$585,000
SOLD MAY 20, 2026

995 Bluff Quarry Dr South Elgin, IL 60177

4 Beds
2.5 Baths
3,208 Sq Ft
2020 Built

Sale Details

Date Sold: May 20, 2026

$182 Per Sq Ft

1% Below List Price

6 on Market

Highlights

  • Community Lake
  • Property is near park
  • Corner Lot
  • Contemporary Architecture
  • Recreation Room
  • High Ceiling

About This Home

As of May 2026

THIS HOME HAS IT ALL! This 4 BR 2.1 bath large, corner lot home has all the amenities that will last for years to enjoy. This subdivision belongs to great schools, close access to highways, trains. The open concept style starts from the foyer, to the living, dining room areas, and opens up to a fantastic kitchen next to the big family room with a gas fireplace. The eating area off the kitchen is next to patio doors that you can view a backyard oasis from, complete w a gazebo, brick paver patio, firepit, BBQ area, and a fenced yard. There is a den or office on the main floor w a powder room & access to the spacious 3 car garage which has an EV outlet. The full finished basement has a roughed in plumbing for a 3rd bath perfect for the huge rec room down there. Upstairs is another surprise loft area to use as a a game or TV room, at the center of 4 large BR including an en suite Master or Primary BR w tray ceiling & walk-in closet. The hall bath is across the 2nd floor laundry with a laundry sink, and most BR have walk-in closets. Worth a look before it sells quickly. NOTE: There are energy saving solar panels that cuts electric bill significantly plus there is an EV outlet in the garage. Solar Panels included with a lease contract, furniture is negotiable, family is job relocating. EZ to show, schedule through Showingtime, specific closing date.

Last Agent to Sell the Property

Maria Wildoer

Century 21 Integra License #475107929 Listed on: 03/07/2026

Century 21 Integra

Last Buyer's Agent

Meet Panchal

ARNI Realty Incorporated License #475216228

ARNI Realty Incorporated

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,182

Year Built

  • Built in 2020

Lot Details

  • Lot Dimensions are 135x76
  • Corner Lot
  • Paved or Partially Paved Lot

HOA Fees

  • $28 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Parking Available
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Contemporary Architecture
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,208 Sq Ft Home
  • 2-Story Property
  • High Ceiling
  • Fireplace
  • Drapes & Rods
  • Window Screens
  • Sliding Doors
  • Family Room
  • Living Room
  • Formal Dining Room
  • Den
  • Recreation Room
  • Game Room

Kitchen

  • Cooktop
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Dual Sinks
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer
  • Sink Near Laundry

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Patio
  • Fire Pit
  • Gazebo

Location

  • Property is near park

Schools

  • Clinton Elementary School
  • Kenyon Woods Middle School
  • South Elgin High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Gas Water Heater
  • Water Softener is Owned
  • Cable TV Available

Community Details

  • Community Lake

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,182

Year Built

Built in 2020

Lot Details

0 Sq Ft Lot

HOA Fees

$28 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Contemporary
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 2020
  • Age: 6-10 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Train,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Cooktop
  • Basement: Partially Finished, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Door Features: Sliding Glass Door(s)
  • Interior Amenities: High Ceilings
  • LivingArea: 3208
  • Other Equipment: Water-Softener Owned, TV-Cable, Sump Pump, Water Heater-Gas
  • Room Type: Den, Game Room, Recreation Room
  • Window Features: Screens, Drapes
  • Estimated Total Finished Sq Ft: 4808
  • Bathroom Amenities: Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 4808
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • ExteriorFeatures: Fire Pit
  • Foundation Details: Concrete Perimeter
  • Lot Features: Corner Lot
  • OtherStructures: Gazebo
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 3

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Upper Level, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 340
  • Association Fee Frequency: Annually
  • Community Features: Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Clinton Elementary School
  • High School: South Elgin High School
  • Middle/Junior School: Kenyon Woods Middle School

Lot Info

  • Lot Dimensions: 135x76
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 11182
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 24, 2015
Closed on
Sep 29, 2015
Sold by
K Hovnanian At Prairie Pointe Llc
Bought by
Isip Ivan and Isip Jennifer
Seller's Agent
Jodi Sagil
Coldwell Banker Realty
Buyer's Agent
Rosa Pena
HomeSmart Connect LLC
List Price
$303,430
Sold Price
$350,389
Premium/Discount to List
$46,959
15.48%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.94%
Original Mortgage
$344,016
Outstanding Balance
$266,076
Interest Rate
3.87%
Mortgage Type
FHA
Estimated Equity
$319,230

Purchase Details

Closed on
Nov 22, 2013
Sold by
Qc Land Development Llc
Bought by
K Hovnanian At Prairie Pointe Llc

Purchase Details

Closed on
Aug 28, 2009
Sold by
Wyndham Deerpoint Homes
Bought by
Reliable Materials Corporation Of Illino
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $350,500 Chicago Title Insurance Co
Warranty Deed $1,050,000 Chicago Title Insurance Co
Warranty Deed -- Chicago Title Insurance Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $344,016 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/20/2026 05/20/26 Sold $585,000 -0.8% $182 / Sq Ft
03/13/2026 03/13/26 Pending -- -- --
03/07/2026 03/07/26 For Sale $589,900 +68.4% $184 / Sq Ft
09/30/2015 09/30/15 Sold $350,389 +15.5% $109 / Sq Ft View Prior Sale
02/26/2015 02/26/15 Pending -- -- --
02/24/2015 02/24/15 For Sale $303,430 -- $95 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,182 $149,700 $39,827 $109,873
2023 $10,605 $135,243 $35,981 $99,262
2022 $10,030 $123,318 $32,808 $90,510
2021 $9,456 $115,293 $30,673 $84,620
2020 $9,179 $110,065 $29,282 $80,783
2019 $8,848 $104,194 $27,893 $76,301
2018 $10,081 $112,956 $26,277 $86,679
2017 $9,596 $106,784 $24,841 $81,943
2016 $9,555 $103,068 $23,046 $80,022
2015 -- $24,657 $8,188 $16,469
2014 -- $8,087 $8,087 $0
2013 -- $3,960 $3,960 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12586310

Midwest Real Estate Data (MRED)

APN: 06-25-350-001

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