$515,000

648 Windermere Dr Culpeper, VA 22701

Estimated payment $3,058/month

Total Views 19,136
4 Beds
2.5 Baths
2,116 Sq Ft
$243 Price per Sq Ft

Highlights

  • View of Trees or Woods
  • Deck
  • Wood Flooring
  • Colonial Architecture
  • Two Story Ceilings
  • Furnished

About This Home

***Seller may consider offering their FHA assumable loan to qualified buyers—buyer must be eligible and able to cover any difference between the loan balance and purchase price.***Checkout the Virtual tour***Discover 648 Windermere Dr—a beautifully kept 4-bedroom, 2.5-bath home offering over 3,100 sq ft of living space in Culpeper’s sought-after Redwood Lakes community. Built in 2006, this spacious home features *hardwood flooring throughout*, upgraded bathrooms, an upper-level laundry room, and an *unfinished walk-out basement* ready for future expansion.
Recent updates include a *brand-new electric stove* (gas line available), *Brand-New Refrigerator*, *New Microwave*, *washer replaced in late 2024*, *HVAC replaced in 2016*, and a *water heater updated in 2017*. The cozy fireplace has also been professionally cleaned for peace of mind.
Enjoy a vibrant community with a playground, jogging paths, picnic area, and pond—all within town limits and just minutes from local shops, dining, big-box stores, and wineries. With convenient access to Stevensburg, Shenandoah National Park, Spotsylvania Towne Centre, and Central Park, this home combines comfort, location, and long-term potential. Don’t miss your chance—showings have started!

Listing Agent

Patricia Cummins

Samson Properties License #BR200201132 Listed on: 05/22/2025

Samson Properties

Co-Listing Agent

Blanca Algarra

Samson Properties License #0225247547

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,206

Year Built

  • Built in 2006

Lot Details

  • 0.33 Acre Lot
  • East Facing Home
  • Wood Fence
  • Property is in very good condition
  • Property is zoned R1

HOA Fees

  • $30 Monthly HOA Fees

Home Design

  • Colonial Architecture
  • Slab Foundation
  • Shingle Roof
  • Vinyl Siding
  • Chimney Cap

Interior Spaces

  • Property has 3 Levels
  • Furnished
  • Two Story Ceilings
  • Ceiling Fan
  • Fireplace With Glass Doors
  • Electric Fireplace
  • Double Pane Windows
  • Six Panel Doors
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Views of Woods
  • Unfinished Basement
  • Walk-Out Basement
  • Fire and Smoke Detector

Kitchen

  • Gas Oven or Range
  • <<builtInMicrowave>>
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom

Laundry

  • Laundry on upper level
  • Electric Dryer
  • Washer

Parking

  • 4 Parking Spaces
  • 4 Driveway Spaces
  • On-Street Parking

Outdoor Features

  • Deck
  • Exterior Lighting
  • Porch

Location

  • Suburban Location

Schools

  • Yowell Elementary School
  • Culpeper Middle School
  • Eastern View High School

Utilities

  • Forced Air Heating and Cooling System
  • 110 Volts
  • Natural Gas Water Heater

Listing and Financial Details

  • Tax Lot 125
  • Assessor Parcel Number 40R 2 125

Community Details

Overview

  • Association fees include common area maintenance, snow removal, trash
  • Redwood Lakes HOA
  • Redwood Lakes Subdivision

