$365,000
SOLD MAR 20, 2026

217 W Stephens St Midway, KY 40347

3 Beds
2 Baths
1,734 Sq Ft
11,326 Sq Ft Lot

Sale Details

Date Sold: March 20, 2026

$210 Per Sq Ft

1% Above List Price

29 Days on Market

Highlights

  • Wood Flooring
  • No HOA
  • Covered Patio or Porch
  • Main Floor Primary Bedroom
  • Home Office
  • 1 Car Detached Garage

About This Home

As of March 2026

CLASSIC.......MIDWAY.....KENTUCKY describes this lovely property and neighborhood....quiet, simple Shaker like character that is immediately comfortable and attractive, very useable, not fussy or ostentatious, very livable and affordable, and with a bit of a Kentucky farmhouse vibe, all describe 217 West Stephens Street. This sweet house has had little alteration from it's original iteration and several of the light fixtures appear to be original but it is ready to be refreshed and reinvigorated for your imprint and lifestyle. The bones of this Kentucky classic seem strong but there are some updates and repairs that will springboard this structure well into this century while still embracing Midway charm. A new furnace and AC were recently installed for the first floor and beautiful pine floors throughout the first floor give the house immense character. Outside a generously sized one vehicle garage sits at the back right. And if flower or vegetable gardening is your passion a large, left side wide yard provides plenty of space to create your own natural paradise. The basics are all here just waiting for your imagination and recreation. Come see for yourself what a charmer it is now and imagine the touches you can provide to make it a Midway Delight! This property is in an estate and the listing agent is also the executor of the estate. The property is being sold 'As Is' and we fully welcome general and specific inspections. Due to our harsh winter weather in the area we are extending the view and offer to purchase period until February 10th and any follow up inspections until Saturday February 14th. On Monday February 16, the winning offer will be selected. It is imperative that any offer be accompanied with verification of funds or full qualification for financing.

Last Agent to Sell the Property

Markus Cross

McCallie Real Estate License #220338 Listed on: 01/13/2026

McCallie Real Estate

Last Buyer's Agent

Sarah Arvin

The Agency License #267782

The Agency

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1920

Lot Details

  • 11,500 Sq Ft Lot
  • Partially Fenced Property
  • Chain Link Fence

Parking

  • 1 Car Detached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Composition Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,734 Sq Ft Home
  • 1.5-Story Property
  • Ceiling Fan
  • Blinds
  • Living Room with Fireplace
  • Dining Room
  • Home Office
  • Attic Access Panel

Kitchen

  • Eat-In Kitchen
  • Gas Range
  • Dishwasher

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Interior Basement Entry
  • Sump Pump

Home Security

  • Storm Windows
  • Storm Doors

Outdoor Features

  • Covered Patio or Porch

Schools

  • N Midway Elementary School
  • Woodford Co Middle School
  • Woodford Co High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • Downtown Subdivision

Listing and Financial Details

  • Assessor Parcel Number 38-2004-002-00

Home Details

Home Type

Single Family

Year Built

Built in 1920

Lot Details

0.26 Acres

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Year Built: 1920
  • Above Grade Finished Sq Ft: 1734.0
  • Levels: One and One Half
  • New Construction: No
  • Structure Type:House: Yes
  • Foundation Details:Concrete Perimeter: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Main Level: Yes
  • Fencing:Chain Link: Yes
  • Appliances Refrigerators: Yes
  • Roof:Composition: Yes
  • Fencing:Partial2: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Gas Range, Refrigerator, Washer
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Primary Downstairs
  • Flooring: Vinyl, Wood
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Concrete, Interior Entry, Sump Pump, Unfinished
  • Basement: Yes
  • Total Bedrooms: 3
  • Door Features: Storm Door(s)
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Total Fireplaces: 1
  • LivingArea: 1734.0
  • Lot Size Area: 0.26
  • Window Features: Blinds, Storm Window(s)
  • Basement:Concrete: Yes
  • Appliances Dishwasher: Yes
  • Basement:Sump Pump: Yes
  • Basement:Interior Entry: Yes
  • Appliances:Gas Range: Yes

Exterior Features

  • Roof: Composition
  • Construction Materials: Vinyl Siding
  • Fencing: Chain Link, Partial
  • Foundation Details: Concrete Perimeter
  • Home Warranty: No
  • Horse: No
  • List Price: 360000.0
  • Patio And Porch Features: Porch, Front Porch
  • Pool Private: No
  • View YN: No
  • Waterfront: No
  • Window Features:Blinds: Yes
  • Exterior Features:Storm Door(s): Yes
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Storm Window(s): Yes

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Detached Garage, Driveway, Garage Door Opener, Garage Faces Front, Off Street
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Heating: Forced Air, Natural Gas
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Available
  • Water Source: Public
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: N Midway
  • High School: Woodford Co
  • Middle or Junior School: Woodford Co

Lot Info

  • Lot Size Acres: 0.26
  • Lot Size Sq Ft: 11500.0
  • Parcel Number: 38-2004-002-00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 13, 2026
Closed on
Mar 19, 2026
Sold by
Diana Ratliff
Bought by
Mcmanigell Kristina
Seller's Agent
Markus Cross
McCallie Real Estate
Buyer's Agent
Sarah Arvin
The Agency
List Price
$360,000
Sold Price
$365,000
Premium/Discount to List
$5,000
1.39%
Views
65

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-56.74%
Original Mortgage
$328,500
Outstanding Balance
$328,500
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$24,470
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $365,000 For True Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $328,500 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/20/2026 03/20/26 Sold $365,000 +1.4% $210 / Sq Ft
02/11/2026 02/11/26 Pending -- -- --
01/13/2026 01/13/26 For Sale $360,000 -- $208 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,188 $240,000 $0 $0
2024 $1,396 $142,000 $0 $0
2023 $1,459 $142,000 $0 $0
2022 $1,446 $142,000 $0 $0
2021 $1,462 $142,000 $0 $0
2020 $1,465 $142,000 $0 $0
2019 $1,232 $125,000 $0 $0
2018 $1,218 $125,000 $0 $0
2017 $1,196 $125,000 $0 $0
2016 $1,195 $125,000 $0 $0
2015 $1,103 $115,000 $0 $0
2010 -- $121,400 $40,000 $81,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 26000848

ImagineMLS (Bluegrass REALTORS®)

APN: 38-2004-002-00

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