$159,900
$25K PRICE DROP

20 Captains Point Fruitland Park, FL 34731

Estimated payment $1,083/month

Total Views 65,189
2 Beds
2 Baths
1,152 Sq Ft
$139 Price per Sq Ft

Highlights

  • Water Views
  • Open Floorplan
  • Sun or Florida Room
  • Active Adult
  • Clubhouse
  • Community Pool

About This Home

CHARMING HOME IN WATERFRONT COMMUNITY, HARBOR OAKS! Price adjustment again!! Bring offers! Welcome to Harbor Oaks, an inviting 55+ waterfront community offering a relaxed and active Florida lifestyle. This lovely 2 bedroom, 2 bath doublewide home features luxury vinyl flooring throughout- NO CARPET! Enjoy peaceful waterviews from the spacious 10 x 20 Florida room, the perfect spot for morning coffee or evening sunsets. It features a split bedroom floorplan. The living room is spacious and flows into the Dining area and Kitchen, which offers ample countertop space and cabinetry. The home also includes a double carport, workshop, and a golf cart garage-with an electric golf cart included! Harbor Oaks residents enjoy an active atmosphere close to churches, restaurants and local conveniences. The LOW monthly HOA fee includes lawn mowing, water, trash and sewer, making it easy to enjoy carefree living! Don't miss this opportunity to own a charming home in one of the area's most desirable 55+ waterfront communities. The marina offers a boat ramp and boat slips (check for availability) for an additional monthly fee. There is also a storage are for RV's and trailers for an additional monthly fee.

Listing Agent

Julie Townsend

ERA GRIZZARD REAL ESTATE Brokerage Phone: 352-259-4900 License #684764 Listed on: 10/11/2025

Property Details

Home Type

  • Manufactured Home

Est. Annual Taxes

  • $1,111

Year Built

  • Built in 1979

Lot Details

  • 3,818 Sq Ft Lot
  • West Facing Home
  • Irrigation Equipment

HOA Fees

  • $125 Monthly HOA Fees

Parking

  • 2 Carport Spaces

Home Design

  • Frame Construction
  • Metal Roof
  • Metal Siding

Interior Spaces

  • 1,152 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Living Room
  • Dining Room
  • Workshop
  • Sun or Florida Room
  • Water Views
  • Crawl Space

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Concrete
  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Utilities

  • Central Heating and Cooling System
  • Private Sewer
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Separate Outdoor Workshop
  • Manufactured Home

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include pool, management, sewer, trash, water
  • Rhonda Association, Phone Number (352) 787-1908
  • Visit Association Website
  • Harbor Oaks Homeowners Cooperative Sub Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Amenities

  • Clubhouse
  • Community Mailbox

Recreation

  • Community Pool

Pet Policy

  • 1 Pet Allowed
  • Small pets allowed

Property Details

Home Type

Manufactured Home

Est. Annual Taxes

$1,111

Year Built

Built in 1979

Lot Details

3,818 Sq Ft Lot

HOA Fees

$125 per month

Listing Details

  • HOA Fee Includes: Pool, Management, Sewer, Trash, Water
  • Property Type: Residential
  • Property Sub Type: Manufactured Home
  • Construction Materials: Metal Siding, Frame
  • Fireplace: No
  • Living Area: 1152
  • Lot Size Acres: 0.09
  • New Construction: No
  • Year Built: 1979
  • Building Area Total: 1922
  • Lot Size Sq Ft: 3818
  • Status: Active
  • Ownership: Co-op
  • Building Area Total Srch Sq M: 178.56
  • Escrow City: Lady Lake
  • Escrow State: FL
  • Escrow Street Name: Old Dixie Hwy
  • Minimum Lease: 6 Months
  • Number Of Pets: 1
  • RATIO Current Price By Calculate: 138.80
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Property Description: In M/H Community
  • Amenities Additional Fees: Boatslips if available rent for additional monthly fee. Storage available for additional fee
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 352-259-4900
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Open Floorplan, Split Bedroom
  • Appliances Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Crawlspace
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Additional Rooms: Florida Room
  • Living Area Meters: 107.02

Exterior Features

  • Direction Faces: West
  • Other Structures: Workshop
  • Roof: Metal, Roof Over
  • Body Type: Double Wide
  • Pool Private: No
  • View: Water
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Carport Spaces: 2
  • Carport Y N: Yes
  • Garage Yn: No

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Private Sewer
  • Water Source: Private

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Golf Carts OK, Pool
  • Association Amenities: Pool
  • Association Fee: 125
  • Association Fee Frequency: Monthly
  • Association Name: Rhonda
  • Phone: 352-787-1908
  • Association: Yes
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: Required
  • Association Email: info@harboroakshomeowners.net
  • Pet Size: Small (16-35 Lbs.)
  • Association URL: www.harboroakshomeowners.org/home

Fee Information

  • Total Annual Fees: 1500.00
  • Total Monthly Fees: 125.00
  • Monthly HOA Amount: 125.00

Lot Info

  • Zoning: RMRP
  • Parcel Number: 10-19-24-0225-000-17600
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Tenants must be approved

Tax Info

  • Tax Annual Amount: 1110.69
  • Tax Block: 000
  • Tax Book Number: 1337-1838
  • Tax Lot: 176

Multi Family

  • Approval Process: Go to office for application and process

3D Interior and Exterior Tours

Floorplan

Map

Range of Values:

--
Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/27/2026 04/27/26 Price Changed $159,900 -5.9% $139 / Sq Ft
04/12/2026 04/12/26 For Sale $169,900 0.0% $147 / Sq Ft
04/10/2026 04/10/26 Off Market $169,900 -- --
02/28/2026 02/28/26 Price Changed $169,900 0.0% $147 / Sq Ft
02/28/2026 02/28/26 For Sale $169,900 -5.6% $147 / Sq Ft
02/22/2026 02/22/26 Pending -- -- --
12/04/2025 12/04/25 Price Changed $179,900 -2.8% $156 / Sq Ft
10/11/2025 10/11/25 For Sale $185,000 -- $161 / Sq Ft
Source: Stellar MLS

About the Listing Agent

Julie Townsend

ERA GRIZZARD REAL ESTATE

(352) 696-8227

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Julie Townsend is the daughter of Dick and Peggy Icker. She was born in Leesburg, Florida and has two older sisters, one older brother and she is the last-born daughter of her parents. Although when she was ten, they decided to grow our family again! Through the next several years they fostered handicap children. Now she legally has two younger brothers and one younger sister with Downs Syndrome. She is truly blessed to be a part of such an awesome family! When she was twenty years old, she

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Source: Stellar MLS

MLS Number: G5103227

Stellar MLS

APN: 10-19-24-0225-000-17600

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