$368,000
PENDING

11428 Stirrup Ln Lusby, MD 20657

Estimated payment $2,377/month

Total Views 545
3 Beds
3 Baths
1,931 Sq Ft
$191 Price per Sq Ft

Highlights

  • Boat Ramp
  • Golf Course Community
  • Lake Privileges
  • Beach
  • Water Oriented
  • Community Lake

About This Home

This well maintained and affordable home is located on the edge of Chesapeake Ranch Estates with only a 3-minute drive to several shopping centers and a 3-minute drive to route 4. Inside, you'll find a home that is bigger than it looks, with 3 FULL bathrooms and 3 bedrooms that could easily become 5 with the conversion of the finished basement or rec room. The kitchen has new counters (2025) and tile backsplash. You'll have plenty of room for the culinary arts between the included coffee bar and the walk-in kitchen pantry. The floors throughout the home are easy to clean and maintain, including over 600 SQFT of new solid oak hardwood floor (2025) in the living areas and over 500 SQFT of waterproof LVP (2026) in the rec room and basement (and no carpet to stress over spills and upkeep). Upstairs, the master bedroom has a lovely, vaulted ceiling and an expansive master bathroom with dual sinks, a full wall mirror, a jacuzzi tub, and a separate shower. The home is set up to accommodate a growing family as the basement includes two additional storage closets and a utility room with two water heaters to enjoy limitless hot showers and baths. Outside, you'll discover a fully fenced and shaded backyard with mature trees capable of containing both large and small pets. The practical side garden situated alongside a pathway below the partially covered side porch is suitable for growing flowers or vegetables. Other recent improvements include brand new energy efficient primary home HVAC and separate rec room mini-split installed this March, additional parking with vehicle gate access to the backyard in 2024, and improved drainage in 2025. The neighborhood contains two private beaches, a lake, walking trails, a golf course, and an airport. The owner of this property is a Realtor licensed in MD.

Listing Agent

Kate Filkoski

(855) 450-0442 dmvbroker@therealbrokerage.com Real Broker, LLC Brokerage Phone: 8554500442 Listed on: 06/14/2026

Real Broker, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,094

Year Built

  • Built in 1990

Lot Details

  • 14,810 Sq Ft Lot
  • Lot Dimensions are 100x150
  • Split Rail Fence
  • Wire Fence

HOA Fees

  • $52 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Shingle Roof
  • Plywood Siding Panel T1-11
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • Property has 2.5 Levels
  • Vaulted Ceiling
  • Ceiling Fan
  • Attic

Kitchen

  • Electric Oven or Range
  • Range Hood
  • Dishwasher

Flooring

  • Wood
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • Hydromassage or Jetted Bathtub

Laundry

  • Electric Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Crawl Space
  • Basement with some natural light

Parking

  • 4 Parking Spaces
  • 4 Driveway Spaces

Accessible Home Design

  • Doors are 32 inches wide or more
  • More Than Two Accessible Exits
  • Level Entry For Accessibility

Eco-Friendly Details

  • Energy-Efficient HVAC

Outdoor Features

  • Water Oriented
  • Property near a bay
  • Lake Privileges

Utilities

  • Ductless Heating Or Cooling System
  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Multi-Tank Water Heater
  • Private Water Source
  • Septic Tank

Listing and Financial Details

  • Tax Lot 23
  • Assessor Parcel Number 0501077872

Community Details

Overview

  • Association fees include road maintenance
  • Poa Chesapeake Ranch Estates HOA
  • Chesapeake Ranch Estates Subdivision
  • Community Lake

