$898,000

3028 Belknap Beach Rd Prospect, KY 40059

Estimated payment $5,659/month

Total Views 302
3 Beds
3 Baths
3,478 Sq Ft
$258 Price per Sq Ft

Highlights

  • Boat Slip
  • Spa
  • Traditional Architecture
  • Harmony Elementary School Rated A
  • Deck
  • No HOA

About This Home

An exceptional opportunity to own premier Ohio River frontage in the highly desirable Belknap Beach Estates—uniquely positioned on elevated terrain offering both breathtaking views and added peace of mind. This thoughtfully refreshed residence offers approximately 3,400 square feet of finished living space and delivers the ultimate Prospect waterfront lifestyle, complete with multiple private docks providing direct access for boating, entertaining, and everyday enjoyment on the river. Designed to maximize natural light and panoramic water views, the main living level features a second-floor kitchen with beautifully preserved original cabinetry and hardware—timeless craftsmanship seamlessly paired with updated lighting and fresh finishes. The layout flows effortlessly into inviting living and entertaining spaces, creating a warm yet refined atmosphere. A first-floor kitchenette enhances the home's versatility, while the flexible floor plan includes a main-level bedroom and two additional bedrooms upstairs—ideal for private guest accommodations, work-from-home needs, or multi-functional living with comfortable separation of space. The primary bath has been tastefully refreshed, offering a serene retreat with opportunity for future customization. Riverfront properties with this combination of elevation, multiple docks, and established community setting are increasingly rare. Enjoy space, flexibility, and direct waterfront access—just minutes from the conveniences and charm of Prospect.

Listing Agent

Ashley DeVault

Kentucky Select Properties License #262756 Listed on: 04/15/2026

Kentucky Select Properties

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1976

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway
  • On-Street Parking

Home Design

  • Traditional Architecture
  • Flat Roof Shape
  • Slab Foundation
  • Shingle Roof

Interior Spaces

  • 3,478 Sq Ft Home
  • 2-Story Property

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Outdoor Features

  • Spa
  • Boat Slip
  • Deck
  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Septic Tank

Community Details

  • No Home Owners Association
  • Belknap Beach Estates Subdivision

Listing and Financial Details

  • Legal Lot and Block 81 / 1
  • Assessor Parcel Number 02010081

Home Details

Home Type

Single Family

Year Built

Built in 1976

Lot Details

0.36 Acres

Parking

2

Listing Details

  • Cooling System: Central Air
  • Stories: 2
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Garage Yn: Yes
  • Subdivision Name: BELKNAP BEACH ESTATES
  • Above Grade Finished Sq Ft: 3478.0
  • Architectural Style: Traditional
  • Utilities Electricity Connected: Yes
  • Roof:Shingle: Yes
  • Cooling Central Air: Yes
  • Foundation:Slab: Yes
  • Architectural Style Traditional: Yes
  • Special Features: None

Interior Features

  • Basement: None
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Basement:None6: Yes

Exterior Features

  • Fencing: None, Other
  • Roof: Flat, Shingle
  • Acres: 0.36
  • Waterfront Features: Lake Front
  • Waterfront: Yes
  • Construction Type: Other, Wood Frame
  • Exterior Features: Hot Tub, Boat Slip
  • Foundation Details: Slab
  • Patio And Porch Features: Deck, Patio, Porch
  • ConstructionSiding:Roof Flat: Yes
  • Construction:Frame - Wood2: Yes
  • Patio And Porch Features:Deck2: Yes
  • Patio and Porch Features:Porch2: Yes
  • Waterfront Features:Lake Front: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Parking Features: On Street, Attached, Entry Front, Driveway
  • GarageParking:Attached: Yes
  • Garageparkingdriveway: Yes

Utilities

  • Utilities: Electricity Connected, Fuel:Natural
  • Cooling Y N: Yes
  • Heating: Electric, Forced Air, Natural Gas
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Forced Air: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 165553.0
  • ResoLotSizeUnits: Acres
  • Parcel #: 02010081

Building Info

  • Year Built: 1976

Tax Info

  • Tax Block: 1
  • Tax Lot: 81

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2020 $6,470 $525,000 $200,000 $325,000
2019 -- $500,000 $250,000 $250,000
2018 -- $500,000 $0 $0
2017 -- $500,000 $0 $0
2013 -- $500,000 $250,000 $250,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/15/2026 04/15/26 For Sale $898,000 +66.3% $258 / Sq Ft
08/20/2020 08/20/20 Sold $540,000 -6.1% $146 / Sq Ft View Prior Sale
07/28/2020 07/28/20 Pending -- -- --
07/01/2020 07/01/20 For Sale $575,000 -- $155 / Sq Ft
Source: Metro Search, Inc.

Purchase History

Date Type Sale Price Title Company
Deed $540,000 None Available
Interfamily Deed Transfer -- None Available
Source: Public Records

Source: Metro Search, Inc.

MLS Number: 1714389

Metro Search, Inc.

APN: 02-01-00-81&81A

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