Monticello, KY Houses for Sale

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  $379,900

  • 4 Beds
  • 3 Baths
  • 1,499 Sq Ft

  139 Golden Pond Rd, Monticello, KY 42633

  Escape to your private wooded retreat with this charming log cabin and cozy guest house, nestled among mature trees with seasonal views of Lake Cumberland near Conley Bottom. The main home blends rustic character with modern finishes, featuring two bedrooms and one full bath on the main level, centered around a jaw-dropping stone fireplace. The kitchen showcases beautiful butcher block

  Dreama Bolin Lake Cumberland Real Estate Professionals

  139 Golden Pond Rd, Monticello, KY 42633
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  /57

  $359,900

  • 5 Beds
  • 3 Baths
  • 2,640 Sq Ft

  568 Golden Pond Rd, Monticello, KY 42633

  Beautifully maintained income producing vacation rental is a 5-bedroom, 3-bath home in the highly sought-after Golden Pond Resort community. This spacious 2,640 sq. ft. home sits on a .50+/- acre lot and offers the perfect Lake Cumberland lifestyle-ideal for vacation living, retirement, or short-term rental income. The open-concept main level features a large living and dining area with

  Dylan Jones Cardinal Realty & Auction LLC

  568 Golden Pond Rd, Monticello, KY 42633
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  /57

  $365,000

  • 3 Beds
  • 3 Baths
  • 2,236 Sq Ft

  625 Sunset Blvd, Monticello, KY 42633

  You will love this immaculate 3-bedroom, 3-bath home that is located at the end of the street in Westwood Estates. This one owner home is minutes from downtown, shopping, medical, & schools. Enter the home into a nice foyer that leads you to a large living room with cathedral ceiling and a large formal dining room. The home offers an open floor plan from the living room into the kitchen where

  Donna Roberts Access Realty & Auction

  625 Sunset Blvd, Monticello, KY 42633
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  /57

  $399,000

  • 4 Beds
  • 2 Baths
  • 1,836 Sq Ft

  8 Gehring Way, Monticello, KY 42633

  Welcome to your dream retreat! This beautifully custom-built 4-bedroom, 2-bathroom home sits on a picturesque 2-acre lot, offering the perfect blend of privacy, comfort, and outdoor living. With over 1,800 square feet of thoughtfully designed living space, this home is ideal for full-time living, a vacation getaway, or a lake lover's paradise. Step inside to find a spacious open floor plan filled

  HG Hickey III No Wake Real Estate

  8 Gehring Way, Monticello, KY 42633
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  $305,000

  • 4 Beds
  • 3 Baths
  • 3,384 Sq Ft

  140 Damron Dr, Monticello, KY 42633

  Discover the perfect blend of convenience and comfort in this 4-bedroom, 3-bath ranch home. Located in the city limits of Monticello, you will be close to shopping, restaurants, medical, as well as local schools. Most of the flooring is hardwood, a bonus room upstairs, full basement with garage and large open room with lots of storage closets. Home has recently been painted throughout. Step out

  H Allen Clark Access Realty & Auction

  140 Damron Dr, Monticello, KY 42633
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  /40

  $290,000

  • 4 Beds
  • 3.5 Baths
  • 3,416 Sq Ft

  398 Auction St, Monticello, KY 42633

  If you're looking for privacy and seclusion without being far from town, this could be the property for you! This custom built home is located at the end of a dead end street and is tucked away on 3.44 acres. The elevated back yard and large windows offer many opportunities to take in the mountain views!A few things to love about this home:-4 bedrooms, 4 bathrooms-Beautiful

  Hannah York Lake Cumberland Real Estate Professionals

  398 Auction St, Monticello, KY 42633
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  /68

  $645,900

  • 3 Beds
  • 2 Baths
  • 1,701 Sq Ft

  1560 Bell Phipps Rd, Monticello, KY 42633

  Never-Before-Seen GEM Now on the Market!This truly one-of-a-kind property is overflowing with charm, character, and endless amenities. Nestled on a picturesque 3-acre setting, the main home boasts soaring 12-ft ceilings, stained glass windows, a laundry chute, steam room, oversized garage, and thoughtfully crafted built-ins throughout—including a custom primary bed with extra storage. You'll

