$354,900
UNDER CONTRACT

20 Colonial Rd Palmyra, VA 22963

Estimated payment $2,215/month

Total Views 6,468
3 Beds
2 Baths
1,566 Sq Ft
$227 Price per Sq Ft

Highlights

  • Beach
  • Community Lake
  • Rambler Architecture
  • 24-Hour Security
  • Cathedral Ceiling
  • Wood Flooring

About This Home

The stunning floor-to-ceiling walnut fireplace surround draws your eye to the vaulted ceiling, making the already large living room appear even more spacious. Skylights flood the space with natural light and the wide-plank white oak floors add to the modern feel. The large dining area adjacent to the living room is perfect for both living and entertaining. The kitchen boasts a casual dining area, along with stainless steel appliances including a brand new dishwasher and oven; a large pantry; and a convenient laundry area with newer washer and dryer tucked behind a charming sliding barn door. The split design features a generous primary bedroom on the right side of the house with a walk-in closet and en suite bath, while two ample-sized bedrooms share a bathroom on the opposite side. Completing this exceptional home is an attached two-car garage, a paved driveway, and a large deck overlooking a level, fully fenced backyard with firepit. Beach #2 is just a short distance away and the Riverside gate provides nearby access in and out of the community, making this property an unbeatable blend of style and location. Lake Monticello offers a variety of recreational options, including swimming, boating, golf, tennis, pickleball & more.,Painted Cabinets,Fireplace in Living Room

Listing Agent

KATHLEEN LONG

SAMSON PROPERTIES License #0255246105[8803] Listed on: 06/12/2025

SAMSON PROPERTIES

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,956

Year Built

  • Built in 1998

Lot Details

  • 0.34 Acre Lot
  • Property is zoned R-4

HOA Fees

  • $122 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Block Foundation

Interior Spaces

  • 1,566 Sq Ft Home
  • Property has 1 Level
  • Cathedral Ceiling
  • Gas Fireplace
  • Living Room
  • Dining Room
  • Security Gate

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System

Community Details

Overview

  • Modern Ranch On Level Lot Near Beach #2 Community
  • Lake Monticello Subdivision
  • Community Lake

Recreation

  • Beach
  • Soccer Field
  • Community Playground
  • Jogging Path

Security

  • 24-Hour Security

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,956

Year Built

Built in 1998

Lot Details

0

HOA Fees

$122 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Building Total Sq Ft: 1998.00
  • Inclusions: All kitchen appliances; washer and dryer; Ring doorbell
  • New Construction: No
  • Story List: Main
  • Year Built: 1998
  • Remarks Public: The stunning floor-to-ceiling walnut fireplace surround draws your eye to the vaulted ceiling, making the already large living room appear even more spacious. Skylights flood the space with natural light and the wide-plank white oak floors add to the modern feel. The large dining area adjacent to the living room is perfect for both living and entertaining. The kitchen boasts a casual dining area, along with stainless steel appliances including a brand new dishwasher and oven; a large pantry; and a convenient laundry area with newer washer and dryer tucked behind a charming sliding barn door. The split design features a generous primary bedroom on the right side of the house with a walk-in closet and en suite bath, while two ample-sized bedrooms share a bathroom on the opposite side. Completing this exceptional home is an attached two-car garage, a paved driveway, and a large deck overlooking a level, fully fenced backyard with firepit. Beach #2 is just a short distance away and the Riverside gate provides nearby access in and out of the community, making this property an unbeatable blend of style and location. Lake Monticello offers a variety of recreational options, including swimming, boating, golf, tennis, pickleball & more.,Painted Cabinets,Fireplace in Living Room
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer
  • Flooring Type: Hardwood, Laminated
  • Interior Amenities: Entry Level Bedroom
  • Fireplace Features: Gas/Propane
  • Fireplace: No
  • Wall Ceiling Types: Vaulted Ceilings, Cathedral Ceilings
  • Foundation Details: Block
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Kitchen, Full Bath, Additional Bedroom
  • Basement: No
  • Living Area Units: Square Feet
  • Total Sq Ft: 1566
  • Living Area Sq Ft: 1566
  • Price Per Sq Ft: 226.63
  • Above Grade Finished Sq Ft: 1566
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 20

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Completed: No
  • Water Oriented: No
  • Water View: No

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: Yes
  • Cooling Type: Central A/C, Heat Pump(s)
  • Cooling: No
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Security: 24 Hour Security, Security Gate
  • Sewer/Septic System: Private/Community Septic Tank
  • Water Source: Community
  • Internet Services: Cable, DSL, Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 1459.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 855.00
  • Condo Co-Op Fee Frequency: One Time
  • HOA Condo Co-Op Amenities: Beach, Lake, Tot Lots/Playground, Soccer Field, Jog/Walk Path
  • HOA: Yes

Schools

  • School District: FLUVANNA COUNTY PUBLIC SCHOOLS
  • Elementary School: CENTRAL
  • Middle School: FLUVANNA
  • High School: FLUVANNA
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140888891
  • School District Source: Listing Agent
  • Elementary School: CENTRAL
  • High School: FLUVANNA
  • Middle Or Junior School: FLUVANNA

Lot Info

  • Lot Size Acres: 0.34
  • Zoning: R-4
  • Zoning Description: Residential

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1956.39
  • Tax Year: 2023

MLS Schools

  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,119 $282,500 $30,000 $252,500
2024 $20 $231,800 $30,000 $201,800
2023 $1,956 $231,800 $30,000 $201,800
2022 $1,706 $196,100 $27,500 $168,600
2021 $1,706 $196,100 $27,500 $168,600
2020 $1,599 $172,900 $27,500 $145,400
2019 $1,599 $172,900 $27,500 $145,400
2018 $1,499 $165,300 $27,500 $137,800
2017 $1,499 $165,300 $27,500 $137,800
2016 $1,492 $162,700 $27,500 $135,200
2015 $1,392 $162,700 $27,500 $135,200
2014 $1,392 $158,200 $27,500 $130,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/01/2025 08/01/25 For Sale $354,900 0.0% $227 / Sq Ft
07/29/2025 07/29/25 Pending -- -- --
07/22/2025 07/22/25 For Sale $354,900 0.0% $227 / Sq Ft
07/01/2025 07/01/25 Pending -- -- --
06/12/2025 06/12/25 For Sale $354,900 +31.4% $227 / Sq Ft
10/07/2021 10/07/21 Sold $270,000 +0.4% $172 / Sq Ft
08/29/2021 08/29/21 Pending -- -- --
08/26/2021 08/26/21 For Sale $269,000 +17.0% $172 / Sq Ft
09/04/2020 09/04/20 Sold $229,900 0.0% $147 / Sq Ft
07/20/2020 07/20/20 Pending -- -- --
07/18/2020 07/18/20 For Sale $229,900 -- $147 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $270,000 Old Republic National Title
Deed $229,900 Old Republic National Title
Bargain Sale Deed $189,500 Chicago Title
Deed $168,500 Chicago Title
Gift Deed -- Chicago Title Insurance Co
Warranty Deed $242,900 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $275,252 New Conventional
Previous Owner $183,920 New Conventional
Previous Owner $169,541 New Conventional
Previous Owner $134,800 New Conventional
Previous Owner $182,175 Assumption
Previous Owner $145,900 New Conventional
Previous Owner $47,000 Stand Alone Second
Source: Public Records

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Source: Bright MLS

MLS Number: 665732

Bright MLS

APN: 18A 3 194