Bay County FL Homes under $200,000

• 

  

  

  /24

  $124,999

  • Land
  • 0.09 Acre
  • $1,388,878 per Acre

  3516 Cottage Cove Ln, Upper Grand Lagoon, FL 32408

  Price adjustment! Nice 40' x 101.6' lot in Sanctuary Beach. This gated neighborhood is ideally located for privacy yet close to every imaginable amenity! Low association dues and community pool. Adjacent to Bay Point's incredible offerings of golf, tennis, spa, restaurants, hotel and new marina. This lot offers extra privacy because it backs up to property owned by the Bay Point Property

  

  Chris Charles

  Beachy Beach Real Estate

  (850) 353-7416

  3516 Cottage Cove Ln, Upper Grand Lagoon, FL 32408
• 

  

  

  /13

  $159,000

  • Land
  • 2.17 Acres
  • $73,272 per Acre

  3097 Ormond Ave, Panama City, FL 32405

  Confirm all info and perform due diligence. Please note, the remnants of radio tower, two storage units, and contents of storage units transfer with property.

  

  Yvette Colona

  Coldwell Banker Realty

  (850) 789-6179

  3097 Ormond Ave, Panama City, FL 32405
• 

  

  

  /30

  $199,000

  • 1 Bed
  • 1 Bath
  • 330 Sq Ft

  14401 Front Beach Rd Unit 224, Panama City Beach, FL 32413

  SELLER FINANCING OFFERED - Probably one of the last opportunities to get Gulf Front, on the sand, for less than 200k!! This is one of the nicest, if not THE nicest unit in the entire building, every inch of this condo has been given attention. Redesigned and decorated by a professional interior designer, complete remodel includes - Vaulted ceilings, crown molding, LVP flooring, shiplap walls,

  

  Christopher Jennings

  Bay to 30A Realty

  (850) 534-6693

  14401 Front Beach Rd Unit 224, Panama City Beach, FL 32413
• 

  

  

  /16

  $145,000

  • Land
  • 0.37 Acre
  • $391,892 per Acre

  112 Mirasol Way, Panama City Beach, FL 32407

  Welcome to one of the most beautiful GATED communities in all of Bay County. Located on the north side of Colony Club and next to LEGACY Golf Course, Trieste offers ONLY Mediterranean styled homes, paver driveways, and lots of privacy. Here you will be close to Pier Park for lots of shopping and dining, and just 1 minute to Gayle's Trails for walking and biking. This .367 acre lot sits at the end

  

  Richard Gheesling

  AMERICAN REALTY of Bay Co, Inc

  (850) 608-8040

  112 Mirasol Way, Panama City Beach, FL 32407
• 

  

  

  /16

  $145,000

  • Land
  • 0.47 Acre
  • $308,511 per Acre

  110 Mirasol Way, Panama City Beach, FL 32407

  Welcome to one of the most beautiful GATED communities in all of Bay County. Located on the north side of Colony Club and next to LEGACY GOLF COURSE, Trieste offers ONLY Mediterranean styled homes, paver driveways, and lots of privacy. Here you will be close to Pier Park for lots of shopping and dining, and just 1 minute to Gayle's Trails for walking and biking. This .474 acre lot sits near the

  

  Richard Gheesling

  AMERICAN REALTY of Bay Co, Inc

  (850) 726-3405

  110 Mirasol Way, Panama City Beach, FL 32407
• 

  

  /7

  $144,000

  • Land
  • 1.08 Acres
  • $133,333 per Acre

  7513 Sunset Bay Ln, Panama City Beach, FL 32413

  Build your dream home in the exclusive, nature-focused community of RiverCamps! Nestled between the Intracoastal Waterway, Crooked Creek, and West Bay, this unique community features only 450 homesites across 500 acres, with an additional 1,000 acres dedicated to conservation. This homesite offers added privacy, with no neighbors to the north or west due to protected wetlands. Residents enjoy

  

  Brittany Gonzalez

  Beachy Beach Real Estate

  (448) 231-2065

  7513 Sunset Bay Ln, Panama City Beach, FL 32413
• 

  

