$999,900
NEW CONSTRUCTION

118 N Lake Dr Stevensville, MD 21666

Estimated payment $5,685/month

Total Views 30,101
3 Beds
2.5 Baths
2,464 Sq Ft
$406 Price per Sq Ft

Highlights

  • 50 Feet of Waterfront
  • Public Boat Ramp
  • Beach
  • Matapeake Elementary School Rated A-
  • Private Dock Site
  • Boat Ramp

About This Home

KENT ISLAND WATERFRONT -New Construction, NOW COMPLETE. Offering a tranquil nature filled lifestyle located in the Tower Gardens neighborhood situated on Carter Creek with a pier, kayak launch, and beautiful shoreline (currently being installed). Enjoy island life from your screened porch with a centered skylight and flanking fan mounts off the large family room. This home features 2,464 sq ft of living space plus a wrap around porch and huge screened porch, 3 bedrooms, 2.5 baths, living room, large dining area and separate family room with centrally located kitchen providing a great flow. The Eco high efficiency electric fireplace with surround in the family room, conditioned crawl space, gas continuous hot water, over size stained oak stairs and hand rail to 2nd floor, several transom windows for natural light without sacrificing wall space and a luxurious primary suite with 2 walkin closets with custom shelving for him and her, spa like shower, and sitting area overlooking the water are standard with this home. The oversized garage offers plenty of attic and floor area storage. Plus the easily accessible secure storage space under the screened porch is great for the kayaks, paddle boards, fishing gear, etc. Visit today so you can enjoy summer on the Island.

Listing Agent

Suzanne Hitt

Coldwell Banker Waterman Realty License #606836 Listed on: 07/04/2025

Coldwell Banker Waterman Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,607

Year Built

  • Built in 2025 | New Construction

Lot Details

  • 0.36 Acre Lot
  • 50 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Landscaped
  • Property is in excellent condition

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 1 Car Detached Garage
  • Front Facing Garage
  • Gravel Driveway

Home Design

  • Craftsman Architecture
  • Traditional Architecture
  • Block Foundation
  • Architectural Shingle Roof

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Skylights
  • Recessed Lighting
  • Electric Fireplace
  • Transom Windows
  • Lake Views
  • Washer and Dryer Hookup

Kitchen

  • Electric Oven or Range
  • <<builtInMicrowave>>
  • Dishwasher

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • <<tubWithShowerToken>>
  • Walk-in Shower

Outdoor Features

  • Canoe or Kayak Water Access
  • Rip-Rap
  • Boat Ramp
  • Private Dock Site
  • Stream or River on Lot
  • Exterior Lighting

Location

  • Flood Risk
  • Property is near a creek

Schools

  • Matapeake Elementary And Middle School
  • Kent Island High School

Utilities

  • Heat Pump System
  • Well
  • Propane Water Heater

Listing and Financial Details

  • Assessor Parcel Number 1804045327

Community Details

Overview

  • Association fees include common area maintenance, pier/dock maintenance
  • Tower Gardens Improvement Association
  • Tower Gardens Subdivision

Amenities

  • Common Area

Recreation

  • Public Boat Ramp
  • Boat Ramp
  • Pier or Dock
  • Beach
  • Baseball Field
  • Soccer Field
  • Community Playground
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,607

