$370,000
SOLD JAN 30, 2026
5 Beds
3 Baths
2,020 Sq Ft
6,534 Sq Ft Lot Lot

Sale Details

Date Sold: January 30, 2026

$183 Per Sq Ft

22% Below List Price

65 Days on Market

Highlights

  • Wood Flooring
  • Porch
  • In-Law or Guest Suite
  • No HOA
  • Eat-In Kitchen
  • Central Heating and Cooling System

About This Home

As of January 2026

In the heart of downtown Chattanooga, 1601 E 4th Street offers a spacious 5-bedroom, 2-bath home that combines historic charm, modern updates, and exceptional flexibility. Originally built as a duplex, this charming property is separately metered and zoned/configured to function as a true duplex, a short-term rental, or a single complete residence—and with just a few small changes, it could easily be converted back into two fully independent units. Currently, the layout is ideal for a mother-in-law suite or short-term rental opportunity, making it a perfect fit for homeowners seeking versatility or investors pursuing strong income potential. Located just minutes from the Riverfront, MLK District, and Southside, it's within walking distance of the city's best dining, shopping, and entertainment. Showcasing original brick, classic trim, and a cozy fireplace, the home retains its timeless character while delivering modern comfort through thoughtful updates. Two spacious units anchor the residence, and there's a rare opportunity to expand upward with more than 800 square feet of additional living space above the existing structure—perfect for a luxury owner's suite, rooftop retreat, or expanded income potential. Recent improvements include all-new plumbing, updated electrical panels, a new roof, new windows, and three brand-new bathrooms. With its generous layout, natural light, and versatile configuration, this newly refurbished, move-in-ready property offers both timeless appeal and turnkey convenience. Whether you're looking to live, invest, or generate rental income, 1601 E 4th Street delivers unmatched potential in one of Chattanooga's most vibrant and accessible locations. Schedule your showing today!

Last Agent to Sell the Property

Asher Black

Greater Downtown Realty dba Keller Williams Realty Brokerage Phone: 4232084943 License #359562 Listed on: 10/30/2025

Greater Downtown Realty dba Keller Williams Realty

Last Buyer's Agent

Kelly Shikoh

Real Estate Partners Chattanooga, LLC License #344367

Real Estate Partners Chattanooga, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,563

Year Built

  • Built in 1920

Lot Details

  • 6,534 Sq Ft Lot
  • Lot Dimensions are 48x132.5
  • Level Lot

Home Design

  • Asphalt Roof

Interior Spaces

  • 2,020 Sq Ft Home
  • Property has 3 Levels
  • Ceiling Fan
  • ENERGY STAR Qualified Windows
  • Living Room with Fireplace
  • Wood Flooring
  • Fire and Smoke Detector
  • Washer and Gas Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Oven or Range
  • Microwave

Bedrooms and Bathrooms

  • 5 Bedrooms
  • In-Law or Guest Suite
  • 3 Full Bathrooms

Schools

  • East Side Elementary School
  • Orchard Knob Middle School
  • Howard School Of Academics Technology High School

Additional Features

  • Porch
  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Fort & Porter Addn Subdivision

Listing and Financial Details

  • Assessor Parcel Number 146O F 009

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,563

Year Built

Built in 1920

Lot Details

6,534 Sq Ft Lot

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1920
  • Unit Levels: Three Or More
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Existing
  • Special Features: None
  • Stories: 1

Interior Features

  • Interior Amenities: Ceiling Fan(s), In-Law Floorplan
  • Appliances: Refrigerator, Oven, Microwave, Electric Range
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Flooring: Wood, Other
  • Total Bedrooms: 5
  • Full Bathrooms: 3
  • Building Area Units: Square Feet
  • Living Area: 2020
  • Living Area Units: Square Feet

Exterior Features

  • Construction Type: Other
  • Foundation Details: Block
  • Patio And Porch Features: Porch
  • Pool Private: No
  • Roof: Asphalt
  • Topography: Level
  • View: No
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Parking Features: Detached

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Security: Smoke Detector(s)
  • Utilities: Electricity Available, Water Available

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Green Features

  • Efficiency: Windows

Lot Info

  • Lot Features: Level
  • Lot Size Acres: 0.15
  • Lot Size: 48X132.5
  • Lot Size Units: Acres
  • Parcel #: 146O F 009
  • Property Attached Yn: No

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 2563

MLS Schools

  • Elementary School: East Side Elementary School
  • High School: Howard School Of Academics Technology
  • Middle Or Junior School: Orchard Knob Middle School

3D Interior and Exterior Tours

Floorplan

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 30, 2025
Closed on
Jan 30, 2026
Sold by
Big Blue Properties Llc
Bought by
Wakefield Spencer and Wakefield Natasha
Seller's Agent
Asher Black
Greater Downtown Realty dba Keller Williams Realty
Buyer's Agent
Kelly Shikoh
Real Estate Partners Chattanooga, LLC
List Price
$475,000
Sold Price
$370,000
Premium/Discount to List
-$105,000
-22.11%
Views
3469

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.27%

Purchase Details

Closed on
Jul 20, 2020
Sold by
Anderson Truman G and Anderson Janet C
Bought by
Sims Jason and Sims Aaron Kristen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,750
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 22, 2004
Sold by
Anderson Truman G and Anderson Janet C
Bought by
Anderson Truman G and Anderson Janet C
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $370,000 Reli Settlement Solutions
Quit Claim Deed -- None Listed On Document
Warranty Deed $145,000 First Choice Title Inc
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $108,750 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/30/2026 01/30/26 Sold $370,000 -7.5% $183 / Sq Ft
01/06/2026 01/06/26 Price Changed $399,900 -5.9% $198 / Sq Ft
12/01/2025 12/01/25 Price Changed $425,000 -5.6% $210 / Sq Ft
11/11/2025 11/11/25 Price Changed $450,000 -5.3% $223 / Sq Ft
10/30/2025 10/30/25 For Sale $475,000 -- $235 / Sq Ft
Source: Realtracs

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,761 $116,160 $0 $0
2024 $1,278 $57,120 $0 $0
2023 $1,278 $57,120 $0 $0
2022 $1,278 $57,120 $0 $0
2021 $1,278 $57,120 $0 $0
2020 $717 $25,920 $0 $0
2019 $717 $25,920 $0 $0
2018 $717 $25,920 $0 $0
2017 $717 $25,920 $0 $0
2016 $608 $0 $0 $0
2015 $1,232 $22,000 $0 $0
2014 $1,232 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: 3035918

Realtracs

APN: 146O-F-009

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