Recreation

  • Community Playground
  • Jogging Path

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,206

Year Built

Built in 2006

Lot Details

0

HOA Fees

$30 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 5/22/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 2006
  • Building Winterized: No
  • Remarks Public: ***Seller may consider offering their FHA assumable loan to qualified buyers—buyer must be eligible and able to cover any difference between the loan balance and purchase price.***Checkout the Virtual tour***Discover 648 Windermere Dr—a beautifully kept 4-bedroom, 2.5-bath home offering over 3,100 sq ft of living space in Culpeper’s sought-after Redwood Lakes community. Built in 2006, this spacious home features *hardwood flooring throughout*, upgraded bathrooms, an upper-level laundry room, and an *unfinished walk-out basement* ready for future expansion. Recent updates include a *brand-new electric stove* (gas line available), *Brand-New Refrigerator*, *New Microwave*, *washer replaced in late 2024*, *HVAC replaced in 2016*, and a *water heater updated in 2017*. The cozy fireplace has also been professionally cleaned for peace of mind. Enjoy a vibrant community with a playground, jogging paths, picnic area, and pond—all within town limits and just minutes from local shops, dining, big-box stores, and wineries. With convenient access to Stevensburg, Shenandoah National Park, Spotsylvania Towne Centre, and Central Park, this home combines comfort, location, and long-term potential. Don’t miss your chance—showings have started!
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Oven/Range - Gas, Oven/Range - Electric, Refrigerator, Washer, Dryer - Electric
  • Entry Floor: 1
  • Flooring Type: Wood, Ceramic Tile
  • Interior Amenities: Dining Area, Family Room Off Kitchen, Kitchen - Island, Primary Bath(s), Wood Floors
  • Window Features: Double Pane
  • Fireplace Features: Fireplace - Glass Doors, Electric
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Six Panel
  • Wall Ceiling Types: 9'+ Ceilings, 2 Story Ceilings, Dry Wall
  • Foundation Details: Slab
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Kitchen, Family Room
  • Basement: Yes
  • Basement Type: Unfinished, Walkout Level
  • Laundry Type: Has Laundry, Upper Floor, Washer In Unit, Dryer In Unit
  • Total Sq Ft: 3144
  • Living Area Sq Ft: 2116
  • Price Per Sq Ft: 243.38
  • Above Grade Finished Sq Ft: 2116
  • Below Grade Sq Ft: 1028
  • Total Below Grade Sq Ft: 1028
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 648

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s)
  • Construction Materials: Vinyl Siding
  • Exterior Features: Chimney Cap(s), Exterior Lighting
  • Roof: Shingle
  • Spa: No
  • View: Street, Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Concrete Driveway
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway, On Street
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Electric Service: 110 Volts
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Main Entrance Lock, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Utilities: Electric Available, Natural Gas Available, Sewer Available, Water Available
  • Water Source: Public
  • Municipal Trash: No
  • Internet Services: DSL

Condo/Co-op/Association

  • HOA Fees: 90.00
  • HOA Fee Frequency: Quarterly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Jog/Walk Path, Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Snow Removal, Trash
  • HOA Name: REDWOOD LAKES
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: CULPEPER COUNTY PUBLIC SCHOOLS
  • Elementary School: YOWELL
  • Middle School: CULPEPER
  • High School: EASTERN VIEW
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140976308
  • School District Source: Listing Agent
  • Elementary School: YOWELL
  • High School: EASTERN VIEW
  • Middle Or Junior School: CULPEPER

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Fencing: Wood
  • Lot Size Acres: 0.33
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14375.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Very Good
  • Year Assessed: 2024
  • Zoning: R1
  • Zoning Description: Residential
  • In City Limits: Yes

Rental Info

  • Furnished: Yes
  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 2206.00
  • Assessor Parcel Number: 40R 2 125
  • Tax Lot: 125
  • Tax Total Finished Sq Ft: 2116
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CULPEPER COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,206 $411,500 $99,900 $311,600
2023 $2,164 $411,500 $99,900 $311,600
2022 $1,765 $320,900 $81,000 $239,900
2021 $2,028 $320,900 $81,000 $239,900
2020 $1,665 $268,500 $70,300 $198,200
2019 $1,665 $268,500 $70,300 $198,200
2018 $1,701 $255,300 $67,900 $187,400
2017 $1,701 $255,300 $67,900 $187,400
2016 $1,707 $233,900 $58,600 $175,300
2015 $1,702 $233,200 $58,600 $174,600
2014 $1,884 $196,200 $45,000 $151,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/16/2025 06/16/25 Price Changed $515,000 -2.8% $243 / Sq Ft
06/06/2025 06/06/25 Price Changed $530,000 -3.1% $250 / Sq Ft
05/22/2025 05/22/25 For Sale $547,000 +86.1% $259 / Sq Ft
06/02/2017 06/02/17 Sold $294,000 -2.0% $141 / Sq Ft
05/03/2017 05/03/17 Pending -- -- --
05/01/2017 05/01/17 For Sale $299,900 -- $143 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $294,000 Psr Llc
Special Warranty Deed $219,900 --
Warranty Deed $392,000 --
Warranty Deed $135,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $289,680 New Conventional
Closed $288,674 FHA
Previous Owner $203,800 New Conventional
Previous Owner $15,000 Credit Line Revolving
Previous Owner $216,502 FHA
Previous Owner $314,000 New Conventional
Source: Public Records

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Source: Bright MLS

MLS Number: VACU2010386

Bright MLS

APN: 40-R-2-125