$279,900

Estimated payment $2,824/month

Total Views 1,751
3 Beds
2.5 Baths
1,578 Sq Ft
$177 Price per Sq Ft

Highlights

  • Boat Ramp
  • Access To Lake
  • Gated Community
  • Lake Howell High School Rated A-
  • Heated Spa
  • Lake View

About This Home

Investor-Friendly Condo with $12,000 Buyer Credit in Desirable Lakefront Community

Old Florida charm blends seamlessly with modern potential in this rarely available 3-bedroom, 2.5-bath ground-floor end unit located in the highly sought-after Carmel by the Lake community. Offering 1,578 square feet of living space, this spacious condo provides a tranquil setting surrounded by lush wetlands and abundant wildlife, all while being just minutes from shopping, dining, and major roadways. Investors will appreciate the flexibility of a seven-month minimum rental policy, making this an ideal property for seasonal income or long-term tenancy. Adding even more value, the seller is offering a generous $12,000 buyer concession at closing, giving you the opportunity to update the unit to your taste or enhance it for maximum rental return.

Inside, you'll find an open-concept layout filled with natural light, an updated kitchen with stainless steel appliances and breakfast bar (remodeled in 2021), and stylishly refreshed bathrooms featuring Bath fitter upgrades completed in 2023. The unit includes a washer and dryer, exterior storage, and one covered parking space with an additional uncovered space. The roof was recently replaced, and all buildings in the community have passed their structural inspections, giving added peace of mind.

Carmel by the Lake is a gated, lakefront community with an impressive array of amenities, including a private boat ramp to Lake Howell, a fishing pier currently undergoing renovation (with completion expected February 2026), a resort-style pool and hot tub, tennis, pickleball, racquetball courts, clubhouse, butterfly garden, and a hidden beach trail. The HOA fee is exceptionally comprehensive, covering internet, cable, home phone, water, sewer, exterior insurance, maintenance, and more—making ownership and leasing simple and cost-effective.

Whether you're looking to enjoy peaceful lakefront living or add a low-maintenance, income-producing asset to your portfolio, this property offers a rare opportunity with lifestyle appeal and financial upside. Schedule your private showing today and take advantage of the $12,000 credit to make this Casselberry gem your own.

Listing Agent

Michael (Sha Radcliff

REALTY EXCHANGE COMMERCIAL RESIDENTIAL BROKERAGE License #3413737 Listed on: 06/24/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,790

Year Built

  • Built in 1984

Lot Details

  • Southwest Facing Home
  • Mature Landscaping

HOA Fees

  • $958 Monthly HOA Fees

Property Views

  • Lake
  • Woods

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,578 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • High Ceiling
  • Ceiling Fan
  • Insulated Windows
  • Tinted Windows
  • Shades
  • Blinds
  • Rods
  • Sliding Doors
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Storage Room
  • Laundry in unit

Kitchen

  • Eat-In Kitchen
  • Cooktop<<rangeHoodToken>>
  • <<microwave>>
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan

Home Security

Parking

  • 2 Carport Spaces
  • Ground Level Parking
  • Assigned Parking

Eco-Friendly Details

  • No or Low VOC Paint or Finish

Outdoor Features

  • Heated Spa
  • Access To Lake
  • Access To Creek
  • Boat Ramp
  • Outdoor Storage
  • Rear Porch

Schools

  • Sterling Park Elementary School
  • South Seminole Middle School
  • Lake Howell High School

Utilities

  • Central Air
  • Heat Pump System
  • Thermostat
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include cable TV, pool, insurance, internet, maintenance structure, ground maintenance, recreational facilities, security, sewer, water
  • Carmel By The Lake Condos
  • Carmel By The Lake Unit 1 A Condo Subdivision
  • The community has rules related to deed restrictions

Amenities

  • Clubhouse
  • Elevator
  • Community Mailbox
  • Community Storage Space

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Racquetball
  • Community Pool

Pet Policy

  • Pets up to 40 lbs

Security

  • Gated Community
  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,790

Year Built

Built in 1984

Lot Details

0

HOA Fees

$958 per month

Listing Details

  • HOA Fee Includes: Cable TV, Pool, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Recreational Facilities, Security, Sewer, Water
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Condominium
  • Architectural Style: Contemporary
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1578
  • Lot Size Acres: 0.01
  • New Construction: No
  • Year Built: 1984
  • Building Area Total: 1578
  • Lot Size Sq Ft: 1902
  • Directions to Property: Head east on Interstate 4 (I-4 E) toward Exit 92. Take Exit 92 for FL-436/Semoran Blvd toward Altamonte Springs/Apopka. Keep left at the fork and follow the signs for FL-436 E/Casselberry/Apopka. Merge onto FL-436 E/Semoran Blvd. Continue on FL-436 E/Semoran Blvd for approximately 4.5 miles.
  • Status: Active
  • Ownership: Condominium
  • Available for Lease YN: 1
  • Escrow State: FL
  • Floor Number: 1
  • List Office Head Office Key Nume: 678970992
  • Minimum Lease: 7 Months
  • RATIO Current Price By Calculate: 177.38
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • Condo Fees Term: Monthly
  • Property Description: Corner Unit,Out of M/H Community
  • MFR_InLawSuiteYN: 0
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Hardwood, Tile
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Thermostat, Window Treatments
  • Appliances Included: Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: Two
  • Spa Features: Heated
  • Spa Yn: Yes
  • Stories: 2
  • Window Features: Blinds, Insulated Windows, Rods, Shades, Tinted Windows, Window Treatments
  • Street Number Modifier: 1162
  • Additional Rooms: Storage Rooms
  • Living Area Meters: 146.60
  • Room Count: 8