  /7

  $190,000

  • Land
  • 1.63 Acres
  • $116,564 per Acre

  8541 Preservation Dr, Panama City Beach, FL 32413

  SELLER FINANCING AVAILABLE!!! Discover the perfect setting to build your dream home on this expansive 1.63-acre lot located in the exclusive RiverCamps on Crooked Creek community in Panama City Beach. Nestled in a serene, natural setting, and on a paved road, this secluded homesite offers unparalleled privacy. Surrounded on three sides by conservation land, you will never have another home beside

  

  Christopher Jennings

  Bay to 30A Realty

  (850) 738-9343

  8541 Preservation Dr, Panama City Beach, FL 32413
• 

  

  /25

  $199,900

  • 3 Beds
  • 2 Baths
  • 1,140 Sq Ft

  3118 F St, Panama City, FL 32404

  Beautiful, new mobile home with lots of upgrades! This beauty won't last long and is ready for it's new owner! Home features include LVP and carpet, large living room with accent wood wall, nice size bedrooms, and a large separate tiled Master Shower.

  

  Michael Pierce

  REMAX Traditions

  (850) 613-9912

  3118 F St, Panama City, FL 32404
• 

  

  /32

  $159,000

  • Land
  • 0.97 Acre
  • $163,918 per Acre

  7535 Morning Marsh Trail, Panama City Beach, FL 32413

  Discover tranquility in Rivercamps, a coveted gated community offering an unparalleled coastal lifestyle. This vacant lot awaits your vision, nestled within a haven of natural beauty and waterways. Enjoy exclusive access to West Bay and Crooked Creek, along with amenities like a boat ramp, community pool, a waterside campsite with tents, a bathhouse, a fire pit, and more than seven miles of

  

  Randy Carroll

  Scenic Sotheby's International Realty

  (850) 695-4214

  7535 Morning Marsh Trail, Panama City Beach, FL 32413
• 

  

  /21

  $185,000

  • Land
  • 0.25 Acre
  • $740,000 per Acre

  401 Arizona Dr, Mexico Beach, FL 32456

  Discover the perfect opportunity to build your dream home on this exceptional vacant corner lot, located in the coveted X flood zone, ideally situated just half a mile from the stunning Gulf of Mexico. This prime piece of real estate having been previously cleared of large trees, helps in providing a canvas for your architectural vision. Enjoy the proximity to beautiful beaches and the tranquil

  

  Kathe Jones

  Bay Properties Real Estate Group, LLC

  (844) 794-2275

  401 Arizona Dr, Mexico Beach, FL 32456
• 

  

  /28

  $184,900

  • 1 Bath
  • 330 Sq Ft

  14401 Front Beach Rd Unit 433, Panama City Beach, FL 32413

  This cozy studio unit has great rental history and is newly remodeled with laminate flooring, new fixtures, and furnishings. Fully furnished, this unit is on the 4th floor and faces east, toward the open beaches of Bid-a-wee. Stairs are at each end of the building and the elevator is in the middle, making for easy access. The pool area and entire roof were redone in 2020. This community has an

  

  Richard Gheesling

  AMERICAN REALTY of Bay Co, Inc

  (850) 403-1103

  14401 Front Beach Rd Unit 433, Panama City Beach, FL 32413
• 

  

  /19

  $199,000

  • Land
  • 0.45 Acre
  • $442,222 per Acre

  TBD Elma Ruth Dr, Southport, FL 32409

  Incredible price on a bay front lot measuring approx 95' x 200'. Live in harmony with nature and enjoy the views from the proposed plans submitted for approval. The Western half of the lot can be contained with a retaining/seawall to construct an elevated, two story home with a 24' x 40' foot print allowing almost 2,000 SF of living space and additional deck space. The plans also include a 285'

  

  Chris Charles

  Beachy Beach Real Estate

  (850) 750-4557

  TBD Elma Ruth Dr, Southport, FL 32409
• 

  

  /12

  $150,000

  • Land
  • 0.04 Acre
  • $3,750,000 per Acre

  4837 Highway 2321, Panama City, FL 32404

  This lot is ready to build. Equipped with power, septic, shed and new well. Lot is fenced in and ready to build with 100ft of lakefront. Per Seller the water normally is 6ft deep at dock and 5ft at lake drawdown in the winter. This lot is located directly across from the Lynn Haven Bayou Park and Preserve and Deerpoint Elementary. There is a park and Boat Ramp with in a half a mile. GREAT

  

  Richard Gheesling

  AMERICAN REALTY of Bay Co, Inc

  (850) 981-4913

  4837 Highway 2321, Panama City, FL 32404
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  /6

  $100,000

  • Land
  • 10 Acres
  • $10,000 per Acre

  11630 County Line Rd, Fountain, FL 32438

  10 Acres located in Fountain, FL. Electric available. Septic, Well and pond located on the property. Previous mobile home being on the land. (Condition of well and septic unknown). Rolling hills in this area about 35 miles north of Panama City, FL. Survey Available.

