







About Penny
By partnering with the best professionals our area has to offer from lenders to title companies I can help you have the smoothest possible real estate transaction.
The market has become much more challenging in recent times, and now more than ever, it is imperative to have the experience & trusted resources of a well-established agent who has an outstanding track record.
Transaction History
- 1 Year
- 2 Year
- 5 Year
Seller Deals
Buyer Deals
Production Over Time
1 Year View by Quarter
Seller Deals
Buyer Deals
Production Over Time
2 Year View by Quarter
Seller Deals
Buyer Deals
Production Over Time
5 Year View
Penny's Listings and Deals
Penny's Active Listings
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$195,000
- 3 Beds
- 2 Baths
- 1,265 Sq Ft
- 14252 S Dixie Hwy
- Upton, KY
It's time to enjoy the country in your BRAND NEW doublewide set on permanent foundation. Have coffee on back deck overlooking horses, cows and donkeys. Situated on .719 acres, the property provides ample space for outdoor activities, gardening, and enjoying nature. This doublewide residence provides the opportunity for you to call this home. Country charm, yet close to town, gives you the best
Penny Miller GOLD STAR REALTY
-
$195,000
- 3 Beds
- 2 Baths
- 1,265 Sq Ft
- 14248 S Dixie Hwy
- Upton, KY
It's time to enjoy the country in your BRAND NEW doublewide set on permanent foundation. Have coffee on back deck overlooking horses, cows and donkeys. Situated on .719 acres, the property provides ample space for outdoor activities, gardening, and enjoying nature. This doublewide residence provides the opportunity for you to call this home. Country charm, yet close to town, gives you the best
Penny Miller GOLD STAR REALTY
Awards and Designations
- NAR - National Association of Realtors
- GRI - Graduate REALTOR Institute
- ASP® - Accredited Staging Professional
- CNHS - Certified New Home Specialist
- CRS - Certified Residential Specialist
- e–PRO - Internet Professional
- SRES - SRES®, Seniors Real Estate Specialist
Other Experience
Penny's Reviews
4/10/25Chelsea Habermaas
Google Review
We recently worked with Penny Miller as our realtor during our home buying experience in the Fort Knox area, and we couldn’t be more grateful for her support. Since we had never been to the area before, we relied heavily on her expertise—and she absolutely delivered.
Penny was easy to get a hold of, always responsive, and consistently knowledgeable. She provided us with all the resources and guidance we needed to make informed decisions throughout the process.
Military moves can be especially stressful, but having Penny on our side made a world of difference. Her professionalism and care helped turn a daunting process into a smooth and successful one. We highly recommend her to anyone looking for a dedicated and dependable realtor.
3/31/25Sherry Roten
Google Review
Penny is always on top things and gets back with you promply. Great to work with!
9/30/24Joshua Weaver
Google Review
Penny was a fantastic agent. She made the whole process, from looking at listings to closing, as stress free as possible. She was very quick to respond to any questions and set up appts for viewings. Penny is a top notch agent that I would would recommend to anyone!
5/7/24Cristy Keegan
Google Review
Penny was invaluable from our transition from NJ to KY. She is great to work with, very kind but gets the job done! She acts fast, and guided us with her knowledge. We moved into our home in Etown this April and couldn’t recommend her enough!
3/15/24Regina Mash
Google Review
Penny is amazing and flexible, I’ve bought and sold 3 houses with her
9/4/23Julie Peters
Google Review
In 2020, I was referred to Penny from a good friend of mine. I reached out to Penny and she immediately made contact with me, we gave her information on what we were looking for and what cities we were interested in. She helped us make a list of of homes. We were fortnite to have found our home within 2 days and conveniently it was being advertised by Gold Star Realty by the seller and another realtor with the same company. Penny was able to help us get our offer into play within 20 minutes after finding out home. She gave us an expected date of closing and it actually happened on the exact date she said it would happen. I would definitely recommend Penny Miller to anyone who moves to Kentucky, she's an amazing woman and is great at listening and understanding what her client's want, and she's very patient. Thank you so much Penny for everything you did for my family and I. We are so greatful you came into our lives and helped us find our Kentucky home.
Julie and Adam Peters and family.
In 2023, after living in our home that Penny Miller from Gold Star Realty helped us find, it was time for us to sell it as my time assigned to my duty station was coming to an end. We again reached out to Penny to help us sell our home. She took numerous pictures, measured every room to acquire exact square footage, took down all the information and what we wanted to sell our home for, after all of the hard work we put into it over the last 2.5 years. She placed her sign out front, and headed to the office. 30 minutes later we got a knock at the door asking for our interested selling price. Penny called us the next day to tell us we had 3 possibly 5 parties interested. After the 3rd interested buyer we settled on an agreement, signed our contract and almost 30 days later, we closed as scheduled again. Penny has a wonderful work ethic, she's very professional, and I would choose and recommend her over and over again for both buying and selling our homes. If we ever get the opportunity to move back to Kentucky again, we're definitely hiring Penny Miller from Gold Star Realty! Thank you Penny for everything!!!
