$298,500
$6K PRICE DROP

650 Williams St Mount Vernon, KY 40456

Estimated payment $1,756/month

Total Views 5,616
4 Beds
4 Baths
3,256 Sq Ft
$92 Price per Sq Ft

Highlights

  • Above Ground Pool
  • Deck
  • No HOA
  • Cape Cod Architecture
  • 1 Fireplace
  • Porch

About This Home

WAIT TIL YOU HEAR THIS!!! Seller now offering a 2-1 rate buy down to help reduce buyer payments during the first two years of ownership. Welcome to a home where the heavy lifting has already been done, giving you the opportunity to move in with confidence and make it your own. With over 3,000 square feet of living space, this spacious property offers a rare combination of size, functionality, and value that's hard to find at this price point. Recent improvements have created a solid, move-in ready foundation for its next owner. Inside, you'll find generously sized living areas, a functional layout, & plenty of room to spread out, whether you're hosting, working from home, or simply enjoying everyday life. The kitchen offers ample cabinetry a perfect peninsula workspace, granite countertops & an openness to the family room making this cozy & inclusive. Peace of mind is an added bonus with a 1-yr Home Warranty.The main living areas provide flexibility for a variety of furniture layouts & uses. Formal dining-check. Cozy night in with fireplace going-check. Hosting gatherings with family room with patio doors open to bring the outside in and inside out-check. A more formal living area perfect for a quiet space or watching a movie while sports are on in the 2nd family room-check. The list of possibilities is endless & able to grow and morph as seasons of life change. Step outside to a large deck space perfect for relaxing or entertaining, along with a yard that offers additional potential to create your ideal outdoor setup and private oasis. This home is ideal for buyers looking for space, value, and the ability to personalize without taking on major repairs. If you've been searching for a property where the big ticket items have already been addressed, this is one you won't want to miss. NOT!! to be missed is the amazing history story this home tells. See documents for a little walk through Mt Vernon history.

Listing Agent

Tammy Ramsey

Segrest Flaherty Realtors LLC License #223159 Listed on: 04/22/2026

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1932

Lot Details

  • Partially Fenced Property
  • Privacy Fence
  • Wood Fence

Parking

  • 3 Car Attached Garage
  • Front Facing Garage

Home Design

  • Cape Cod Architecture
  • Traditional Architecture
  • Brick Veneer
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 3,256 Sq Ft Home
  • 2-Story Property
  • 1 Fireplace
  • Crawl Space

Bedrooms and Bathrooms

  • 4 Bedrooms

Outdoor Features

  • Above Ground Pool
  • Deck
  • Porch

Utilities

  • Cooling System Mounted To A Wall/Window
  • Central Air
  • Heat Pump System
  • Propane
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 046NW-02-001 &02

Home Details

Home Type

Single Family

Year Built

Built in 1932

Lot Details

1 Acres

Parking

3

Listing Details

  • Cooling System: Wall/Window Unit(s), Central Air
  • Stories: 2
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Garage Yn: Yes
  • ResoPoolFeatures: Above Ground
  • Subdivision Name: NONE
  • Above Grade Finished Sq Ft: 3256.0
  • Architectural Style: Cape Cod, Traditional
  • Utilities Electricity Connected: Yes
  • Dining Room Level: First
  • Full Bathroom Level: Second
  • Half Bathroom Level: Second
  • Rooms:Living Room5: Yes
  • Primary Bedroom Level: First
  • Roof:Shingle: Yes
  • Cooling Central Air: Yes
  • Fencing Wood4: Yes
  • Fencing Privacy: Yes
  • Rooms:Sitting Room: Yes
  • Pool Features Above Ground: Yes
  • Architectural Style Traditional: Yes
  • Architectural Style Cape Cod: Yes
  • Special Features: None

Interior Features

  • Basement: None
  • Bedroom Level: Second
  • Craft/Hobby Room Level: First
  • Family Room Level: First
  • Kitchen Level: First
  • Laundry Level: First
  • Living Room Level: First
  • Other Level: Second
  • Sitting Room Level: Second
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Other Rooms:Family Room2: Yes
  • Basement:None6: Yes

Exterior Features

  • Fencing: Privacy, Partial, Wood
  • Roof: Shingle
  • Acres: 1.0
  • Construction Type: Vinyl Siding, Brick Veneer, Brick
  • Foundation Details: Crawl Space
  • Patio And Porch Features: Deck, Porch
  • Construction:Brick3: Yes
  • Patio And Porch Features:Deck2: Yes
  • Patio and Porch Features:Porch2: Yes

Garage/Parking

  • Garage Spaces: 3.0
  • Attached Garage: Yes
  • Parking Features: Attached, Entry Front
  • GarageParking:Attached: Yes

Utilities

  • Utilities: Electricity Connected, Propane
  • Cooling Y N: Yes
  • Heating: Electric, Heat Pump
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 43560.0
  • ResoLotSizeUnits: Acres
  • Parcel #: 046NW-02-001 &02

Building Info

  • Year Built: 1932

Tax Info

  • Tax Block: 0000
  • Tax Lot: 0000

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,696 $257,500 $0 $0
2024 $1,729 $257,500 $0 $0
2023 $1,748 $257,500 $0 $0
2022 $1,782 $257,500 $0 $0
2021 $1,985 $240,000 $0 $0
2020 $1,570 $190,000 $0 $0
2019 $1,560 $190,000 $0 $0
2018 $1,236 $151,000 $0 $0
2017 $1,229 $151,000 $0 $0
2016 $781 $135,000 $0 $0
2015 -- $135,000 $0 $0
2010 -- $90,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/21/2026 05/21/26 Price Changed $298,500 -2.1% $92 / Sq Ft
04/22/2026 04/22/26 For Sale $304,999 +18.4% $94 / Sq Ft
05/20/2021 05/20/21 Sold $257,500 -0.6% $82 / Sq Ft View Prior Sale
03/08/2021 03/08/21 Pending -- -- --
03/04/2021 03/04/21 For Sale $259,000 -- $82 / Sq Ft
Source: Metro Search, Inc.

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $257,500 None Available
Warranty Deed $151,000 None Available
Contract Of Sale $135,000 None Available
Deed $85,000 None Available
Deed $85,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $266,770 VA
Previous Owner $152,525 New Conventional
Closed $0 Seller Take Back
Source: Public Records

Source: Metro Search, Inc.

MLS Number: 1714312

Metro Search, Inc.

APN: 046NW-02-001-&02

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