219) 271-8424

    1949 Mckinley St, Gary, IN 46404
  • /19

    $199,900

    • 3 Beds
    • 1 Bath
    • 1,008 Sq Ft

    511 S Wayne St, Gary, IN 46403

    Wow! Check out this Charming 3 Bedroom, Updated Home with Modern Bathroom, Fenced in Rear Yard , and Side Drive. This Charming Home Includes Newer Roof (2025), Water Heater (2024), Furnace (2024), Windows (2024), Central Air (2024), Newer Plumbing (2024), Electric (2024),Vinyl Waterproof Plank Flooring (2025) and more.. Located Just a Short Distance From The Shores of Lake Michigan, South Shore

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    Gerrit Ross

    Coldwell Banker Realty

    (219) 533-2391

    511 S Wayne St, Gary, IN 46403
  • /18

    $199,000

    • 3 Beds
    • 2 Baths
    • 1,520 Sq Ft

    4256 Washington St, Gary, IN 46408

    Welcome to this beautifully renovated 3-bedroom, 2-bathroom masterpiecea"where modern design meets everyday functionality.This home is the definition of open-concept living, thoughtfully designed with sleek lighting fixtures throughout and custom ceramic tile in the bathrooms for a contemporary touch.Step inside the main level and be greeted by a spacious living and dining area that flows

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    Justin Hanuscin

    Listing Leaders

    (219) 533-7374

    4256 Washington St, Gary, IN 46408
  • /24

    $159,000

    • 3 Beds
    • 2 Baths
    • 1,544 Sq Ft

    1136 Matthews St, Gary, IN 46406

    Welcome to this beautifully renovated ranch-style masterpiece where modern elegance meets everyday comfort!This stunning home offers 3 spacious bedrooms and 2 full bathrooms, thoughtfully updated from top to bottom. Exterior upgrades include a brand-new roof, windows, and sidewalk, enhancing both curb appeal and peace of mind.Inside, you'll find an inviting open-concept layout filled with natural

    Agent Photo

    Justin Hanuscin

    Listing Leaders

    (219) 400-7910

    1136 Matthews St, Gary, IN 46406
  • /33

    $299,900

    • 3 Beds
    • 1.5 Baths
    • 2,322 Sq Ft

    133 N Grand Blvd, Gary, IN 46403

    Solid 1950's all brick home with 3 bedroom, 2 bathrooms, oak floors, finished basement with 40ft. recreation room with bar and 2nd kitchen. Attached garage, large enclosed porch overlooking patio with outdoor barbecue. This home is just 250 ft. from the Indiana National Park Dunes bike trail entrance and less than a 1/2 mile from Marquette Park's lake front beach. A diamond in the rough.

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    Gene Ayers

    Ayers REALTORS(r)

    (219) 388-6467

    133 N Grand Blvd, Gary, IN 46403
  • /18

    $179,000

    • 3 Beds
    • 2 Baths
    • 1,560 Sq Ft

    5066 Pennsylvania St, Gary, IN 46409

    Step into this stunningly renovated ranch-style home, where modern elegance meets everyday functionality. The open and inviting living and dining areas feature engineered hardwood floors and sleek new lighting, setting the perfect stage for relaxation, family gatherings, or even the ultimate Super Bowl party.At the heart of the home is a beautifully designed open-concept kitchen and dining area.

    Agent Photo

    Justin Hanuscin

    Listing Leaders

    (219) 533-7711

    5066 Pennsylvania St, Gary, IN 46409
  • /30

    $318,500

    • 3 Beds
    • 2 Baths
    • 2,288 Sq Ft

    1060 N Vanderburg St, Gary, IN 46403

    Straight, short walk to the Beach, just 200 yards from the front door of this all brick, 3 bedroom, 2 full bath home, with a beautifully finished basement family room with an additional bedroom. Walk south 300 yards to the Bayless Dune Trail and the Indiana Dunes National Park. Interior features include remodeled kitchen and bath, large windows that create light filled rooms. Be sure to check

