Seller's Agent in 2026
Jessica Villa
Allison James Estates & Homes
(760) 224-1007
47 Total Sales
35764 Bay Morgan Ln Fallbrook, CA 92028
4
Beds
3.5
Baths
3,240
Sq Ft
6,103
Sq Ft Lot
Highlights
- Filtered Pool
- Panoramic View
- Main Floor Bedroom
- Primary Bedroom Suite
- Clubhouse
- Loft
About This Home
As of April 2026Welcome to 35764 Bay Morgan Lane, a stunning 2019-built home in the highly sought-after Horse Creek Ridge community of Fallbrook. This immaculate original-owner residence offers 3,240 square feet of thoughtfully designed living space, featuring 4 bedrooms, 3 full bathrooms, and 1 half bath, all set on a 6,100-square-foot lot. Meticulously maintained, the home reflects true pride of ownership throughout. With 15 paid-off solar panels, you’ll enjoy meaningful energy savings while living comfortably and efficiently. Every space feels intentional, inviting, and move-in ready, perfect for both everyday living and entertaining. Horse Creek Ridge isn’t just a neighborhood; it’s a lifestyle. The community boasts six charming pocket parks, a vibrant Sports Park hosting games and events, and two resort-style pools, including one with a spacious clubhouse. Residents also enjoy six or more free annual community events, fostering a strong sense of connection. Food trucks frequently visit, including a beloved local coffee truck, adding a touch of neighborhood charm. For outdoor enthusiasts, multiple scenic walking and hiking trails wind through the community, with direct access to the popular Monserate Mountain trail, offering endless opportunities to enjoy nature just steps from your door. Adding to the convenience, Palomar College’s Fallbrook campus is within walking distance, and the location strikes the perfect balance between peaceful surroundings and easy access to North County amenities. This is a rare opportunity to own a nearly new, turnkey home in one of Fallbrook’s most desirable communities, where modern living meets small-town charm.
Last Agent to Sell the Property
Allison James Estates & Homes Brokerage Email: jvilla22@gmail.com License #01790472 Listed on: 01/16/2026
Home Details
Home Type
- Single Family
Year Built
- Built in 2019
Lot Details
- 6,104 Sq Ft Lot
- Density is 11-15 Units/Acre
HOA Fees
- $208 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Property Views
- Panoramic
- Mountain
- Neighborhood
Home Design
- Entry on the 1st floor
Interior Spaces
- 3,240 Sq Ft Home
- 2-Story Property
- Gas Fireplace
- Entrance Foyer
- Great Room with Fireplace
- Loft
Bedrooms and Bathrooms
- 4 Bedrooms | 1 Main Level Bedroom
- Primary Bedroom Suite
- Walk-In Closet
Laundry
- Laundry Room
- Laundry on upper level
Pool
- Filtered Pool
- Pool Heated Passively
Utilities
- Two cooling system units
- Whole House Fan
- Central Air
- No Heating
Additional Features
- ENERGY STAR Qualified Equipment
- Exterior Lighting
- Suburban Location
Listing and Financial Details
- Tax Tract Number 16185
- Assessor Parcel Number 1085053400
- $3,562 per year additional tax assessments
Community Details
Overview
- Vintage Group Association, Phone Number (855) 403-3852
- Maintained Community
- Mountainous Community
Amenities
- Community Barbecue Grill
- Clubhouse
Recreation
- Community Pool
- Park
- Dog Park
- Horse Trails
- Hiking Trails
Security
- Security Service
- Resident Manager or Management On Site
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Sep 9, 2021
Sold by
Babcock Gloria M and The Terry L And Gloria M Babco
Bought by
Babcock Gloria M and The Terry L And Gloria M Babco
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$378,000
Outstanding Balance
$340,939
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$653,722
Purchase Details
Closed on
May 14, 2021
Sold by
Babcock Gloria
Bought by
Babcock Gloria M
Purchase Details
Closed on
Nov 14, 2019
Sold by
D R Horton Los Angeles Holding Co Inc
Bought by
Babcock Gloria
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$383,710
Interest Rate
3.75%
Mortgage Type
New Conventional
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Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | American Coast Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Grant Deed | $664,000 | Lawyers Title Oc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $378,000 | New Conventional | |
| Closed | $383,710 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/06/2026 04/06/26 | Sold | $995,000 | -0.4% | $307 / Sq Ft |
| 02/18/2026 02/18/26 | Pending | -- | -- | -- |
| 01/16/2026 01/16/26 | For Sale | $999,000 | -- | $308 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $11,136 | $725,859 | $229,663 | $496,196 |
| 2024 | $11,136 | $711,627 | $225,160 | $486,467 |
| 2023 | $10,833 | $697,675 | $220,746 | $476,929 |
| 2022 | $10,764 | $683,996 | $216,418 | $467,578 |
| 2021 | $10,453 | $670,585 | $212,175 | $458,410 |
| 2020 | $10,750 | $663,710 | $210,000 | $453,710 |
| 2019 | $4,936 | $133,086 | $133,086 | $0 |
| 2018 | $921 | $81,457 | $81,457 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jessica Villa
-
Cindy Dunbar
Buyer's Agent in 2026
Cindy Dunbar
Real Estate 365, Inc
(760) 429-4061
27 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: NDP2600535
APN: 108-505-34
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The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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