$1,999,900
UNDER CONTRACT $150K PRICE DROP

Estimated payment $12,201/month

Total Views 25,561
5 Beds
4.5 Baths
3,893 Sq Ft
$514 Price per Sq Ft

Highlights

  • 15 Feet of Waterfront
  • Wood Flooring
  • No HOA
  • Deck
  • Mud Room
  • Porch

About This Home

Welcome to the good life! If you love Macatawa summers, West Michigan beaches, and the year-round lifestyle Holland offers, this is your chance to have the dream! 6700 Ratcliff offers deeded Lake Michigan access just steps from your front door. Multiple outdoor living spaces make the most of this special setting, while sparkling water views from inside remind you just how close the beach is. The front composite deck is the perfect place to enjoy warm morning sun, while the back patio offers a more private, shaded retreat with direct access to the mudroom. Rinse off sandy feet, tuck away beach gear in the mudroom, and get ready for the next adventure--this home was made for lake living. Inside, you'll find 5 bedrooms, including one oversized bunk room with space for 3 sets of bunks, plus 4.5 beautifully updated bathrooms with a spa-like feel, and multiple separate living and recreation areas. The walkout lower level includes a full kitchen and heated floors, giving you even more room to host and gather with ease. Life at the lake starts here--don't miss your chance to make it yours.

Listing Agent

Kersh Ruhl

Coldwell Banker Woodland Schmidt License #6501326452 Listed on: 04/17/2026

Coldwell Banker Woodland Schmidt

Co-Listing Agent

Lauri Sisson

Coldwell Banker Woodland Schmidt License #6501373537

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $17,043

Year Built

  • Built in 2002

Lot Details

  • 10,890 Sq Ft Lot
  • Lot Dimensions are 102x105x101x90
  • 15 Feet of Waterfront
  • Lake Front
  • Privacy Fence
  • Fenced
  • Shrub
  • Sprinkler System

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 3,893 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Window Treatments
  • Window Screens
  • Mud Room
  • Family Room with Fireplace
  • Wood Flooring
  • Water Views

Kitchen

  • Eat-In Kitchen
  • Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Snack Bar or Counter
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms | 2 Main Level Bedrooms

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer
  • Sink Near Laundry

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Window Egress

Outdoor Features

  • Water Access
  • Deck
  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Radiant Heating System
  • Natural Gas Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$17,043

Year Built

Built in 2002

Lot Details

0.25 Acres

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 2002
  • General Property Info:Basement: Yes
  • General Property Info:Main Level Primary: Yes
  • Waterfront Options:Water Access YN: Yes
  • Waterfront Options:Water Frontage3: 15.0
  • SourceMLSURL: https://sourcemls.org/api/v1/eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJTb3VyY2VTeXN0ZW1JRCI6IlQwMDAwMDAwNiIsIkxpc3RpbmdJRCI6IjI2MDE2MDgxIiwiU3RhbmRhcmRTdGF0dXMiOiJBY3RpdmUgVW5kZXIgQ29udHJhY3QiLCJNb2RpZmljYXRpb25UaW1lc3RhbXAiOiIyMDI2LTA2LTEwVDE2OjU1OjAyLjAwMFoiLCJMaWNlbnNlZUlEIjoib2F1dGgyXzE0NjI5IiwiTGljZW5zZWVOYW1lIjoiSG9tZXMgUHJvIn0.W9Sv8WXDS02JQos1VOi3Npvn6SRgFEDbYbf3Wwk7y6w/badge
  • Special Features: 4224
  • Property Sub Type: Detached

Interior Features

  • Appliances: Refrigerator, Microwave, Cooktop, Dishwasher, Disposal, Dryer, Washer, Range
  • Flooring: Wood
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Kitchen Island, Eat-in Kitchen
  • Fireplace Features: Gas Log, Family Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 5
  • Main Level Bedrooms: 2
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bathrooms: 5
  • Basement: Daylight, Full, Walk-Out Access
  • LivingArea: 3893.0
  • Window Features: Window Treatments, Insulated Windows, Screens

Exterior Features

  • Construction Materials: Vinyl Siding
  • Fencing: Fenced, Privacy
  • List Price: 1999900.0
  • Patio and Porch Features: Deck, Patio, Porch
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: Lake Michigan
  • Waterfront Features: Lake Front
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Paved, Attached

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air, Radiant
  • Heating: Yes
  • Laundry Features: Lower Level, Sink, Laundry Room
  • Utilities: Natural Gas Connected, Cable Available, Electricity Available, Natural Gas Available, Phone Available
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.25
  • Lot Size Area: 0.25
  • Lot Dimensions: 102x105x101x90
  • Lot Size Sq Ft: 10890.0

Tax Info

  • Tax Annual Amount: 17042.6
  • Tax Year: 2025

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $16,038 $492,900 $180,600 $312,300
2024 $14,992 $510,000 $180,600 $329,400
2023 $14,992 $470,300 $180,600 $289,700
2022 $14,992 $458,000 $182,700 $275,300
2020 $14,145 $479,200 $182,700 $296,500
2019 $0 $461,700 $175,200 $286,500
2018 $0 $438,600 $175,200 $263,400
2017 $0 $430,100 $175,200 $254,900
2016 $0 $387,500 $175,200 $212,300
2015 -- $387,500 $175,200 $212,300
2014 -- $358,900 $158,700 $200,200
2013 -- $413,300 $145,100 $268,200
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/20/2026 05/20/26 Price Changed $1,999,900 -7.0% $514 / Sq Ft
04/17/2026 04/17/26 For Sale $2,150,000 -- $552 / Sq Ft
Source: MichRIC

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Quit Claim Deed -- Chicago Title
Warranty Deed $692,500 Chicago Title
Warranty Deed -- Chicago Title
Warranty Deed -- --
Interfamily Deed Transfer -- Creations Title Llc
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $500,000 Stand Alone Refi Refinance Of Original Loan
Source: Public Records

About the Listing Agent

Kersh Ruhl

Coldwell Banker Woodland Schmidt

(616) 737-7156

Section Image

As a top producing agent, Kersh’s real estate success can be attributed to his unparalleled service, incomparable business savvy, and proven sales history. Kersh’s aspiration for extraordinary marketing pieces to complement his clients’ discerning taste has led him home to Coldwell Banker and Global Luxury. Kersh’s interest in real estate began in sunny Santa Barbara, California, where the sophistication of international architecture and tranquil beach neighborhoods blend together perfectly

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Source: MichRIC

MLS Number: 26016081

MichRIC

APN: 11-004-002-00

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