St Thomas Square, constructed in 1984, stands as a welcoming three-story condominium complex in the heart of Lower Grand Lagoon, Panama City Beach. With 148 units, this community offers a blend of coastal living and convenience, just a short stroll from the area's renowned white sandy beaches. The building's stucco exterior and red tile roofing reflect the region's Mediterranean influences, while arched openings and balconies with metal railings add character to its facade.
Ideally situated for both full-time residents and vacationers, St Thomas Square provides a quieter alternative to the bustling tourist centers of Panama City Beach, while still offering easy access to local attractions and amenities. The complex's proximity to the beach and various water activities makes it an attractive option for those seeking a laid-back coastal lifestyle or a lucrative investment opportunity in the short-term rental market.
Versatile layouts with recent upgrades
St Thomas Square offers a range of floor plans to suit various needs, from cozy studios to spacious three-bedroom units. The studio apartments, measuring approximately 300 square feet with one bathroom, provide an efficient living space with prices around $150,000. These compact units are ideal for those seeking an affordable beach getaway or investment property.
One-bedroom units range from 623 to 840 square feet, featuring one to one-and-a-half bathrooms. Priced between $250,000 and $284,990, these apartments often include recent renovations such as new tile flooring, updated kitchens with marble countertops and stainless steel appliances, and smart home features like WiFi-controlled AC and digital door locks. Some units boast custom built-in bunk beds, allowing them to comfortably sleep up to six people.
For those requiring more space, two-bedroom units span 1,000 to 1,502 square feet with two to three bathrooms. These larger apartments, priced around $350,000, typically feature open living areas, dining spaces, and kitchens with spectacular views. Many units include private balconies, perfect for enjoying the coastal scenery.
The most expansive options are the three-bedroom units, ranging from 1,062 to 1,620 square feet with two to three bathrooms. Priced around $370,000, these apartments often feature wrap-around balconies offering panoramic lagoon views. Some units boast lofted master suites, providing an extra touch of luxury and privacy.
Recent renovations across many units have introduced modern amenities such as granite countertops, updated cabinetry, and energy-efficient appliances. Hardwood floors, spacious closets, and in-unit washer/dryers are common features throughout the complex.
Monthly HOA fees range from $500 to $1,100, covering a comprehensive list of services including management, clubhouse access, cable TV, internet, insurance, legal/accounting, ground maintenance, pest control, pool maintenance, sewer, tennis courts, trash removal, and water.
Abundant amenities for an active coastal lifestyle
St Thomas Square offers a wealth of amenities designed to enhance the coastal living experience. The community dock on the lagoon is a standout feature, providing boat slip access for water enthusiasts. This unique amenity allows residents to easily embark on boating adventures in the nearby Gulf waters.
For those who prefer land-based activities, the complex boasts both tennis and pickleball courts, offering opportunities for friendly matches and exercise. A shuffleboard court adds to the variety of recreational options available.
The swimming pool serves as a central gathering spot, perfect for cooling off on warm Florida days or lounging poolside. Adjacent to the pool, a sauna provides a relaxing retreat for residents. The "grill and chill" hang-out space encourages social interactions and outdoor dining, while the community room offers a versatile indoor space for gatherings and events.
Fitness enthusiasts will appreciate the on-site gym, allowing for convenient workouts without leaving the complex.
Additional amenities include 24-hour access and air conditioning throughout common areas. The complex also features elevators for easy navigation of the three-story building.
These thoughtfully curated amenities create an appealing atmosphere, catering to a variety of interests and lifestyles while fostering a sense of community among residents.
A beachside haven with local charm
St Thomas Square is situated in the heart of Lower Grand Lagoon, a peninsula-like area known for its easy beach access and relaxed atmosphere. This neighborhood offers a perfect balance of tourist amenities and local living, making it attractive to both full-time residents and seasonal visitors.
The area's main draw is undoubtedly its proximity to the beach. Residents can enjoy a short 8-10 minute walk to reach the sugar-white sands and emerald waters of the Gulf of Mexico. Multiple public beach access points are available, ensuring that a day by the water is always within reach.
For those who prefer freshwater activities, the northern end of Lower Grand Lagoon offers waterfront homes and docks, ideal for fishing and boating enthusiasts. The neighborhood is also home to several fishing charter services and water tour boats, perfect for exploring the local marine life, including the area's abundant bottlenose dolphin population.