Julie and Adam Peters
7/18/23Tara Mounce
Google Review
Penny went above and beyond in helping us find our new home while being stationed over seas. Highly recommend her to anyone looking to purchase a home in the Hardin/Meade County area!
7/18/23Patti Nolan
Google Review
Penny is knowledgeable, professional, and an all around likable lady. She is very easy to work with, an absolute pleasure. She helped us sell our home with no problems at all.
3/27/23Andi Manes
Google Review
My husband and I are relocating to Kentucky and need an experience Realtor to help us find a home in a very tough market when there aren't many homes available. She used her resources and connections that lead to us finding an amazing new home in a great neighborhood. I would recommend Penny to anyone.
3/23/23Janice Tolson
Google Review
Penny was very helpful during the whole process on the house.Penny is an amazing Realtor and person. I would recommend her.
11/2/22Phillips Meador
Google Review
Penny was extremely helpful during the whole process of listing, getting the property under contract, with closing, and even with assisting with "punch list" items that needed attention. I recommend her to anyone who has a home or property to sell in the Elizabethtown area.
10/13/22Nate Dogg
Google Review
Penny was a wonderful agent to work with! She was extremely knowledgeable about the market in our area and our house was sold in just a few days from contacting her. I would definitely recommend Penny to anyone who is thinking about listing a property.
9/23/22Adam Sandidge
Google Review
5/20/22Angela Gilbert
Google Review
Penny was professional all the way. Her many years of experience were very apparent and it served to alleviate the stress and expedite the sale of my home. I would highly recommend 👌 Penny to everyone and would not hesitate to utilize her services for any future real estate matters.
4/27/22Melanie Gartside
Google Review
Penny was so wonderful to work with throughout the entire home buying experience. Not only was she very knowledgeable about the area but she was genuine and helpful throughout the many hurdles we faced during this challenging market. She was very responsive and always had our best interests at heart. You certainly can’t go wrong when choosing Penny for your home buying needs.
Thank you Penny for all you did for our family
4/8/22Staci Griffith
Google Review
If I could give more than five stars, I would. Penny is an exceptional, and experienced realtor who will helped us in every step of the buying process. She is very thorough, patient, and honest about about what is on the market. She won't steer you in the wrong direction. She only has your best interest at heart and genuinely wants to help you find what you are looking for. There were many aspects about the housing process I was not aware of, but Penny was a great teacher and top notch negotiater. She is definitely someone you can trust, along with those on her team. If you are either looking to buy or sell a house, Penny is your lady.
4/1/22Carly Davis
Google Review
Penny really is incredible! Helped us sell our house for more than we expected and even worked with us when we had issues when closing on our new home. She is real with you and it may be tough at times but she knows what she’s doing.
2/21/22MK Daugherty
Google Review
Penny is very knowledgeable about the Elizabethtown area. She found us an excellent bank to work with on financing our home. We found a home in 3 months, amazing considering we were from long distance and short supply of houses in the area.
1/4/22David Wine
Google Review
As far as I am concerned, she is the best in the business and I would recommend her to anyone. I have known Penny for over thirty years and she is a great realtor and even better person.
1/3/22MW
Google Review
We brought a house from Penny Miller in 1989 and over the years we have recommended her to family and friends. When we decided to sell, she was the one we contacted to sell our house. Within a week after listing with her agency, we recieved an offer and signed a contract with a buyer. Penny was professional from start to finish.
10/20/21Jenna Hokirk
Google Review
Mrs. Penny Miller was great to work with. She provided outstanding service to our family. She was very friendly and helpful. She took the time to understand my home buying needs. She was very responsive and worked with me on difficult situations. I'm so thankful to have had her as my realtor in the home buying process! I highly recommend her to prospective buyers.
10/8/21Steve Hackett
Google Review
Penny was such a joy to work with and she helped me sell my property so quickly! There was never any sense of feeling pressured and she provided sound advice to me throughout the entire process. I’d definitely do business again with her! Thanks Penny!
9/29/21Ben Dailey
Google Review
Mrs. Penny Miller did such a great job. We had never bought land using a Realtor so it was very new to us. She was very helpful and patient. I would not use anyone else.
