I’m a Sacramento based Real Estate Agent and Mortgage Loan Officer with 21+ years of experience helping buyers, sellers, and investors navigate both sides of the transaction—real estate and lending. My background in software engineering and dual master’s degrees in computer science and mathematics give me a unique advantage: I analyze deals with precision, anticipate issues early, and simplify complex information so clients feel confident at every step.
I specialize in:
• Residential & commercial real estate
• Buyer, seller, and investor representation
• FHA, VA, Conventional, Jumbo & Non QM loan programs
• Loan qualification, scenario analysis & payment estimates
• Contract negotiation, compliance & transaction management
• Appraisal, inspection & escrow coordination
• Digital marketing, social media strategy & client education
• Multilingual support (English, Hindi, Punjabi, Urdu)
Over the years, I’ve earned recognition including Berkshire Hathaway President’s Circle and Masters Club Life Member, reflecting consistent production and client satisfaction. My approach is simple: clear communication, honest guidance, and a smooth, stress free experience from pre approval to closing.
Whether someone needs help buying, selling, refinancing, or understanding their options, I provide a one stop solution backed by deep market knowledge, strong lender relationships, and a commitment to doing things right the first time.
If you’re looking for a trusted advisor who understands both real estate and lending—and who treats every transaction with care, I’m here to help.
Home Types:
House, Lot/Land, Commercial, Condo, MultiFamily
Languages Spoken:
English, Hindi, Punjabi, Urdu
Years of Experience:
22
Education:
Masters - Computer Science, Masters in Mathematics, and Bachelor's in Physics, Mathematics and Chemistry