Nature lovers will appreciate the nearby St. Andrews State Park, a 1,200-acre expanse popular for camping, hiking, bird watching, snorkeling, and surfing. This vast green space provides a serene escape from the more developed areas of Panama City Beach.
The neighborhood boasts a variety of dining options within walking distance. Schooners, nicknamed the "Last Local Beach Club," is a popular spot known for its grouper dishes and live music. It's also home to the annual Lobster Festival, a four-day event featuring live music and lobster-themed specials. Patches Pub, another local favorite, is known for its Reuben sandwiches and lively atmosphere.
For everyday needs, the European Food Mart is conveniently located less than a minute's walk from St Thomas Square. More extensive grocery shopping can be done at the Publix Super Market at Breakfast Point Marketplace or Winn-Dixie, both about a 3-mile drive away.
The Lower Grand Lagoon area offers a more relaxed alternative to the bustling center of Panama City Beach, with less traffic and a more secluded feel. This balance of convenience and tranquility makes it an ideal location for those seeking a coastal lifestyle without sacrificing access to urban amenities.
Convenient access with a focus on car travel
While St Thomas Square is primarily oriented towards car-based transportation, it does offer some options for those preferring alternative modes of travel. The area's layout and amenities cater to a mix of transportation needs, with a slight emphasis on automobile use.
For those relying on public transit, the Thomas Dr. & Emerald Falls Driveway bus stop is conveniently located about a 5-minute walk from the complex. This stop serves the Panama City Mall/Gulf Coast State College line, providing access to key areas of the city. Another option, the Front Beach Rd. & Hinson Ave. bus stop, is about a 15-minute walk or 5-minute drive away, offering additional routes to Gulf Coast State College and Winn Dixie.
The neighborhood's moderate bike score suggests that cycling can be a viable option for some trips, particularly for leisure rides along the coast or to nearby attractions. However, dedicated bike lanes may be limited, so cyclists should exercise caution.
For longer-distance travel, the Northwest Florida Beaches International Airport is approximately 20 miles away, or about a 35-minute drive, providing convenient access for both domestic and international flights.
The complex's location on Thomas Drive, one of the main thoroughfares in the area, allows for easy navigation to other parts of Panama City Beach and beyond. This road provides a direct route to many local attractions, restaurants, and shopping areas.
While the area's walk score indicates that some errands can be accomplished on foot, many residents find that having a car is beneficial for accessing a wider range of amenities and attractions in the greater Panama City Beach area.
Overall, while St Thomas Square offers some public transportation options and moderate bikeability, the transportation landscape is primarily geared towards car travel, reflecting the broader trends of the Lower Grand Lagoon area and Panama City Beach as a whole.
Collateral AnalyticsCollateral Analytics
Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.
Black Knight®Black Knight
Black Knight’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.
First AmericanFirst American
First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.
Quantarium
Current List Price
Sold Price
Area Factors
Low Crime
Crime Score®
3/ 10
Bikeable
Bike Score®
55/ 100
Car-Dependent
Walk Score®
39/ 100
Sources: WhatIsMyCrimeRisk.com, Walk Score
Sources: WhatIsMyCrimeRisk.com, Walk Score
WhatIsMyCrimeRisk.com, Powered by CAP Index provides objective, accurate, and consistent data to help measure, compare, and mitigate crime risks. Walk Score® measures the walkability of any address. Transit Score® measures access to public transit. Bike Score® measures the bikeability of any address.
Sound Score® measures the noise level of any address. Environmental risk data is provided by First Street Foundation® and is designed to approximate risk and not intended to include all possible scenarios.
Parks in this Area
Rick Seltzer Park
2 min drive
Grand Lagoon Dog Run
5 min drive
Regency Towers Dog Run
5 min drive
County Pier
7 min drive
Rotti's Woof Woof Dog Park
9 min drive
St Andrews State Park
9 min drive
Carl Grey Park
10 min drive
Moates Park
10 min drive
Hentz Park
12 min drive
Schools
Source:
GreatSchools:
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.
View GreatSchools Rating Methodology
Disclaimer: Please note that this building may not be in these schools' attendance zones.
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed and should be independently verified.
