$915,000
PENDING

Estimated payment $5,617/month

Total Views 3,447
5 Beds
4 Baths
4,473 Sq Ft
$205 Price per Sq Ft

Highlights

  • Deck
  • Cathedral Ceiling
  • Great Room with Fireplace
  • Wooded Lot
  • Wood Flooring
  • Granite Countertops

About This Home

Welcome to 3109 Olde Towne Lane — a beautifully maintained brick home nestled in the desirable Olde Towne neighborhood of North Chattanooga. This inviting property offers a seamless blend of traditional charm and modern comfort across two spacious levels. Step inside to a light-filled foyer flanked by formal living and dining spaces, perfect for entertaining. The heart of the home is the expansive open-concept kitchen and den, featuring a cozy fireplace, granite countertops, stainless steel appliances, and a large island with counter-height seating for up to ten people—ideal for casual dining and gathering. Culinary enthusiasts will appreciate the high-end kitchen amenities, including a wet bar, double ovens, gas range, and thoughtful design details that make both cooking and hosting a pleasure. The main level also includes a full bedroom and bathroom, offering convenient accommodations for guests or multigenerational living. The bathroom was just updated with new step in shower, custom tile & vanity. Throughout the home, you'll find solid hardwood flooring that adds warmth and durability to every space. A French door from the den leads to a private back deck, perfect for grilling or relaxing outdoors. Upstairs, the spacious primary suite includes a massive walk-in closet and spa-like bath suite with dual vanities, soaking tub, and separate shower. Two additional bedrooms connect with a jack-n-jill bath. This home offers flexibility for guests, work-from-home needs, or creative pursuits. The basement boasts an additional bedroom & full bath, open den area and game room with expansive storage rooms. Also opens to a private patio overlooking the backyard. This one also offers a main-level laundry room, an attached two-car garage, and is located just minutes from downtown Chattanooga, sought after private schools, shops, dining, and outdoor recreation, this home offers the perfect balance of convenience and quiet suburban living.

Listing Agent

Wendy Dixon

Keller Williams Realty License #308654 Listed on: 07/01/2025

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,592

Year Built

  • Built in 1992 | Remodeled

Lot Details

  • 0.39 Acre Lot
  • Lot Dimensions are 80' x 214'
  • Fenced
  • Landscaped
  • Level Lot
  • Front and Back Yard Sprinklers
  • Wooded Lot
  • Private Yard

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Parking Accessed On Kitchen Level
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof

Interior Spaces

  • 2-Story Property
  • Wet Bar
  • Bar
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Chandelier
  • Gas Log Fireplace
  • Insulated Windows
  • Bay Window
  • Great Room with Fireplace
  • Family Room Downstairs
  • Living Room
  • Formal Dining Room
  • Game Room with Fireplace
  • Lower Floor Utility Room
  • Utility Room
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Home Security System

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Breakfast Bar
  • <<builtInOvenToken>>
  • Gas Range
  • <<cooktopDownDraftToken>>
  • Range Hood
  • <<microwave>>
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary bedroom located on second floor
  • En-Suite Bathroom
  • Walk-In Closet
  • In-Law or Guest Suite
  • 4 Full Bathrooms
  • Double Vanity
  • Soaking Tub
  • <<tubWithShowerToken>>
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Attic

  • Storage In Attic
  • Pull Down Stairs to Attic

Outdoor Features

  • Deck
  • Patio
  • Exterior Lighting
  • Rain Gutters
  • Porch

Location

  • Property is near a golf course

Schools

  • Rivermont Elementary School
  • Chattanooga Middle School
  • Chattanooga High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 118o A 031.05
  • $83,150 per year additional tax assessments

