









About Steven
Honest, trustworthy, and detailed.
Buying or Selling?
Let's talk about your real estate goals today!
Transaction History
- 1 Year
- 2 Year
- 5 Year
Seller Deals
Buyer Deals
Seller Deals
Buyer Deals
Seller Deals
Buyer Deals
Production Over Time
5 Year View
Steven's Listings and Deals
Steven's Active Listings
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$1,599,000
- 4 Beds
- 3.5 Baths
- 4,284 Sq Ft
- 421 Penn Cove Rd
- Oakland, MD
Exquisite Lakefront Log Home Retreat at Deep Creek Lake. Nestled on a private, wooded 1-acre lot with 169 feet of pristine lakefront along a serene cove on the southern end of Deep Creek Lake, this impeccably maintained log home offers the perfect balance of rustic charm and luxurious lakefront living. From the moment you arrive, the home’s park-like setting and lush landscaping welcome
Steven Ritchie Railey Realty, Inc.
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$529,000
- 3 Beds
- 2 Baths
- 1,800 Sq Ft
- 346 Skippers Point Rd
- Oakland, MD
Escape to your ideal mountain-lake retreat at Deep Creek Lake with this charming chalet-style home, nestled in a peaceful, wooded setting. This warm and inviting 3-bedroom, 2-bath getaway blends rustic charm with modern comfort—perfect as a vacation home or full-time residence. Take in filtered lake views from your home and expansive deck or relax by the lake with exclusive access to a sandy
Steven Ritchie Railey Realty, Inc.
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$74,900
- Land
- 0.57 Acre
- $131,404 per Acre
- Lot 100 Snowhaven
- Mc Henry, MD
Prime mountain homesite in the Highline community @ Deep Creek Lake! Discover the perfect place to build your dream retreat in the heart of one of Deep Creek's premier mountain resort communities. This scenic 0.57-acre homesite offers an exceptional balance of everyday convenience, recreational opportunity, and year-round adventure – all in an unbeatable mountaintop location. Ready for your
Steven Ritchie Railey Realty, Inc.
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$829,000
- 3 Beds
- 3.5 Baths
- 2,570 Sq Ft
- 105 Mountain Overlook Ct
- McHenry, MD
Elegant 3-level Mountaintop Chalet near Wisp Resort with scenic Lake Access. This beautifully maintained home offers exceptional craftsmanship and quality throughout, including upscale finishes and a bright, open layout perfect for entertaining. Features include a spacious living room with striking stone fireplace, a comfortable family room, versatile loft, convenient double carport, and custom
Steven Ritchie Railey Realty, Inc.
Awards and Designations
- NAR - National Association of Realtors
- GRI - Graduate REALTOR Institute
- CRS - Certified Residential Specialist
Steven's Reviews
8/3/22Jenn Pavlin
Google Review
I can't sing praises enough about Steve Ritchie at Railey Realty. We just purchased a piece of land in Deep Creek, Maryland. The experience was spectacular - just like a day on the water or a beautiful day on the slopes with friends. Steve made the experience so easy. His communication was top notch. He helped us find a great lender, was quick to answer all of our questions and point us in the right direction for all of our buying and building needs.
Highly recommend the Ritchie Team!
6/2/22mike piovarchy
Google Review
What an amazing husband and wife team!! They made selling our home so fast and easy. Had our house under contract in days for top dollar! Would recommend them to anyone looking to buy or sell their home!!
11/17/20Rebecca Walker
Google Review
We just closed on a second home at Deep Creek and worked with Steve on the transaction. He was wonderful to work with- he valued our time (recognizing that we were driving 2.5 hours each way for showings) and pre-screened inventory to only show us houses that truly met our criteria. This is a tough market and Steve did a great job advising us along the way.
9/2/20Joanne Ogilvie
Google Review
We have worked with Steve Ritchie for almost 20 years on properties at Deep Creek Lake, MD. We have been on both the buying and selling end. He has always been readily available and very responsive to any questions or inquiries we had when working with him. Steve is extremely knowledgeable about properties and market trends at Deep Creek Lake. He is our GO TO GUY! We wouldn’t think of working with anyone else!
4/23/20Hugo Calderon
Google Review
In this new and changing Covid-19 environment, you need an honest agent who gets things done and communicates clearly and efficiently, virtually or in-person. That agent is Steve Ritchie !
4/19/20Adrianna Berk
Google Review
Steve was fabulous to work with! We've dealt with other realtors in the past and Steve was by far the best. We purchased a property 3 hours from our primary residence and had numerous questions and needed a lot of information. Steve and Chris sent us tons of details about each property which allowed us to make informed decisions. They also showed properties to us via FaceTime which was a huge help and kept our house-hunt flexible. If we purchase in the Deep Creek area again, we will absolutely contact Steve Ritchie!
