8220 Ruby Valley Rd Charlotte, NC 28277
Providence NeighborhoodEstimated payment $4,990/month
Highlights
- Water Views
- Open Floorplan
- Deck
- Polo Ridge Elementary Rated A-
- Clubhouse
- Private Lot
About This Home
Rare opportunity in Stone Creek Ranch! This spacious home features a private balcony with beautiful water views! Experience elevated living in the highly desirable Ballantyne area within the sought-after Stone Creek Ranch community. This northeast-facing, 6-bedroom, 3-bathroom home is perfectly positioned on a private lot that overlooks the water, offering a scenic backdrop with peaceful pond views. Designed for comfort and functionality, the main floor features an open layout with a spacious kitchen offering abundant storage and counter space, opening to a family room with a gas fireplace and exceptional water views. The main level also includes a bedroom, full bathroom, formal sitting room, a pantry, and a mudroom. Beyond the sliding doors is an expansive backyard and peaceful pondside walking path to enjoy. Upstairs, the spacious primary suite creates a private retreat where you can enjoy a morning coffee with a scenic pond view or relax in the evenings taking in the quiet water views from your private balcony. From the balcony, a spiral staircase leads directly to the extended patio below for a seamless indoor-outdoor experience. The primary bath has dual vanities, a soaking tub, separate shower, and walk-in closet. The second floor also includes a marble-floor flex space perfect for a relaxation/meditation room, four additional bedrooms (including one oversized bonus/recreation room), and multiple walk-in closets. This home has exceptional storage solutions on each floor. Notable upgrades include a brand-new roof (2023), two high-efficiency HVAC systems (2023), a garage fully equipped for 2-car simultaneous charging (one Level 2 charger and one Level 2 outlet with dedicated wiring for a second), an app-controlled 9-zone irrigation system, smart garage door opener with an integrated camera, a Vivint security system, and an enclosed, raised-bed vegetable garden. Stone Creek Ranch residents enjoy access to premier amenity centers, including north and south clubhouses, pools, playgrounds, and walking trails. Located just minutes from I-485, Life Time Fitness, Flat Branch Nature Preserve, and top-tier shopping and dining at Stonecrest, Rea Farms, Waverly, The Fountains, Promenade on Providence, and Blakeney Town Center. Located near top-rated schools, with the new Cato Ridge Middle School opening soon. This home offers incredible space and beautiful water views!
Listing Agent
Keller Williams South Park Brokerage Email: denaebright@kw.com License #352432 Listed on: 05/15/2026
Co-Listing Agent
Keller Williams South Park Brokerage Email: denaebright@kw.com License #283888
Home Details
Home Type
- Single Family
Year Built
- Built in 2010
Lot Details
- 7,971 Sq Ft Lot
- Lot Dimensions are 62x130x61x130
- Back Yard Fenced
- Private Lot
- Level Lot
- Irrigation
- Wooded Lot
- Property is zoned N1-A
HOA Fees
- $89 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Electric Vehicle Home Charger
- Front Facing Garage
- Garage Door Opener
- Driveway
Home Design
- Traditional Architecture
- Slab Foundation
- Vinyl Siding
- Stone Veneer
Interior Spaces
- 2-Story Property
- Open Floorplan
- Ceiling Fan
- Gas Log Fireplace
- Insulated Windows
