Seller's Agent in 2022
Jason Neely
Landmark Realty Inc
(904) 501-0947
1 in this area
120 Total Sales
437 Sophia Terrace Saint Augustine, FL 32095
Palencia NeighborhoodEstimated Value: $1,546,000 - $1,863,000
5
Beds
4
Baths
4,510
Sq Ft
$371/Sq Ft
Est. Value
Highlights
- Lake Front
- Boat Dock
- Screened Pool
- Palencia Elementary School Rated A
- Golf Course Community
- All Bedrooms Downstairs
About This Home
As of February 2022Exquisitely appointed with opulent finishes and European flair, 437 Sophia Terrace reveals a true sense of formality and timeless appeal! You are welcomed by a winding paver driveway to this custom-built home, located within Mission Park, a pocket of luxury homes within the upscale community of Palencia. As you make your way inside the stately yet elegant entry your eye is immediately drawn through the sunlit foyer to the views of the water but there is so much more to see before you get there. Beautiful built-in's anchor the formal study & a double sided fireplace warms the room. The formal living room shares the fireplace and views of the 3-tier fountain make for a perfect backdrop as you gather with friends. A decorative gate serves as a tasteful accent between the formal living and family rooms. The great room was perfectly designed as an open entertaining area oriented to the pool and lake. Luxor cabinetry & an ample counter space give way for you to flex your culinary muscle and the wine bar keeps the vino close by. A wall of built in's center the family room, beautiful wood beams accent the tall ceilings and a bank of windows and glass doors allow light to filter in from the east. En-suite master overlooks the lake and has a peaceful sitting area accented by a mahogany ceiling inlay and gas fireplace. An enormous closet loaded with built-ins keep you organized and the spa bathroom makes morning easier to greet. The fitness room is on the opposite side and could easily double as a first floor guest suite. The great room, master and fitness room(Optional 5th Bedroom) open to the screened lanai, pool and outdoor fireplace and all overlook the lake to the east. Upstairs, bedrooms 2 & 3 are adjoined by a Jack & Jill bathroom while bedroom 4 is en-suite. With golf, tennis, pools & miles of nature trails in the community and an elementary school, sports fields, playgrounds, restaurants and shopping at the entrance of the community, you will find it easy to call Palencia your home.
Last Buyer's Agent
NON MLS NON MLS
Non Member Office
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,506
Year Built
- Built in 2006
Lot Details
- Lot Dimensions are 176x106
- Lake Front
- Sprinkler System
HOA Fees
- $12 Monthly HOA Fees
Parking
- 3 Car Garage
Home Design
- Spanish Architecture
- Split Level Home
- Slab Foundation
- Frame Construction
- Tile Roof
- Stucco Exterior
Interior Spaces
- 4,510 Sq Ft Home
- 2-Story Property
- Central Vacuum
- Cathedral Ceiling
- Fireplace
- Insulated Windows
- Window Treatments
- Formal Dining Room
- Bonus Room
- Screened Porch
Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- All Bedrooms Down
- 4 Full Bathrooms
Home Security
- Home Security System
- Security Gate
Pool
- Screened Pool
- Heated In Ground Pool
- Spa
Schools
- Palencia Elementary School
- Pacetti Bay Middle School
- Allen D. Nease High School
Utilities
- Central Heating and Cooling System
- Water Softener
Listing and Financial Details
- Homestead Exemption
- Assessor Parcel Number 072079-0450
Community Details
Recreation
- Boat Dock
- Golf Course Community
- Tennis Courts
- Exercise Course
- Community Pool
Security
- Security Service
- Gated Community
Additional Features
- Clubhouse
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 31, 2021
Closed on
Feb 8, 2022
Sold by
Sadler Michael J and Sadler Cynthia H
Bought by
Yoder Nicole D and Yoder Paul T
Seller's Agent
Jason Neely
Landmark Realty Inc
Buyer's Agent
NON MLS NON MLS
Non Member Office
List Price
$1,595,000
Sold Price
$1,665,000
