$399,950
$60K PRICE DROP

13015 Surf St Lusby, MD 20657

Estimated payment $2,498/month

Total Views 20,939
4 Beds
2 Baths
1,518 Sq Ft
$263 Price per Sq Ft

Highlights

  • Home fronts navigable water
  • Open Floorplan
  • Main Floor Bedroom
  • Water Access
  • Raised Ranch Architecture
  • Combination Kitchen and Living

About This Home

Drum Point on the Chesapeake Bay Nestled in the serene community of Drum Point, this exquisite raised ranch home offers a harmonious blend of comfort and luxury, perfect for those seeking an elevated lifestyle. With 1,518 square feet of thoughtfully designed living space, this residence features four spacious bedrooms and two full bathrooms, ensuring ample room for relaxation and entertainment. Step inside to discover an inviting open floor plan that seamlessly connects the kitchen and living areas, creating a warm atmosphere ideal for gatherings. The galley kitchen is equipped with high-end appliances, including a sleek stove, refrigerator, microwave, dishwasher, and disposal, making meal preparation a delight. The combination of functionality and style is enhanced by the charming family room that flows effortlessly from the kitchen, perfect for cozy evenings or lively get-togethers. Natural light pours through the thoughtfully placed windows, accentuating the home's inviting ambiance. Ceiling fans throughout provide a gentle breeze, enhancing the comfort of each room. The entry-level bedroom offers convenience and accessibility, making it a versatile space for guests or a home office. Outside, the property boasts a generous 0.33-acre lot, providing ample space for outdoor activities or serene moments of reflection. Enjoy the tranquility of the nearby Chesapeake Bay, with water access just a stone's throw away. Whether you're kayaking, fishing, or simply soaking in the stunning views, this location offers a unique opportunity to embrace a water-oriented lifestyle. Additional features include a convenient laundry area with a washer and dryer, ensuring that daily chores are a breeze. The property also includes a shed for extra storage, keeping your outdoor space organized and clutter-free. With a driveway that accommodates up to three vehicles, parking is never a concern. This home is not just a residence; it's a lifestyle choice that invites you to experience the beauty of waterfront living while enjoying the comforts of a well-appointed home. Embrace the charm of Drum Point and make this luxurious retreat your own. This is Chesapeake living at its finest — come home to the water.

Listing Agent

Walter Spann

(301) 702-4200 waltspann55@gmail.com RE/MAX United Real Estate Brokerage Phone: 3017024200 License #71065 Listed on: 04/22/2026

RE/MAX United Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,833

Year Built

  • Built in 1977

Lot Details

  • 14,375 Sq Ft Lot
  • Home fronts navigable water

HOA Fees

  • $23 Monthly HOA Fees

Home Design

  • Raised Ranch Architecture
  • Block Foundation
  • Slab Foundation
  • Frame Construction

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Ceiling Fan
  • Family Room Off Kitchen
  • Combination Kitchen and Living

Kitchen

  • Galley Kitchen
  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • Bathtub with Shower

Laundry

  • Dryer
  • Washer

Parking

  • 3 Parking Spaces
  • 3 Driveway Spaces

Outdoor Features

  • Water Access
  • Property near a bay
  • Shed

Utilities

  • Window Unit Cooling System
  • Electric Baseboard Heater
  • Well
  • Electric Water Heater

Community Details

  • Drum Point Property Owners' Association
  • Drum Point Subdivision

Listing and Financial Details

  • Tax Lot 6
  • Assessor Parcel Number 0501139045

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,833

Year Built

Built in 1977

Lot Details

0.33 Acres

HOA Fees

$23 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Raised Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1977
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Stove, Refrigerator, Microwave, Dishwasher, Disposal, Dryer, Washer
  • Interior Amenities: Bathroom - Tub Shower, Ceiling Fan(s), Combination Kitchen/Living, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Galley
  • Foundation Details: Block, Slab
  • Levels Count: 2
  • Basement: No
  • Total Sq Ft: 1518
  • Living Area Sq Ft: 1518
  • Price Per Sq Ft: 395.21
  • Above Grade Finished Sq Ft: 1012
  • Below Grade Finished Sq Ft: 506
  • Total Below Grade Sq Ft: 506
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Frame
  • Water Access: Yes
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 3

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Window Unit(s)
  • Heating Fuel: Electric
  • Heating Type: Baseboard - Electric
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Private, Well

Condo/Co-op/Association

  • HOA Fees: 275.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Name: DRUM POINT PROPERTY OWNERS' ASSOCIATION
  • HOA: Yes
  • Senior Community: No

Lot Info

  • Lot Size Acres: 0.33
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14375.00
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3833.00
  • Assessor Parcel Number: 0501139045
  • Tax Lot: 6
  • County Tax Payment Frequency: Annually
  • Tax Year: 2026

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,820 $317,267 $0 $0
2024 $3,628 $299,933 $0 $0
2023 $3,325 $282,600 $151,700 $130,900
2022 $2,866 $275,867 $0 $0
2021 $3,252 $269,133 $0 $0
2020 $4,499 $262,400 $151,700 $110,700
2019 $43 $262,400 $151,700 $110,700
2018 $160 $262,400 $151,700 $110,700
2017 $44 $264,500 $0 $0
2016 -- $263,500 $0 $0
2015 $3,437 $262,500 $0 $0
2014 $3,437 $261,500 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/21/2026 05/21/26 Price Changed $399,950 -7.0% $263 / Sq Ft
05/08/2026 05/08/26 Price Changed $430,000 -6.5% $283 / Sq Ft
04/22/2026 04/22/26 For Sale $460,000 -- $303 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Source: Public Records

Source: Bright MLS

MLS Number: MDCA2026366

Bright MLS

APN: 01-139045

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