9/19/21Tina Smith
Google Review
We were home shopping from Nevada. Penny was awesome. Did the leg work for me and put in extra time and effort to make sure we found exactly what we were looking for.
7/13/21Stephanie Key
Google Review
Penny worked so hard for us! I highly recommend her to others!!
5/24/21Heidi Oblek
Google Review
Penny was very helpful. Buying a house from another state was tricky but Penny was awesome with any question that we had.
5/13/21April R
Google Review
Penny is a GREAT realtor! She helped us purchase a home while we were still living in another state. She responds to emails and texts very quickly and makes the process go smoothly.
5/3/21Dakotah Donnelly
Google Review
Penny was AMAZING! I wish I could give her 6 stars! We looked at 10 houses via Zoom (due to location) and she really protected us from making a terrible investment! She made it all easy and she is super flexible!
4/29/21Justin Cutchin
Google Review
Penny was very easy to work with, was through, and she knows the real estate market well. I would definitely use her again...
2/17/21Ross McNeal
Google Review
Penny is a true professional at here craft. She is loyal, caring and enjoy what she does. We spent quit a bit of time looking at different houses until we found the right one for me. The experiences was somewhat challenging but I believe it was worth it.
2/8/21Sean Lewis
Google Review
Penny does a great job for her clients! I would highly recommend Penny!
1/16/21Garry Settle
Google Review
Penny is an expert at what she does for sure!
10/23/20Kelly Herzog
Google Review
10/22/20Sydney Herzog
Google Review
Penny found us the perfect first home and we are now in our second home with Penny’s help that we are growing into and love. She has always gone above and beyond to help us and is very quick to respond and get things done making the process for us as easy as possible !!
9/15/20Sharon Post
Google Review
8/29/20Dayna Cunningham
Google Review
It was a pleasure to work with Penny. She is extremely knowledgeable of her profession. Everything went smoothly from start to stop. We would strongly recommend using Penny as your real estate agent.
8/16/20Leslie in Kentucky
Google Review
Penny Miller went above and beyond to make sure we got the house we wanted. She’s very professional, knowledgeable and experienced and she was always quick to answer all our questions. She has such a sweet and friendly personality and was a real pleasure to work with. We would highly recommend her to anyone looking to buy or sell a home.
8/15/20Phillip Lush
Google Review
I am so glad that I found Penny Miller ...She is very Professional and caring...Would recommend Her to anyone
7/23/20Sneha Patel
Google Review
Absolutely loved working with Penny! She was wonderful in helping us find our beautiful home. Walked us through the whole process and made it super easy for us, as it was our first time purchasing a home. Highly recommend!
7/19/20Sumit Patel
Google Review
Penny is a wonderful realtor, we purchased our first home with her. She found us our beautiful home, which we are so happy to move into! Thank you Penny!
7/13/20Stacee Brooks
Google Review
Penny and I have been talking to each other for over a year now while my husband and I got everything prepared to find the perfect home. During the buying process Penny was always staying on top of our needs and checking on us often. Penny was always polite and positive. If you have Penny, trust me you are in good hands! Thank you for all your hard work.
7/8/20Jane Lafollette
Google Review
Penny was great to work with selling my house. Very quick in calling me back with any questions I would have.
6/30/20cat bragaw
Google Review
Penny was a joy to work with. It took 6 months of searching for our new home and we are so happy! Penny is able to give you the inside story on the community and will be honest about any concerns or advantages each home has. We really enjoyed our journey to our happy home.
6/29/20Lilly Kosikas
Google Review
Penny Miller is an excellent real estate agent. Being a first time home buyer it was nice to have someone with the expertise and experience. She was very knowledgeable about the many aspects of real estate and the geographical areas we were looking at. She was professional and responsive to our needs. I feel we got the good value and good quality for the money spent.i highly recommend her as a real estate agent and this real estate business. I would definitely use her services again.
5/21/20bigby28
Google Review
Penny was amazing to work with! We are a military family and were able to do the entire purchasing process long distance easily and with confidence. Penny was always ready to go the extra mile, even when all the COVID-19 uncertainty made it seem that everything was going to fall to pieces. Would highly recommend!
1/24/20Michael Ash
Google Review
We have had the pleasure of working with Penny Miller for about a year now. We started looking for a new home in the Elizabethtown area of Kentucky in January of 2019. Penny was the only one of several agents that took the time to work with us. She was extremely patient with us, since we were unable to tour any homes in the area until October 2019. During the 8 months it took to get there, she was always keeping us posted on the most current listings. Once we were able to see some homes, she gave us all the time that we needed to find just the right home. When that home final showed up, she worked diligently to help us get our new home. We highly recommend Penny to be your agent when it comes time to purchase your new home. Penny is an absolute pleasure to work with!