  

  Carol Erwin

  Forgotten Coast Realty of NW Florida LLC

  (850) 990-1725

  11630 County Line Rd, Fountain, FL 32438
• 

  

  /23

  $199,500

  • 2 Beds
  • 2 Baths
  • 1,040 Sq Ft

  11624 Poston Rd, Panama City, FL 32404

  Beautiful Whisper Floor Plan by Samuel Taylor Homes located in Sunrise at East Bay, a Waterfront Community in High Demand. This Florida Picture Perfect community offers a Prestigious Brick Crafted Roadway built around a Community Fishing Pier. 11624 Poston has everything you need; Granite Countertops, Recessed Lighting, Stainless Appliances, Split Floor Plan, LVP Flooring and a popular Modern

  Michael Smith CENTURY 21 Commander Realty

  11624 Poston Rd, Panama City, FL 32404
• 

  

  /21

  $185,000

  • 1 Bath
  • 330 Sq Ft

  14401 Front Beach Rd Unit 302, Panama City Beach, FL 32413

  Own a Piece of Paradise at the Historic Fontainebleau in Panama City Beach! **Seller Financing is available**Step back in time and experience the perfect blend of nostalgia and modern coastal living in this charming unit at the iconic Fontainebleau. Once a glamorous hotel that welcomed visitors from all over the world, (rumor has it that Elvis once stayed here) this piece of Panama City Beach

  Paul Outlaw Real Broker LLC

  14401 Front Beach Rd Unit 302, Panama City Beach, FL 32413
• 

  

  /26

  $199,000

  • 1 Bath
  • 476 Sq Ft

  301 Lullwater Dr Unit 281, Panama City Beach, FL 32413

  Excellent opportunity to own a beautifully remodeled, fully furnished, turnkey ground floor condo, on the desired West End of Panama City Beach! This beautiful condo is only 1/2 block to the beach access. All of the action at Pier Park is less than a mile away! Relax on your private back deck and watch stunning sunsets over the lake or enjoy a dip in the community pool. Updates include new

  Crystal Duncan Paradise Properties of NW Florida

  301 Lullwater Dr Unit 281, Panama City Beach, FL 32413
• 

  

  /19

  $200,000

  • 2 Beds
  • 2 Baths
  • 1,370 Sq Ft

  151 Coyote Pass Unit 13, Panama City Beach, FL 32407

  Welcome to your perfect beach retreat! This charming 2-bedroom, 2-bathroom condo is nestled in the peaceful, golf cart-friendly community of Hombre Golf Village--offering the best of both worlds: a quiet, tucked-away vibe with unbeatable proximity to all the action. Just minutes from the white sand beaches of the Gulf, Duplin Winery, Pier Park, and endless Panama City Beach attractions, you'll

  Mary Sowell Keller Williams Success Realty

  151 Coyote Pass Unit 13, Panama City Beach, FL 32407
• 

  

  /7

  $199,900

  • 3 Beds
  • 2.5 Baths
  • 1,349 Sq Ft

  557 Palermo Rd, Panama City, FL 32405

  this Home is need of a HANDY Man or Woman. With a little TLC and elbow grease this Place will be ready to go. New windows already purchased, just need to be hung. House needs some stucco and drywall as well.

  Mandy Jenkins LoKation Real Estate

  557 Palermo Rd, Panama City, FL 32405
• 

  

  /8

  $198,000

  • 3 Beds
  • 1 Bath
  • 1,140 Sq Ft

  804 Nottingham Dr, Panama City, FL 32401

  Attention investors:Come see this great 3 Bed 1 Bath in Springfeild. Home is rented for 1,000 a month. Great investment home to expand your portfolio today. Call your agent and get the details.