    Agent Photo

    Gene Ayers

    Ayers REALTORS(r)

    (219) 516-6166

    1060 N Vanderburg St, Gary, IN 46403
  • /13

    $109,000

    • 2 Beds
    • 1 Bath
    • 725 Sq Ft

    1824 Central Dr, Gary, IN 46407

    Completely Renovated from Top to Bottom! This beautifully reimagined 2-bedroom, 1-bath home is the perfect blend of modern style, quality craftsmanship, and everyday functionality. No detail has been overlooked in this full transformation--inside and out.From the moment you arrive, the curb appeal is undeniable. The exterior boasts brand-new siding, energy-efficient windows, exterior doors, and a

    Agent Photo

    Justin Hanuscin

    Listing Leaders

    (219) 419-3675

    1824 Central Dr, Gary, IN 46407
  • /40

    $219,900

    • 3 Beds
    • 1 Bath
    • 2,402 Sq Ft

    2100 Crest Rd, Gary, IN 46408

    This stunning 3-bedroom, 1-bath home offers the perfect blend of modern updates and classic charm. Situated on a spacious lot (almost half acre), with a private driveway, brand new deck, the home welcomes you with a bright and open main level featuring a comfortable living room, dedicated dining area, and a fully updated kitchen. Enjoy cooking with brand new stainless steel appliances, stylish

    Agent Photo

    Estela Lopez

    McColly Real Estate

    (219) 758-7909

    2100 Crest Rd, Gary, IN 46408
  • /22

    $273,999

    • 3 Beds
    • 1.5 Baths
    • 1,250 Sq Ft

    6957 Ash Ave, Gary, IN 46403

    Discover this charming 3-bedroom, 1.5-bathroom mid-century modern brick ranch located the Miller Beach neighborhood, nestled in Indiana Dunes National Park and less than a mile from the beautiful shores of Lake Michigan. This easy to maintain home seamlessly blends classic charm with modern updates.Step inside to an open and inviting living room and dining room, where a wood-burning fireplace

    Agent Photo

    Meghan Maddox

    MTM Realty Group

    (219) 355-2782

    6957 Ash Ave, Gary, IN 46403
  • /11

    $139,000

    • 2 Beds
    • 1 Bath
    • 680 Sq Ft

    2424 Maryland St, Gary, IN 46407

    Welcome to your perfect first home--fully updated, thoughtfully designed, and truly move-in ready. This charming 2-bedroom, 1-bathroom home has been renovated from top to bottom with a brand-new roof, HVAC system, updated plumbing, and electrical, giving you the peace of mind that the big-ticket items are already taken care of.Step into the open-concept living space where natural light flows

    Agent Photo

    Justin Hanuscin

    Listing Leaders

    (219) 266-7919

    2424 Maryland St, Gary, IN 46407
  • /26

    $89,500

    • 2 Beds
    • 1 Bath
    • 704 Sq Ft

    3705 Mississippi St, Hobart, IN 46342

    Welcome Home to this delightful 2-bedroom, 1-bath home nestled in Hobart, Indiana. Perfect for first-time homebuyers, those looking to downsize, or adding to your rental portfolio! This property offers cozy living with room to grow!! The full basement offers endless possibilities--whether you want additional storage, a workshop, or potential for future living space. The fenced in yard is perfect

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    Joseph Burdick

    Weichert Realtors - Shoreline

    (219) 351-7309

    3705 Mississippi St, Hobart, IN 46342
  • /23

    $284,900

    • 4 Beds
    • 2.5 Baths
    • 2,217 Sq Ft

    6910 Ash Ave, Gary, IN 46403

    Welcome home to this 4 bedroom, 3 bathroom home in the Miller Beach area in Gary, Indiana! Walking in the door, you are welcomed to a very large living room that boasts a wonderful fireplace. Further through your living room is a beautiful kitchen that boasts stainless appliances and granite countertops. Right off the living room are 3 spacious bedrooms and a full bathroom. Make your way