  Farrah Dobbs Lake Cumberland Real Estate Professionals

  1560 Bell Phipps Rd, Monticello, KY 42633
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  /65

  $399,900

  • 2 Beds
  • 2 Baths
  • 2,996 Sq Ft

  202 Peaceful Cove Ln, Monticello, KY 42633

  Discover the potential of this rare lakefront gem nestled on 5+/- private acres with over 600 feet of pristine lake frontage. Enjoy breathtaking year-round views of the water from this 2-bedroom, 2-bath home—just minutes from the popular Conley Bottom Resort. Whether you're looking for a weekend getaway, vacation rental opportunity, or a full-time residence with unbeatable lake access, this

  HG Hickey III No Wake Real Estate

  202 Peaceful Cove Ln, Monticello, KY 42633
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  $445,000

  • 5 Beds
  • 5 Baths
  • 4,298 Sq Ft

  1681 Ky-1568, Monticello, KY 42633

  MOTIVATED SELLERS! This newly updated 5 bed, 5 bath home sits on a full acre between Conley Bottom and Burnside—a prime spot for boating lovers and lake life dreamers. With gorgeous wood beams adding warmth and character, and a huge finished basement (potential 6th bedroom or your dream home office), there's room for everyone and then some. Some of the updates include new flooring, gutters, leaf

  Heather McCarty Lake Cumberland Real Estate Professionals

  1681 Ky-1568, Monticello, KY 42633
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  $275,900

  • 3 Beds
  • 2 Baths
  • 1,692 Sq Ft

  507 Lockett St, Monticello, KY 42633

  Welcome to this beautifully maintained brick home that is located on Lockett Street in one of Monticello's well established neighborhoods. This 3 bedroom, 2 bath home offers a great layout for family and entertaining. Home offers one level living with a formal dining/ living room, family room and a large sun-room. A large kitchen with plenty of cabinets, stove top, built in oven, and eat in

  Donna Roberts Access Realty & Auction

  507 Lockett St, Monticello, KY 42633
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  /28

  $269,900

  • 2 Beds
  • 2 Baths
  • 1,008 Sq Ft

  2 Lighthouse Rd, Monticello, KY 42633

  Lake Lovers! Lot 2 Lighthouse Road, nestled in the Mill Springs Area of Monticello, is a brand-new construction that is being sold fully furnished, including all kitchen appliances, washer and dryer, and is approx. 3 miles from Conley Bottom! If you're looking for an Airbnb, weekend retreat, or a full-time home, this location provides easy access to Lake Cumberland. The interior has practicality

  Lisa Lowe Re/Max Country Lakes

  2 Lighthouse Rd, Monticello, KY 42633
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  /57

  $349,000

  • 3 Beds
  • 2 Baths
  • 1,990 Sq Ft

  43 Farmington Ave, Monticello, KY 42633

  Beautifully well-maintained brick home, conveniently located between Somerset and Monticello, just off State Hwy 90. This brick ranch offers one level living at its finest! Home offers 3 spacious bedrooms 2 baths, two family room areas, dining kitchen combo, attached 2 car garage and detached 16x24 shop/garage. Situated on an approx 1/2 acre lot, the property offers nice lawn with mature trees,

  Kelly Latham RE/MAX Country Living

  43 Farmington Ave, Monticello, KY 42633
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  $249,000

  • 3 Beds
  • 2 Baths
  • 1,296 Sq Ft

  202 Willa Dr, Monticello, KY 42633

  Charming 3-Bedroom Home Minutes from Beaver Creek Resort!This beautifully maintained, newly renovated, 3-bedroom, 2-bath home offers the perfect blend of comfort, style, and location. Situated just minutes from Beaver Creek Resort, you'll enjoy all-season recreation right at your doorstep. Step inside to find a spacious open-concept layout featuring custom cabinetry, tasteful finishes,

  HG Hickey III No Wake Real Estate

  202 Willa Dr, Monticello, KY 42633
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  $284,900

  • 3 Beds
  • 2 Baths
  • 2,654 Sq Ft

  25 Flint Ridge Rd, Monticello, KY 42633

  Welcome to 25 Flint Ridge Road, a beautiful 3-bedroom, 2-bathroom brick home nestled on a generous 1.1+/- acre lot in the sought-after Eastview Subdivision of Monticello, Kentucky. Boasting 2,654 square feet of thoughtfully designed living space, this residence offers the perfect blend of quality craftsmanship, timeless style, and peaceful, country living. Built in 1993, this spacious