  Patrick Casey Full Sail Realty of NWFL

  804 Nottingham Dr, Panama City, FL 32401
• 

  

  /27

  $188,000

  • 2 Beds
  • 2.5 Baths
  • 1,300 Sq Ft

  136 Georgetown Ave Unit 1A-4, Inlet Beach, FL 32461

  Experience the luxury of owning a vacation home in Rosemary Beach without the full expense or upkeep through this fractional ownership opportunity at the Private Residence Club (PRC). This exclusive arrangement offers the comforts of private ownership combined with the exceptional services and amenities of a luxury resort. On-site professional management takes care of maintenance, utilities, and

  Jennifer Smith Rosemary Beach Realty LLC

  136 Georgetown Ave Unit 1A-4, Inlet Beach, FL 32461
• 

  

  /21

  $175,500

  • 2 Beds
  • 2 Baths
  • 1,226 Sq Ft

  519 S Highway 22 A, Panama City, FL 32404

  Come view this two bedroom one bath townhome in Parker, close to Tyndall Airforce Base. This neighborhood provides an HOA with community pool and courtyard area which is great for families or just sitting outside relaxing in the green space. The complex is right across the street from Parker Elementary. The townhome features two bedrooms downstairs with bathroom shared between master bedroom

  Daryle Burkey Coldwell Banker Realty

  519 S Highway 22 A, Panama City, FL 32404
• 

  

  /49

  $172,000

  • 3 Beds
  • 1.5 Baths
  • 1,140 Sq Ft

  325 N Gray Ave, Panama City, FL 32401

  A must-see gem- a super cute bungalow with 3 Bd., 2 Ba.,and setting on a huge lot! You'll have room for all of the toys, gardens, gatherings, or just peace and quiet. Plenty of parking space. Rv hookup, and vacant lot has septic hookup. Flood zone xLots of potential with this property, and the lot.

  Whitney Durham Beach House Sales and Development

  325 N Gray Ave, Panama City, FL 32401
• 

  

  /16

  $180,000

  • 1 Bath
  • 330 Sq Ft

  14401 Front Beach Rd Unit 312, Panama City Beach, FL 32413

  In the heart of a sun-drenched coastal paradise, where the whispers of the Gulf breeze weave tales of serenity, stood a humble yet enchanting studio unit--a hidden gem awaiting its next chapter. This wasn't just a property; it was a story of opportunity, a canvas of comfort painted with the hues of a carefree life. Nestled along the edge of the shimmering Gulf, its windows framed the best view in

  Jean McDougall Emerald Coast Realty Group

  14401 Front Beach Rd Unit 312, Panama City Beach, FL 32413
• 

  

  /4

  $180,000

  • 1 Bed
  • 1 Bath
  • 540 Sq Ft

  5505 Sun Harbor Rd Unit 143, Panama City, FL 32401

  Charming 1-Bedroom Condo with Stunning Bay Views - First Floor Convenience!*More Pictures coming soon *Enjoy peaceful waterfront living in this beautifully updated 1-bedroom, 1-bath condo, perfectly situated on the first floor of a low-rise community. With breathtaking views of the bay right from your living space, this unit offers a serene and relaxing atmosphere.Recently freshly painted, the

  Shakhodat Talipova Christies International Real Estate Emerald Coast

  5505 Sun Harbor Rd Unit 143, Panama City, FL 32401
• 

  

  /22

  $179,900

  • 2 Beds
  • 1.5 Baths
  • 1,024 Sq Ft

  1042 Brannon Place Unit A, Panama City, FL 32404

  Welcome to this remodeled 2 bedroom, 1.5 bathroom townhouse in Parker, Panama City, FL. This three-story home features water views from two different balconies, allowing you to enjoy the serene surroundings from the living room and one bedroom. With convenient amenities such as washer/dryer hookups and a one-car garage on the ground level, this townhouse offers both comfort and practicality. Near

  Mark Johnson Carroll Realty Prop Mgt Inc

  1042 Brannon Place Unit A, Panama City, FL 32404
• 

  

  /54

  $179,000

  • 1 Bed
  • 1 Bath
  • 704 Sq Ft

  610 E 5th St, Panama City, FL 32401

  Cove Cottage made of Cement Bricks/Blocks and located right behind the our PC Fire Department #1 ! Location Location Location This is an ideal setting for many opportunities. Simply inviting, this tasteful renovation was well planned for function and comfort. The private backyard has a covered deck that serves as an extension of the kitchen offering a spot for grillin' and chillin'. The