Amenities

  • Clubhouse

Recreation

  • Boat Ramp
  • Beach
  • Golf Course Community
  • Jogging Path

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,094

Year Built

Built in 1990

Lot Details

0.34 Acres

HOA Fees

$52 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Accessibility Features: 2+ Access Exits, 32"+ Wide Doors, Level Entry - Main
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1990
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer - Electric, Oven/Range - Electric, Range Hood, Refrigerator, Washer, Water Heater
  • Flooring Type: Ceramic Tile, Hardwood, Luxury Vinyl Plank
  • Interior Amenities: Attic, Bathroom - Jetted Tub, Ceiling Fan(s), Pantry, Wood Floors
  • Foundation Details: Crawl Space
  • Levels Count: 2.5
  • Basement: Yes
  • Basement Type: Daylight, Partial, Walkout Level
  • Total Sq Ft: 2000
  • Living Area Sq Ft: 1931
  • Price Per Sq Ft: 218.40
  • Above Grade Finished Sq Ft: 1685
  • Below Grade Finished Sq Ft: 246
  • Below Grade Sq Ft: 69
  • Total Below Grade Sq Ft: 315
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Stick Built, T-1-11, Vinyl Siding, Mixed Plumbing
  • Roof: Shingle
  • Water Access: No
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Ductless/Mini-Split, Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Central, Forced Air, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Multi-Tank
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Private/Community Water
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 622.66
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Club House, Golf Course, Jog/Walk Path, Lake, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Road Maintenance
  • HOA Name: POA CHESAPEAKE RANCH ESTATES
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Lot Info

  • Horses: No
  • Fencing: Split Rail, Wire
  • Lot Size Acres: 0.34
  • Lot Dimensions: 100x150
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14810.00
  • Zoning: R
  • In City Limits: No

Green Features

  • Efficiency: Hvac

Rental Info

  • Ground Rent Exists: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4093.70
  • Assessor Parcel Number: 0501077872
  • Tax Lot: 23
  • Tax Year: 2026

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,733 $305,433 $0 $0
2024 $3,409 $275,867 $0 $0
2023 $2,713 $246,300 $55,200 $191,100
2022 $2,881 $236,300 $0 $0
2021 $2,881 $226,300 $0 $0
2020 $2,678 $216,300 $55,200 $161,100
2019 $2,222 $211,867 $0 $0
2018 $2,176 $207,433 $0 $0
2017 $2,492 $203,000 $0 $0
2016 -- $199,167 $0 $0
2015 $2,680 $195,333 $0 $0
2014 $2,680 $191,500 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/21/2026 06/21/26 Pending -- -- --
06/14/2026 06/14/26 For Sale $368,000 +85.9% $191 / Sq Ft
04/09/2018 04/09/18 Sold $198,000 0.0% $144 / Sq Ft View Prior Sale
04/04/2018 04/04/18 Pending -- -- --
04/02/2018 04/02/18 Off Market $198,000 -- --
03/30/2018 03/30/18 For Sale $199,900 0.0% $146 / Sq Ft
01/24/2018 01/24/18 Pending -- -- --
01/10/2018 01/10/18 Price Changed $199,900 0.0% $146 / Sq Ft
01/10/2018 01/10/18 For Sale $199,900 +1.0% $146 / Sq Ft
01/01/2018 01/01/18 Off Market $198,000 -- --
11/01/2017 11/01/17 Price Changed $209,900 -8.7% $153 / Sq Ft
10/13/2017 10/13/17 For Sale $229,900 0.0% $168 / Sq Ft
04/15/2015 04/15/15 Rented $1,500 0.0% --
03/27/2015 03/27/15 Under Contract -- -- --
01/05/2015 01/05/15 For Rent $1,500 -- --
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed $210,600 None Listed On Document
Trustee Deed $210,600 None Listed On Document
Deed $198,000 Titlemax Llc
Deed $200,000 --
Deed $287,800 --
Deed $269,900 --
Deed $269,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $194,413 FHA
Previous Owner $269,900 Purchase Money Mortgage
Previous Owner $269,900 Purchase Money Mortgage
Source: Public Records

Source: Bright MLS

MLS Number: MDCA2027858

Bright MLS

APN: 01-077872

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