Community Details

Overview

  • No Home Owners Association
  • Olde Towne Subdivision

Security

  • Building Fire Alarm

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,592

Year Built

Built in 1992 | Remodeled

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.39
  • Lot Size: 80' x 214'
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: Olde Towne
  • Directions: Hixson Pike North to Left on Olde Towne Lane across from Stuart Heights Baptist Church. House is 4th on right.
  • Above Grade Finished Sq Ft: 3488.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 4473.0
  • New Construction: No
  • Building Stories: 2
  • Structure Type: House
  • Year Built: 1992
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 118o A 031.05
  • Location Tax and Legal Elementary School: Rivermont Elementary
  • Location Tax and Legal Middle Or Junior School2: Chattanooga Middle
  • Location Tax and Legal High School: Chattanooga High
  • Location Tax and Legal:Tax Annual Amount: 6591.84
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 3488.0
  • General Property Information Below Grade Finished Area: 985.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.39
  • General Property Information Lot Size Square Feet2: 16988.4
  • General Property Information Lot Size Dimensions: 80' x 214'
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Property Condition:UpdatedRemodeled: Yes
  • Roof Asphalt5: Yes
  • Room Types Bedroom Level: First
  • Foundation Details Block2: Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Room Types Primary Bathroom Level: Second
  • Wall Oven: Yes
  • Fencing Fenced: Yes
  • Room Types Primary Bedroom Level: Second
  • Room Types Utility Room: Yes
  • Room Types Utility Room Level: Basement
  • Cooling:Multi Units: Yes
  • Laundry Features Laundry Room: Yes
  • Security Features:Security System: Yes
  • Interior Features En Suite: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • General Property Information Stories2: 2
  • Location Tax and Legal Tax Other Annual Assessment Amount: 83150.0
  • Laundry Features:Main Level: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Family Room: Yes
  • Room Types Family Room Level: Basement
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Interior Features Breakfast Nook: Yes
  • Parking Features Kitchen Level2: Yes
  • Structure Type:House: Yes
  • Attic Features Pull-Down Stairs: Yes
  • Security Features:Fire Alarm: Yes
  • Room Types Great Room: Yes
  • Room Types Great Room Level: First
  • Flooring Wood: Yes
  • Room Types Game Room: Yes
  • Room Types Game Room Level: Basement
  • Special Features: None
  • Stories: 2

Interior Features

  • Spa Features: None
  • Private Spa: No
  • Appliances: Wall Oven, Stainless Steel Appliance(s), Refrigerator, Range Hood, Oven, Microwave, Gas Water Heater, Gas Range, Free-Standing Gas Range, Down Draft, Disposal, Dishwasher
  • Has Basement: Finished, Full
  • Basement YN: Yes
  • Full Bathrooms: 4
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 985.0
  • Fireplace Features: Gas Log, Great Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile, Wood
  • Interior Amenities: Bar, Breakfast Bar, Breakfast Nook, Cathedral Ceiling(s), Ceiling Fan(s), Chandelier, Connected Shared Bathroom, Double Vanity, Eat-in Kitchen, En Suite, Granite Counters, High Ceilings, High Speed Internet, In-Law Floorplan, Pantry, Separate Dining Room, Separate Shower, Soaking Tub, Tub/shower Combo, Walk-In Closet(s), Wet Bar
  • Window Features: Bay Window(s), Insulated Windows, Skylight(s)
  • Appliances Dishwasher: Yes
  • Full Basement: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Free-Standing Gas Range: Yes
  • Attic Features:Storage Only: Yes
  • Appliances:Gas Water Heater: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Pantry: Yes
  • Community Features:None4: Yes
  • Appliances:Down Draft: Yes
  • Appliances:Gas Range: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Range Hood: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Granite Counters: Yes
  • Fireplace Features:Great Room2: Yes
  • Interior Features:Soaking Tub: Yes
  • Interior Features:Wet Bar: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Chandelier: Yes
  • Appliances:Oven: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:In-Law Floorplan: Yes
  • InteriorFeatures:Bar: Yes