  Dylan Jones Cardinal Realty & Auction LLC

  25 Flint Ridge Rd, Monticello, KY 42633
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  /19

  $149,900

  • 3 Beds
  • 1 Bath
  • 1,591 Sq Ft

  8459 Kentucky 90, Monticello, KY 42633

  Charming 3-Bedroom Home on 1.55 Acres- Prime Location Near Conley Bottom Marina on beautiful Lake Cumberland. Discover the potential in this cozy 3 bedroom, 1 bath home nestled on a spacious 1.55 acre-lot right off Highway 90, just before the turn to Conley Bottom Marina. Whether you're looking for a weekend retreat, a full-time residence, or an investment opportunity, this property

  James Wilson CENTURY 21 Advantage Realty

  8459 Kentucky 90, Monticello, KY 42633
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  /28

  $79,000

  • 1 Bed
  • 120 Sq Ft

  25 Cart Bell Ln, Monticello, KY 42633

  Rustic off-grid cabin tucked away on 2.89 +/-mostly wooded acres, just minutes from multiple Beaver Creek Resort. This secluded getaway offers peace and privacy, ideal for nature lovers, weekend adventurers, or those seeking a hunting retreat.The cabin does not currently have running water, but city water is available at the road, giving future owners flexibility to connect or keep it

  HG Hickey III No Wake Real Estate

  25 Cart Bell Ln, Monticello, KY 42633
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  /30

  $149,000

  • 2 Beds
  • 1 Bath
  • 1,800 Sq Ft

  504 S 1808 Hwy, Monticello, KY 42633

  This brick ranch style home boasts two bedrooms, living room, kitchen, large dining room, utility room, bathroom, sun room, large covered back deck, central heat and air and 2 car metal detached garage. Home sits on Lot 10 Hartland Subdivision. The owner was in the process of remodeling when he was relocated. With a little finish work this would make a very nice and

  Mark Neal Neal Realty & Auction

  504 S 1808 Hwy, Monticello, KY 42633
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  /7

  $69,000

  • 4 Beds
  • 1 Bath
  • 1,800 Sq Ft

  65 Cave St, Monticello, KY 42633

  Check out this 4 bedroom 1 bath home conveniently located in Downtown Monticello directly across from Wayne County Middle School. Home features a metal roof with hardwood floors and a large covered front porch. Home has been used as a rental property and being sold as-is. Call today to schedule a private showing!

  HG Hickey III No Wake Real Estate

  65 Cave St, Monticello, KY 42633
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  /28

  $210,000

  • 3 Beds
  • 2 Baths
  • 1,526 Sq Ft

  299 Mercer Dr, Monticello, KY 42633

  Welcome to this absolute dollhouse! This charming home offers 3 bedrooms and 2 bathrooms, nestled in the heart of town yet providing a sense of privacy. The master bedroom is conveniently located on the main floor, with updated flooring and a modern kitchen and bath enhancing the interior. Enjoy relaxing in the bonus sunroom or entertaining in the beautiful yard. Additional features include a

  The Millie - Millie Weaver Lake Cumberland Real Estate Professionals

  299 Mercer Dr, Monticello, KY 42633
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  /16

  $160,000

  • 3 Beds
  • 2.5 Baths
  • 2,800 Sq Ft

  211 Hwy 1568, Monticello, KY 42633

  Investment Opportunity!Spacious 3-bedroom, 2.5-bath home featuring a large eat-in kitchen, a comfortable living room with a charming brick fireplace, and a separate family/entertainment room—perfect for relaxing or hosting. The property also includes a storage shed for added convenience.Offering excellent rental income potential or future value appreciation, this home is ideal for

  Monica Reed Godby Realty & Auction

  211 Hwy 1568, Monticello, KY 42633
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  /54

  $394,000 Open Sun 12PM - 1:30PM

  • 4 Beds
  • 3 Baths
  • 3,416 Sq Ft

  35 Guinn Dr, Monticello, KY 42633

  NEW ROOF! Discover the perfect blend of comfort and convenience in this gorgeous brick home, ideally located just minutes from the heart of downtown Monticello and the scenic Conley Bottom Resort. As you enter the main floor, you'll be greeted by a spacious living room that seamlessly flows into the dining area, complete with a inviting fireplace that creates the perfect atmosphere for