    Agent Photo

    Steve Monsma

    Weichert Realtors - Shoreline

    (219) 419-4375

    6910 Ash Ave, Gary, IN 46403
  • /17

    $75,000

    • 2 Beds
    • 1 Bath
    • 800 Sq Ft

    2420 Maryland St, Gary, IN 46407

    Charming and newly remodeled 2-bedroom, 1-bath home! This cozy property has been thoughtfully updated with a brand-new roof, siding, flooring, electrical, plumbing, and more. It's the perfect opportunity for homeownership with all the hard work already done. Located 5 minutes away from the Hard Rock Casino and next to the expressway making its location very convenient. Don't miss your chance to

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    Jeff McCormick

    McCormick Real Estate, Inc.

    (219) 613-5643

    2420 Maryland St, Gary, IN 46407
  • /30

    $164,900

    • 3 Beds
    • 2 Baths
    • 1,406 Sq Ft

    4252 W 21st Ave, Gary, IN 46404

    Beautifully Renovated 3-Bed, 2-Bath Home - Prime Location!Step into this fully remodeled gem featuring 3 bedrooms, 2 bathrooms, and a spacious two-car garage. No detail was overlookeda"brand new electrical, plumbing, roof, flooring, water heater, furnace, and appliances make this home move-in ready and worry-free.Conveniently located just minutes from major highways, shopping, dining, and the

    Agent Photo

    Jeff McCormick

    McCormick Real Estate, Inc.

    (219) 587-5146

    4252 W 21st Ave, Gary, IN 46404
  • /25

    $179,900

    • 3 Beds
    • 2 Baths
    • 1,158 Sq Ft

    235 W Taft St, Gary, IN 46404

    Charming Cape Cod with Modern Upgrades! Come see this beautifully updated Cape Cod-style home, full of charm and ready for new memories. Featuring a brand-new roof, new windows, updated plumbing and electrical, new furnace and A/C, and new vinyl flooring throughout, this home offers peace of mind and comfort. Inside, you'll find three bedrooms and two bathrooms, with fresh carpet in all bedrooms.

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    Melissa Yanez

    Favela Real Estate, LLC

    (219) 533-9771

    235 W Taft St, Gary, IN 46404
  • /22

    $79,900

    • 2 Beds
    • 1 Bath
    • 720 Sq Ft

    730 Matthews St, Gary, IN 46406

    This 2-bedroom, 1-bath home is a cash-flowing rental with current tenants paying 850 per month. Conveniently situated just minutes from the Hard Rock Casino, major highways, train stations, and only 30 minutes from downtown Chicago, this property offers both immediate income and long-term growth potential. Don't miss out on this ideally located investment!

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    Jeff McCormick

    McCormick Real Estate, Inc.

    (219) 533-2425

    730 Matthews St, Gary, IN 46406
  • /35

    $199,900

    • 3 Beds
    • 1.5 Baths
    • 2,562 Sq Ft

    3862 Jackson St, Gary, IN 46408

    Attention Investors, Homebuyers, and Opportunity Seekers!This charming brick bungalow is perfectly situated in a prime location with easy access to schools, shopping, and major highways. From the moment you step inside, you'll be welcomed by beautifully refinished hardwood floors, wide trim, and oversized windows that fill the home with warmth and natural light.With three bedrooms and two

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    Jeff McCormick

    McCormick Real Estate, Inc.

    (219) 758-7293

    3862 Jackson St, Gary, IN 46408
  • /23

    $129,900

    • 3 Beds
    • 2 Baths
    • 1,344 Sq Ft

    2537 Van Buren Place, Gary, IN 46407

    Fully renovated 3-bedroom, 2-bath home, ready for you to move in! This is a fantastic opportunity to own your own home, conveniently located just minutes from expressway access and only 5 minutes from the Hard Rock Casino. Don't miss out on this ideal combination of comfort and location!

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    Jeff McCormick

    McCormick Real Estate, Inc.