  Melana Weems Realty Check Real Estate Services

  610 E 5th St, Panama City, FL 32401
• 

  

  /18

  $179,900

  • 1 Bath
  • 623 Sq Ft

  8730 Thomas Dr Unit 1209A, Panama City Beach, FL 32408

  Truly a diamond in the rough! This spacious 623 sq' efficiency condo unit is looking for someone willing to put in some TLC. Huge potential! Large living area with walk in closet, full kitchen set up and stack washer dryer in unit. The Plaza of St Thomas boasts some of the best amenities on the beach including a lagoon side pool with boat dock, tennis, shuffle board & more, making this a great

  Karen Smith Beachy Beach Real Estate

  8730 Thomas Dr Unit 1209A, Panama City Beach, FL 32408
• 

  

  /25

  $179,900

  • 1 Bath
  • 623 Sq Ft

  8730 Thomas Dr Unit 1209C, Panama City Beach, FL 32408

  Truly a diamond in the rough! This spacious 623 sq' efficiency condo unit is looking for someone willing to put in some TLC. Huge potential! Large living area with walk in closet, full kitchen set up and stack washer dryer in unit. The Plaza of St Thomas boasts some of the best amenities on the beach including a lagoon side pool with boat dock, tennis, shuffle board & more, making this a great

  Allen Place Beachy Beach Real Estate

  8730 Thomas Dr Unit 1209C, Panama City Beach, FL 32408
• 

  

  /34

  $185,000

  • 2 Beds
  • 2 Baths
  • 1,299 Sq Ft

  2106 Avensong Ln Unit 204, Panama City, FL 32408

  2 Bedroom/ 2 bathroom FURNISHED, pond view unit WITH garage in the gated community of 'Emerald Park Condominiums'! Minutes from the GULF, attractions, restaurants and more. Conveniently located downstairs you will find the units driveway and private 1 car garage with covered access to upstairs unit.This beautiful unit boasts a spacious open concept floor plan featuring a tiled entry way and

  Christina Daniels Keller Williams Success Realty

  2106 Avensong Ln Unit 204, Panama City, FL 32408
• 

  

  /18

  $188,500

  • 3 Beds
  • 2 Baths
  • 1,294 Sq Ft

  136 N Berthe Ave, Panama City, FL 32404

  **ATTENTION BUYERS!!! AFFORDABLE 3 BEDROOM, 2 BATHROOM SINGLE FAMILY HOME IN CALLAWAY** If affordability is on your mind, then go no further! With interest rates at all time highs, this beauty is sure to go fast...so hurry up and call me!! 2008 roof, stainless steel appliances, vinyl plank and tile flooring, ceiling fans, and much more. All information is approximate and should be verified by

  Mario Gobel RE/MAX Freedom

  136 N Berthe Ave, Panama City, FL 32404
• 

  

  /10

  $172,000

  • 3 Beds
  • 2 Baths
  • 2,112 Sq Ft

  902 E 2nd Plaza, Panama City, FL 32401

  3 beds and 2 baths handyman. Excellent fix and flip or rental.

  Scott Fader Joseph Walter Realty LLC

  902 E 2nd Plaza, Panama City, FL 32401
• 

  

  /16

  $185,000

  • 1 Bath
  • 434 Sq Ft

  116 Damon Cir Unit J, Panama City Beach, FL 32407

  Welcome to Gulf Paradise 116, a charming studio in Gulf Highlands Beach Resort, Panama City Beach. Perfect for couples or small families, this unit sleeps four with a king bed and twin-over-twin bunk. The open layout includes a well-equipped kitchen, cozy living area, and in-unit washer/dryer for added convenience. Enjoy resort amenities like 11 pools (one beachfront and five seasonally heated),

  Horace Hayden Emerald Seascapes Properties LLC

  116 Damon Cir Unit J, Panama City Beach, FL 32407
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  /32

  $185,000

  • 2 Beds
  • 2 Baths
  • 1,425 Sq Ft

  5319 Garden Cove Rd, Panama City, FL 32404

  BARGAIN ALERT on a home with good bones but needs cosmetic improvements and a few other details, but should be a relatively easy fix and is priced accordingly. This home has great features of New Roof after Hurricane Michael, Gas water heater 2019. The home was originally a two bedroom, two bath and then owner converted the garage to a 3rd bedroom. What was Bedroom#2 (now defined as a bonus

