Seller's Agent in 2025
Elke Gerdes
Structure Real Estate
(319) 240-3034
195 Total Sales
3382 Monticello Ave Waterloo, IA 50701
Estimated Value: $271,000 - $280,870
3
Beds
2.5
Baths
2,249
Sq Ft
$122/Sq Ft
Est. Value
Highlights
- Fireplace
- 2 Car Attached Garage
- Geothermal Heating and Cooling
- Enclosed Patio or Porch
About This Home
As of December 2025Discover this well-maintained home at 3382 Monticello Ave, Waterloo, IA. Sitting on a .450-acre lot enclosed by a vinyl privacy fence, this spacious residence offers three bedrooms and 2.5 baths. The main floor features a front living room and a formal dining area that opens to a large, remodeled kitchen with an island—perfect for family meals and entertaining. The family room has been updated to include a cozy fireplace and built-in shelving. There are three bedrooms on this level, including a true master suite and an updated shared bathroom. Off the family room, you can enjoy the four-season enclosed porch, complete with heating and cooling, offering a beautiful view of the yard year-round. Additional updates include windows and a roof installed in 2023. The basement boasts a large family room and a half bath, ready for your personal touches. This all-electric home is energy-efficient, featuring a geothermal heat pump system to keep utility costs low year-round. Don’t miss your chance to own this fantastic property with wonderful updates and a serene setting.
Last Agent to Sell the Property
Structure Real Estate License #S59796000 Listed on: 11/11/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,731
Year Built
- Built in 1972
Lot Details
- 19,665 Sq Ft Lot
- Lot Dimensions are 55x175x171x171
Parking
- 2 Car Attached Garage
Home Design
- Concrete Foundation
- Block Foundation
- Shingle Roof
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 2,249 Sq Ft Home
- Fireplace
- Laundry on main level
- Partially Finished Basement
Bedrooms and Bathrooms
- 3 Bedrooms
Outdoor Features
- Enclosed Patio or Porch
Schools
- Lou Henry Elementary School
- Hoover Intermediate
- West High School
Utilities
- Geothermal Heating and Cooling
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number 881305227029
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 11, 2025
Closed on
Dec 13, 2025
Sold by
Mahnke Geraldine
Bought by
Deford Isaac
Seller's Agent
Elke Gerdes
Structure Real Estate
Buyer's Agent
Janae Nuss
Oakridge Real Estate
List Price
$279,500
Sold Price
$275,000
Premium/Discount to List
-$4,500
-1.61%
Views
36
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$282
Avg. Annual Appreciation
-0.32%
Original Mortgage
$219,760
Outstanding Balance
$219,335
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$55,383
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Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Deford Isaac | -- | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Deford Isaac | $219,760 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/19/2025 12/19/25 | Sold | $275,000 | -1.6% | $122 / Sq Ft |
| 11/20/2025 11/20/25 | Pending | -- | -- | -- |
| 11/11/2025 11/11/25 | For Sale | $279,500 | -- | $124 / Sq Ft |
Source: Northeast Iowa Regional Board of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,510 | $288,990 | $40,280 | $248,710 |
| 2024 | $5,510 | $277,900 | $38,270 | $239,630 |
| 2023 | $4,896 | $277,900 | $38,270 | $239,630 |
| 2022 | $4,764 | $231,780 | $38,270 | $193,510 |
| 2021 | $4,684 | $231,780 | $38,270 | $193,510 |
| 2020 | $4,604 | $215,390 | $31,090 | $184,300 |
| 2019 | $4,604 | $215,390 | $31,090 | $184,300 |
| 2018 | $4,608 | $215,390 | $31,090 | $184,300 |
| 2017 | $4,750 | $215,390 | $31,090 | $184,300 |
| 2016 | $4,688 | $215,390 | $31,090 | $184,300 |
| 2015 | $4,688 | $215,390 | $31,090 | $184,300 |
| 2014 | $4,566 | $206,170 | $31,090 | $175,080 |
Source: Public Records
Agents Affiliated with this Home
-
Elke Gerdes
-
Janae Nuss
Buyer's Agent in 2025
Janae Nuss
Oakridge Real Estate
36 Total Sales
Map
Source: Northeast Iowa Regional Board of REALTORS®
MLS Number: NBR20255562
APN: 8813-05-227-029
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Based on information submitted to the MLS GRID
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