    (219) 955-7955

    2537 Van Buren Place, Gary, IN 46407
  • /2

    $29,900

    • 3 Beds
    • 1 Bath
    • 1,055 Sq Ft

    410 Lincoln St, Gary, IN 46402

    Attention Investors!Here's your chance to grab a bundle of 4 properties with huge flip potential! Includes 302 Lincoln St, 390 Lincoln St, 410 Lincoln St, 3616 E 14th Ave. Must sell together -- seller is ready to move fast. With ARV ranges between 110K-180K, this package is a money-making opportunity you don't want to miss!

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    Jeff McCormick

    McCormick Real Estate, Inc.

    (219) 419-3995

    410 Lincoln St, Gary, IN 46402
  • /36

    $385,000

    • 3 Beds
    • 2.5 Baths
    • 3,052 Sq Ft

    6636 Birch Place, Gary, IN 46403

    Welcome to this exceptional all-brick ranch nestled on a beautifully landscaped lot in the coveted Miller Beach community. Offering over 3,000 square feet of impeccably finished living space, this 3-bedroom, 2.5-bath home is a rare blend of comfort, quality, and privacy--just minutes from Marquette Park and the lakefront. Inside, bright windows flood the home with natural light, accentuating the

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    Brooke Metz

    eXp Realty, LLC

    (219) 268-8433

    6636 Birch Place, Gary, IN 46403
  • /19

    $69,900

    • 2 Beds
    • 1.5 Baths
    • 894 Sq Ft

    4524 Massachusetts St, Gary, IN 46409

    Investor Special! Don't miss this 2-bedroom, 2-bath home with a full basement. Perfect for a fix-and-flip or as a rental property to generate steady cash flow. With the right updates, this gem has great potential to deliver strong returns!

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    Jeff McCormick

    McCormick Real Estate, Inc.

    (219) 419-3641

    4524 Massachusetts St, Gary, IN 46409
  • /10

    $89,900

    • 2 Beds
    • 1 Bath
    • 868 Sq Ft

    3636 Lincoln St, Gary, IN 46408

    Attention Investors! Welcome to this 2 bedroom, 1 bathroom fixer upper in Gary, Indiana. The main floor comes with your main living room, kitchen, a full bathroom and 2 bedrooms. The home also comes with a spacious unfinished basement which offers the opportunity for it to be finished to add additional finished square footage. Don't forget to check out the detached 1.5-car garage that is perfect

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    Steve Monsma

    Weichert Realtors - Shoreline

    (219) 587-5109

    3636 Lincoln St, Gary, IN 46408
  • /9

    $94,900

    • 2 Beds
    • 2 Baths
    • 912 Sq Ft

    1368 Waite St, Gary, IN 46404

    Welcome to your next project with this 2 bedroom, 2 bathroom home in Gary, Indiana! The main level of the home features 2 bedrooms and a full bathroom along with a spacious living room and well maintained kitchen. The basement of the home offers another 3/4 bathroom and the opportunity to add additional finished square footage. Don't miss the chance to make this home yours, schedule your showing

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    Steve Monsma

    Weichert Realtors - Shoreline

    (219) 356-2674

    1368 Waite St, Gary, IN 46404
  • /8

    $41,900

    • 3 Beds
    • 1 Bath
    • 875 Sq Ft

    2025 Central Dr, Gary, IN 46407

    Attention Investprs! Come make this 3 bedroom, 1 bathroom home in Gary, Indiana yours today! Walking in the door, you have your living room that flows into your kitchen. Make you way down the hall to a full bathroom and 3 bedrooms. While this home needs work, you have the opportunity to make it your own for your own personal residence or a rental. Don't miss you chance to make this home yours!

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    Steve Monsma

    Weichert Realtors - Shoreline

    (219) 419-9346

    2025 Central Dr, Gary, IN 46407
  • /2

    $89,000

    • 2 Beds
    • 875 Sq Ft

    1171 Dearborn Cir, Gary, IN 46403

    Attention Investors!Great cash flowing opportunity.This property currently has a tenant paying 800 per month.

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    Jeff McCormick

    McCormick Real Estate, Inc.

