$1,065,000
SOLD MAR 12, 2026

406 S Whisper Ridge Ln Payson, AZ 85541

4 Beds
2.5 Baths
2,863 Sq Ft
15,682 Sq Ft Lot

Sale Details

Date Sold: March 12, 2026

$372 Per Sq Ft

3% Below List Price

47 Days on Market

Highlights

  • Panoramic View
  • Sub-Zero Refrigerator
  • Vaulted Ceiling
  • Sitting Area In Primary Bedroom
  • Fireplace in Primary Bedroom
  • Wood Flooring

About This Home

As of March 2026

Escape to refined mountain living in this spectacular custom single-level residence, now offered as a double lot including the .37 acres next door, perfectly positioned in an intimate private gated community of only 20 estate-size lots. Enjoy unparalleled tranquility, exclusivity, and breathtaking Rim mountain views. This home delivers the ultimate connection to nature while surrounding you with uncompromising comfort and craftsmanship. Step inside to discover an elegant blend of timeless finishes and thoughtful upgrades. Brazilian Tigerwood flooring (refinished in 2025), brand-new carpet, fresh interior paint, rich wood-stained windows and doors, skylights, and three luxurious copper sinks create warmth and character throughout. The expansive great room centers around a cozy propane fireplace and flows effortlessly to over 1,500 square feet of low-maintenance Trex decking, perfect for soaking in panoramic mountain scenery, lush pine views from every window, and unforgettable sunrises. With outdoor spaces designed for year-round enjoyment and a fenced yard with dog run, this property truly embraces four-season living. The chef's kitchen is equipped with high-end appliances including a brand new Sub-Zero refrigerator, complemented by a convenient wet bar with a brand-new beverage fridge, ideal for entertaining. A spacious office features custom cabinetry, granite countertops, and a built-in Murphy bed, making it the perfect dual-purpose space for guests or work-from-home living. The generous master suite is a private retreat with a beautifully finished master closet offering extensive built-ins and storage. Additional highlights include on brand new (1 year old) roof with a 50 year warranty, 2 propane fireplaces, central vac, extensive storage throughout, a large 1,000 sq ft epoxy-coated garage with cabinetry and workbench, lightning protection system, propane BBQ hookup, and professionally landscaped, low-maintenance grounds. Just outside the prestigious Rim Golf Club and Chaparral Pines where non-resident memberships are available you can enjoy world-class amenities while retreating home to serenity. Whether you're seeking fresh mountain air, cooler summers, or a peaceful luxury escape, this extraordinary property delivers unmatched privacy, sophistication, and natural beauty. Welcome to your mountain sanctuary.

Last Agent to Sell the Property

Kristy DeWitz

My Home Group Real Estate License #SA688150000 Listed on: 01/08/2026

My Home Group Real Estate

Co-Listed By

Nick DeWitz

My Home Group Real Estate License #SA689998000

Last Buyer's Agent

Tamie Aguilera

Re/Max Fine Properties License #SA663378000

Re/Max Fine Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,854

Year Built

  • Built in 2005

Lot Details

  • 15,730 Sq Ft Lot
  • Cul-De-Sac
  • Partially Fenced Property
  • Chain Link Fence

HOA Fees

  • $58 Monthly HOA Fees

Parking

  • 3 Car Garage

Property Views

  • Panoramic
  • Mountain

Home Design

  • Wood Frame Construction
  • Composition Roof
  • Stone Exterior Construction
  • Stone

Interior Spaces

  • 2,863 Sq Ft Home
  • 1-Story Property
  • Wet Bar
  • Central Vacuum
  • Wired For Sound
  • Vaulted Ceiling
  • Skylights
  • Gas Fireplace
  • Great Room
  • Living Room with Fireplace
  • 2 Fireplaces
  • Breakfast Room
  • Formal Dining Room
  • Laundry in unit

Kitchen

  • Breakfast Bar
  • Gas Range
  • Built-In Microwave
  • Sub-Zero Refrigerator
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Sitting Area In Primary Bedroom
  • Fireplace in Primary Bedroom
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Double Vanity
  • Jettted Tub and Separate Shower in Primary Bathroom
  • Hydromassage or Jetted Bathtub
  • Bathtub With Separate Shower Stall

Accessible Home Design

  • No Interior Steps

Schools

  • Julia Randall Elementary School
  • Rim Country Middle School
  • Payson High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Propane
  • Water Softener is Owned
  • High Speed Internet
  • Cable TV Available

Community Details

  • Association fees include ground maintenance
  • Whisper Ridge Association, Phone Number (928) 474-1234
  • Built by Custom
  • Whisper Ridge Subdivision

Listing and Financial Details

  • Tax Lot 12
  • Assessor Parcel Number 304-60-012

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,854

Year Built

Built in 2005

Lot Details

0.36 Acres

HOA Fees

$58 per month

Parking

3

Listing Details

  • Cross Street: HWY 260
  • Property Type: Residential
  • Ownership: Fee Simple
  • Recreation Center Fee: N
  • Total Monthly Fee Equivalent: 58.33
  • Separate Den Office Sep Den Office: Y
  • Year Built: 2005
  • Tax Year: 2024
  • Property Sub Type: Single Family Residence
  • Horses: No
  • Lot Size Acres: 0.36
  • Co List Office Mls Id: myhg58
  • Co List Office Phone: 480-685-2760
  • Subdivision Name: WHISPER RIDGE
  • Property Attached Yn: No
  • General Property Description:PriceSqFt: 371.99
  • Special Features: None

