$399,900
UNDER CONTRACT

540 Thunderbird Dr Lusby, MD 20657

Estimated payment $2,486/month

Total Views 6,656
3 Beds
2 Baths
2,200 Sq Ft
$182 Price per Sq Ft

Highlights

  • Beach
  • Private Beach
  • Open Floorplan
  • Home fronts navigable water
  • Water Access
  • Lake Privileges

About This Home

Welcome to this lovingly maintained Cape Cod in Chesapeake Ranch Estates, offering 3 bedrooms, 2 full baths, and approximately 2,200 finished square feet of comfortable living space. Thoughtfully updated and meticulously cared for, this home is truly move-in ready. Recent improvements include updated lighting fixtures, landscaping enhancements, and a beautifully remodeled bathroom. Step inside to find durable waterproof luxury vinyl plank flooring throughout the main and upper levels. The main floor features a spacious living room, separate dining room, an inviting eat-in kitchen, a conveniently located bedroom, a full bath, and access to a covered sun deck perfect for relaxing or entertaining. The kitchen is sure to impress with rich cherry cabinetry, granite countertops, stainless steel appliances, a gas range, and a center island that provides additional workspace and gathering space. Most appliances were replaced in 2012. Additional updates and features include newer windows approximately 8 years old, water softeners throughout the home. The finished lower level offers even more living space with comfortable carpeting and a flexible floor plan that includes a utility area, utility sink, laundry space with a newer washing machine, abundant storage, and plenty of room for recreation, hobbies, or everyday living. Outside, you'll appreciate the rare double lot, which extends slightly beyond the current fence line. The mostly fenced backyard includes a covered raised garden for year-round gardening and a storage shed for added convenience. Car enthusiasts, hobbyists, and those needing extra workspace will love the attached one-car garage measuring approximately 12.5' x 19' as well as the detached 14' x 24' garage, providing exceptional storage and workshop potential. An oversized paved driveway offers ample additional parking. Additional highlights include window shades and blinds throughout the home and a west-facing front elevation that captures beautiful evening sunsets and natural light. Residents of Chesapeake Ranch Estates enjoy an impressive array of community amenities, including private beaches, a private lake within walking distance, a community airport, clubhouse, community garden, and scenic trails. Combining thoughtful updates, generous outdoor space, desirable amenities, and timeless charm, this exceptional property offers a wonderful opportunity to enjoy the Chesapeake Ranch Estates lifestyle.

Listing Agent

Debbie Friedrich

(301) 870-7653 whiteplains@penfedrealty.com Berkshire Hathaway HomeServices PenFed Realty Brokerage Phone: 3018707653 License #0648195 Listed on: 06/04/2026

Berkshire Hathaway HomeServices PenFed Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,338

Year Built

  • Built in 1992

Lot Details

  • 29,621 Sq Ft Lot
  • Home fronts navigable water
  • Private Beach
  • Picket Fence
  • Partially Fenced Property
  • Decorative Fence
  • Property is in excellent condition

HOA Fees

  • $52 Monthly HOA Fees

Parking

  • 2 Garage Spaces | 1 Attached and 1 Detached
  • Side Facing Garage
  • Driveway

Home Design

  • Cape Cod Architecture
  • Permanent Foundation
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Chair Railings
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Window Screens
  • Dining Area
  • Finished Basement
  • Side Basement Entry
  • Storm Doors
  • Dryer

Kitchen

  • Eat-In Kitchen
  • Stove
  • Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom

Accessible Home Design

  • Level Entry For Accessibility

Outdoor Features

  • Water Access
  • Property near a bay
  • Lake Privileges
  • Deck
  • Screened Patio
  • Shed
  • Porch

Utilities

  • Cooling System Utilizes Bottled Gas
  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Bottled Gas Water Heater
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 11R
  • Assessor Parcel Number 0501112627

Community Details

Overview

  • Property Owners Assc Cre Inc HOA
  • Chesapeake Ranch Estates Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse
  • Community Center

Recreation

  • Beach
  • Golf Course Membership Available
  • Community Playground
  • Horse Trails
  • Jogging Path
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,338

