$639,000

277 Virginia Ln Murphy, NC 28906

Estimated payment $3,617/month

Total Views 404
2 Beds
2 Baths
-- Sq Ft
-- Price per Sq Ft

Highlights

  • Home fronts a creek
  • Chalet
  • Wooded Lot
  • 3.73 Acre Lot
  • Deck
  • Cathedral Ceiling

About This Home

400+/- feet of Shoal Creek frontage set the tone for this rare mountain retreat, where the sound of rushing water and complete privacy come together on nearly 4 usable acres just outside of Murphy. Tucked along the banks of a bold, year-round mountain stream, this log cabin is positioned to fully capture the experience—whether you're fishing from your own property, relaxing on the private creekside observation deck, or simply enjoying the constant, calming sound of the water just steps away. Inside, the cabin offers a warm and inviting feel with a wood-burning fireplace anchoring the great room and a comfortable, functional layout designed for easy mountain living. The main level features a spacious guest bedroom and full bath, while the upper-level loft serves as a private primary suite complete with walk-in closet and its own bath. The lower level adds even more flexibility with workshop space, additional storage, and a wide-open patio area ideal for gathering, entertaining, or unwinding after a day on the water. Outdoor living is where this property truly stands apart—offering direct, usable access to the creek along with plenty of level ground to enjoy, something that's increasingly hard to find with waterfront properties in the mountains. Additional highlights include a metal roof, private well, and the option to purchase furnished or with addtional land for a seamless transition. Located just minutes from local marinas with access to both Hiwassee Lake and Apalachia Lake, this property offers the perfect balance of seclusion and accessibility. A true creekfront property with this much frontage, usable land, and privacy is a rare find—ideal as a full-time residence, second home, or investment opportunity.

Listing Agent

Michelle Spies

Carolina Mountain Homes Brokerage Phone: 8288377322 Listed on: 03/26/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,095

Year Built

  • Built in 2008

Lot Details

  • 3.73 Acre Lot
  • Home fronts a creek
  • Level Lot
  • Wooded Lot
  • Property is in excellent condition
  • Zoning described as Deed Restricted

Home Design

  • Chalet
  • Log Cabin
  • Pillar, Post or Pier Foundation
  • Slab Foundation
  • Wood Walls
  • Metal Roof
  • Wood Siding
  • Log Siding

Interior Spaces

  • 1.5-Story Property
  • Wood Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Double Pane Windows
  • Great Room with Fireplace
  • Living Room with Fireplace
  • Property Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Partial Basement
  • Exterior Basement Entry

Parking

  • Carport
  • Open Parking

Outdoor Features

  • Deck

Utilities

  • Central Heating and Cooling System
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • Shoal Creek Pointe Subdivision

Listing and Financial Details

  • Tax Lot 2&3
  • Assessor Parcel Number 453300599491000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,095

Year Built

Built in 2008

Lot Details

3.73 Acres

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 3.73
  • Lot Size: 3.73
  • Water Body Name: Shoal Creek
  • Subdivision Name: Shoal Creek Pointe
  • Directions: From the intersection of Hwy 64/74 and Hwy 19/129 go West on Hwy 64/74 for 3 miles to right onto Hwy 294 for 8 miles to a right onto Hiwassee Dam Access Road to a left onto Virginia Lane, up hill and down to the left, dead end at the cabin
  • Architectural Style: Cabin, Chalet, Log
  • Carport Y N: Yes
  • Unit Levels: One and One Half
  • Year Built: 2008
  • Attribution Contact: 8288377322
  • Special Features: None

Interior Features

  • Furnished: Furnished, Partially
  • Appliances: Electric Water Heater, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Has Basement: Exterior Entry, Partial, Unfinished, Other
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Great Room, Living Room, Wood Burning
  • Fireplace: Yes
  • Flooring: Tile, Wood
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fan(s), Granite Counters, Solid Surface Counters, Walk-In Closet(s), Wood Ceiling(s), Wood Walls
  • Window Features: Double Pane Windows

Exterior Features

  • Lot Features: Level/Rolling Land, Wooded
  • View: Excellent View, Good View
  • View: Yes
  • Waterfront Features: Creek
  • Construction Type: Log Siding, Wood Siding
  • Foundation Details: Pillar/Post/Pier, Slab
  • Patio And Porch Features: Deck/Patio
  • Property Condition: Excellent
  • Roof: Metal

Garage/Parking

  • Attached Garage: No
  • Open Parking: Yes
  • Parking Features: Carport, Gravel

Utilities

  • Laundry Features: Main Level, Washer/Dryer Connection
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric, Fireplace(s)
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Well

Schools

  • Junior High Dist: Hiwassee Dam

Lot Info

  • Lot Size Sq Ft: 162478.8
  • Parcel #: 453300599491000
  • Zoning Description: Deed Restricted

Tax Info

  • Tax Annual Amount: 2094.75
  • Tax Lot: 2&3
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,940 $263,070 $0 $0
2024 $1,858 $263,070 $0 $0
2023 $1,848 $263,070 $0 $0
2022 $1,848 $263,070 $0 $0
2021 $1,559 $263,070 $22,000 $241,070
2020 $1,140 $242,140 $0 $0
2019 $1,140 $186,540 $0 $0
2018 $1,140 $186,540 $0 $0
2017 $1,140 $186,540 $0 $0
2016 $1,140 $186,540 $0 $0
2015 $1,140 $186,540 $33,400 $153,140
2012 -- $186,540 $33,400 $153,140
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/26/2026 03/26/26 For Sale $639,000 -5.3% --
01/08/2026 01/08/26 For Sale $675,000 0.0% --
12/29/2025 12/29/25 Pending -- -- --
11/06/2025 11/06/25 Price Changed $675,000 -2.0% --
09/08/2025 09/08/25 For Sale $689,000 +168.1% --
05/26/2020 05/26/20 Sold $257,000 -4.8% $169 / Sq Ft View Prior Sale
04/26/2020 04/26/20 Pending -- -- --
03/23/2020 03/23/20 For Sale $269,900 +12.5% $177 / Sq Ft
02/07/2019 02/07/19 Sold $240,000 -10.8% $124 / Sq Ft View Prior Sale
12/26/2018 12/26/18 Pending -- -- --
10/30/2018 10/30/18 For Sale $269,000 +22.3% $139 / Sq Ft
08/16/2016 08/16/16 Sold $220,000 -3.3% $135 / Sq Ft View Prior Sale
07/15/2016 07/15/16 Pending -- -- --
05/17/2016 05/17/16 For Sale $227,500 -- $140 / Sq Ft
Source: Mountain Lakes Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $257,000 None Available
Warranty Deed $240,000 None Available
Warranty Deed $220,000 None Available
Trustee Deed $186,540 None Available
Warranty Deed $100,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $192,000 New Conventional
Previous Owner $192,000 New Conventional
Previous Owner $124,400 New Conventional
Previous Owner $263,882 Purchase Money Mortgage
Source: Public Records

Source: Mountain Lakes Board of REALTORS®

MLS Number: 157886

APN: 4533-00-59-9491-000

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