Year Built

Built in 2025 | New Construction

Lot Details

0

HOA Fees

$13 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Craftsman, Traditional
  • Ownership: Fee Simple
  • New Construction: Yes
  • Story List: Main, Upper 1
  • Federal Flood Zone: Yes
  • Year Built: 2025
  • Remarks Public: KENT ISLAND WATERFRONT -New Construction, NOW COMPLETE. Offering a tranquil nature filled lifestyle located in the Tower Gardens neighborhood situated on Carter Creek with a pier, kayak launch, and beautiful shoreline (currently being installed). Enjoy island life from your screened porch with a centered skylight and flanking fan mounts off the large family room. This home features 2,464 sq ft of living space plus a wrap around porch and huge screened porch, 3 bedrooms, 2.5 baths, living room, large dining area and separate family room with centrally located kitchen providing a great flow. The Eco high efficiency electric fireplace with surround in the family room, conditioned crawl space, gas continuous hot water, over size stained oak stairs and hand rail to 2nd floor, several transom windows for natural light without sacrificing wall space and a luxurious primary suite with 2 walkin closets with custom shelving for him and her, spa like shower, and sitting area overlooking the water are standard with this home. The oversized garage offers plenty of attic and floor area storage. Plus the easily accessible secure storage space under the screened porch is great for the kayaks, paddle boards, fishing gear, etc. Visit today so you can enjoy summer on the Island.
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Refrigerator, Oven/Range - Electric
  • Flooring Type: Luxury Vinyl Plank, Carpet
  • Interior Amenities: Bathroom - Walk-In Shower, Bathroom - Tub Shower, Floor Plan - Open, Recessed Lighting, Skylight(s), Walk-In Closet(s)
  • Window Features: Transom
  • Fireplace Features: Electric, Other
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: No
  • Laundry Type: Hookup
  • Total Sq Ft: 3153
  • Living Area Sq Ft: 2464
  • Price Per Sq Ft: 405.80
  • Above Grade Finished Sq Ft: 2464
  • Above Grade Unfinished Sq Ft: 689
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 118

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s)
  • Construction Materials: Mixed
  • Construction Completed: No
  • Exterior Features: Exterior Lighting
  • Roof: Architectural Shingle
  • View: Lake
  • Water Access Features: Canoe/Kayak, Fishing Allowed
  • Water Access: Yes
  • Water Body Name: CARTER CREEK
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 50

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Crushed Stone
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Detached Garage

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Propane
  • Sewer/Septic System: Public Sewer
  • Water Source: Well
  • Municipal Trash: No

Condo/Co-op/Association

  • HOA Fees: 150.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Common Grounds, Baseball Field, Pier/Dock, Soccer Field, Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Pier/Dock Maintenance
  • HOA Name: TOWER GARDENS IMPROVEMENT ASSOCIATION
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS
  • Elementary School: MATAPEAKE
  • Middle School: MATAPEAKE
  • High School: KENT ISLAND
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121137777627
  • School District Source: Listing Agent
  • Elementary School: MATAPEAKE
  • High School: KENT ISLAND
  • Middle Or Junior School: MATAPEAKE

Lot Info

  • Lot Features: Landscaping, Rip-Rapped, Stream/Creek
  • Lot Size Acres: 0.36
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 15760.00
  • Property Condition: Excellent
  • Year Assessed: 2024
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No
  • Property Manager: No

Multi Family

  • Federal Flood Zone: AE
  • Waterfront Features: Boat/Launch Ramp - Private, Boat/Launch Ramp - Public, Rip-Rap, Private Dock Site

Tax Info

  • Tax Annual Amount: 1607.00
  • Assessor Parcel Number: 1804045327
  • Tax Year: 2024

MLS Schools

  • School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,607 $170,567 $0 $0
2023 $1,394 $148,000 $148,000 $0
2022 $2,205 $148,000 $148,000 $0
2021 $206 $21,500 $21,500 $0
2020 $2,205 $21,900 $21,900 $0
2019 $210 $21,900 $21,900 $0
2018 $210 $21,900 $21,900 $0
2017 $222 $23,100 $0 $0
2016 -- $23,100 $0 $0
2015 $289 $23,100 $0 $0
2014 $289 $27,700 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/04/2025 07/04/25 For Sale $999,900 -- $406 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $140,000 Brilliant Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $553,000 New Conventional
Closed $140,000 New Conventional
Source: Public Records

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Source: Bright MLS

MLS Number: MDQA2013962

Bright MLS

APN: 04-045327