Interior Features

  • Flooring: Carpet, Tile, Wood
  • Basement YN: No
  • Spa Features: None
  • Appliances: Dishwasher, Disposal, Refrigerator, Microwave, Gas Range, Water Softener Owned
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Living Room, Master Bedroom, Gas
  • Fireplaces: 2
  • Fireplace: Yes
  • Interior Amenities: Full Bth Master Bdrm, Separate Shwr & Tub, Double Vanity, Tub with Jets, Breakfast Bar, Pantry, Kitchen Island, High Speed Internet, Vaulted Ceiling(s), Central Vacuum, Wet Bar, No Interior Steps
  • Living Area: 2863.0
  • Stories: 1
  • Window Features: Skylight(s)

Exterior Features

  • Fencing: Chain Link, Partial
  • Lot Features: Hillside Lot, Cul-De-Sac, Borders Common Area, Gravel/Stone Front
  • Pool Private: No
  • View: Mountain(s), Trees/Woods, Panoramic
  • Disclosures: Seller Discl Avail
  • Construction Type: Wood Frame, Painted, Stone
  • Patio And Porch Features: Covered Deck
  • Roof: Composition

Garage/Parking

  • Total Covered Spaces: 3.0
  • Parking Features: Garage Door Opener, Attch'd Gar Cabinets
  • Attached Garage: No
  • Garage Spaces: 3.0

Utilities

  • Utilities: Propane
  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: Inside
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Gated
  • Association Fee: 700.0
  • Association Fee Frequency: Annually
  • Association Name: WHISPER RIDGE
  • Phone: 928-474-1234
  • Association: Yes

Association/Amenities

  • Association Fees:HOA DisclosureAddendum Affirmation: Yes
  • Association Fees:Special Assessment HOA: No
  • Association Fees:PAD Fee YN2: N
  • Association Fees:Cap ImprovementImpact Fee _percent_: $

Fee Information

  • Association Fee Includes: Maintenance Grounds

Schools

  • Elementary School: Julia Randall Elementary School
  • High School: Payson High School
  • Junior High Dist: Payson Unified District
  • Middle Or Junior School: Rim Country Middle School

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 15730.0
  • Parcel #: 304-60-012

Building Info

  • Builder Name: Custom

Tax Info

  • Tax Annual Amount: 5854.0
  • Tax Book Number: 304.0
  • Tax Lot: 12
  • Tax Map Number: 60.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 8, 2026
Closed on
Mar 5, 2026
Sold by
Milovich Daniel and Milovich Sharon A
Bought by
Brian And Linda Iverson Living Trust and Iverson
Seller's Agent
Kristy DeWitz
My Home Group Real Estate
Buyer's Agent
Tamie Aguilera
Re/Max Fine Properties
List Price
$1,100,000
Sold Price
$1,065,000
Premium/Discount to List
-$35,000
-3.18%
Views
35

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
25.71%

Purchase Details

Closed on
Apr 4, 2019
Sold by
Inman William E and Inman Jolynn K
Bought by
Milovich Daniel J and Milovich Sharon A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
4.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 24, 2016
Sold by
Inman William E and Inman Jolynn K
Bought by
Inman William E and Inman Jolynn K

Purchase Details

Closed on
Nov 1, 2010
Sold by
Cooper Michael L and Cooper Teresa S
Bought by
Tcmc Crystal Lane Llc

Purchase Details

Closed on
Oct 21, 2010
Sold by
Ing Bank Fsb
Bought by
Cooper Michael L and Cooper Teresa S

Purchase Details

Closed on
May 21, 2010
Sold by
Cantrill Stephen L and Cantrill Sally M
Bought by
Ing Bank Fsb
Source: Public Records
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,065,000 Fidelity National Title
Warranty Deed $650,000 Pioneer Title Agency
Interfamily Deed Transfer -- None Available
Warranty Deed -- First American Title
Cash Sale Deed $398,000 First American Title
Trustee Deed $460,000 Equity Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $240,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/12/2026 03/12/26 Sold $1,065,000 -3.2% $372 / Sq Ft
02/24/2026 02/24/26 Pending -- -- --
01/08/2026 01/08/26 For Sale $1,100,000 +120.0% $384 / Sq Ft
05/22/2015 05/22/15 Sold $500,000 -8.9% $174 / Sq Ft View Prior Sale
04/23/2015 04/23/15 Pending -- -- --
03/13/2015 03/13/15 For Sale $549,000 -- $191 / Sq Ft
Source: Arizona Regional Multiple Listing Service (ARMLS)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $5,925 $90,962 $7,488 $83,474
2025 $5,925 -- -- --
2024 $5,487 $88,854 $7,123 $81,731
2023 $5,487 $52,224 $6,126 $46,098
2022 $5,299 $51,597 $5,499 $46,098
2021 $4,938 $51,597 $5,499 $46,098
2020 $4,721 $0 $0 $0
2019 $4,565 $0 $0 $0
2018 $4,260 $0 $0 $0
2017 $3,931 $0 $0 $0
2016 $3,837 $0 $0 $0
2015 $4,174 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Arizona Regional Multiple Listing Service (ARMLS)

MLS Number: 6959737

Arizona Regional Multiple Listing Service (ARMLS)

APN: 304-60-012

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