$429,000

17819 Palm St Umatilla, FL 32784

Estimated payment $2,717/month

Total Views 991
3 Beds
2 Baths
1,985 Sq Ft
$216 Price per Sq Ft

Highlights

  • 200 Feet of Lake Waterfront
  • Boat Ramp
  • View of Trees or Woods
  • Parking available for a boat
  • Deeded access to the beach
  • Traditional Architecture

About This Home

Welcome to your perfect home in small golf cart community with NO HOA and private beach and lake access! This solid 3/2 brick home on oversized lot allows you the FREEDOM to truly make this property your own! Enjoy piece of mind with a whole house generator, two newer A/C units with HALO air cleaner, metal roof, spray foam insulation, sec cameras, alarm, multi zone sprinkler system and gutters. Homes interior is nicely updated with newer flooring, fresh paint, granite countertops, new refrigerator, newer water heater and new washer & dryer. Nice floor plan with split bedrooms, seperate living room and dining room, wood burning fireplace in family room and even a dinette area off kitchen. Entertain or just relax on two beautiful covered porches, one in the front and a spacious enclosed porch on the back overlooking your future garden area, large walk in shed with electric and a seperate one car carport for tractor, toys or extra vehicle. Deeded lake access to S Twin Lake along with private beach area that is just around the corner-perfect for fishing, boating, kayaking or simply unwinding lakeside. Great school district and close to Ocala Forest, Alexander Springs and more. If you're looking for durability, efficiency in your next Florida home, this is it!

Listing Agent

Lisa West

WATSON REALTY CORP Brokerage Phone: 352-536-6530 License #3088016 Listed on: 05/02/2026

WATSON REALTY CORP

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,153

Year Built

  • Built in 1982

Lot Details

  • 17,938 Sq Ft Lot
  • Lot Dimensions are 79x152
  • 200 Feet of Lake Waterfront
  • Lake Front
  • South Facing Home
  • Oversized Lot
  • Level Lot
  • Irrigation Equipment
  • Private Yard
  • Garden
  • Property is zoned R-3

Parking

  • 2 Car Attached Garage
  • 1 Carport Space
  • Parking Pad
  • Oversized Parking
  • Garage Door Opener
  • Driveway
  • Parking available for a boat
  • Golf Cart Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Brick Foundation
  • Slab Foundation
  • Metal Roof
  • Block Exterior

Interior Spaces

  • 1,985 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Shades
  • French Doors
  • Sliding Doors
  • Family Room with Fireplace
  • Separate Formal Living Room
  • Breakfast Room
  • Formal Dining Room
  • Sun or Florida Room
  • Views of Woods

Kitchen

  • Dinette
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Linoleum
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry in Garage
  • Dryer
  • Washer

Home Security

  • Home Security System
  • Intercom
  • Fire and Smoke Detector

Outdoor Features

  • Deeded access to the beach
  • Water Skiing Allowed
  • Boat Ramp
  • Covered Patio or Porch
  • Exterior Lighting
  • Shed
  • Rain Gutters

Schools

  • Umatilla Elementary School
  • Umatilla Middle School
  • Umatilla High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Power Generator
  • Electric Water Heater
  • 1 Septic Tank
  • High Speed Internet

Community Details

  • No Home Owners Association
  • Silver Beach Heights Subdivision
  • The community has rules related to allowable golf cart usage in the community

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,153

Year Built

Built in 1982

Lot Details

0.41 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Construction Materials: Block, Brick
  • Fireplace: Yes
  • Living Area: 1985
  • Lot Size Acres: 0.41
  • New Construction: No
  • Year Built: 1982
  • Accessibility Features: Central Living Area
  • Building Area Total: 3308
  • Lot Size Sq Ft: 17938
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 307.32
  • Escrow City: Mount Dora
  • Escrow State: FL
  • Escrow Street Name: N Donnelly St
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 216.12
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Lake,Private Boat Ramp,Water Access
  • Attribution Contact: 352-536-6530
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Laminate, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Brick/Mortar, Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment, Private Yard, Generator, Intercom
  • Spa Yn: No
  • Stories: 1
  • Window Features: Shades, Window Treatments
  • Additional Rooms: Breakfast Room Separate,Family Room,Florida Room,Formal Dining Room Separate,Formal Living Room Separate
  • Living Area Meters: 184.41