  Kansas Petrey Key Players Real Estate

  35 Guinn Dr, Monticello, KY 42633
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  /35

  $129,900

  • 2 Beds
  • 1 Bath
  • 1,155 Sq Ft

  16818 Highway 200, Monticello, KY 42633

  Country living at its core! This lovely farmhouse is sitting on 4.5 acres of both wooded and clear land. Inside you'll find 2 bedrooms, 1 bathroom and a large sunroom with oversized windows. All appliances including washer and dryer convey with the home. Outside there is a barn with hay loft, a multi-room shed, root cellar and beautiful shade trees. This property offers privacy and everything you

  Erica Nalle Weichert Realtors Ford Brothers, Inc.

  16818 Highway 200, Monticello, KY 42633
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  /47

  $182,500

  • 2 Beds
  • 1 Bath
  • 1,120 Sq Ft

  107 Wisteria Ln, Monticello, KY 42633

  Charming & Energy-Efficient Home!This inviting property features two generously sized bedrooms and an open-concept layout that includes a breakfast bar—perfect for casual dining or entertaining. Enjoy peace of mind and lower utility bills with Energy Star-certified upgrades and energy-efficient systems throughout. Relax outdoors on the spacious front porch or host summer gatherings on the

  Kathy Dick Premier Properties of Lake Cumberland, Inc.

  107 Wisteria Ln, Monticello, KY 42633
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  $500,000

  • 4 Beds
  • 4 Baths
  • 5,389 Sq Ft

  7494 W Highway 90, Monticello, KY 42633

  This stunning executive home offers the perfect blend of luxury and comfort, nestled on approximately 1.35 acres just minutes from both Conley Bottom and Dale Hollow Lake—ideal for those who love lake living and serene surroundings.Featuring 4 spacious bedrooms and 4 full bathrooms, this home provides ample space for family and guests. Gorgeous hardwood floors flow throughout the main

  Ronald Shaw Weichert Realtors Ford Brothers, Inc.

  7494 W Highway 90, Monticello, KY 42633
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  /33

  $219,000

  • 2 Beds
  • 2 Baths
  • 1,120 Sq Ft

  500 Beaver Lodge Rd, Monticello, KY 42633

  Perfect Vacation Getaway - Fully Furnished & Ready to Enjoy!Welcome to your ideal lakeside escape! This charming 2-bedroom, 1-bath home is fully furnished and move-in ready, located on a quiet dead-end street for ultimate peace and privacy. Sitting on a desirable corner lot, this property is just minutes from Safe Harbor Beaver Creek Boat Ramp—less than a mile away—making it perfect for

  Monica Reed Godby Realty & Auction

  500 Beaver Lodge Rd, Monticello, KY 42633
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  /90

  $525,000

  • 5 Beds
  • 3.5 Baths
  • 3,848 Sq Ft

  1636 Green Hill Estates Rd, Monticello, KY 42633

  Price Improvement on this AIRBNB or full time living for this year round lake view home on Lake Cumberland!! Conveniently located between Somerset and Monticello, it boasts over 3800 sq ft of living space with breathtaking lake views of beautiful Lake Cumberland. This one owner home was custom built with 5 spacious bedrooms and 3.5 bathrooms. A grand stone fireplace that gives privacy between

  Gina Hill Lake Cumberland Real Estate Professionals

  1636 Green Hill Estates Rd, Monticello, KY 42633
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  /20

  $144,000

  • 2 Beds
  • 1 Bath
  • 936 Sq Ft

  1034 Duncan Valley Rd, Monticello, KY 42633

  Looking for a property that is listed for less than $150,000, then this may be the property. The house is move in ready, features a wrap around porch that covers half of the house. Nice 2 vehicle detached garage that is currently being used as a workshop. Also attached to the garage is a stable with four stalls for horses/animals. Property also has a 10x16 storage shed. All of this on .65

