$359,900
$65K PRICE DROP

8221 SW 78th Terrace Rd Ocala, FL 34476

Estimated payment $2,339/month

Total Views 2,551
3 Beds
2 Baths
1,874 Sq Ft
$192 Price per Sq Ft

Highlights

  • Golf Course Community
  • Active Adult
  • Open Floorplan
  • Fitness Center
  • Gated Community
  • Clubhouse

About This Home

MOTIVATED SELLER! Welcome to this beautifully upgraded Orchid model in the highly sought-after Indigo East neighborhood of On Top of the World, Ocala's premier 55+ community. Situated on an oversized lot, this 3-bedroom, 2-bath home offers the perfect blend of comfort, style, and exceptional outdoor living. Designed with entertaining in mind, the heart of the home is an impressive 18-foot quartz island overlooking the open-concept living and dining areas. A glass tile backsplash, abundant natural light, and thoughtful upgrades throughout create a warm, inviting atmosphere. Step outside and discover what truly sets this home apart. The expanded screened outdoor living area transforms the backyard into a private retreat with space for a hot tub, fire pit, outdoor dining, and multiple seating areas. An additional 22-foot screened lanai provides even more room to relax and enjoy Florida's beautiful weather year-round, all while taking in peaceful views and added privacy. Additional features include fresh interior paint, a Ring security system with video doorbell, garage screen with walk-through door, extra garage insulation and outlets, seamless glass walk-in shower in the primary suite, upgraded faucets and showerheads, ceiling fans throughout, full rain gutters, and enhanced irrigation and landscaping. Living in Indigo East means enjoying resort-style amenities, fitness centers, pools, clubs, social activities, walking trails, and golf cart access to shopping and recreation. Whether you're hosting friends, enjoying quiet evenings outdoors, or embracing the active Florida lifestyle, this home offers it all. Don't miss this opportunity to own one of Indigo East's most inviting homes. Schedule your private showing today!

Listing Agent

Teresa Davis

COLDWELL BANKER ELLISON REALTY O Brokerage Phone: 352-732-8350 License #3527468 Listed on: 05/01/2026

COLDWELL BANKER ELLISON REALTY O

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,575

Year Built

  • Built in 2017

Lot Details

  • 9,918 Sq Ft Lot
  • Lot Dimensions are 87x114
  • Northwest Facing Home
  • Landscaped
  • Irrigation Equipment
  • Property is zoned PUD

HOA Fees

  • $268 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,874 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • High Ceiling
  • Ceiling Fan
  • Window Treatments
  • Sliding Doors
  • Living Room
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Cooktop
  • Recirculated Exhaust Fan
  • Microwave
  • Ice Maker
  • Dishwasher
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Screened Patio
  • Exterior Lighting
  • Rain Gutters
  • Rear Porch

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Thermostat
  • Natural Gas Connected
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include common area taxes, pool, ground maintenance, security, trash
  • Lori Sands Association, Phone Number (352) 854-0805
  • Indigo East Subdivision, Orchid Floorplan
  • On-Site Maintenance
  • The community has rules related to fencing, allowable golf cart usage in the community

Amenities

  • Restaurant
  • Sauna
  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Racquetball
  • Recreation Facilities
  • Shuffleboard Court
  • Fitness Center
  • Community Pool
  • Community Spa
  • Park
  • Trails

Security

  • Security Guard
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,575

Year Built

Built in 2017

Lot Details

9,918 Sq Ft Lot

HOA Fees

$268 per month

Parking

2

Listing Details

  • HOA Fee Includes: Common Area Taxes, Pool, Maintenance Grounds, Security, Trash
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1874
  • Lot Size Acres: 0.23
  • New Construction: No
  • Year Built: 2017
  • Building Area Total: 2866
  • Lot Size Sq Ft: 9918
  • Status: Active
  • Street Direction: SW
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 266.26
  • Escrow City: Ocala
  • Escrow State: FL
  • Escrow Street Name: E Fort King St
  • Minimum Lease: No Minimum
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 192.05
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 352-732-8350
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Window Features: Window Treatments
  • Living Area Meters: 174.10

Exterior Features

  • Direction Faces: Northwest
  • Exterior Features: Lighting, Rain Gutters, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Rear Porch, Screened
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12083C0701E

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: Cable Connected, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Natural Gas
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Clubhouse, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Pool, Racquetball, Restaurant, Sidewalks, Tennis Court(s), Street Lights
  • Association Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Maintenance, Park, Pickleball Court(s), Pool, Racquetball, Recreation Facilities, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s)
  • Association Fee: 267.94
  • Association Fee Frequency: Monthly
  • Association Name: Lori Sands
  • Phone: 352-854-0805
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: Yes
  • Association: Lori Sands
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: Required
  • Max Pet Weight: 60
  • Association Email: lori_sands@otowfl.com
  • Pet Size: Medium (36-60 Lbs.)

Fee Information

  • Total Annual Fees: 3215.28
  • Total Monthly Fees: 267.94
  • Monthly HOA Amount: 267.94

Lot Info

  • Zoning: PUD
  • Parcel Number: 3566-7705-22
  • Additional Parcels: No
  • Lot Features: In County, Landscaped, Paved
  • Lot Dimensions: 87x114
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Please Check with HOA.

Tax Info

  • Tax Annual Amount: 1574.78
  • Tax Block: E
  • Tax Book Number: 009-136
  • Tax Lot: 22

Multi Family

  • Approval Process: Please check with HOA.

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,640 $295,309 $21,772 $273,537
2024 $1,372 $300,448 $27,710 $272,738
2023 $1,372 $321,316 $27,710 $293,606
2022 $4,001 $214,723 $0 $0
2021 $4,000 $208,469 $29,689 $178,780
2020 $4,248 $182,670 $27,314 $155,356
2019 $3,499 $175,197 $22,563 $152,634
2018 $3,323 $178,646 $16,000 $162,646
2017 $1,003 $16,000 $16,000 $0
2016 $1,017 $9,800 $0 $0
2015 $1,020 $9,800 $0 $0
2014 $1,012 $9,800 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/14/2026 06/14/26 Price Changed $359,900 -4.0% $192 / Sq Ft
05/29/2026 05/29/26 Price Changed $375,000 -3.8% $200 / Sq Ft
05/21/2026 05/21/26 Price Changed $389,900 -2.3% $208 / Sq Ft
05/08/2026 05/08/26 Price Changed $399,000 -6.1% $213 / Sq Ft
05/01/2026 05/01/26 For Sale $425,000 +19.4% $227 / Sq Ft
05/02/2022 05/02/22 Sold $356,000 -2.4% $191 / Sq Ft View Prior Sale
03/17/2022 03/17/22 Pending -- -- --
02/22/2022 02/22/22 For Sale -- -- --
02/16/2022 02/16/22 Pending -- -- --
01/27/2022 01/27/22 For Sale $364,900 +55.9% $195 / Sq Ft
04/30/2020 04/30/20 Sold $234,000 -4.8% $125 / Sq Ft View Prior Sale
04/02/2020 04/02/20 Pending -- -- --
07/24/2019 07/24/19 For Sale $245,900 -- $132 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $100 None Listed On Document
Warranty Deed -- None Listed On Document
Warranty Deed $356,000 Ocala Land Title Insurance Age
Warranty Deed $234,000 Sunbelt Title Services Inc
Special Warranty Deed $196,600 Marion Title & Escrow Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $284,800 New Conventional
Previous Owner $187,200 VA
Previous Owner $146,545 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: OM723919

Stellar MLS

APN: 3566-7705-22

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