- Mud Room
- Entrance Foyer
- Living Room with Fireplace
- Water Views
- Pull Down Stairs to Attic
Kitchen
- Walk-In Pantry
- Convection Oven
- Gas Oven
- Gas Cooktop
- Microwave
- Plumbed For Ice Maker
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Marble
- Tile
- Vinyl
Bedrooms and Bathrooms
- Walk-In Closet
- 3 Full Bathrooms
- Soaking Tub
Laundry
- Laundry Room
- Laundry on upper level
- Washer and Electric Dryer Hookup
Home Security
- Home Security System
- Carbon Monoxide Detectors
Outdoor Features
- Pond
- Balcony
- Deck
- Covered Patio or Porch
- Terrace
Schools
- Polo Ridge Elementary School
- Jay M. Robinson Middle School
- Ballantyne Ridge High School
Utilities
- Forced Air Heating and Cooling System
- Heat Pump System
- Heating System Uses Natural Gas
- Underground Utilities
- Electric Water Heater
- Fiber Optics Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 229-164-16
Community Details
Overview
- Cams Association, Phone Number (877) 672-2267
- Built by Pulte Homes
- Stone Creek Ranch Subdivision, Bravard Floorplan
- Mandatory home owners association
Recreation
- Recreation Facilities
- Community Playground
- Community Pool
- Trails
Additional Features
- Clubhouse
- Card or Code Access
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,509 | $695,700 | $150,000 | $545,700 |
| 2024 | $5,421 | $695,700 | $150,000 | $545,700 |
| 2023 | $5,242 | $695,700 | $150,000 | $545,700 |
| 2022 | $4,485 | $451,800 | $114,000 | $337,800 |
| 2021 | $4,474 | $451,800 | $114,000 | $337,800 |
| 2020 | $4,387 | $443,500 | $114,000 | $329,500 |
| 2019 | $4,371 | $443,500 | $114,000 | $329,500 |
| 2018 | $3,996 | $299,000 | $55,000 | $244,000 |
| 2017 | $3,933 | $299,000 | $55,000 | $244,000 |
| 2016 | $3,924 | $299,000 | $55,000 | $244,000 |
| 2015 | $3,912 | $299,000 | $55,000 | $244,000 |
| 2014 | $3,902 | $299,000 | $55,000 | $244,000 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/18/2026 06/18/26 | Price Changed | $824,000 | -2.9% | $228 / Sq Ft |
| 06/07/2026 06/07/26 | Price Changed | $849,000 | -0.9% | $235 / Sq Ft |
| 05/19/2026 05/19/26 | Price Changed | $857,000 | -7.3% | $237 / Sq Ft |
| 05/15/2026 05/15/26 | For Sale | $924,000 | -- | $256 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $285,000 | None Available |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $281,440 | FHA |
Source: Canopy MLS
MLS Number: 4373964
APN: 229-164-16
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID
- 7924 Honey Fig Rd
- 7929 Honey Fig Rd
- 11143 Knight Castle Dr Unit 20
- 4936 Hawk Shadow Ln
- 6807 Guinevere Dr
- 4938 Mesa Verde Rd
- 8518 Dennington Grove Ln
- 11106 Knight Castle Dr
- 12227 Provincetowne Dr
- 6812 S Creek Rd
- 10118 Alvarado Way
- 12100 Provincetowne Dr
- 7633 Rathburn Ln
- 10913 Knight Castle Dr
- 11209 Snapfinger Dr
- 11003 Round Rock Rd
- 8729 Totteridge Dr
- 5110 Dragonfly Ln
- 10235 Kendra Ct Unit 33B
- 8141 Long Nook Ln
- 6615 Coral Rose Rd
- 7811 Noland Woods Dr
- 11620 Wheat Ridge Rd
- 7018 Stillmeadow Dr
- 10232 Garmoyle St Unit 30D
- 8715 Parkchester Dr
- 8829 Ormeau Dr
- 11738 Huxley Rd
- 8165 Kincaid Ct
- 7807 Reunion Row Dr
- 6627 Flat Creek Dr
- 7030 Blakeney Greens Blvd
- 10701 Serape Rd
- 10500 Midway Park Dr
- 7142 Blakeney Greens Blvd
- 6805 Walnut Branch Rd
- 11536 Destin Ln
- 10280 Rose Meadow Ln
- 6777 Dusty Saddle Rd
- 11850 Chelton Ridge Ln
Ask me questions while you tour the home.