Seller's Agent in 2026
Kris Nafziger
San Luis Bay Realty
(805) 748-4105
2 in this area
29 Total Sales
1401 21st St Oceano, CA 93445
Oceano Neighborhood
5
Beds
3
Baths
1,552
Sq Ft
6,538
Sq Ft Lot
Highlights
- Coastline Views
- No Units Above
- Main Floor Bedroom
- Arroyo Grande High School Rated A-
- Ocean Side of Freeway
- Corner Lot
About This Home
As of March 2026Just minutes from the ocean, this beautifully updated duplex offers the best of coastal living and investment potential. With two homes on one lot, it’s ideal for an owner-occupant, multi-generational living, or steady rental income. 1401 21st St features 3 bedrooms and 2 bathrooms, including one bedroom on the main floor and two upstairs. Thoughtful upgrades include new wall heaters, newer carpet, and a remodeled upstairs bathroom that blends comfort and modern style. A private fenced backyard provides space for entertaining, pets, or relaxing in the coastal breeze. 1417 21st St is a single-level 2-bedroom, 1-bath residence showcasing new carpet, a new oven, remodeled bathroom, and updated lighting. With three private outdoor spaces, this unit offers flexibility and privacy that tenants or guests will love. Set in a desirable neighborhood close to the shoreline, restaurants, and schools, this property delivers move-in-ready comfort with strong rental demand. Situated on a corner lot, the property provides ample parking and even has an additional driveway behind the two homes. Whether you’re expanding your investment portfolio or seeking a home that generates income, 1401/1417 21st Street is a versatile opportunity in the heart of Oceano’s beach community.
Last Agent to Sell the Property
San Luis Bay Realty Brokerage Phone: 805-748-4105 License #02127192 Listed on: 10/23/2025
Co-Listed By
California Property Services Brokerage Phone: 805-748-4105 License #00876258
Last Buyer's Agent
Berkshire Hathaway HomeServices California Properties License #01475395
Property Details
Home Type
- Multi-Family
Year Built
- Built in 1980
Lot Details
- 6,538 Sq Ft Lot
- No Units Above
- No Units Located Below
- 1 Common Wall
- Wood Fence
- Corner Lot
- Private Yard
- Lawn
- Back Yard
- Density is up to 1 Unit/Acre
Property Views
- Coastline
- Panoramic
- Neighborhood
Home Design
- Duplex
- Entry on the 1st floor
- Slab Foundation
- Composition Roof
- Stucco
Interior Spaces
- 1,552 Sq Ft Home
- 2-Story Property
- Ceiling Fan
Kitchen
- Gas Oven
- Built-In Range
- Disposal
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 5 Bedrooms
- Main Floor Bedroom
- 3 Bathrooms
Laundry
- Laundry Room
- Gas And Electric Dryer Hookup
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Parking
- 3 Open Parking Spaces
- 5 Parking Spaces
- 2 Attached Carport Spaces
- Parking Available
- Combination Of Materials Used In The Driveway
- Shared Driveway
- Paved Parking
- Parking Lot
- Assigned Parking
Outdoor Features
- Ocean Side of Freeway
- Rain Gutters
Location
- Suburban Location
Utilities
- Wall Furnace
- Natural Gas Connected
- Cable TV Available
Listing and Financial Details
- Tenant pays for gas, cable TV, electricity
- Tax Lot 1
- Tax Tract Number 684
- Assessor Parcel Number 062064002
- Seller Considering Concessions
Community Details
Overview
- No Home Owners Association
- 2 Units
- Oceano Subdivision
Building Details
- 2 Leased Units
- 2 Separate Electric Meters
- 2 Separate Gas Meters
- 1 Separate Water Meter
- Gardener Expense $1,040
- Insurance Expense $1,083
- Maintenance Expense $1,406
- Pest Control $865
- Professional Management Expense $3,170
- Trash Expense $967
- Water Sewer Expense $2,735
- Operating Expense $11,266
- Gross Income $39,630
- Net Operating Income $28,364
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 23, 2025
Closed on
Mar 26, 2026
Sold by
Renee Arter
Bought by
Douglas Ray Arter And Loretta Renee Arter Ab and Arter
Seller's Agent
Kris Nafziger
San Luis Bay Realty
Buyer's Agent
Deborah Brooks
Berkshire Hathaway HomeServices California Properties
List Price
$799,000
Sold Price
$789,000
Premium/Discount to List
-$10,000
-1.25%
Views
1525
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-9.23%
Original Mortgage
$591,750
Outstanding Balance
$591,172
Interest Rate
6.1%
Mortgage Type
New Conventional
Estimated Equity
$192,495
Purchase Details
Listed on
Oct 23, 2025
Closed on
Mar 5, 2026
Sold by
Young Dean and Young Vicki A
Bought by
Arter Loretta
Seller's Agent
Kris Nafziger
San Luis Bay Realty
Buyer's Agent
Deborah Brooks
Berkshire Hathaway HomeServices California Properties
List Price
$799,000
Sold Price
$789,000
Premium/Discount to List
-$10,000
-1.25%
Views
1525
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$591,750
Outstanding Balance
$591,172
Interest Rate
6.1%
Mortgage Type
New Conventional
Estimated Equity
$192,495
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | -- | None Listed On Document | |
| Grant Deed | $789,000 | Old Republic Title Company And |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $591,750 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/12/2026 03/12/26 | Sold | $789,000 | -1.3% | $508 / Sq Ft |
| 10/23/2025 10/23/25 | For Sale | $799,000 | -- | $515 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Agents Affiliated with this Home
-
Kris Nafziger
-
Robert Lee
Seller Co-Listing Agent in 2026
Robert Lee
California Property Services
(805) 773-3433
1 in this area
7 Total Sales
-
Deborah Brooks
Buyer's Agent in 2026
Deborah Brooks
Berkshire Hathaway HomeServices California Properties
(805) 235-0406
4 in this area
47 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: SC25241026
APN: 062-064-002
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The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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