Why Live in Utica
The Stanley Theatre hosts Broadway shows and concerts in a beautifully restored movie palace, while the Munson-Williams-Proctor Arts Institute showcases world-class art exhibitions in its galleries and historic Fountain Elms Victorian mansion. Outdoor recreation spans multiple parks, including the expansive Roscoe Conkling Park with its zoo and golf course, plus the Olmsted Brothers-designed F.T. Proctor Park. The culinary scene features upscale dining at The Tailor and the Cook, known for locally-sourced cuisine, and Ocean Blue Restaurant & Oyster Bar with its city-view patio. The Erie Canalway Trail provides scenic paths for walking and cycling, while winter activities await at Val Bialas Ski Center.
The median price for single-family homes varies significantly by neighborhood, from $110,000 in Downtown Utica to $465,000 in Old Forge. South Utica commands a median price of $225,900, while North Utica homes typically sell for $215,000. Condominiums range from $190,000 for one bedroom units to $205,000 for two bedrooms. The overall cost of living sits 4.1% below the national average, with housing costs 15% lower than average for homeowners. Property taxes in Oneida County stand at 2.13%, while the combined sales tax rate is 8.53%.
Families will find strong educational options, including Perry Junior High School and New Hartford Senior High School, both rated A by Niche. Utica College provides higher education opportunities. The city connects to major metropolitan areas through Amtrak service and sits within 90 minutes of Albany and Syracuse. A family of four should budget approximately $102,000 annually to live comfortably, including $25,000 for housing and $19,000 for groceries. The average gas price is $3.457 per gallon, 6.6% higher than the national average of $3.243.
Frequently Asked Questions
What is the average home price in Utica, NY?
Homes for sale in Utica, NY have an average home price of $235,794.
How many homes have sold over the last 12 months in Utica, NY?
405 homes have sold in Utica, NY over the last 12 months.
Is Utica, NY a safe city?
What are the most popular zip codes in Utica, NY?
What are the most popular neighborhoods in Utica, NY?
How much do you need to make to afford a house in Utica?
The median home price in Utica is $212,450. If you put a 20% down payment of $42,500 and had a 30-year fixed mortgage with an interest rate of 6.67%, your estimated principal and interest payment would be $1,090 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $47K a year to afford the median home price in Utica.
How are the schools in Utica, NY?
Home Trends in Utica, NY
On average, homes in Utica, NY sell after 50 days on the market compared to the national average of 50 days. The median sale price for homes in Utica, NY over the last 12 months is $209,900, up 13% from the median home sale price over the previous 12 months.
Median Sale Price
$209,900
Median Single Family Sale Price
$209,900
Median Townhouse Sale Price
$187,450
Median 2 Bedroom Sale Price
$204,000
Median 1 Bedroom Sale Price
$190,000
Average Price Per Sq Ft
$138
Number of Homes for Sale
49
Last 12 months Home Sales
405
Median List Price
$212,450
Median Change From 1st List Price
1%
Median Home Sale Price YoY Change
13%