    (219) 419-9230

    1171 Dearborn Cir, Gary, IN 46403
  • /3

    $29,900

    • 3 Beds
    • 1 Bath
    • 948 Sq Ft

    3616 E 14th Ave, Gary, IN 46403

    Attention Investors!Here's your chance to grab a bundle of 4 properties with huge flip potential! Includes 302 Lincoln St, 390 Lincoln St, 410 Lincoln St, 3616 E 14th Ave. Must sell together -- seller is ready to move fast. With ARV ranges between 110K-180K, this package is a money-making opportunity you don't want to miss!

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    Jeff McCormick

    McCormick Real Estate, Inc.

    (219) 500-6855

    3616 E 14th Ave, Gary, IN 46403
  • /4

    $29,900

    • 3 Beds
    • 2 Baths
    • 1,450 Sq Ft

    390 Lincoln St, Gary, IN 46402

    Attention Investors!Here's your chance to grab a bundle of 4 properties with huge flip potential! Includes 302 Lincoln St, 390 Lincoln St, 410 Lincoln St, 3616 E 14th Ave. Must sell together -- seller is ready to move fast. With ARV ranges between 110K-180K, this package is a money-making opportunity you don't want to miss!

    Agent Photo

    Jeff McCormick

    McCormick Real Estate, Inc.

    (219) 271-8680

    390 Lincoln St, Gary, IN 46402
  • /4

    $29,000

    • 2 Beds
    • 1 Bath
    • 889 Sq Ft

    302 Lincoln St, Gary, IN 46402

    Attention Investors!Here's your chance to grab a bundle of 4 properties with huge flip potential! Includes 302 Lincoln St, 390 Lincoln St, 410 Lincoln St, 3616 E 14th Ave. Must sell together -- seller is ready to move fast. With ARV ranges between 110K-180K, this package is a money-making opportunity you don't want to miss!

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    Jeff McCormick

    McCormick Real Estate, Inc.

    (219) 533-7917

    302 Lincoln St, Gary, IN 46402
  • /25

    $69,900

    • 3 Beds
    • 2 Baths
    • 1,454 Sq Ft

    852 Kentucky St, Gary, IN 46402

    Great INVESTMENT opportunity on a quiet street!!! This 3 bedroom 2 bath will potentially be rented for 1,400. Perfect property to add to your real estate INVESTMENT PORTFOLIO!!

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    Jeff McCormick

    McCormick Real Estate, Inc.

    (219) 258-3673

    852 Kentucky St, Gary, IN 46402
  • /19

    $104,900

    • 3 Beds
    • 1 Bath
    • 925 Sq Ft

    2228 Wisconsin St, Gary, IN 46407

    Welcome to this charming single-family home located in the heart of Gary, Indiana. This cozy residence offers 3 bedrooms and 1 bathroom, providing ample space for comfortable living. The home features a warm and inviting atmosphere, perfect for families or individuals seeking a peaceful retreat. Don't miss the opportunity to make this lovely house your new home. Schedule a viewing today and

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    Jeff McCormick

    McCormick Real Estate, Inc.

    (219) 402-3211

    2228 Wisconsin St, Gary, IN 46407
  • /20

    $84,900

    • 3 Beds
    • 1 Bath
    • 1,066 Sq Ft

    1119 Cass St, Gary, IN 46403

    This inviting ranch-style home welcomes you with a bright and spacious living room that seamlessly flows into the open-concept kitchen and dining area perfect for gatherings and everyday living. Featuring three comfortable bedrooms and an updated bathroom, this home offers both style and functionality.Outside, the well-sized lot provides plenty of space to enjoy, while the extra-wide driveway

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    Jeff McCormick

    McCormick Real Estate, Inc.

    (219) 356-3280

    1119 Cass St, Gary, IN 46403
  • /4

    $19,999

    • 3 Beds
    • 1.5 Baths
    • 1,447 Sq Ft

    2144 Tennessee St, Gary, IN 46407

    *INVESTOR ALERT* Make your vision come to a realty. This property is being sold AS-IS and will need a full rehab. Schedule your showing today!!!

