Seller's Agent in 2025
Armando Roman
Signature Realty
(413) 505-2891
14 in this area
112 Total Sales
12 Saint James Ave Holyoke, MA 01040
3
Beds
2
Baths
3,000
Sq Ft
8,276
Sq Ft Lot
Highlights
- Medical Services
- Property is near public transit and schools
- Jogging Path
- Deck
- Wood Flooring
- 5-minute walk to Sargeant Street Park
About This Home
As of December 2025Step into a home where thoughtful design meets space, style, and income potential. This beautifully renovated two-family offers an incredible opportunity for investors or owner-occupants seeking comfort, versatility, and long-term value. The property feels grand—almost like a multifamily mansion—with oversized layouts and intentional finishes throughout. Each unit includes a bright open-concept design, recessed lighting, and massive rooms with generous closet space. Kitchens feature granite countertops and brand-new stainless-steel appliances, and every apartment has its own laundry room with cabinetry and granite. Electrical is completely updated, with individual panels inside each unit. The second and third floors flow together seamlessly, with the upper level offering three additional bedrooms and a loft-style bonus room. The open walkout basement includes a rear room with full-sized windows. Outside, the large lot provides room to relax, entertain, garden, and includes a shed.
Last Buyer's Agent
Tamysha Carrasquillo
eXp Realty
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $4,671
Year Built
- Built in 1900
Lot Details
- 8,107 Sq Ft Lot
- Level Lot
Home Design
- Brick Exterior Construction
- Brick Foundation
- Shingle Roof
Interior Spaces
- 3,000 Sq Ft Home
- Property has 1 Level
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Parking
- 6 Car Parking Spaces
- Driveway
- Paved Parking
- 6 Open Parking Spaces
Outdoor Features
- Deck
- Shed
- Rain Gutters
- Porch
Additional Features
- Property is near public transit and schools
- 100 Amp Service
Listing and Financial Details
- Assessor Parcel Number M:0106 B:0000 L:122,2534066
Community Details
Overview
- 3 Units
Amenities
- Medical Services
- Shops
- Coin Laundry
Recreation
- Park
- Jogging Path
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 28, 2025
Closed on
Dec 30, 2025
Sold by
Equity Tco
Bought by
Marinez Yaphet
Seller's Agent
Armando Roman
Signature Realty
Buyer's Agent
Tamysha Carrasquillo
eXp Realty
List Price
$470,000
Sold Price
$470,000
Views
65
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,078
Avg. Annual Appreciation
-3.72%
Original Mortgage
$461,487
Outstanding Balance
$461,016
Interest Rate
6.26%
Mortgage Type
FHA
Estimated Equity
$4,906
Purchase Details
Listed on
Dec 7, 2024
Closed on
Jan 30, 2025
Sold by
Bank Of America
Bought by
Equity Tco
Seller's Agent
Carlos Dos Santos
Ideal Real Estate Services, Inc.
Buyer's Agent
Armando Roman
Signature Realty
List Price
$164,900
Sold Price
$180,000
Premium/Discount to List
$15,100
9.16%
Views
45
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
183.84%
Original Mortgage
$280,000
Interest Rate
6.72%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 24, 2023
Sold by
Nisbitt Ana M and Bank Of America Na Tr
Bought by
Bank Of America
Purchase Details
Closed on
Sep 1, 2005
Sold by
Whelihan Lawrence and Pappadellis Virginia C
Bought by
Nisbitt Ana M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,800
Interest Rate
5.81%
Mortgage Type
Purchase Money Mortgage
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | $470,000 | -- | |
| Warranty Deed | $180,000 | Misc Company | |
| Warranty Deed | $180,000 | Misc Company | |
| Foreclosure Deed | $206,616 | None Available | |
| Foreclosure Deed | $206,616 | None Available | |
| Deed | $169,900 | -- | |
| Deed | $169,900 | -- | |
| Deed | $169,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $461,487 | FHA | |
| Previous Owner | $280,000 | Purchase Money Mortgage | |
| Previous Owner | $130,800 | Purchase Money Mortgage | |
| Previous Owner | $33,980 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/31/2025 12/31/25 | Sold | $470,000 | 0.0% | $157 / Sq Ft | |
| 12/15/2025 12/15/25 | Pending | -- | -- | -- | |
| 11/28/2025 11/28/25 | For Sale | $470,000 | +161.1% | $157 / Sq Ft | |
| 01/31/2025 01/31/25 | Sold | $180,000 | +9.2% | $73 / Sq Ft | View Prior Sale |
| 01/02/2025 01/02/25 | Pending | -- | -- | -- | |
| 12/07/2024 12/07/24 | For Sale | $164,900 | -- | $67 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,671 | $267,500 | $48,100 | $219,400 |
| 2024 | $4,395 | $231,900 | $46,000 | $185,900 |
| 2023 | $4,058 | $216,300 | $46,000 | $170,300 |
| 2022 | $4,081 | $211,900 | $46,000 | $165,900 |
| 2021 | $3,532 | $183,300 | $41,900 | $141,400 |
| 2020 | $3,287 | $172,300 | $41,900 | $130,400 |
| 2019 | $3,218 | $166,800 | $41,900 | $124,900 |
| 2018 | $3,024 | $158,100 | $41,900 | $116,200 |
| 2017 | $3,031 | $158,100 | $41,900 | $116,200 |
| 2016 | $2,946 | $154,100 | $43,000 | $111,100 |
| 2015 | $2,934 | $154,100 | $43,000 | $111,100 |
Source: Public Records
Agents Affiliated with this Home
-
Armando Roman
-
Carlos Dos Santos
Seller's Agent in 2025
Carlos Dos Santos
Ideal Real Estate Services, Inc.
(413) 531-1159
2 in this area
58 Total Sales
-
T
Buyer's Agent in 2025
Tamysha Carrasquillo
eXp Realty
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73458114
APN: HOLY-000106-000000-000122
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The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.
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