277 Virginia Ln Murphy, NC 28906
Estimated payment $3,617/month
Highlights
- Home fronts a creek
- Chalet
- Wooded Lot
- 3.73 Acre Lot
- Deck
- Cathedral Ceiling
About This Home
400+/- feet of Shoal Creek frontage set the tone for this rare mountain retreat, where the sound of rushing water and complete privacy come together on nearly 4 usable acres just outside of Murphy. Tucked along the banks of a bold, year-round mountain stream, this log cabin is positioned to fully capture the experience—whether you're fishing from your own property, relaxing on the private creekside observation deck, or simply enjoying the constant, calming sound of the water just steps away. Inside, the cabin offers a warm and inviting feel with a wood-burning fireplace anchoring the great room and a comfortable, functional layout designed for easy mountain living. The main level features a spacious guest bedroom and full bath, while the upper-level loft serves as a private primary suite complete with walk-in closet and its own bath. The lower level adds even more flexibility with workshop space, additional storage, and a wide-open patio area ideal for gathering, entertaining, or unwinding after a day on the water. Outdoor living is where this property truly stands apart—offering direct, usable access to the creek along with plenty of level ground to enjoy, something that's increasingly hard to find with waterfront properties in the mountains. Additional highlights include a metal roof, private well, and the option to purchase furnished or with addtional land for a seamless transition. Located just minutes from local marinas with access to both Hiwassee Lake and Apalachia Lake, this property offers the perfect balance of seclusion and accessibility. A true creekfront property with this much frontage, usable land, and privacy is a rare find—ideal as a full-time residence, second home, or investment opportunity.
Listing Agent
Carolina Mountain Homes Brokerage Phone: 8288377322 Listed on: 03/26/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,095
Year Built
- Built in 2008
Lot Details
- 3.73 Acre Lot
- Home fronts a creek
- Level Lot
- Wooded Lot
- Property is in excellent condition
- Zoning described as Deed Restricted
Home Design
- Chalet
- Log Cabin
- Pillar, Post or Pier Foundation
- Slab Foundation
- Wood Walls
- Metal Roof
- Wood Siding
- Log Siding
Interior Spaces
- 1.5-Story Property
- Wood Ceilings
- Cathedral Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Double Pane Windows
- Great Room with Fireplace
- Living Room with Fireplace
- Property Views
Kitchen
- Range
- Microwave
- Dishwasher
- Granite Countertops
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry on main level
- Dryer
- Washer
Unfinished Basement
- Partial Basement
- Exterior Basement Entry
Parking
- Carport
- Open Parking
Outdoor Features
- Deck
Utilities
- Central Heating and Cooling System
- Well
- Electric Water Heater
- Septic Tank
Community Details
- Shoal Creek Pointe Subdivision
Listing and Financial Details
- Tax Lot 2&3
- Assessor Parcel Number 453300599491000
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,940 | $263,070 | $0 | $0 |
| 2024 | $1,858 | $263,070 | $0 | $0 |
| 2023 | $1,848 | $263,070 | $0 | $0 |
| 2022 | $1,848 | $263,070 | $0 | $0 |
| 2021 | $1,559 | $263,070 | $22,000 | $241,070 |
| 2020 | $1,140 | $242,140 | $0 | $0 |
| 2019 | $1,140 | $186,540 | $0 | $0 |
| 2018 | $1,140 | $186,540 | $0 | $0 |
| 2017 | $1,140 | $186,540 | $0 | $0 |
| 2016 | $1,140 | $186,540 | $0 | $0 |
| 2015 | $1,140 | $186,540 | $33,400 | $153,140 |
| 2012 | -- | $186,540 | $33,400 | $153,140 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/26/2026 03/26/26 | For Sale | $639,000 | -5.3% | -- | |
| 01/08/2026 01/08/26 | For Sale | $675,000 | 0.0% | -- | |
| 12/29/2025 12/29/25 | Pending | -- | -- | -- | |
| 11/06/2025 11/06/25 | Price Changed | $675,000 | -2.0% | -- | |
| 09/08/2025 09/08/25 | For Sale | $689,000 | +168.1% | -- | |
| 05/26/2020 05/26/20 | Sold | $257,000 | -4.8% | $169 / Sq Ft | View Prior Sale |
| 04/26/2020 04/26/20 | Pending | -- | -- | -- | |
| 03/23/2020 03/23/20 | For Sale | $269,900 | +12.5% | $177 / Sq Ft | |
| 02/07/2019 02/07/19 | Sold | $240,000 | -10.8% | $124 / Sq Ft | View Prior Sale |
| 12/26/2018 12/26/18 | Pending | -- | -- | -- | |
| 10/30/2018 10/30/18 | For Sale | $269,000 | +22.3% | $139 / Sq Ft | |
| 08/16/2016 08/16/16 | Sold | $220,000 | -3.3% | $135 / Sq Ft | View Prior Sale |
| 07/15/2016 07/15/16 | Pending | -- | -- | -- | |
| 05/17/2016 05/17/16 | For Sale | $227,500 | -- | $140 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $257,000 | None Available | |
| Warranty Deed | $240,000 | None Available | |
| Warranty Deed | $220,000 | None Available | |
| Trustee Deed | $186,540 | None Available | |
| Warranty Deed | $100,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $192,000 | New Conventional | |
| Previous Owner | $192,000 | New Conventional | |
| Previous Owner | $124,400 | New Conventional | |
| Previous Owner | $263,882 | Purchase Money Mortgage |
Source: Mountain Lakes Board of REALTORS®
MLS Number: 157886
APN: 4533-00-59-9491-000
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Ask me questions while you tour the home.