About Matt
As an accomplished Real Estate Broker and Mortgage Loan Broker, I bring decades of experience, a proven track record, and a client-first approach to every transaction. I serve buyers, sellers, and investors with precision, professionalism, and market insight across the most sought-after locations in California.
Whether you’re seeking a primary residence, vacation home, investment property, or commercial asset, I provide end-to-end services tailored to your unique needs. My expertise covers residential, commercial, luxury, multifamily, investment, and development properties—ensuring that no matter your real estate goals, you have a trusted advocate and advisor at your side.
Areas Served
From vibrant urban hubs to serene coastal retreats, my reach extends throughout:
Southern California: San Diego, Los Angeles, Orange, Riverside, and San Bernardino Counties
Central & Coastal California: Santa Cruz, Santa Barbara, and San Luis Obispo Counties
Statewide: I assist clients with buying and selling anywhere in California through my extensive broker and lender network.
Mortgage Expertise & Lending Partnerships. I have also sold homes in San Francisco Bay Area, Oakland, San Jose, and more!
In addition to my real estate brokerage services, I am an experienced Mortgage Loan Broker, exclusively partnered with ROCKET MORTGAGE and a network of top-tier lenders including ACRA and American Heritage Lending for INVESTOR DSCR (Debt Service Coverage Ratio) and Non-QM (Non-Qualified Mortgage) programs, plus several other specialized financing partners.
This means my clients have access to:
- Verified Loan Approvals for stronger offers and faster closings
- DSCR Loans for real estate investors, qualifying based on rental income, not personal income
- Non-QM Loans for self-employed borrowers, foreign nationals, and unique financial situations
- VA, FHA, Conventional & Jumbo loan products tailored to your needs
- Bridge & Private Money Loans for time-sensitive opportunities
By combining real estate negotiation skills with direct lending capabilities, I help clients streamline the buying and selling process while securing the most competitive financing available.
CLIENT-CENTERED APPROACH
- Every client’s goals are unique, and I take the time to truly listen to your needs, preferences, and timelines. From your first consultation to closing—and beyond—I provide:
- Comprehensive market analysis and property evaluations
- Strategic marketing campaigns for sellers, including high-quality photography, staging advice, and multi-platform exposure
- Skilled negotiation to protect your financial interests
- Guidance through the entire escrow and loan process, ensuring a smooth, stress-free experience.
WHY WORK WITH ME?
30+ years of industry experience in real estate, lending, and investment
Licensed California Real Estate Broker (DRE #01153470)
Licensed Mortgage Loan Originator (NMLS #1986483)
Exclusive mortgage partnership with Rocket Mortgage and other leading lenders
Proven success across residential, commercial, and investment markets
Veteran-friendly.
Transaction History
- 1 Year
- 2 Year
- 5 Year
Neighborhoods Matt is Experienced In
Matt's Listings and Deals
Matt's Active Listings
Recently Sold
Awards and Designations
- Top REALTOR®
- NAR - National Association of Realtors
Other Experience
Matt's Reviews
6/1/26Steve Mikha
I had an excellent experience working with Matt. From start to finish, he was very professional, knowledgeable, and genuinely committed to helping me out and was always available to answer any questions. What I appreciate about Matt is that he has been doing this for many years and really knows what he is doing in the real estate business. I would not hesitate to work with Matt again in the future. Thank you so much Matt!!!
5/22/26Gustavo Rodriguez
Working with Matt on this project in the City of La Mesa was honestly one of the best client experiences we’ve had. From beginning to end, everything was smooth, professional, respectful, and extremely well communicated. Matt was incredibly kind, easy to work with, responsive, and genuinely appreciative throughout the entire process.
As contractors, we truly value clients that communicate well, trust the process, and treat people with respect, and Matt absolutely reflects all of those qualities. You can immediately tell he is someone who operates with integrity and truly cares about people.
The way Matt handled everything throughout this project gave me a lot of confidence in the way he takes care of his own clients in the real estate industry as well. If this is the level of professionalism and care he gives contractors working on his property, I can only imagine the experience his real estate clients receive.
I would confidently recommend Matt to anyone looking for a trustworthy, professional, and genuine realtor in La Mesa and throughout San Diego County. Without question, when I’m personally ready to purchase a home in the future, Matt will absolutely be one of my first calls.
Thank you again Matt. It was truly a pleasure working with you and we really appreciated the opportunity.
4/8/26David Juarez
I can’t say enough good things about Matt Roth and the level of service he provided throughout our transaction.
From start to finish, Matt went above and beyond to make sure everything stayed on track and ultimately came together. Real estate transactions can get complicated quickly, but he consistently stepped in to solve problems, keep communication clear, and move things forward without unnecessary stress.
What really stood out was his willingness to do whatever it took to get the deal done. He was proactive, highly responsive, and always thinking a few steps ahead. His ability to navigate challenges and keep all parties aligned made a significant difference in how smoothly the process went.
He was also very knowledgeable and transparent in his guidance. At no point did we feel pressured, only supported and well-informed, which gave us a lot of confidence in our decisions.
If you’re looking for a broker who is professional, reliable, and genuinely invested in his clients’ success, I would highly recommend Matt. We truly appreciate his effort and dedication and would absolutely work with him again.
Thank you again for everything, Matt—we’re very grateful for your help.
- Newest Listings in San Diego
- Newest Listings in Casa de Oro-Mount Helix
- Newest Listings in Spring Valley
- Newest Listings in Lemon Grove
- Newest Listings in El Cajon
- Newest Listings in La Presa
- Newest Listings in Rancho San Diego
- Newest Listings in Santee
- Newest Listings in Bonita
- Newest Listings in Winter Gardens
- Newest Listings in Lakeside
- Newest Listings in National City
- Newest Listings in Jamul
- Newest Listings in Chula Vista
- Newest Listings in Crest
- Newest Listings in Coronado
- Newest Listings in Calexico
- New Homes in San Diego
- New Homes in Casa de Oro-Mount Helix
- New Homes in Spring Valley
- New Homes in Lemon Grove
- New Homes in El Cajon
- New Homes in La Presa
- New Homes in Rancho San Diego
- New Homes in Santee
- New Homes in Bonita
- New Homes in Winter Gardens
- New Homes in Lakeside
- New Homes in National City
- New Homes in Jamul
- New Homes in Chula Vista
- New Homes in Crest
- New Homes in Coronado
- New Homes in Calexico
- New Communities in San Diego
- New Communities in Casa de Oro-Mount Helix
- New Communities in Spring Valley
- New Communities in Lemon Grove
- New Communities in El Cajon
- New Communities in La Presa
- New Communities in Rancho San Diego
- New Communities in Santee
- New Communities in Bonita
- New Communities in Winter Gardens
- New Communities in Lakeside
- New Communities in National City
- New Communities in Jamul
- New Communities in Chula Vista
- New Communities in Crest
- New Communities in Coronado
- New Communities in Calexico