Michael & Joyce A.
12/9/19Bruce Thompson
Google Review
Penny is a true pro, having been in real estate for decades. She has seen almost everything, understands the emotions surrounding the transactions and can advise accordingly. Responds very quickly to phone calls, texts and emails. Wrote an excellent description of our house, arranged for photos and hosted an open house for real estate agents. We would definitely use her services again.
12/9/19Donna Thompson
Google Review
11/21/19Mark Haynes
Google Review
Penny is a true professional that knows the in's and out's of the real estate business. Her years of experience shine through when she is dealing with buyers, sellers and other realtors.
8/29/19kenny schulten
Google Review
Penny worked tirelessly finding me the right house. Thanks Penny!
4/29/19Kyla Claycomb
Google Review
4/10/19Madelyn Kelly
Google Review
4/9/19Ryan Kelly
Google Review
12/28/18RGII
Google Review
Penny was very helpful in getting us into the right home in the right neighborhood we wanted. She became a friend who is a realtor and I would reccomend her to my family and friends.
12/16/18Miss Dashwood
Google Review
Penny was such a pleasure to work with in helping us to purchase our new home! -She went above and beyond to make sure we always had all the information we needed and made the whole process so easy!
She’s such a kind and caring person and we would most definitely recommend her to anyone who is thinking about purchasing or selling a home.
12/13/18Trecia Shrode
Google Review
Penny Miller is very professional and was most helpful in selling our house. Our house sold in 3 days and she explained the procedures to us in a manner we could understand. She was always available to answer any questions I had. Would recommend Penny as a realtor.
12/6/18Aubie G
Google Review
Great lady that takes time to work with you on finding the home that meets your family's needs and expectations. Professional with a caring personality.
12/5/18Mari Lynn Arnold
Google Review
If you are looking for a dedicated, reliable realtor, Penny is the person you should call. She was my realtor for two home sales. The properties moved quickly. Very pleased with her.
12/5/18Lynda Hudson
Google Review
Penny was wonderful to work with during our selling experience. She was knowledgeable, dependable, and trustworthy.
12/4/18Chris Coombs
Google Review
My wife and I are in the process of buying our 2nd home from Penny Miller. She is such a wonderful person and the most genuine realtor in town. She’s made the process as simple as possible and gone above and beyond our expectations both times. The stresses of moving/buying/selling can be overwhelming, but Penny will go out of her way to help with any aspect of the process. If you’re on the fence with selecting your next realtor, the closest one to perfect is Penny! 5 STARS. - Christopher & Sydney Coombs
12/4/18Annette West
Google Review
2/20/14Phil Lush
Homes.com Review
Great Realator...Great Person
10/23/15Penny Miller
Homes.com Review
I initially selected Penny as my Realtor when I returned from deployment in 2007. She took all the time I needed for looking at and selecting a home to purchase and ensured to explain every detail and thoroughly answered all my questions and concerns. When I decided to sell the house 8 years later in 2015, I again selected Penny as my Realtor. She had kept in touch with me throughout the years and kept me up to date on the market in the Ft Knox/Elizabethtown area. She again met all my exceptions and successfully completed the sale of my house in a very short period of time, a little over a month from listing date to close date. I would use Penny again and I definitely recommend her. Brad
2/20/14Mark Haynes
Homes.com Review
Penny is a very detailed and customer friendly agent. She has a long history of satisfied customers.
9/15/15Penny Miller
Homes.com Review
Both my spouse and I are licensed real estate brokers, our business is in dealing with institutional clients and auction sales. By hiring Penny we were able to remove ourselves from the transaction and have a well-seasoned professional, versed in the local market handle our home sale. Penny was excellent to deal with, she provided timely updates and met our reasonable conditions about showings with great care. We've known Penny for years and while there are excellent agents in the area we felt like it was in our best solution was utilizing Ms. Miller and we'd do it again! Ed Durnil Edward Durnil President
9/15/15Calli Miller
Homes.com Review
I have been working with Penny for the past couple of months, between looking at houses, giving up, looking at new construction to finally buying a brand new house! She has always just been a text or phone call away and is always wanting to help. She learned what I wanted in a house and tried everything to make sure that was what I got and I couldn't be happier with the house I choose. She is such a relatable person and won't talk to you like a realtor, she will tell you what you need to hear not what you want to hear. I couldn't have been happier working with anyone else. If you are looking for an amazing realtor, go with Penny! =]
9/15/15Mari Lynn Arnold
Homes.com Review
Penny Miller is honest, reliable and trust worthy. If you are looking for a realtor, she will work hard for you.

