$699,900
PENDING

Estimated payment $4,295/month

Total Views 2,049
4 Beds
2.5 Baths
2,646 Sq Ft
$265 Price per Sq Ft

Highlights

  • Waterfront Community
  • Community Boat Dock
  • Gated Community
  • Bluewater Elementary School Rated A-
  • On Golf Course
  • Traditional Architecture

About This Home

Welcome home to 1395 Windward Lane, a spacious, single-level, 4-bedroom property situated inside Bluewater Bay's extraordinary Windward community. Entering through Windward's stately gate, you are greeted by a brick paver roundabout encircling a lush park. Meander down Windward Way to the banks of Lido Lake to observe the resident turtles and other wildlife. Windward's most valuable and unique amenity is the Bay-front community beach with an extensive dock and platforms for putting in kayaks and paddle boards. Pack a picnic, stroll or bike 1000 feet from your front door, and watch the sunset over Choctawhatchee Bay, or wet a line and bring home freshly-caught fish for dinner! 1395 Windward Lane's thoughtful and functional plan offers a split bedroom layout with 2 bedrooms and a full bath on one side of the living spaces and the primary bedroom suite, an additional bedroom, and a convenient half bath on the other. A generously-sized office and formal dining space flank the foyer, while the cozy living room with wood burning fireplace and built-in shelving flows seamlessly into the updated kitchen and breakfast nook. Don't overlook the tremendous value and flexibility of the 330+ square foot heated and cooled Florida room NOT INCLUDED in the advertised 2646 square feet!!! From the Florida room, discover an ample covered back porch leading to the resort-like backyard overlooking the 7th green of Bluewater's 9-hole Bay course. Bluewater Bay offers a resort lifestyle for all ages with miles of walking paths, restaurants, shopping, a marina complex, and separate memberships available for golf, tennis, pickleball, and swimming pools. Zoned for highly rated Bluewater Elementary School, offering a choice between Ruckel and Destin Middle Schools, and Niceville High School - home of the Eagles!

Listing Agent

David Bryan McAliley

EXP Realty LLC License #3243625 Listed on: 04/07/2026

EXP Realty LLC

Co-Listing Agent

Carli Harman

EXP Realty LLC License #3288403

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,999

Year Built

  • Built in 1989

Lot Details

  • 15,246 Sq Ft Lot
  • Property fronts a private road
  • Property fronts an easement
  • On Golf Course
  • Interior Lot
  • Level Lot
  • Sprinkler System
  • Lawn Pump
  • Property is zoned County, Deed Restrictions, Resid Single Family

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Frame Construction
  • Dimensional Roof
  • Pitched Roof
  • Ridge Vents on the Roof
  • Vinyl Trim
  • Aluminum Trim

Interior Spaces

  • 2,646 Sq Ft Home
  • 1-Story Property
  • Built-in Bookshelves
  • Shelving
  • Woodwork
  • Coffered Ceiling
  • Tray Ceiling
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • Fireplace
  • Double Pane Windows
  • Insulated Doors
  • Sitting Room
  • Living Room
  • Dining Room
  • Home Office
  • Pull Down Stairs to Attic
  • Fire and Smoke Detector

Kitchen

  • Breakfast Area or Nook
  • Walk-In Pantry
  • Gas Oven or Range
  • Stove
  • Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Painted or Stained Flooring
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • Dressing Area
  • Cultured Marble Bathroom Countertops
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Eco-Friendly Details

  • Energy-Efficient Doors

Outdoor Features

  • Enclosed Patio or Porch
  • Rain Gutters

Schools

  • Bluewater Elementary School
  • Choice-Destin/Ruckel Middle School
  • Niceville High School

Utilities

  • Central Heating and Cooling System
  • Air Source Heat Pump
  • Underground Utilities
  • Tankless Water Heater
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 22-1S-22-2693-0000-0060

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include accounting, management, recreational faclty
  • Windward Ph 5 Subdivision
  • The community has rules related to covenants, exclusive easements