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    Jared Jeffries

    Weichert Realtors - Shoreline

    (219) 336-1069

    2144 Tennessee St, Gary, IN 46407
  • /14

    $169,900

    • 3 Beds
    • 2 Baths
    • 1,379 Sq Ft

    708 W 43rd Ave, Gary, IN 46408

    Charming 3-bedroom, 2-bathroom brick home with timeless appeal! This property features stunning hardwood floors in the living area, a newly remodeled kitchen and bathroom, and brand-new windows throughout, providing modern comfort and energy efficiency. Step outside to enjoy a spacious backyard, perfect for relaxation or entertaining, along with a convenient 2-car garage. Don't miss the

    Agent Photo

    Jeff McCormick

    McCormick Real Estate, Inc.

    (219) 516-5582

    708 W 43rd Ave, Gary, IN 46408
  • /23

    $199,900

    • 4 Beds
    • 2 Baths
    • 1,397 Sq Ft

    4556 Polk St, Gary, IN 46408

    Welcome to this beautifully remodeled bungalow that perfectly blends timeless charm with modern updates. The oversized front deck sets the stage for morning coffee or summer entertaining. Step inside to discover gleaming hardwood floors, fresh paint, and recessed lighting that enhance the bright and welcoming atmosphere. The living room flows seamlessly into the fully renovated kitchen featuring

    Melissa Kingsbury Redfin

    4556 Polk St, Gary, IN 46408
  • /13

    $115,000

    • 3 Beds
    • 1 Bath
    • 1,025 Sq Ft

    625 S Wells St, Gary, IN 46403

    This charming 3 bedroom, 1 bath ranch has a large living room and a kitchen that offers ample cabinets, tile flooring, and space for dining. This home also has a convenient laundry room plus extra hallway storage. Enjoy the spacious fenced backyard it is perfect for entertaining, pets, or a garden. Detached 3 car garage and long driveway provide great parking and storage. This home is ideal for

    Johnette Gore Premier Midwest Realty, INC

    625 S Wells St, Gary, IN 46403
  • /13

    $140,000

    • 2 Beds
    • 1 Bath
    • 1,035 Sq Ft

    2907 W 40th Place, Gary, IN 46408

    Looking for affordable housing? This cute 2 bedroom home with a spacious full bathroom is what you're looking for. Original hardwood flooring has just been professionally refinished! New luxury vinyl waterproof plank flooring in the kitchen and bathroom. New deck on the front and back of the house! Primary bedroom is L shaped with hardwood floors and walk in closet. 2nd bedroom also has

    Debbie Hemphill Weichert, Realtors-Moke Agency

    2907 W 40th Place, Gary, IN 46408
  • /19

    $220,000

    • 4 Beds
    • 2 Baths
    • 1,824 Sq Ft

    2439 Waite St, Gary, IN 46404

    Time to MOVE NOW! This 1,800 sq. ft. home in the desirable Tolleston area, features 4 beds and 2 baths. The open-concept main living area complements the CUSTOM KITCHEN with STAINLESS APPLICANCES and ample counter/cabinet space. The FINISHED BASEMENT provides additional living space with durable vinyl flooring, recessed lights, 4th bedroom, bathroom and KITCHENETTE. Outside sits the 2 CAR

    Thomasina Wilson Coldwell Banker Realty

    2439 Waite St, Gary, IN 46404

Showing Results 1 - 40, Page 1 of 6

Home Trends in Gary, IN

Housing Trends

Median Sale Price
$107,000
Median Single Family Sale Price
$120,000
Median Townhouse Sale Price
$45,000
Median 2 Bedroom Sale Price
$75,000
Average Price Per Sq Ft
$84
Number of Homes for Sale
263
Last 12 months Home Sales
821
Months of Supply
3.80
Median List Price
$129,900
Median Change From 1st List Price
6%
Median Home Sale Price YoY Change
13%
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