$489,900
$10K PRICE DROP

Estimated payment $3,446/month

Total Views 6,771
3 Beds
2 Baths
1,209 Sq Ft
$405 Price per Sq Ft

Highlights

  • No Units Above
  • Open Floorplan
  • Clubhouse
  • Gage Elementary School Rated A-
  • Mountain View
  • Granite Countertops

About This Home

Welcome to Lake Murray Terrace in San Carlos! This top-floor corner 3 Bedrooms 2 bath unit offers an inviting open layout with granite countertops, warm honey-hued cabinetry, dual-pane windows, crown molding, and durable LVP flooring throughout. The spacious primary suite features dual closets and its own en-suite bathroom, while the convenience of a full-size laundry area on your private balcony adds everyday ease. The community provides great amenities, including a pool and tot lot, along with two assigned spaces, one under the carport. FHA and VA approved, this home is perfectly situated near shopping, dining, Grossmont College, and just minutes from Lake Murray and hiking at Cowles Mountain. Offering comfort, convenience, and location, this home is a true San Carlos gem!

Listing Agent

Tamara Markey

Redfin License #01372439 Listed on: 09/12/2025

Redfin

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,401

Year Built

  • Built in 1972

Lot Details

  • No Units Above
  • 1 Common Wall

HOA Fees

  • $490 Monthly HOA Fees

Parking

  • 2 Parking Spaces

Home Design

  • Entry on the 2nd floor
  • Common Roof
  • Stucco

Interior Spaces

  • 1,209 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Crown Molding
  • Ceiling Fan
  • Family Room Off Kitchen
  • Living Room
  • Formal Dining Room
  • Linoleum Flooring
  • Mountain Views

Kitchen

  • Breakfast Area or Nook
  • Electric Oven
  • Self-Cleaning Oven
  • Electric Range
  • Recirculated Exhaust Fan
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathtub with Shower
  • Shower Only

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Balcony

Utilities

  • Cooling System Mounted To A Wall/Window
  • Vented Exhaust Fan
  • Baseboard Heating

Community Details

Overview

  • Association fees include common area maintenance, exterior (landscaping), exterior bldg maintenance, hot water, limited insurance, roof maintenance, sewer, termite, trash pickup, water
  • 8 Units
  • Lake Murray Terrace Condo Association
  • Lake Murray Terrace Community
  • San Carlos Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Amenities

  • Community Barbecue Grill
  • Clubhouse
  • Laundry Facilities

Recreation

  • Community Playground
  • Community Pool
  • Community Spa

Pet Policy

  • Pets allowed on a case-by-case basis
  • Pet Restriction

Security

  • Security Service

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,401

Year Built

Built in 1972

Lot Details

0

HOA Fees

$490 per month

Listing Details

  • Property Type: Residential
  • Stories: 2
  • Year Built: 1972
  • Unit Levels: 1 Story
  • Property Sub Type: All Other Attached
  • Community Features: BBQ, Clubhouse/Rec Room, Laundry Facilities, Pet Restrictions, Playground, Pool, Spa/Hot Tub
  • SpaFeatures: Community/Common
  • Association Fees: 490.0
  • Association Fee Frequency: Monthly
  • Association Fee Inclusions: Common Area Maintenance, Exterior (Landscaping), Exterior Bldg Maintenance, Hot Water, Limited Insurance, Roof Maintenance, Sewer, Termite, Trash Pickup, Water
  • Co List Office Mls Id: 993084
  • Subdivision Name: SAN CARLOS
  • BuildingName: Lake Murray Terrace
  • Entry Level: 2
  • Living Area: 1209.0
  • ADU_YesNo: No
  • AgeRestrictions: N/K
  • EntryLevelBuilding: 1
  • Ownership: Condominium
  • ShortSale: No
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Bathtub, Ceiling Fan, Crown Moldings, Granite Counters, Open Floor Plan, Shower, Shower in Tub, Unfurnished, Kitchen Open to Family Rm
  • Total Bedrooms: 3
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Oven, Electric Stove, Freezer, Ice Maker, Recirculated Exhaust Fan, Self Cleaning Oven, Vented Exhaust Fan
  • Fireplace Features: N/K
  • Flooring: Linoleum/Vinyl

Exterior Features

  • Fencing: N/K
  • Roof: Common Roof
  • View: Mountains/Hills
  • Pool Features: Community/Common
  • Disclosures: Homeowners Association, CC And R's
  • Common Walls: No Unit Above, 1 common wall
  • Construction Type: Stucco, Wood/Stucco
  • Patio And Porch Features: Balcony

Garage/Parking

  • Parking Features: None Known
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Wall/Window
  • Heating: Baseboard
  • Sewer: Public Sewer
  • Laundry Features: Electric
  • Water Source: N/K
  • HeatSource: Electric

Condo/Co-op/Association

  • Association Amenities: Pet Rules, Pets Permitted, Playground, Spa, Barbecue, Pool, Security
  • Association Name: Lake Murray Terrace Condo
  • Pets Allowed: Allowed w/Restrictions

Lot Info

  • Zoning: R-1:SINGLE
  • Other Structures: N/K
  • Lot Size Sq Ft: 175162.0

Multi Family

  • Number Of Units Total: 8

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,401 $356,961 $133,860 $223,101
2024 $4,401 $349,963 $131,236 $218,727
2023 $4,319 $343,102 $128,663 $214,439
2022 $4,205 $336,376 $126,141 $210,235
2021 $4,175 $329,781 $123,668 $206,113
2020 $4,126 $326,400 $122,400 $204,000
2019 $4,052 $320,000 $120,000 $200,000
2018 $3,084 $254,896 $95,580 $159,316
2017 $3,011 $249,899 $93,706 $156,193
2016 $2,963 $245,000 $91,869 $153,131
2015 $1,283 $111,786 $41,917 $69,869
2014 -- $109,597 $41,096 $68,501
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/15/2025 10/15/25 Price Changed $489,900 -2.0% $405 / Sq Ft
09/29/2025 09/29/25 For Sale $499,900 0.0% $413 / Sq Ft
09/23/2025 09/23/25 Pending -- -- --
09/12/2025 09/12/25 For Sale $499,900 -- $413 / Sq Ft
Source: San Diego MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Equity Title Company
Grant Deed $320,000 Equity Title San Diego
Grant Deed $336,000 Lawyers Title
Interfamily Deed Transfer -- --
Grant Deed -- United Title
Deed $88,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $288,000 New Conventional
Previous Owner $250,267 VA
Source: Public Records

Source: San Diego MLS

MLS Number: 250038778

San Diego MLS

APN: 457-610-25-65