$1,299,000

206 Harbor Dr Lusby, MD 20657

Estimated payment $7,857/month

Total Views 38,817
4 Beds
5.5 Baths
4,406 Sq Ft
$295 Price per Sq Ft

Highlights

  • 75 Feet of Waterfront
  • Boat Ramp
  • Beach
  • Primary bedroom faces the bay
  • 2 Dock Slips
  • Pier

About This Home

Welcome to your over 4500 sq ft dream waterfront on the deep, navigable waters of Mill Creek! A show-stopping Mediterranean masterpiece with an almost 200 ft pier... bring ALL the water toys! Every inch of this one-of-a-kind waterfront estate was designed for elegance, entertainment, and effortless living. Step through the grand mahogany doors and immediately take in the sweeping water views that frame the heart of the home. The main level showcases rich exotic Bubinga wide-plank flooring, custom built-ins, and open, light-filled spaces that invite you to gather, dine, and unwind. Tray ceilings with built-in lighting and abundant recessed lights set the perfect mood. The inviting family room features a gas fireplace, built-in shelving, and captivating views of the water. The gourmet kitchen is as stunning as it is functional... featuring travertine flooring, inset cabinetry, and professional-grade top-of-the- line appliances including Sub-Zero, Wolf, and Miele. Just beyond, the multiple living areas open to expansive decks overlooking the water — perfect for morning coffee or sunset cocktails. The entire second level is dedicated to the primary suite, offering two private balconies, a wet bar and beverage center, office area, spacious sitting area, dual closets, and a spa-inspired bath complete with heated travertine floors, a soaking tub, and a walk-through shower with a steamer. The upper level includes three spacious bedroom suites, each with their own private bath and gorgeous water views. Bring the party to the basement level where the memories are made — an entertainer’s dream with a custom bar, media and game spaces, and a private saltwater plunge pool and spa that can be enjoyed year-round. The pier includes two slips, a 12-ft boat lift, 50-amp shore power, and approximately eight feet of water depth, ideal for all the boating and waterfront adventures. With thoughtful details throughout, this home offers many other luxury features such as an elevator, generator, high efficiency 3-zoned HVAC with separate controls per room, 10 and 9 ft ceilings throughout, Ipe decking, tons of outdoor hardscaping, speaker system throughout entire house, and a laundry chute! Additional nearby lot with a shed for storage and water toys convey. A rare opportunity to own a remarkable waterfront residence that effortlessly blends luxury, comfort, and coastal living. Welcome to the good life on Mill Creek!

Listing Agent

Cheryl Bare

(301) 609-9000 courtney.murphy@c21nm.com CENTURY 21 New Millennium Brokerage Phone: 3016099000 License #76729 Listed on: 11/12/2025

CENTURY 21 New Millennium

Co-Listing Agent

Mallory Bare

(301) 609-9000 courtney.murphy@c21nm.com CENTURY 21 New Millennium Brokerage Phone: 3016099000

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,907

Year Built

  • Built in 2007

Lot Details

  • 22,368 Sq Ft Lot
  • 75 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Landscaped
  • Extensive Hardscape
  • Premium Lot
  • Back Yard
  • Nearby lot with shed, septic drain fields, and additional storage.
  • Property is in excellent condition

HOA Fees

  • $28 Monthly HOA Fees

Parking

  • 1 Car Direct Access Garage
  • 4 Driveway Spaces
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Garage Door Opener
  • Circular Driveway
  • Gravel Driveway

Property Views

  • Scenic Vista
  • Creek or Stream
  • Garden

Home Design

  • Colonial Architecture
  • Mediterranean Architecture
  • Metal Roof
  • Stone Siding
  • Piling Construction
  • Dryvit Stucco
  • Stucco

Interior Spaces

  • Property has 4 Levels
  • 1 Elevator
  • Open Floorplan
  • Wet Bar
  • Sound System
  • Built-In Features
  • Bar
  • Crown Molding
  • Tray Ceiling
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Recessed Lighting
  • 2 Fireplaces
  • Free Standing Fireplace
  • Marble Fireplace
  • Fireplace Mantel
  • Gas Fireplace
  • Double Pane Windows
  • Vinyl Clad Windows
  • Casement Windows
  • Sliding Doors
  • Atrium Doors
  • Entrance Foyer
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Recreation Room
  • Finished Basement

Kitchen

  • Gourmet Kitchen
  • Breakfast Area or Nook
  • Built-In Oven
  • Gas Oven or Range
  • Cooktop with Range Hood
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal
  • Instant Hot Water

Flooring

  • Solid Hardwood
  • Carpet
  • Stone

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary bedroom faces the bay
  • En-Suite Bathroom
  • Walk-In Closet
  • Whirlpool Bathtub
  • Hydromassage or Jetted Bathtub
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on lower level
  • Stacked Washer and Dryer

Home Security

  • Home Security System
  • Exterior Cameras
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Pool

  • Concrete Pool
  • Saltwater Pool

Outdoor Features

  • Pier
  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Swimming Allowed
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Stream or River on Lot
  • Powered Boats Permitted
  • Lake Privileges
  • Multiple Balconies
  • Deck
  • Brick Porch or Patio
  • Terrace
  • Shed

