450 Oak St Richmond, KY 40475
Estimated payment $2,606/month
Highlights
- Popular Property
- Deck
- Wood Flooring
- Colonial Architecture
- Dining Room with Fireplace
- Bonus Room
About This Home
Welcome to 450 Oak Street in Downtown Richmond, KY — a beautifully preserved and updated historic home built in 1898 offering approximately 3,675 finished square feet, 4 bedrooms, 3 full bathrooms, and a location just one block from Eastern Kentucky University. Situated on a 0.24-acre corner lot, this property blends original architectural character with modern renovations and expanded living spaces in one of Richmond's most recognizable historic corridors. The main level retains much of the home's original design and craftsmanship, featuring a formal foyer, formal living room, and formal dining room with spacious layouts ideal for entertaining and everyday use. Wood flooring carries throughout much of the home, adding warmth and continuity between living spaces. A fully renovated kitchen serves as the centerpiece of the home and includes new cabinetry, quartz countertops, stainless steel appliances, tiled backsplash, and wood flooring. Adjacent to the kitchen is an eat-in dining area plus a spacious family room/den, creating additional casual living space beyond the formal rooms. The main level also includes a full bathroom and dedicated laundry room for added convenience. Upstairs, the home offers four bedrooms including a spacious primary ensuite complete with a walk-in closet, dual sinks, jetted soaking tub, and tiled walk-in shower with glass door. The primary suite also features private access to a Trex deck, creating an elevated outdoor space overlooking the property. An additional updated full bathroom serves the remaining upstairs bedrooms. Outdoor living areas include a welcoming screened-in porch, corner lot positioning, and mature surroundings consistent with the historic downtown Richmond setting. The home's combination of preserved character, modern kitchen and bath updates, flexible living areas, and proximity to EKU make it a unique opportunity in the Richmond market. Located near downtown Richmond dining, shopping, local businesses, and campus amenities, 450 Oak Street offers historic architecture, updated interiors, and a highly accessible location close to one of the city's most recognized landmarks. 48 Hour Kick Out Clause in place as of 5/27/2026.
Listing Agent
Berkshire Hathaway HomeServices Foster Realtors License #214077 Listed on: 05/18/2026
Home Details
Home Type
- Single Family
Year Built
- Built in 1898
Lot Details
- 10,454 Sq Ft Lot
- Partially Fenced Property
- Privacy Fence
- Landscaped
- Few Trees
- Garden
Parking
- 2 Car Attached Garage
- Side Facing Garage
- Garage Door Opener
- Driveway
- Off-Street Parking
Home Design
- Colonial Architecture
- Brick Veneer
- Pillar, Post or Pier Foundation
- Block Foundation
- Stone Foundation
- Dimensional Roof
- HardiePlank Type
Interior Spaces
- 3,675 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Ventless Fireplace
- Gas Log Fireplace
- Insulated Windows
- Blinds
- Window Screens
- Insulated Doors
- Entrance Foyer
- Family Room with Fireplace
- Living Room with Fireplace
- Dining Room with Fireplace
- 4 Fireplaces
- Den with Fireplace
- Bonus Room
- First Floor Utility Room
- Utility Room
- Attic Access Panel
Kitchen
- Eat-In Kitchen
- Self-Cleaning Oven
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Tile
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary bedroom located on second floor
- Walk-In Closet
- Bathroom on Main Level
- 3 Full Bathrooms
- Soaking Tub
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Unfinished Basement
- Partial Basement
- Walk-Up Access
Home Security
- Storm Windows
- Storm Doors
Outdoor Features
- Deck
- Covered Patio or Porch
- Fire Pit
Schools
- Kit Carson Elementary School
- Madison Mid Middle School
- Madison Central High School
Utilities
- Multiple cooling system units
- Forced Air Heating and Cooling System
- Air Source Heat Pump
- Heating System Uses Natural Gas
- Baseboard Heating
- Natural Gas Connected
- Electric Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
- Downtown Subdivision
Listing and Financial Details
- Assessor Parcel Number R006-0003-0011
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,036 | $265,000 | $0 | $0 |
| 2024 | $1,788 | $233,000 | $0 | $0 |
| 2023 | $1,811 | $233,000 | $0 | $0 |
| 2022 | $301 | $233,000 | $0 | $0 |
| 2021 | $2,052 | $207,100 | $0 | $0 |
| 2020 | $2,034 | $201,000 | $0 | $0 |
| 2019 | $1,871 | $184,000 | $0 | $0 |
| 2018 | $1,870 | $184,000 | $0 | $0 |
| 2017 | $1,850 | $184,000 | $0 | $0 |
| 2016 | $1,835 | $184,000 | $0 | $0 |
| 2015 | $1,791 | $184,000 | $0 | $0 |
| 2014 | $1,761 | $184,000 | $0 | $0 |
| 2012 | $1,761 | $184,000 | $184,000 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/18/2026 05/18/26 | For Sale | $450,000 | -- | $122 / Sq Ft |
Source: ImagineMLS (Bluegrass REALTORS®)
MLS Number: 26011180
APN: R006-0003-0011
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Ask me questions while you tour the home.