3/10/20Deborah Saneman
Google Review
We recently purchased our first vacation home and worked with Steve Ritchie of Railey Realty. Steve was extremely organized, always available for questions and followed up on open items with the seller. Steve's knowledge of the market and experience was evident as we negotiated the purchase price and reviewed contract details. We highly recommend both Steve and Chris Ritchie if your are considering a realtor in the Deep Creek area.
2/7/20Mike Corcoran
Google Review
We can’t say enough good things about Steve and his wife, Chris Ritchie. They worked tirelessly to help find our perfect lakefront home. Steve was available 24/7. He answered every phone call and responded to each email with thoughtful detail. Steve does much more than selling property, he makes dreams come true.
It was around 1991 or 1992 when we started looking with Steve for a lake home. Off & on thru the years we looked sporadically as “life happened”. And then year 28 we found our dream house with Steve’s help! Thanks, Steve (& Chris too) for your hard work. You were always kind, pleasant, accommodating and the consummate professional! You deserve an award. You will be highly recommended & will connect anybody we know with Steve Ritchie.
2/2/20Catherine Phillips
Google Review
Steve truly acted as an advocate for me, which I needed as a first-time home buyer with no idea how the whole process really worked. He took the time to answer any question I had and took my questions seriously - and I had so many. His knowledge of what should and shouldn't be when looking for a home was invaluable, and he was willing to point out things I would not have thought to look at myself and kept me focused on doing the right thing by myself instead of just getting carried away by the excitement. His wife Chris was his professional partner and gave a practiced, listening ear to balance the whole process out. If he wasn't right there, she was. They kept me informed and educated through the whole process and made sure I understand everything going on. I know they had many other buyers to deal with but they made sure that I never felt like I was doing this alone. When I make my next purchase of land or a house, I will call Steve and Chris at Railey first. Thank you, Steve and Chris!
1/31/20Tom Stanford
Google Review
We worked with Steve on selling our property near Deep Creek Lake and it was a pleasure. Despite the relatively small price (and commission! Steve treated us like we were multi-million dollar customers. Friendly, courteous, and always available for questions, Steve was one of the best realtors we've worked with. I highly recommend him if you want to buy or sell property near Deep Creek Lake.
1/31/20Amy A
Google Review
Steve helped us find the perfect vacation home. He listened to us and guided us through the process with patience and expertise. He was so nice to work with and we will be ever grateful to both Steve and Chris Ritchie. 😊
1/26/20bodhi 2112
Google Review
Buying this home was the biggest decision of my life.
Steve has 30 years of experience as a realtor in Deep Creek. He grew up here and knows the lake like the back of his hand.
We looked all summer for a place on the lake. We gave Steve a list of homes we were interested in seeing (most times the night before) he was always prepared the next day, with a packet of details on each house. Steve always returned my emails and calls in minutes. Steve was on time, professional, knew the most efficient order to view homes and had keys and access to every property we requested. We gave him a list of what we were looking for, and he suggested many great options.
We looked at the property that was listed five days before. We went back the next day (also looked at eight other homes) and went back at the end of the day to see it again. We made an offer. There was a counteroffer, we accepted.
Steve advised me and was there every step of the way - through home inspections, repair requests, recommendations of who to call. Steve made the process easy. I felt like I was in good hands. Steve answered all my questions - no matter how many times I had already asked the same question. I had no idea what I was doing, so many details. Steve kept me straight, with confidence and knowledge that took years of experience to acquire.
Closing was fast and smooth, and Steve had my back through the whole process. I was lucky to have his guidance. Steve made me feel like a friend – not just someone he was doing business with.
I would recommend Steve Ritchie to anyone looking to buy or sell a home!
1/24/20DC Fields
Google Review
Steve has helped my wife and I with several transactions over the past decade. There's no one we trust more. Most recently, he helped us sell our home near Wisp for full list price and we went under contract within two weeks. I'm a nervous Nellie every time we buy or sell, but this was undoubtedly the smoothest transaction we've ever had. Steve is very much in tune with the Deep Creek market and our faith in his judgment and advice were rewarded. I recommend Steve to anyone who needs help in the DCL area, buying or selling.
1/24/20John Presburg
Google Review
Steve and wife Chris are the consummate real estate professionals. Every encounter I had with them affirmed the fact that they are seasoned, thorough and honest people.
Although I oftened changed requests to view properties, they quickly resourced the changes I asked for, and were willing to meet quickly.
When it came to preparation for buying, a market analysis and lots of backup information on HOA and county documents made the process seamless.
I would recommend the Ritchies to any buyer!
1/17/20Ashley Jones
Google Review
Steve Ricthie is by far the best realtor there is. He grew up in Garrett County and has many years of realty experience. So he's the one to go to for knowledge of the area and the one to go to for the ins and outs of real estate. What I appreciated the most was his honesty. He really cared about me and my family and what we wanted but always told us the truth about possible issues. We weren't just a customer to him. He treated us like family.

