$1,849,999

234 85th St Holmes Beach, FL 34217

Estimated payment $11,183/month

Total Views 11,781
3 Beds
2 Baths
1,715 Sq Ft
$1,079 Price per Sq Ft

Highlights

  • 225 Feet of Salt Water Canal Waterfront
  • Parking available for a boat
  • Oak Trees
  • Anna Maria Elementary School Rated A-
  • Water access To Gulf or Ocean
  • View of Trees or Woods

About This Home

Tucked away on a quiet, picturesque street in the heart of Holmes Beach, this ELEVATED WATERFRONT retreat offers a rare private coastal sanctuary. Perfectly positioned on a sprawling 225-foot waterfront SAILBOAT-DEPTH CANAL with NO FIXED BRIDGES and DIRECT ACCESS to Bimini Bay, the Intracoastal Waterway, and the shimmering GULF OF MEXICO. Wrapped in lush, tropical landscaping and framed by a natural mangrove shoreline, a 40+ ft TimberTech COMPOSITE DOCK stretches gracefully into the water; ready to welcome your large boat or sailboat. What sets this home apart is not just its breathtaking setting, but the peace of mind it offers. ELEVATED and STORM-TESTED, this home proudly boasts ZERO HURRICANE DAMAGE - a true rarity on the island. Built with an impressive LIST OF UPGRADES for ultimate resilience: breakaway garage walls REINFORCED with CONCRETE SUPPORTS, a 2023 standing seam ALUMINUM ROOF with underlayment that is MIAMI-DADE STANDARDS, HURRICANE-IMPACT windows and doors with UV protection, and hidden vent soffits and fascia. Step inside and feel the relaxed elegance of this coastal gem. SUNLIGHT floods through every room, dancing off the stunning plank-style porcelain tile floors and creating a warm, inviting atmosphere. The OPEN CONCEPT great room flows seamlessly into a beautifully updated kitchen where your inner chef can run wild. Outfitted with rich maple cabinetry, sparkling Quartz countertops, and top-tier stainless steel appliances. The oversized walk-in pantry is perfect for keeping all your culinary essentials tucked away. The home's bathrooms echo the same attention to detail, featuring gorgeous tilework, granite countertops, upgraded Toto commodes, and brand-new copper piping and plumbing (2025). Every corner has been meticulously cared but it’s the outdoor living that truly sets this property apart. Your private backyard oasis was designed for both relaxation and unforgettable entertaining. Expansive WRAP-AROUND DECKING, crafted from premium materials and beautifully maintained, offers plenty of space to gather with family and friends. The FENCED IN DECKING also is perfect for pets to roam safely, while the CUSTOM KAYAK LAUNCH invites spontaneous paddles through the tranquil canal waters. Dreaming of a pool? APPROVED PLANS are ready and waiting to transform this outdoor space into your personal tropical paradise. Down at the dock, life slows down. Watch dolphins play, drop a line, or simply sip a cool drink as the sun melts into the Gulf horizon. The wide canal offers ample space for larger vessels - a true rarity on the island. Additional features include a spacious 3-CAR GARAGE with TWO LARGE STORAGE areas perfect for paddleboards, fishing gear, or even a golf cart. Conveniently, a 50-amp outlet has been installed for a RV, boat lift or even a hot tub. Ample guest parking is a major plus when it comes to this property and could even accommodate a RV, boat with trailer or whatever your heart desires! Plus a proactive termite protection system. Best of all? This serene retreat is just a short stroll to the sugar-sand beaches of Anna Maria Island, charming local shops, and island-favorite restaurants - all easily accessible via the free island trolley. Whether you’re searching for a full-time coastal residence, a seasonal getaway, or a savvy investment (zoned R-1 with 30-day minimum rentals), this home checks every box. Come experience the magic of Holmes Beach waterfront living where every day feels like a vacation.

Listing Agent

Mike Polachek

KELLER WILLIAMS ON THE WATER Brokerage Phone: 941-729-7400 License #3112116 Listed on: 04/10/2025

KELLER WILLIAMS ON THE WATER

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,241

Year Built

  • Built in 1989

Lot Details

  • 9,375 Sq Ft Lot
  • 225 Feet of Salt Water Canal Waterfront
  • Property fronts a saltwater canal
  • North Facing Home
  • Fenced
  • Mature Landscaping
  • Oversized Lot
  • Cleared Lot
  • Oak Trees
  • Fruit Trees
  • Property is zoned R1

Parking

  • 3 Car Attached Garage
  • Workshop in Garage
  • Ground Level Parking
  • Garage Door Opener
  • Driveway
  • Open Parking
  • Parking available for a boat
  • Golf Cart Parking

Property Views

  • Woods
  • Canal

Home Design

  • Coastal Architecture
  • Florida Architecture
  • Elevated Home
  • Slab Foundation
  • Frame Construction
  • Metal Roof
  • Stucco

Interior Spaces

  • 1,715 Sq Ft Home
  • 3-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • <<energyStarQualifiedWindowsToken>>
  • Sliding Doors
  • Great Room
  • Combination Dining and Living Room
  • Storage Room
  • Inside Utility
  • Tile Flooring

Kitchen

  • Walk-In Pantry
  • Range<<rangeHoodToken>>
  • Dishwasher
  • Granite Countertops
  • Solid Wood Cabinet
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Private Water Closet
  • Shower Only

