Seller's Agent in 2025
PEGGY SHANKLIN
LONG & FOSTER - LAKE MONTICELLO
(434) 962-2762
79 in this area
103 Total Sales
10 River Ridge Dr Palmyra, VA 22963
3
Beds
2.5
Baths
1,950
Sq Ft
0.35
Acres
Highlights
- Boat Ramp
- Golf Club
- Community Lake
- Beach
- Bar or Lounge
- Clubhouse
About This Home
As of August 2025Popular split-bedroom design, set on a lovingly landscaped, flat lot with a fully fenced backyard. A spacious deck overlooks the peaceful yard. Inside, the bright living room welcomes you with a large picture window and cozy fireplace. The primary suite offers two closets & a private bath with a walk-in shower for added comfort and convenience. The terrace level adds flexible living space, including a large family room, half bath, & a laundry area. Unfinished sections have been creatively used as an art studio, workshop, and storage, offering great potential for hobbies or future expansion. Situated in a quiet, low-traffic neighborhood, this home offers a wonderful blend of comfort and functionality. A pre-listing home inspection has already been completed, and both the report and the list of repairs are available upon request.,Fireplace in Living Room
Last Agent to Sell the Property
LONG & FOSTER - LAKE MONTICELLO License #0225247109[8859] Listed on: 06/04/2025
Last Buyer's Agent
Default Agent
Default Office License #CAAR:DEFAULT
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,376
Year Built
- Built in 2000
Lot Details
- 0.35 Acre Lot
- Partially Fenced Property
Home Design
- Rambler Architecture
- Composition Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- Property has 1 Level
- Gas Fireplace
- Family Room
- Living Room
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 2.5 Bathrooms
Laundry
- Laundry Room
- Washer and Dryer Hookup
Finished Basement
- Heated Basement
- Interior and Exterior Basement Entry
Schools
- Carysbrook Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
Community Details
Overview
- Property has a Home Owners Association
- $855 One-Time Condo or Co-op Fee
- Lake Monticello Subdivision
- Community Lake
Amenities
- Picnic Area
- Clubhouse
- Community Center
- Meeting Room
- Community Dining Room
- Community Library
- Bar or Lounge
Recreation
- Boat Ramp
- Beach
- Golf Club
- Tennis Courts
- Baseball Field
- Community Basketball Court
- Volleyball Courts
- Community Playground
- Community Pool
- Jogging Path
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 4, 2025
Closed on
Aug 5, 2025
Sold by
Hall Tracy Michael and Hall Franziska Eva
Bought by
Smith Connie Chic
Seller's Agent
PEGGY SHANKLIN
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
Default Agent
Default Office
List Price
$340,000
Sold Price
$330,000
Premium/Discount to List
-$10,000
-2.94%
Views
186
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
64.30%
Original Mortgage
$11,550
Outstanding Balance
$11,550
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$328,429
Purchase Details
Closed on
Apr 18, 2014
Sold by
Wohlford Frank
Bought by
Hall Franziska
Purchase Details
Closed on
May 9, 2012
Sold by
Citibank Na
Bought by
Wohlford Frank
Purchase Details
Closed on
Jan 26, 2012
Sold by
Ayres Linda T and Ayres Floyd R
Bought by
Citibank Na
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $330,000 | First American Title | |
| Deed | $159,000 | Stewart Title Guarantee Comp | |
| Special Warranty Deed | $105,000 | None Available | |
| Trustee Deed | $251,625 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $11,550 | New Conventional | |
| Open | $324,022 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/18/2025 08/18/25 | Sold | $330,000 | -2.9% | $169 / Sq Ft |
| 07/04/2025 07/04/25 | Pending | -- | -- | -- |
| 06/04/2025 06/04/25 | For Sale | $340,000 | -- | $174 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,378 | $317,000 | $30,000 | $287,000 |
| 2024 | $18 | $215,300 | $30,000 | $185,300 |
| 2023 | $1,817 | $215,300 | $30,000 | $185,300 |
| 2022 | $1,569 | $180,400 | $25,000 | $155,400 |
| 2021 | $1,569 | $180,400 | $25,000 | $155,400 |
| 2020 | $1,507 | $162,900 | $25,000 | $137,900 |
| 2019 | $1,507 | $162,900 | $25,000 | $137,900 |
| 2018 | $1,419 | $156,400 | $25,000 | $131,400 |
| 2017 | $1,419 | $156,400 | $25,000 | $131,400 |
| 2016 | $1,383 | $150,800 | $25,000 | $125,800 |
| 2015 | $1,306 | $150,800 | $25,000 | $125,800 |
Source: Public Records
Agents Affiliated with this Home
-
PEGGY SHANKLIN
-
D
Buyer's Agent in 2025
Default Agent
Default Office
Map
Source: Bright MLS
MLS Number: 665402
APN: 18A-6-177
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