
85 Otter Dr Fort Mitchell, KY 41017
South Covington NeighborhoodEstimated payment $1,521/month
Highlights
- View of Trees or Woods
- 1.12 Acre Lot
- Wood Burning Stove
- Taylor Mill Elementary School Rated 9+
- Cedar Trees
- Traditional Architecture
About This Home
Welcome to 85 Otter—a beautifully maintained home where modern updates meet peaceful surroundings. Set on a private, tree-lined 1+ acre lot, this property offers the perfect blend of comfort, character, and convenience.
Step inside to find fresh paint and new flooring throughout, creating a clean, inviting feel. The spacious family room features a cozy wood-burning stove, while the bright kitchen shines with a new stove (2022) and newer appliances. Major mechanicals are already done for you: a new roof (2020), furnace, A/C, and water heater (2021) mean true peace of mind.
This 6-room layout includes a great room, large laundry area, and flexible spaces ready to fit your lifestyle. Outside, enjoy the freshly painted deck, a small pond with fish, and a private backyard framed by mature trees—perfect for relaxing or entertaining.
Tucked away in a quiet cul-de-sac yet minutes from everything, 85 Otter is move-in ready and waiting for you.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,105
Year Built
- Built in 1999
Lot Details
- 1.12 Acre Lot
- Cul-De-Sac
- Cedar Trees
Parking
- 1 Car Garage
- Driveway
Property Views
- Woods
- Neighborhood
Home Design
- Traditional Architecture
- Bi-Level Home
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 890 Sq Ft Home
- Ceiling Fan
- 1 Fireplace
- Wood Burning Stove
- Vinyl Clad Windows
- Double Hung Windows
- Great Room
- Family Room
- Finished Basement
- Finished Basement Bathroom
Kitchen
- Electric Oven
- Electric Range
- Dishwasher
- Tile Countertops
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry Room
- Laundry on lower level
- Dryer
- Washer
Schools
- Taylor Mill Elementary School
- Woodland Middle School
- Scott High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 045-30-01-049.00
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $2,105 | $205,400 | $25,000 | $180,400 |
2023 | $2,190 | $205,400 | $25,000 | $180,400 |
2022 | $2,243 | $205,400 | $25,000 | $180,400 |
2021 | $1,806 | $120,000 | $25,000 | $95,000 |
2020 | $1,401 | $120,000 | $25,000 | $95,000 |
2019 | $1,405 | $120,000 | $25,000 | $95,000 |
2018 | $1,409 | $120,000 | $25,000 | $95,000 |
2017 | $1,371 | $120,000 | $30,000 | $90,000 |
2015 | $1,771 | $120,000 | $30,000 | $90,000 |
2014 | $1,664 | $120,000 | $30,000 | $90,000 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
07/19/2025 07/19/25 | Pending | -- | -- | -- |
07/18/2025 07/18/25 | For Sale | $249,000 | -- | $280 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Deed | $106,000 | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $144,800 | Balloon | |
Closed | $45,000 | Credit Line Revolving | |
Closed | $80,683 | New Conventional | |
Closed | $90,500 | Unknown | |
Closed | $84,800 | New Conventional |
Similar Homes in the area
Source: Northern Kentucky Multiple Listing Service
MLS Number: 634461

APN: 045-30-01-049.00
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