Exterior Features

  • Direction Faces: Southwest
  • Other Structures: Storage
  • Exterior Features: Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • View: Trees/Woods, Water
  • Water Body Name: HOWELL'S CREEK
  • Waterfront: No
  • Patio and Porch Features: Rear Porch
  • Road Surface Type: Asphalt
  • Water Access: Creek,Lake
  • Water Extras: Boat Ramp - Private
  • Water Extras YN: 1
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 2
  • Carport Y N: Yes
  • Garage Yn: No
  • Parking Features: Assigned, Covered, Ground Level, Guest

Utilities

  • Utilities: Cable Available, Phone Available, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Heat Pump
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Community Mailbox, Deed Restrictions, Gated Community - No Guard, Pool, Racquetball, Sidewalks, Tennis Court(s), Street Lights
  • Association Amenities: Basketball Court, Cable TV, Clubhouse, Elevator(s), Gated, Pickleball Court(s), Pool, Racquetball, Storage, Tennis Court(s)
  • Association Fee Frequency: Annually
  • Association: No
  • Security: Fire Sprinkler System, Gated Community, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Complex Community Name Nccb: CARMEL BY THE LAKE
  • Association Fee Requirement: None
  • Building Name Number: 1162/ 100
  • Condo Fees: 958
  • Condo Land Included YN: 1
  • Max Pet Weight: 40
  • Montly Maint Amt Addition To HOA: 0
  • Monthly Condo Fee Amount: 958
  • Pet Size: Small (16-35 Lbs.)

Fee Information

  • Total Annual Fees: 11496.00
  • Total Monthly Fees: 958.00

Schools

  • Elementary School: Sterling Park Elementary
  • High School: Lake Howell High
  • Middle Or Junior School: South Seminole Middle

Lot Info

  • Zoning: PRD
  • Parcel Number: 28-21-30-515-0000-4110
  • Additional Parcels: No
  • Property Attached Yn: Yes
  • Flood Zone Code: X
  • Homestead YN: 0
  • Lot Size Square Meters: 177
  • Zoning Compatible YN: 1

Green Features

  • Green Indoor Air Qlty: No/Low VOC Paint/Finish
  • Green Verification Count: 0

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Minimum of 7 months
  • Month To Month Or Weekly YN: 0

Tax Info

  • Tax Annual Amount: 3790.19
  • Tax Block: 5151162
  • Tax Book Number: 30 3-11
  • Tax Lot: 8

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,850 $218,683 -- --
2023 $3,515 $198,803 $0 $0
2021 $2,675 $154,442 $0 $154,442
2020 $2,438 $141,298 $0 $0
2019 $972 $94,244 $0 $0
2018 $964 $92,487 $0 $0
2017 $951 $90,585 $0 $0
2016 $965 $88,722 $0 $0
2015 $622 $88,722 $0 $0
2014 $622 $70,041 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/24/2025 06/24/25 For Sale $279,900 +47.3% $177 / Sq Ft
10/18/2021 10/18/21 Sold $190,000 -13.6% $120 / Sq Ft
09/26/2021 09/26/21 Pending -- -- --
09/03/2021 09/03/21 For Sale $220,000 +37.6% $139 / Sq Ft
11/18/2019 11/18/19 Sold $159,900 0.0% $101 / Sq Ft
10/16/2019 10/16/19 Pending -- -- --
10/01/2019 10/01/19 Price Changed $159,900 -3.0% $101 / Sq Ft
08/16/2019 08/16/19 For Sale $164,900 +57.0% $104 / Sq Ft
08/17/2018 08/17/18 Off Market $105,000 -- --
08/29/2014 08/29/14 Sold $105,000 -4.5% $67 / Sq Ft
07/31/2014 07/31/14 Pending -- -- --
07/11/2014 07/11/14 For Sale $110,000 -- $70 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $190,000 Hbn Title Llc
Warranty Deed $159,900 Innovative Title Svcs Llc
Warranty Deed $105,000 First Advantage Title Partne
Warranty Deed $94,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $143,910 New Conventional
Previous Owner $72,425 New Conventional
Previous Owner $78,750 New Conventional
Source: Public Records

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Source: Stellar MLS

MLS Number: FC310776

Stellar MLS

APN: 28-21-30-515-0000-4110