Exterior Features

  • Direction Faces: South
  • Other Structures: Shed(s), Storage
  • Exterior Features: French Doors, Garden, Lighting, Private Yard, Rain Gutters, Sliding Doors, Storage
  • Roof: Metal
  • Home Warranty: No
  • Pool Private: No
  • View: Trees/Woods
  • Water Body Name: SOUTH TWIN LAKE
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Front Porch, Rear Porch, Screened
  • Road Surface Type: Asphalt, Paved
  • Water Access: Beach - Access Deeded
  • Water Extras: Boat Ramp - Private,Skiing Allowed
  • Water View YN: 0
  • Waterfront Feet Total: 200
  • Flood Zone Panel: 12069C0210E
  • Water Frontage Feet Lake: 200
  • Additional Water Information: Beach area and Lake access

Garage/Parking

  • Attached Garage: Yes
  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Boat, Driveway, Garage Door Opener, Golf Cart Garage, Oversized, Parking Pad

Utilities

  • Utilities: BB/HS Internet Available, Electricity Connected, Sprinkler Meter, Water Connected
  • Cooling: Central Air
  • Heating: Central, Heat Pump
  • Laundry Features: In Garage
  • Sewer: Septic Tank
  • Water Source: Public
  • Number Of Septics: 1

Condo/Co-op/Association

  • Community Features: Golf Carts OK, Street Lights
  • Association: No
  • Security: Security System, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Umatilla Elem
  • High School: Umatilla High
  • Middle Or Junior School: Umatilla Middle

Lot Info

  • Zoning: R-3
  • Parcel Number: 01-18-26-0300-00B-00900
  • Additional Parcels: No
  • Lot Features: In County, Level, Oversized Lot
  • Lot Dimensions: 79x152
  • Property Attached Yn: Yes
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 5153.29
  • Tax Block: 00B
  • Tax Book Number: 14-25
  • Tax Lot: 9

Multi Family

  • Waterfront Features: Lake Front

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,805 $324,971 $68,750 $256,221
2025 $2,449 $324,020 $68,750 $255,270
2024 $2,449 $324,020 $68,750 $255,270
2023 $2,449 $178,334 $0 $0
2022 $1,281 $102,080 $0 $0
2021 $1,237 $99,112 $0 $0
2020 $1,280 $97,744 $0 $0
2019 $1,259 $95,547 $0 $0
2018 $1,194 $93,766 $0 $0
2017 $1,135 $91,838 $0 $0
2016 $1,127 $89,950 $0 $0
2015 $1,146 $89,325 $0 $0
2014 $1,148 $88,617 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/02/2026 05/02/26 For Sale $429,000 +12.9% $216 / Sq Ft
01/07/2025 01/07/25 Sold $380,000 -6.6% $190 / Sq Ft View Prior Sale
12/11/2024 12/11/24 Pending -- -- --
10/30/2024 10/30/24 Price Changed $407,000 -3.1% $203 / Sq Ft
10/01/2024 10/01/24 Price Changed $420,000 -2.3% $210 / Sq Ft
09/13/2024 09/13/24 Price Changed $430,000 -1.1% $215 / Sq Ft
08/26/2024 08/26/24 Price Changed $435,000 -1.8% $217 / Sq Ft
08/13/2024 08/13/24 Price Changed $443,000 -0.4% $221 / Sq Ft
07/29/2024 07/29/24 Price Changed $445,000 -1.1% $222 / Sq Ft
07/19/2024 07/19/24 For Sale $449,900 +12.5% $225 / Sq Ft
04/28/2022 04/28/22 Sold $400,000 -4.7% $200 / Sq Ft View Prior Sale
03/28/2022 03/28/22 Pending -- -- --
03/17/2022 03/17/22 For Sale $419,900 -- $210 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $380,000 Public Title Services
Warranty Deed $380,000 Public Title Services
Warranty Deed $400,000 Fidelity National Title
Warranty Deed $89,000 Attorney
Quit Claim Deed -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $190,000 VA
Closed $190,000 VA
Previous Owner $3,203,000 Construction
Previous Owner $85,885 FHA
Source: Public Records

Source: Stellar MLS

MLS Number: O6402607

Stellar MLS

APN: 01-18-26-0300-00B-00900

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