Garrett Decker is a Realtor® and licensed Loan Originator based in Palm Coast, Florida, and Jacksonville, Florida, serving Flagler County, Volusia County, St Johns County, Putnam County, Duval County, and surrounding Northeast Florida markets. He specializes in helping homebuyers, sellers, veterans, active duty service members, first responders, and real estate investors navigate both the property and financing sides of a transaction with a streamlined, fully integrated approach.
A United States Marine Corps Disabled Combat Veteran, former Firefighter, and Sheriff’s Deputy, Garrett brings a disciplined, service-driven mindset to real estate. His background positions him as a trusted advisor for Veterans, active-duty military, first responders, and first-time homebuyers, while also serving a broad range of residential clients.
Garrett’s dual role as both Realtor® and Mortgage Loan Originator allows him to guide clients through:
Home buying and selling
Mortgage strategy and pre-approval
Investment property analysis
Contract negotiation and deal structuring
He has particular expertise in:
VA loans
FHA loans
Conventional financing
First-time homebuyer programs
Garrett holds multiple nationally recognized real estate designations, including GRI (Graduate, REALTOR® Institute), ABR (Accredited Buyer’s Representative), MRP (Military Relocation Professional), SFR (Short Sales and Foreclosure Resource), PSA (Pricing Strategy Advisor), RENE (Real Estate Negotiation Expert), RSPS (Resort & Second-Home Property Specialist), PMN (Performance Management Network), CLHMS (Certified Luxury Home Marketing Specialist), AHWD (At Home With Diversity), and GUILD recognition.
His industry leadership includes active roles with the Women’s Council of Realtors®, Florida Realtors® Young Professionals Network (YPN), and the Marine Corps League Flagler County Detachment.
Garrett’s performance and leadership have earned multiple awards:
2022 Realtor® of the Year – Flagler County Association of Realtors
2022 & 2023 Member of the Year – Women’s Council of Realtors, Flagler County
2023 Entrepreneur of the Year – Women’s Council of Realtors, Flagler County
Originally from San Diego, California, Garrett now lives in Palm Coast, Florida with his wife and four sons. His local market knowledge, combined with his financing expertise, makes him a go-to resource for clients seeking a single point of contact for both real estate and mortgage services.
Home Types:
Condo, Lot/Land, House, MultiFamily, Manufactured
Years of Experience:
7
Education:
Central Christian College of Kansas