  H Allen Clark Access Realty & Auction

  1034 Duncan Valley Rd, Monticello, KY 42633
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  /53

  $749,900

  • 4 Beds
  • 2.5 Baths
  • 4,504 Sq Ft

  80 Sunset Vista Way, Monticello, KY 42633

  Unparalleled custom lake view home overlooking the main lake. One, of if not THE best view on the lake. Which, you won't appreciate until you're been absorbed by the magnificent sunsets. Great room, formal dining area, a super large kitchen with gas range plus a breakfast nook, bar & a wonderful walk in pantry. The deck runs along the entire back side of the property & overlooks a wonderfully

  Brad Bigelow CENTURY 21 Advantage Realty

  80 Sunset Vista Way, Monticello, KY 42633
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  /110

  $514,000

  • 4 Beds
  • 2.5 Baths
  • 3,540 Sq Ft

  1224 Green Hill Estates Rd, Monticello, KY 42633

  This stunning 4-bed, 3-bath brick estate offers nearly an acre of serenity with uninterrupted lake views and your own private waterfall. Designed for comfort and style, the home features two full kitchens, two spacious living areas, and three garage bays—ideal for entertaining or multigenerational living.Enjoy expansive windows that frame the water, 2 cozy fireplaces, formal dining room,

  April Adams Coldwell Banker Legacy Group

  1224 Green Hill Estates Rd, Monticello, KY 42633
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  $159,000

  • 2 Beds
  • 1 Bath
  • 822 Sq Ft

  119 Hill Dr, Monticello, KY 42633

  Cutest Little Cabin in the Woods! This charming 2 bedroom, 1 bathroom lake retreat is located in a desirable lake community on Cumberland Ridge. Situated on 1/2 acre and unrestricted, just minutes from Lake Cumberland and Conley Bottom boat dock as well as 2 launch ramps. Making for a perfect getaway!Inside is an open-concept living space with warm wood finishes, a functional kitchen,

  Tracy Creech Lifstyl Real Estate

  119 Hill Dr, Monticello, KY 42633
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  $999,900

  • 4 Beds
  • 3.5 Baths
  • 3,998 Sq Ft

  800 Red Fox Ridge, Monticello, KY 42633

  Discover the epitome of luxury living with this breathtaking 4-bedroom, 3 1/2 bath home, offering unparalled panaormaic views. Custom built in 2024 with a striking combination of brick, stone and Hardiboard exterior, this residence is designed to impress. The interior welcomes you with soaring high ceilings, 9 ft. solid wood interior doors and elegant finishes throughout. Enjoy the warmth of two

  Michael Hines Lake Cumberland Real Estate Professionals

  800 Red Fox Ridge, Monticello, KY 42633
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  $150,000

  • 3 Beds
  • 2 Baths
  • 1,358 Sq Ft

  130 Branch Rd, Monticello, KY 42633

  Welcome to this charming home built in the 1930's and conveniently located near shopping, schools, and a thriving downtown Monticello! Featuring 3 bedrooms with additional sleeping areas, an eat-in kitchen with oak cabinetry and island and 2 full bathrooms. This home would make the perfect starter home or fixer upper for the DIY enthusiasts. There are 2 detached buildings, offering 4 car garage

  Morgan Harris Lake Cumberland Real Estate Professionals

  130 Branch Rd, Monticello, KY 42633
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  $214,000

  • 3 Beds
  • 2 Baths
  • 1,632 Sq Ft

  613 Webster Spradlin Rd, Monticello, KY 42633

  Furnished 3 Bed, 2 Bath Lake Home, just 4 Minutes from Beaver Creek Marina!Check out this Spacious fully furnished 3 Bedroom, 2 Bath home, with Bonus Room and Utility room in the walkout basement. The property sits on a partially wooded lot totaling 0.80 acres M/L overlooking Beaver Creek Marina. This Double Ranch home combines comfort, functionality and space into an open layout.With a

  Denver Eaton Re/Max Country Lakes

  613 Webster Spradlin Rd, Monticello, KY 42633
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  /47

  $150,000

  • 2 Beds
  • 1 Bath
  • 840 Sq Ft

  641 Webster Spradlin Rd, Monticello, KY 42633

  Looking for a getaway on the beautiful Lake Cumberland? Check out this fully furnished Cozy home, with a back deck that overlooks Beaver Creak Marina with a year round lakeview, and includes a spacious wooded back yard. Sitting on 0.60 acres m/l this property has a spacious yard with wooded lot that completes the '+Lake Home in the Country ' feel. Perfect for a Vacation getaway or an investment

