$599,000
PENDING $96K PRICE DROP

10869 Arcaro Ln Union, KY 41091

Estimated payment $3,711/month

Total Views 9,872
4 Beds
3.5 Baths
4,250 Sq Ft
$141 Price per Sq Ft

Highlights

  • Eat-In Gourmet Kitchen
  • View of Trees or Woods
  • Open Floorplan
  • Shirley Mann Elementary School Rated A
  • 0.59 Acre Lot
  • Deck

About This Home

Beautiful 4 Bedroom 3.5 Bath two story home!! Nestled on a premium wooded lot with ultimate privacy, this home features a full finished walkout lower level w/a wet bar , full bath, large rec room and an exercise room. the spacious primary suite includes a cozy fireplace, while the ensuite bath offer comfort and style. Rich wood floors flow throughout the main level. Gourmet kitchen w. stainless appliances. Wonderful trex decking overlooking the level backyard .Wonderful opportunity to
own this beautiful home

Listing Agent

Darla Hunter

Coldwell Banker Realty FM License #221706 Listed on: 09/16/2025

Coldwell Banker Realty FM

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2006

Lot Details

  • 25,606 Sq Ft Lot
  • Lot Dimensions are 118x217
  • Landscaped
  • Level Lot
  • Partially Wooded Lot
  • Private Yard
  • Land Lease

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • Garage
  • Oversized Parking
  • Side Facing Garage
  • Garage Door Opener
  • Driveway
  • On-Street Parking
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 4,250 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Wet Bar
  • Sound System
  • Bookcases
  • Crown Molding
  • Tray Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Chandelier
  • Gas Fireplace
  • Vinyl Clad Windows
  • French Doors
  • Sliding Doors
  • Panel Doors
  • Entrance Foyer
  • Family Room
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Home Office
  • Recreation Room
  • Storage
  • Home Gym
  • Wood Flooring
  • Views of Woods

Kitchen

  • Eat-In Gourmet Kitchen
  • Butlers Pantry
  • Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Solid Surface Countertops
  • Utility Sink
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Double Vanity
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Storage

Home Security

  • Security Lights
  • Fire and Smoke Detector

Outdoor Features

  • Seasonal Lake or River
  • Deck
  • Covered Patio or Porch
  • Exterior Lighting

Schools

  • New Haven Elementary School
  • Gray Middle School
  • Ryle High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 220 Volts
  • High Speed Internet
  • Cable TV Available

Community Details

Overview

  • Association fees include association fees
  • Towne Property Association, Phone Number (859) 291-5858

Recreation

  • Community Playground
  • Dog Park
  • Trails

Home Details

Home Type

Single Family

Year Built

Built in 2006

Lot Details

0.59 Acres

HOA Fees

$38 per month

Parking

3

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.5878
  • Year Built: 2006
  • Lot Size: 118x217
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Ownership: Consumer
  • Directions: Richwood Exit 175 r on Richwood, R on Triple Crown, L on Whirlaway Dr right on Arcaro
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • Utilities Electric Company: owen
  • Utilities Gas Company: duke
  • Water Company: boone county
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Wet Bar, Ceiling Fan(s), Recessed Lighting, Wired for Sound, Multi Panel Doors, High Ceilings, Crown Molding, Cathedral Ceiling(s), Butler's Pantry, Bookcases, Chandelier, Double Vanity, Eat-in Kitchen, Entrance Foyer, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Soaking Tub, Sound System, Storage, Tray Ceiling(s), Walk-In Closet(s)
  • Basement: Full, Walk-Out Access, Full Finished Bath, Finished, Storage Space
  • Heating: Forced Air, Natural Gas
  • Levels: Two
  • Property Type: Residential
  • Appliances: Disposal, Dryer, Dishwasher, Microwave, Refrigerator, Washer, Stainless Steel Appliance(s), Electric Range
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: French Doors, Sliding Doors
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 4250.0
  • Window Features: Insulated Windows, Vinyl Clad Window(s)

Exterior Features

  • View: Trees/Woods
  • Roof: Shingle
  • Lot Features: Wooded, Level
  • View: Yes
  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Lighting, Private Yard
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck, Porch, Patio, Covered

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Off Street, Garage Faces Side, Oversized, On Street, Garage Door Opener, Garage

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Main Level, Laundry Room
  • Security: Security Lights, Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: 220 Volts, Circuit Breakers
  • Utilities: Cable Available, Natural Gas Available, Water Available, Sewer Available

Condo/Co-op/Association

  • Amenities: Playground, Trail(s), Dog Park, Lake Seasonal, Landscaping
  • Association Fee: 450.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Association Information:Association Management Name 1: Towne Property
  • Association Information:Association Management Phone 1: 859 291 5858
  • Association Information:Total Yearly Fees: 450.0

Fee Information

  • Association Fee Includes: Association Fees

Schools

  • Elementary School: New Haven Elementary
  • Junior High Dist: Boone Co Public
  • High School: Ryle High
  • Middle Or Junior School: Gray Middle School

Lot Info

  • Land Lease: Yes
  • Lot Size Sq Ft: 25606.0
  • Zoning Description: Residential

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,366 $473,500 $80,000 $393,500
2024 $4,348 $389,000 $65,000 $324,000
2023 $4,502 $389,000 $65,000 $324,000
2022 $4,367 $389,000 $65,000 $324,000
2021 $4,451 $389,000 $65,000 $324,000
2020 $4,453 $389,000 $65,000 $324,000
2019 $4,506 $389,000 $65,000 $324,000
2018 $4,513 $389,000 $65,000 $324,000
2017 $4,438 $389,000 $65,000 $324,000
2015 $4,384 $389,000 $65,000 $324,000
2013 -- $389,000 $65,000 $324,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/08/2026 04/08/26 Pending -- -- --
03/30/2026 03/30/26 For Sale $599,000 0.0% $141 / Sq Ft
03/23/2026 03/23/26 Pending -- -- --
03/21/2026 03/21/26 For Sale $599,000 0.0% $141 / Sq Ft
03/20/2026 03/20/26 Off Market $599,000 -- --
03/16/2026 03/16/26 Price Changed $599,000 -4.8% $141 / Sq Ft
03/11/2026 03/11/26 For Sale $629,000 0.0% $148 / Sq Ft
02/25/2026 02/25/26 Pending -- -- --
02/20/2026 02/20/26 Price Changed $629,000 -1.6% $148 / Sq Ft
01/16/2026 01/16/26 Price Changed $639,000 -2.6% $150 / Sq Ft
10/24/2025 10/24/25 Price Changed $656,000 -3.5% $154 / Sq Ft
10/08/2025 10/08/25 Price Changed $680,000 -2.2% $160 / Sq Ft
09/16/2025 09/16/25 For Sale $695,000 -- $164 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Deed $359,900 Homestead Title Agency Ltd
Deed $71,165 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $287,920 New Conventional
Source: Public Records

Source: Northern Kentucky Multiple Listing Service

MLS Number: 636301

Northern Kentucky Multiple Listing Service

APN: 064.44-07-064.00

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