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Home Security

  • Security Lights
  • Storm Windows
  • Fire and Smoke Detector
  • In Wall Pest System
  • Pest Guard System

Outdoor Features

  • Water access To Gulf or Ocean
  • Access To Intracoastal Waterway
  • Fishing Pier
  • No Fixed Bridges
  • Property is near a marina
  • Access to Saltwater Canal
  • Dock has access to water
  • Dock made with Composite Material
  • Balcony
  • Deck
  • Screened Patio
  • Exterior Lighting
  • Rain Gutters
  • Wrap Around Porch

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required
  • Property is near public transit

Schools

  • Anna Maria Elementary School
  • Martha B. King Middle School
  • Manatee High School

Utilities

  • Central Heating and Cooling System
  • Vented Exhaust Fan
  • Thermostat
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Holmes Beach Community
  • Holmes Beach Thirty Third Unit Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,241

Year Built

Built in 1989

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Coastal, Elevated, Florida
  • Construction Materials: Stucco, Frame
  • Fireplace: No
  • Living Area: 1715
  • Lot Size Acres: 0.22
  • New Construction: No
  • Year Built: 1989
  • Building Area Total: 3977
  • Lot Size Sq Ft: 9375
  • Directions to Property: North on Gulf Dr to right turn on 85th St. Last house on the left.
  • Status: Active
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow State: FL
  • List Office Head Office Key Nume: 1044707
  • Minimum Lease: 1 Month
  • RATIO Current Price By Calculate: 1078.72
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • Property Description: Elevated
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Composite,Dock w/Water Supply
  • MFR_DockYN: 1
  • Attribution Contact: 941-729-7400
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), High Ceilings, In Wall Pest System, Living Room/Dining Room Combo, Open Floorplan, Pest Guard System, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: Three Or More
  • Spa Yn: No
  • Stories: 3
  • Window Features: ENERGY STAR Qualified Windows, Low-Emissivity Windows, Storm Window(s)
  • Street Number Modifier: 234
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Great Room,Inside Utility,Storage Rooms
  • Living Area Meters: 159.33
  • Room Count: 7

Exterior Features

  • Direction Faces: North
  • Exterior Features: Balcony, Lighting, Rain Gutters, Sliding Doors
  • Roof: Metal
  • Home Warranty: No
  • Pool Private: No
  • View: Trees/Woods, Water
  • Water Body Name: BIMINI BAY
  • Waterfront: Yes
  • Patio and Porch Features: Deck, Patio, Porch, Rear Porch, Screened, Side Porch, Wrap Around
  • Road Surface Type: Concrete, Gravel, Paved
  • Water Access: Canal - Saltwater,Gulf/Ocean,Gulf/Ocean to Bay,Intracoastal Waterway
  • Water Extras: Bridges - No Fixed Bridges,Fishing Pier,Sailboat Water
  • Water Extras YN: 1
  • Water Frontage Feet Canal Salt: 225
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 225
  • Additional Water Information: Large canal with 40+ft dock can house large vessel or sailboat! Access to Bimini Bay, Intercoastal, and Gulf of Mexico.

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Boat, Covered, Driveway, Garage Door Opener, Golf Cart Parking, Ground Level, Guest, Open, Oversized, RV Access/Parking, Basement, Workshop in Garage

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Street Lights
  • Association: No
  • Security: Security Lights, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: None

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Anna Maria Elementary
  • High School: Manatee High
  • Middle Or Junior School: Martha B. King Middle

Lot Info

  • Zoning: R1
  • Parcel Number: 6941800002
  • Additional Parcels: No
  • Fencing: Fenced
  • Lot Features: Cleared, Flood Insurance Required, FloodZone, City Limits, Landscaped, Near Marina, Near Public Transit, Oversized Lot, Paved
  • Flood Zone Code: AE
  • Homestead YN: 1
  • Lot Size Square Meters: 871

Green Features

  • Efficiency: Windows
  • Green Verification Count: 0

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Buyer to confirm all lease restrictions with Holmes Beach. Home is zoned R1.

Tax Info

  • Tax Annual Amount: 11241
  • Tax Block: 10
  • Tax Book Number: 8-108
  • Tax Lot: 14

Multi Family

  • Waterfront Features: Canal - Saltwater
  • Approval Process: Buyer to confirm all lease approval processes with Holmes Beach

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,242 $743,586 -- --
2023 $11,145 $721,928 $0 $0
2022 $11,089 $700,901 -- --
2021 $11,089 $680,486 $0 $0
2020 $10,994 $671,091 $0 $0
2019 $10,712 $656,003 $0 $0
2018 $10,564 $643,771 $0 $0
2017 $9,898 $630,530 $0 $0
2016 $8,391 $524,951 $0 $0
2015 $3,858 $251,643 $0 $0
2014 $3,858 $249,646 $0 $0
2013 $3,838 $245,957 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/10/2025 04/10/25 For Sale $1,849,999 -- $1,079 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $720,000 Barnes Walker Title Inc
Warranty Deed $530,000 Alliance Group Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $417,000 New Conventional
Previous Owner $120,257 New Conventional
Previous Owner $20,000 Credit Line Revolving
Previous Owner $133,069 New Conventional
Previous Owner $134,000 New Conventional
Source: Public Records

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Source: Stellar MLS

MLS Number: A4648191

Stellar MLS

APN: 69418-0000-2