Recreation

  • Community Boat Dock
  • Waterfront Community
  • Golf Course Community

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,999

Year Built

Built in 1989

Lot Details

0.35 Acres

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.35
  • Lot Size: 78.14'F x 151.49'LS x 111.08'R x 155.11'RS
  • Road Frontage Type: Easement, Private Road
  • Road Surface Type: Paved
  • Co List Office Mls Id: EEX8
  • Co List Office Phone: 850-830-4414
  • Subdivision Name: WINDWARD PH 5
  • Directions: From Highway 20, turn South onto Bluewater Blvd. Go through the roundabout and take a left at the stop sign, Oakmont Drive. Take the first right onto Winged Foot Drive. Winged Foot runs into the gate at Windward. Once through the gate enter the roundabout and take the third exit off, onto Windward Lane. The home is six houses down on the left.
  • Architectural Style: Traditional
  • Carport Y N: No
  • New Construction: No
  • Efficiency: Doors
  • Building Stories: 1
  • Year Built: 1989
  • Remarks Misc:Remarks: Welcome home to 1395 Windward Lane, a spacious, single-level, 4-bedroom property situated inside Bluewater Bay's extraordinary Windward community. Entering through Windward's stately gate, you are greeted by a brick paver roundabout encircling a lush park. Meander down Windward Way to the banks of Lido Lake to observe the resident turtles and other wildlife. Windward's most valuable and unique amenity is the Bay-front community beach with an extensive dock and platforms for putting in kayaks and paddle boards. Pack a picnic, stroll or bike 1000 feet from your front door, and watch the sunset over Choctawhatchee Bay, or wet a line and bring home freshly-caught fish for dinner! 1395 Windward Lane's thoughtful and functional plan offers a split bedroom layout with 2 bedrooms and a full bath
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Energy:Heat Pump Air To Air: Yes
  • Energy:Insulated Doors: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Dining Area: Yes
  • Rooms:Sitting Room: Yes
  • Energy:Water Heater - Tnkls: Yes
  • Utilities:Gas - Natural: Yes
  • Utilities:Underground: Yes
  • Energy:Water Heater - Gas: Yes
  • Energy:Ridge Vent: Yes
  • Rooms:Office2: Yes
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Smoke Detector, Stove/Oven Dual Fuel, Water Heater - Gas, Water Heater - Tnkls
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Flooring: Floor Hardwood, Floor Tile, Floor WW Carpet
  • Interior Amenities: Built-In Bookcases, Ceiling Tray/Cofferd, Fireplace, Lighting Recessed, Pantry, Pull Down Stairs, Shelving, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted
  • Window Features: Skylight(s), Window Treatmnt Some, Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Interior:Pull Down Stairs: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Cultured Mrble: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Woodwork Painted: Yes
  • Mstr BdrmMstr Bath:MBath Dressing Area: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Appliances:StoveOven Dual Fuel: Yes
  • Interior:Shelving: Yes
  • Interior:Built-In Bookcases: Yes
  • Interior:Fireplace: Yes
  • Interior:Skylight(s): Yes

Exterior Features

  • Lot Features: Covenants, Easements, Golf Course, Interior, Level, Restrictions, Storm Sewer, Within 1/2 Mile to Water
  • Construction Type: Brick, Frame, Roof Pitched, Trim Aluminum, Trim Vinyl
  • Exterior Features: Rain Gutter, Lawn Pump, Sprinkler System
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Covered, Patio Enclosed
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Easements: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Trim Aluminum: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Roof Pitched: Yes
  • ConstructionSiding:Trim Vinyl: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Sprinkler System: Yes
  • Lot Features:Golf Course: Yes
  • ConstructionSiding:Brick: Yes
  • Exterior:Rain Gutter: Yes
  • Exterior:Patio Enclosed: Yes
  • Lot Features:Storm Sewer: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • Total Parking Spaces: 4.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Heat Pump Air To Air, Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Phone, Public Water, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Dock, Gated Community, Waterfront
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Management, Recreational Faclty

Schools

  • Elementary School: Bluewater
  • High School: Niceville
  • Middle Or Junior School: Choice-Destin/Ruckel

Lot Info

  • Lot Size Sq Ft: 15246.0
  • Parcel #: 22-1S-22-2693-0000-0060
  • Zoning: County, Deed Restrictions, Resid Single Family

Tax Info

  • Tax Annual Amount: 5998.89
  • Tax Year: 2025

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,999 $501,598 $132,197 $369,401
2024 $5,729 $494,720 $123,433 $371,287
2023 $5,729 $495,728 $122,211 $373,517
2022 $5,350 $467,057 $116,391 $350,666
2021 $4,742 $376,607 $101,210 $275,397
2020 $4,480 $350,819 $100,208 $250,611
2019 $3,092 $280,040 $0 $0
2018 $3,061 $274,818 $0 $0
2017 $3,040 $269,166 $0 $0
2016 $2,956 $263,630 $0 $0
2015 $3,015 $261,797 $0 $0
2014 $2,986 $256,875 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/07/2026 04/07/26 For Sale $699,900 0.0% $265 / Sq Ft
03/16/2026 03/16/26 Pending -- -- --
03/11/2026 03/11/26 For Sale $699,900 0.0% $265 / Sq Ft
02/23/2026 02/23/26 Pending -- -- --
02/20/2026 02/20/26 For Sale $699,900 -- $265 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $320,000 Old South Land Title Company
Warranty Deed $315,000 Old South Land Title Company
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $256,000 VA
Previous Owner $315,000 VA
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 995853

Emerald Coast Association of REALTORS®

APN: 22-1S-22-2693-0000-0060

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