$799,000

Estimated payment $4,374/month

Total Views 2,098
4 Beds
3.5 Baths
2,168 Sq Ft
$369 Price per Sq Ft

Highlights

  • Boat Dock
  • Boat or Launch Ramp
  • Home fronts a canal
  • Van R. Butler Elementary School Rated A-
  • Parking available for a boat
  • Contemporary Architecture

About This Home

Canal Front Living with Bay Access & NO HOA!
Tucked away in the Mack Bayou area with no HOA restrictions, this spacious one-level, 4-bedroom, 3.5-bath home sits directly on a canal with direct access to the bayou and Choctawhatchee Bay—perfect for boating, paddle boarding, jet skiing, canoeing, or kayaking right from your backyard.The home is move-in ready and waiting for the right buyer to bring their vision and add their personal stamp. Whether you're looking for a primary residence, vacation home, or long-term investment, this property offers the freedom and flexibility rarely found in Santa Rosa Beach. There's plenty of space to relax, host guests, or simply take in the tranquil canal views. Grand Boulevard, Sacred Heart Hospital, Publix, and the world-class dining, shopping, and beaches of 30A--this property blends convenience with coastal living.
No HOA
Deep water canal with bay access
Fully furnished option available
Outdoor entertaining spaces
Flexible floor plan with guest suite potential
Bring your boat, your vision, and make this canal-front home your own.

Listing Agent

Rebekah Franklin

Gulf Life Real Estate Inc License #3487851 Listed on: 07/10/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,599

Year Built

  • Built in 2003

Lot Details

  • 10,019 Sq Ft Lot
  • Lot Dimensions are 100x100
  • Home fronts a canal
  • Property fronts a county road
  • Street terminates at a dead end
  • Property is zoned County

Home Design

  • Contemporary Architecture
  • Stucco

Interior Spaces

  • 2,168 Sq Ft Home
  • 1-Story Property
  • Partially Furnished
  • Skylights
  • Living Room
  • Dining Area
  • Screened Porch
  • Canal Views

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Parking

  • Carport
  • Parking available for a boat

Outdoor Features

  • Boat or Launch Ramp
  • Docks
  • Covered Deck
  • Outdoor Kitchen

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Multiple cooling system units
  • Central Air
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 24-2S-21-42110-000-0090

Community Details

Recreation

  • Boat Dock

Additional Features

  • Harbor Oaks Subdivision
  • Community Pavilion

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,599

Year Built

Built in 2003

Lot Details

0

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.23
  • Lot Size: 100x100
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Subdivision Name: HARBOR OAKS
  • Directions: From 98, Head North on Mack Bayou Road, Turn Left on Nancy Claire Lane.
  • Architectural Style: Contemporary
  • Carport Y N: Yes
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2003
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Living Room: Yes
  • Utilities:Septic Tank: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Rooms:Dining Area: Yes
  • Energy:AC - 2 or More: Yes
  • Waterview:Canal2: Yes
  • Waterfront:Canal: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Furnished: Furnished - Some
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Interior Amenities: Breakfast Bar, Kitchen Island, Pantry
  • Window Features: Skylight(s)
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Skylight(s): Yes

Exterior Features

  • Lot Features: Dead End
  • View: Canal
  • Waterfront Features: Canal
  • Waterfront: Yes
  • Construction Type: Stucco
  • Exterior Features: Boat Launch, Dock, Summer Kitchen
  • Patio And Porch Features: Deck Covered, Patio Covered, Porch Screened
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Deck Covered: Yes
  • Exterior:Patio Covered: Yes
  • Lot Features:Dead End: Yes
  • Exterior:Porch Screened: Yes
  • Exterior:Dock: Yes
  • Exterior:Summer Kitchen: Yes
  • Exterior:Boat Launch: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Boat, Covered
  • General Property Info:Garage2: No
  • Parking Features:Boat: Yes
  • Parking Features:Covered: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Sewer: Public Sewer, Septic Tank
  • Utilities: Electric

Condo/Co-op/Association

  • Community Features: Dock, Pavillion/Gazebo, Waterfront

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 10018.8
  • Parcel #: 24-2S-21-42110-000-0090
  • Zoning: County

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,599 $220,687 -- --
2023 $1,599 $214,259 $0 $0
2022 $1,574 $208,018 $0 $0
2021 $1,591 $201,959 $0 $0
2020 $1,616 $250,242 $67,639 $182,603
2019 $1,563 $194,693 $50,029 $144,664
2018 $1,545 $192,252 $0 $0
2017 $1,899 $191,623 $0 $0
2016 $1,849 $184,733 $0 $0
2015 $1,800 $177,115 $0 $0
2014 $1,816 $176,123 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/17/2025 07/17/25 Price Changed $799,000 -0.1% $369 / Sq Ft
07/10/2025 07/10/25 For Sale $800,000 -- $369 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $230,900 Servicelink
Trustee Deed $176,200 None Available
Warranty Deed $32,600 Dolphin Land Title Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $320,000 New Conventional
Closed $188,720 Purchase Money Mortgage
Previous Owner $438,750 Fannie Mae Freddie Mac
Previous Owner $256,500 Unknown
Previous Owner $150,000 Credit Line Revolving
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 980581

Emerald Coast Association of REALTORS®

APN: 24-2S-21-42110-000-0090