Schools

  • Patuxent High School

Utilities

  • Humidifier
  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Well
  • High-Efficiency Water Heater
  • Propane Water Heater
  • Septic Tank
  • Cable TV Available

Additional Features

  • Accessible Elevator Installed
  • Property is near creek

Listing and Financial Details

  • Tax Lot 22R
  • Assessor Parcel Number 0501068628

Community Details

Overview

  • Association fees include management, recreation facility, reserve funds, snow removal
  • Drum Point Subdivision
  • Community Lake

Amenities

  • Common Area

Recreation

  • Boat Ramp
  • Beach
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,907

Year Built

Built in 2007

Lot Details

0.51 Acres

HOA Fees

$28 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Mediterranean, Colonial
  • Accessibility Features: Elevator
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: Alarm system, ceiling fans, clothes dryer, clothes washer, cooktop, dishwasher, exhaust fan, garage opener, garbage disposal, hot tub, hot tub equipment, hot tub cover, microwave, pool, pool equipment, pool cover, refrigerator, refrigerator w/ icemaker, s
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1, Upper 2
  • Federal Flood Zone: No
  • Year Built: 2007
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Humidifier, Icemaker, Oven - Wall, Range Hood, Refrigerator, Oven/Range - Gas, Stainless Steel Appliances, Washer, Water Heater - High-Efficiency, Washer/Dryer Stacked
  • Flooring Type: Stone, Solid Hardwood
  • Interior Amenities: Bar, Bathroom - Jetted Tub, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Combination Dining/Living, Crown Moldings, Dining Area, Elevator, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Sound System, Upgraded Countertops, Walk-In Closet(s), Wet/Dry Bar, Whirlpool/Hottub, Wood Floors
  • Window Features: Casement, Double Pane, Vinyl Clad
  • Fireplace Features: Free Standing, Gas/Propane, Marble, Mantel(s)
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: Atrium, Sliding Glass
  • Elevators Count: 1
  • Wall Ceiling Types: 9'+ Ceilings, Tray Ceilings
  • Foundation Details: Pilings
  • Levels Count: 4
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Foyer, Laundry, Recreation Room, Full Bath
  • Basement: Yes
  • Basement Type: Fully Finished
  • Laundry Type: Lower Floor
  • Total Sq Ft: 4406
  • Living Area Sq Ft: 4406
  • Price Per Sq Ft: 373.06
  • Above Grade Finished Sq Ft: 3482
  • Below Grade Finished Sq Ft: 924
  • Total Below Grade Sq Ft: 924
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 6
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 4
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Upper Level 2 Bathrooms: 3.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Dryvit, Stone, Stucco
  • Exterior Features: Extensive Hardscape
  • Pool Features: Saltwater, Concrete
  • Roof: Metal
  • Spa: No
  • View: Creek/Stream, Garden/Lawn, Scenic Vista, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Mill Creek
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Personal
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 75

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Circular Driveway, Gravel Driveway
  • Garage Features: Additional Storage Area, Garage - Front Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 7
  • Type Of Parking: Attached Garage, Driveway, Off Street
  • Number of Spaces in Driveway: 4
  • Off Street Parking Spaces: 2

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Propane, Instant Hot Water
  • Security: Carbon Monoxide Detector(s), Exterior Cameras, Smoke Detector, Security System
  • Sewer/Septic System: Private Septic Tank
  • Utilities: Cable Tv, Propane
  • Water Source: Private, Well

Condo/Co-op/Association

  • HOA Fees: 335.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Common Grounds, Lake, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Management, Recreation Facility, Reserve Funds, Snow Removal
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent
  • High School: PATUXENT

Lot Info

  • Additional Parcels: Yes
  • Additional Parcels Description: Nearby lot with shed, septic drain fields, and additional storage.
  • Lot Features: Landscaping, Premium, Rear Yard, Stream/Creek
  • Lot Size Acres: 0.51
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 22368.00
  • Outdoor Living Structures: Balconies- Multiple, Brick, Deck(s), Terrace
  • Property Condition: Excellent
  • Zoning: R-1
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 9907.00
  • Assessor Parcel Number: 0501068628
  • Tax Lot: 22R
  • Tax Year: 2024

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,659 $951,033 $0 $0
2024 $9,907 $881,867 $0 $0
2023 $8,444 $812,700 $315,700 $497,000
2022 $8,717 $801,833 $0 $0
2021 $8,464 $790,967 $0 $0
2020 $8,464 $780,100 $315,700 $464,400
2019 $8,398 $770,367 $0 $0
2018 $8,283 $760,633 $0 $0
2017 $8,291 $750,900 $0 $0
2016 -- $750,900 $0 $0
2015 $10,017 $750,900 $0 $0
2014 $10,017 $799,400 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/30/2026 05/30/26 For Sale $1,299,000 0.0% $295 / Sq Ft
05/24/2026 05/24/26 Off Market $1,299,000 -- --
11/12/2025 11/12/25 For Sale $1,299,000 -- $295 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed -- --
Source: Public Records

Source: Bright MLS

MLS Number: MDCA2024034

Bright MLS

APN: 01-068628

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