Year Built

Built in 1992

Lot Details

0.68 Acres

HOA Fees

$52 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Accessibility Features: Level Entry - Main
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 6/4/2026 12:00:00 AM
  • Year Built: 1992
  • Automatically Close On Close Date: No
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Dryer, Exhaust Fan, Microwave, Refrigerator, Stove
  • Flooring Type: Luxury Vinyl Plank, Carpet
  • Interior Amenities: Kitchen - Island, Dining Area, Kitchen - Eat-In, Primary Bath(s), Chair Railings, Crown Moldings, Entry Level Bedroom, Upgraded Countertops, Wood Floors, Floor Plan - Open, Ceiling Fan(s)
  • Window Features: Screens
  • Fireplace: No
  • Door Features: Storm
  • Wall Ceiling Types: Cathedral Ceilings
  • Foundation Details: Permanent
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Fully Finished, Side Entrance
  • Total Sq Ft: 2340
  • Living Area Sq Ft: 2200
  • Price Per Sq Ft: 284.83
  • Above Grade Finished Sq Ft: 1404
  • Below Grade Finished Sq Ft: 796
  • Below Grade Sq Ft: 140
  • Total Below Grade Sq Ft: 936
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed, Garage(s)
  • Construction Materials: Vinyl Siding
  • Exterior Features: Private Beach
  • Roof: Asphalt
  • Water Access: Yes
  • Water Body Name: CHESAPEAKE BAY & LAKE LARIAT
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Paved Driveway
  • Garage Features: Garage - Side Entry
  • Attached Garage Spaces: 1
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway, Attached Garage, Detached Garage

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Bottled Gas, Electric
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Bottled Gas
  • Sewer/Septic System: Private Septic Tank
  • Utilities: Cable Tv Available
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 622.66
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Bike Trail, Club House, Common Grounds, Community Center, Golf Course Membership Available, Horse Trails, Jog/Walk Path, Lake, Picnic Area, Tot Lots/Playground, Water/Lake Privileges
  • HOA Name: PROPERTY OWNERS ASSC CRE INC
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Fencing: Decorative, Partially, Picket
  • Lot Size Acres: 0.68
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 29621.00
  • Outdoor Living Structures: Deck(s), Porch(es), Screened
  • Property Condition: Excellent
  • Zoning: R-1
  • In City Limits: No

Green Features

  • Green Water Conservation: Low-Flow Fixtures

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3338.00
  • Assessor Parcel Number: 0501112627
  • Tax Lot: 11R
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,670 $299,667 $0 $0
2024 $3,360 $271,333 $0 $0
2023 $2,679 $243,000 $55,200 $187,800
2022 $2,452 $235,967 $0 $0
2021 $2,878 $228,933 $0 $0
2020 $2,737 $221,900 $55,200 $166,700
2019 $2,278 $217,200 $0 $0
2018 $2,229 $212,500 $0 $0
2017 $2,584 $207,800 $0 $0
2016 -- $207,800 $0 $0
2015 $3,092 $207,800 $0 $0
2014 $3,092 $210,500 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/04/2026 06/04/26 For Sale $399,900 -1.3% $182 / Sq Ft
05/27/2025 05/27/25 Sold $405,000 +1.5% $184 / Sq Ft View Prior Sale
05/02/2025 05/02/25 For Sale $399,000 +59.7% $181 / Sq Ft
11/09/2012 11/09/12 Sold $249,900 0.0% $178 / Sq Ft View Prior Sale
09/28/2012 09/28/12 Pending -- -- --
09/19/2012 09/19/12 Price Changed $249,900 -3.5% $178 / Sq Ft
09/14/2012 09/14/12 For Sale $259,000 +85.0% $184 / Sq Ft
08/03/2012 08/03/12 Sold $140,000 -7.6% $100 / Sq Ft View Prior Sale
07/06/2012 07/06/12 Pending -- -- --
06/07/2012 06/07/12 For Sale $151,500 -- $108 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed $405,000 Capitol Title
Special Warranty Deed $405,000 Capitol Title
Deed $249,900 Bay County Title & Escrow Ll
Deed $140,000 First American Title Ins Co
Deed $234,515 Titlemax Llc
Deed $310,000 --
Deed $310,000 --
Deed $142,900 --
Deed $129,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $324,000 New Conventional
Closed $324,000 New Conventional
Previous Owner $237,405 New Conventional
Previous Owner $310,000 Purchase Money Mortgage
Previous Owner $310,000 Purchase Money Mortgage
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDCA2027496

Bright MLS

APN: 01-112627

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