Premium/Discount to List
$70,000
4.39%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,621
Avg. Annual Appreciation
0.11%
Purchase Details
Listed on
Apr 29, 2019
Closed on
Nov 5, 2019
Sold by
Myers William P and Myers Judy D
Bought by
Sadler Michael J and Sadler Cynthia H
Seller's Agent
Noah Bailey
KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Buyer's Agent
JUDY FIELDS
COLDWELL BANKER VANGUARD REALTY
List Price
$1,050,000
Sold Price
$975,000
Premium/Discount to List
-$75,000
-7.14%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
26.72%
Original Mortgage
$862,953
Interest Rate
3.6%
Mortgage Type
VA
Purchase Details
Listed on
Jul 12, 2012
Closed on
Sep 26, 2012
Sold by
Insel Carl W and Insel Elisabeth L
Bought by
Myers William P and Myers Judy D
Seller's Agent
CAMMY RAY
WATSON REALTY CORP
Buyer's Agent
PUD ENGLISH
PALENCIA REALTY, LLC
List Price
$799,000
Sold Price
$759,000
Premium/Discount to List
-$40,000
-5.01%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.59%
Original Mortgage
$607,200
Interest Rate
3.71%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 31, 2005
Sold by
Benchmark Custom Luxury Homes
Bought by
Insel Carl W and Insel Elisabeth L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$885,000
Interest Rate
6%
Mortgage Type
Construction
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Yoder Nicole D | $1,665,000 | Paradise Title | |
| Sadler Michael J | $975,000 | Action Ttl Svcs Of St Johns | |
| Myers William P | $759,000 | Landmark Title | |
| Insel Carl W | $200,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Sadler Michael J | $887,428 | |
| Previous Owner | Sadler Michael J | $862,953 | |
| Previous Owner | Myers William | $100,000 | |
| Previous Owner | Myers William P | $607,200 | |
| Previous Owner | Insel Carl W | $200,000 | |
| Previous Owner | Insel Carl W | $885,000 | |
| Closed | Insel Carl W | $100,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 12/17/2023 12/17/23 | Off Market | $975,000 | -- | -- |
| 12/17/2023 12/17/23 | Off Market | $759,000 | -- | -- |
| 02/08/2022 02/08/22 | Sold | $1,665,000 | +4.4% | $369 / Sq Ft |
| 12/31/2021 12/31/21 | For Sale | $1,595,000 | +63.6% | $354 / Sq Ft |
| 11/05/2019 11/05/19 | Sold | $975,000 | -7.1% | $214 / Sq Ft |
| 10/10/2019 10/10/19 | Pending | -- | -- | -- |
| 04/29/2019 04/29/19 | For Sale | $1,050,000 | +38.3% | $231 / Sq Ft |
| 09/27/2012 09/27/12 | Sold | $759,000 | -5.0% | $181 / Sq Ft |
| 08/20/2012 08/20/12 | Pending | -- | -- | -- |
| 07/12/2012 07/12/12 | For Sale | $799,000 | -- | $191 / Sq Ft |
Source: St. Augustine and St. Johns County Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $20,571 | $1,340,732 | $225,000 | $1,115,732 |
| 2024 | $20,571 | $1,315,882 | $225,000 | $1,090,882 |
| 2023 | $20,571 | $1,328,675 | $225,000 | $1,103,675 |
| 2022 | $13,221 | $784,221 | $0 | $0 |
| 2021 | $13,187 | $761,380 | $0 | $0 |
| 2020 | $13,178 | $750,868 | $0 | $0 |
| 2019 | $13,296 | $682,902 | $0 | $0 |
| 2018 | $13,802 | $717,852 | $0 | $0 |
| 2017 | $13,924 | $718,673 | $118,000 | $600,673 |
| 2016 | $14,173 | $717,235 | $0 | $0 |
| 2015 | $14,026 | $697,225 | $0 | $0 |
| 2014 | $13,645 | $656,193 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jason Neely
-
N
Buyer's Agent in 2022
NON MLS NON MLS
Non Member Office
-
Noah Bailey
Seller's Agent in 2019
Noah Bailey
KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
(904) 274-6713
5 in this area
900 Total Sales
-
JUDY FIELDS
Buyer's Agent in 2019
JUDY FIELDS
COLDWELL BANKER VANGUARD REALTY
(904) 534-5839
90 Total Sales
-
C
Seller's Agent in 2012
CAMMY RAY
WATSON REALTY CORP
-
G
Seller Co-Listing Agent in 2012
Gwen Templeton
WATSON REALTY CORP
Map
Source: St. Augustine and St. Johns County Board of REALTORS®
MLS Number: 220361
APN: 072079-0450
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
© 2025 St Augustine &
St. Johns County Board of REALTORS®. All rights reserved.
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