  Denver Eaton Re/Max Country Lakes

  641 Webster Spradlin Rd, Monticello, KY 42633
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  $149,900

  • 1 Bed
  • 1 Bath
  • 792 Sq Ft

  470 Cr-1522c, Monticello, KY 42633

  Super cool 20X30 sq ft Fisherman's special, vacation spot sitting on two lots! Nice Eastern Hemlock & cedar wood cabin on the lake with a natural spring! Search no more. This can be a year round home or a great rental for all kinds of vacations who want to get away and relax on your front porch. Featuring one bedroom, open concept living, kitchen, dining, laundry , tiled bath/shower, loft, and a

  Kathy Dick Premier Properties of Lake Cumberland, Inc.

  470 Cr-1522c, Monticello, KY 42633
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  $199,000

  • 3 Beds
  • 1 Bath
  • 1,064 Sq Ft

  109 Betsy Ln, Monticello, KY 42633

  Welcome to this charming home nestled in a serene country setting, just 15 minutes from the popular Conley Bottom Resort. Offering a cozy and spacious layout, this home features two inviting bedrooms, plus a loft bedroom that provides a unique and flexible space—perfect for guests, an office, or a peaceful retreat. The open floor plan enhances the sense of space, seamlessly connecting the living,

  HG Hickey III No Wake Real Estate

  109 Betsy Ln, Monticello, KY 42633
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  /97

  $594,000

  • 3 Beds
  • 2 Baths
  • 1,893 Sq Ft

  54 Jess Criswell Rd, Monticello, KY 42633

  ACREAGE, FARM, TRANQUILITY, LOCATION, VIEWS, and COUNTRY LIVING, all in one property! WOW! Now is your opportunity to own this beautiful home with over 2,000 square feet of living space and only about 7 minutes from Main Street. Built in 2002, and situated on over 47 acres of usable land, this home has custom cabinets throughout. The stairs and door frames, and large kitchen island are custom

  Donnie Oliver Keller Williams Legacy Group

  54 Jess Criswell Rd, Monticello, KY 42633
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  /32

  $179,000

  • 3 Beds
  • 1 Bath
  • 1,323 Sq Ft

  219 Bell Phipps Rd, Monticello, KY 42633

  Beautiful 3 Bedroom 1 Bath home sitting on a large 1 acre + - lot just off of Bell Phipps Rd in Wayne County. Home features a newer metal roof, large-detached garage, central heating and air conditioning, and a covered rear porch perfect for entertaining or enjoying mother nature. An additional room has been added to the back of the garage that would be a great spot for a wood working or extra

  HG Hickey III No Wake Real Estate

  219 Bell Phipps Rd, Monticello, KY 42633
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  /73

  $650,000

  • 4 Beds
  • 3 Baths
  • 3,679 Sq Ft

  163 Red Fox Ridge, Monticello, KY 42633

  Stunning Executive Home on 2.58 AcresWelcome to this immaculate 4-bedroom, 3-bathroom all-brick executive home, offering the perfect blend of luxury and comfort. Situated on a beautifully landscaped 2.58-acre lot, this home is a true retreat.Key Features:Spacious Living: Enjoy a bright, open floor plan with gorgeous wood flooring throughout.Gourmet Kitchen: The chef's

  Kenny Gumm Team Gumm Realty

  163 Red Fox Ridge, Monticello, KY 42633
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  /58

  $535,000

  • 3 Beds
  • 2 Baths
  • 1,368 Sq Ft

  688 Old Sawmill Rd, Monticello, KY 42633

  Now offered at $535,000. You're going to love this immaculate 3 bedroom cabin on 1.84 acres & HUGE detached garage located in the peaceful, wooded Otter Creek community within walking distance to popular LAKE CUMBERLAND. This property has a seasonal lake view and lake access only minutes to the neighborhood ramp. Enjoy the crisp fall evenings snuggled up by the fire pit roasting marshmallows

  Sylvia Ferrell Lake Cumberland Real Estate Professionals

  688 Old Sawmill Rd, Monticello, KY 42633

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