  Shelly McCaskill Panhandle Real Estate

  5319 Garden Cove Rd, Panama City, FL 32404
• 

  

  /41

  $179,000

  • 1 Bed
  • 1 Bath
  • 750 Sq Ft

  2100 W Beach Dr Unit O204, Panama City, FL 32401

  **LENDER INCENTIVES: Closing cost credit and/or rate buy-down available from preferred Lender. Contact Listing Agent for more information.**Experience the ultimate Florida lifestyle at Landmark on St. Andrews Bay! This one-bedroom, one-bathroom, second-floor gem offers serene views of the sparkling pool, creating a tranquil retreat. French doors lead to the balcony, the perfect spot to relax with

  Brad Amerson LLC Compass Florida, LLC

  2100 W Beach Dr Unit O204, Panama City, FL 32401
• 

  

  /21

  $180,000

  • 1 Bath
  • 400 Sq Ft

  4114 Holiday Dr Unit 8, Panama City, FL 32408

  Sand Castle Villa Unit 8 is a fully stocked and fully furnished efficiency condo that is turnkey and ready for any owner. The peace and tranquility of this property and of this condominium makes for unforgettable memories that can be made at the beach. Located just 1/2 block; just steps, from the white sugary sands and the warm gulf waters easy access to the beach is at your doorstep. Beach

  Elaine Fenster Coldwell Banker Realty

  4114 Holiday Dr Unit 8, Panama City, FL 32408
• 

  

  /57

  $185,000

  • 3 Beds
  • 2 Baths
  • 1,234 Sq Ft

  2706 E 9th St, Panama City, FL 32401

  This home is READY TO SELL! This beautifully renovated home centrally located in Panama City, FL. The front of the home features a lovely screened-in front porch - a perfect spot for relaxing. As you enter the living area, you'll observe modern wood-look flooring, lots of natural light, updated fixtures, and room to spread out. The updated kitchen features tons of counter space and plenty of

  Courtney Pantalena Coldwell Banker Realty

  2706 E 9th St, Panama City, FL 32401
• 

  

  /44

  $180,000

  • 2 Beds
  • 2.5 Baths
  • 1,198 Sq Ft

  1325 W 12th St Unit A9, Panama City, FL 32401

  Welcome to the Garden Club neighborhood, a highly-sought after area nestled between the fast-growing Downtown St. Andrews district, peaceful Lake Caroline and the ever-popular beaches and scenic area of Beach Drive. This recently renovated townhomes features 2 bedrooms, 2 full baths a half bath. This location is ideal for a stroll to Beach Drive to watch the sunsets and a short bike ride to the

  Carly Sostheim Corcoran Reverie

  1325 W 12th St Unit A9, Panama City, FL 32401
• 

  

  /7

  $187,200

  • 1 Bath
  • 327 Sq Ft

  4715 Thomas Dr Unit E-13, Panama City, FL 32408

  Motivated seller. Bring all offers. Welcome to E13 at The Commodore! This super comfy studio just received all new furnishings and wall art. You have to see it to appreciate its charm. Right on the gulf with direct access. The Commodore is a little slice of heaven right here in Panama City Beach. Walking distance to Patches Pub, Alvin's Island, St. Andrews State Park and many other local

  Jolene Bryant LPT Realty LLC

  4715 Thomas Dr Unit E-13, Panama City, FL 32408
• 

  

  /26

  $115,000

  • Land
  • 0.50 Acre
  • $230,000 per Acre

  6327 Blue Gill Dr, Panama City, FL 32404

  Own your private slice of paradise with this 0.544-acre waterfront lot set along the peaceful banks of Deer Point Lake. Surveyed and cleared, this ready-to-build property offers the perfect setting for a full-time residence, weekend getaway, or a smart investment.With a private dock, this lot is ideal for fishing, kayaking, or simply unwinding as you take in the beauty of lakefront living right

  Savannah Mettille Empire Real Estate of Florida LLC

  6327 Blue Gill Dr, Panama City, FL 32404

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