Exterior Features

  • Fencing: Fenced
  • Lot Features: Gentle Sloping, Landscaped, Level, Near Golf Course, Sprinklers In Front, Sprinklers In Rear, Wooded
  • Pool Features: None
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Fiber Cement
  • Exterior Features: Lighting, Private Yard, Rain Gutters
  • Foundation Details: Block
  • Other Structures: None
  • Patio And Porch Features: Deck, Patio, Porch
  • Property Condition: Updated/Remodeled
  • Roof: Asphalt, Shingle
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Construction Materials:Fiber Cement: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Private Yard: Yes
  • Lot Features:Gentle Sloping: Yes
  • Exterior Features:Lighting: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Lot Features:Wooded: Yes
  • Window Features:Insulated Windows: Yes
  • Window Features:Skylight(s): Yes
  • Lot Features:Landscaped: Yes
  • Exterior Features:Rain Gutters: Yes
  • Window Features:Bay Window(s): Yes
  • Lot Features:Near Golf Course: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:Concrete3: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
  • Security: Fire Alarm, Security System
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: None
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Rivermont Elementary
  • High School: Chattanooga High
  • Middle Or Junior School: Chattanooga Middle

Lot Info

  • Lot Size Sq Ft: 16988.4
  • Additional Parcels: No
  • Parcel #: 118o A 031.05

Tax Info

  • Tax Annual Amount: 6591.84
  • Tax Other Annual Assessment Amount: 83150.0

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,287 $146,900 $0 $0
2023 $3,287 $146,900 $0 $0
2022 $3,287 $146,900 $0 $0
2021 $3,287 $146,900 $0 $0
2020 $2,958 $106,975 $0 $0
2019 $2,958 $106,975 $0 $0
2018 $2,562 $106,975 $0 $0
2017 $2,958 $106,975 $0 $0
2016 $2,767 $0 $0 $0
2015 $5,192 $100,050 $0 $0
2014 $5,192 $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/03/2025 07/03/25 Pending -- -- --
07/01/2025 07/01/25 For Sale $915,000 -- $205 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $489,000 First Title
Warranty Deed $435,000 Realty Title & Escrow Servic
Warranty Deed $310,000 Title Escrow Chatt Inc
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $160,000 New Conventional
Closed $135,500 Unknown
Closed $240,000 Credit Line Revolving
Closed $240,000 Credit Line Revolving
Closed $150,000 Purchase Money Mortgage
Previous Owner $50,000 Credit Line Revolving
Previous Owner $315,000 Fannie Mae Freddie Mac
Previous Owner $100,000 Credit Line Revolving
Previous Owner $227,000 Unknown
Previous Owner $20,000 Credit Line Revolving
Previous Owner $214,600 Purchase Money Mortgage
Source: Public Records

About the Listing Agent

Wendy Dixon

Keller Williams Realty

(423) 455-9119

Section Image

Wendy Dixon, is a licensed real estate professional serving Greater Chattanooga since 2006 and has achieved multi-million dollar producer status every year since her very first year. She is licensed in both Tennessee and Georgia. Daughter to a builder she was conducting Open Houses as young as 15 in his subdivisions, she early on had a passion for real estate. Owning and managing up to 27 rental units at a time, project management experience in both commercial and residential building, and

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  • 10607 Flicker Way, Apison, TN 37302

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  • Unlisted Address

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  • 0 SW Hidden Ridges Dr Unit 1515860, McDonald, TN 37353

    $100,000

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  • 9805 Ooltewah Georgetown Rd, Ooltewah, TN 37363

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  • 4600 Alabama Rd, Apison, TN 37302

    $415,000

    • 4 Beds
    • 2.5 Baths
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    Investor's Dream Property on 3 Acres - Prime Opportunity! Welcome to this spacious 2,567 SqFt home, perfectly situated on 3 expansive acres. Offering 4 bedrooms and 2.5 bathrooms, this property is a true diamond in the rough, ready for a fresh makeover! With a recent coat of paint throughout, the home is a blank canvas, offering endless potential for remodels, updates, or your dream design.

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Source: Greater Chattanooga REALTORS®

MLS Number: 1515876

Greater Chattanooga REALTORS®

APN: 118O-A-031.05