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Top of the Gulf Condos

Top of the Gulf Condos

Top of the Gulf Condos
Condominium Building Complex
The Costar Building Rating

A rating for the building relative to other buildings of the same type throughout the country. Learn more

8817 S Thomas Dr,
Panama City Beach, FL 32408
201 Units
8 Stories
1976 Year Built
$221K - $286K Value Range

Available Units

For Sale
For Rent
No Units Available

Highlights

  • Beach
  • J.R. Arnold High School Rated A-
  • Property fronts gulf or ocean
  • In Ground Pool
  • Gated Community
  • Clubhouse

Beachfront living in the heart of Panama City Beach

Top of the Gulf Condos, completed in 1976, stands as an 8-story beachfront complex offering 201 units of coastal living on Thomas Drive in Panama City Beach. This mid-rise condominium provides direct access to the white sandy beaches and emerald waters of the Gulf of Mexico. The building's location on the iconic Thomas Drive places residents in the midst of the area's vibrant beach culture and numerous attractions, making it an ideal spot for those seeking an affordable seaside retreat or investment property.

Efficient studios and spacious multi-bedroom options

Top of the Gulf Condos offers a variety of floor plans to suit different needs and preferences. The building features studio units, as well as one-bedroom and five-bedroom layouts, ranging from 450 to 489 square feet. Studios are approximately 500 square feet and include one bathroom. These efficient spaces are designed to maximize comfort and functionality, often featuring open-concept layouts that seamlessly blend living, dining, and sleeping areas. One-bedroom units, spanning 450 to 489 square feet with one bathroom, provide a bit more privacy and are priced around $270,000. The five-bedroom units, also ranging from 450 to 489 square feet with one bathroom, offer a more communal living arrangement and are priced between $227,996 and $289,581. Many units boast recent renovations, including updated kitchens with stainless steel appliances, granite countertops, and modern cabinetry. Bathrooms often feature tiled showers and updated fixtures. Some units include special touches like electric fireplaces, adding a cozy ambiance to the beach setting. Large windows and private balconies in many units provide stunning views of the Gulf, pool area, or surrounding landscape. Monthly HOA fees range from $400 to $500, covering various services such as legal and accounting, ground maintenance, and pool upkeep. These fees contribute to the overall maintenance and operation of the building's numerous amenities and services.

Beachside relaxation and recreation at your doorstep

Top of the Gulf Condos offers an array of amenities designed to enhance the beach living experience. The centerpiece is the large Gulf-side pool, complemented by a kiddie pool for younger guests. Surrounding the pool area are ample sunbathing areas and shaded spots for those seeking respite from the sun. A poolside snack bar and tiki bar provide convenient refreshment options for residents and guests. For outdoor enthusiasts, the complex features multiple balconies and observation decks offering panoramic views of the Gulf. BBQ grills and picnic areas are available for al fresco dining and social gatherings. Active residents can enjoy amenities such as shuffleboard courts and cornhole games. A fitness center is available for those looking to maintain their exercise routines while on vacation. Indoor recreational options include a game room and an internet/party room, perfect for rainy days or evening entertainment. The complex also boasts private beach access, allowing residents to easily transition from the pool to the Gulf's white sandy shores. Beach showers are conveniently located for rinsing off after a day in the salt and sand. Additional amenities include an owners' lounge, providing a comfortable space for relaxation and socializing. The property also features a canopied sitting area near the beach, offering a shaded spot to enjoy the coastal views and breezes. On-site services include laundry facilities, ensuring convenience for both long-term residents and short-term guests. The complex provides secure building access and ample parking for residents and visitors. An on-site HOA management office handles day-to-day operations and addresses resident concerns promptly. The association covers a range of services within the monthly fees, including Wi-Fi, cable TV, water and sewer, pest control, grounds keeping, and trash disposal. This comprehensive coverage allows residents to focus on enjoying their beach lifestyle without the worry of managing multiple utility bills and maintenance tasks.

Coastal attractions and local flavors at your fingertips

Top of the Gulf Condos is situated in a vibrant area of Panama City Beach, offering easy access to a variety of attractions, dining options, and recreational activities. The iconic Thomas Drive location places residents in the heart of the beach scene, with numerous entertainment options within walking distance or a short drive away. For family-friendly entertainment, Gulf World is nearby, offering marine life shows and interactive experiences. Pier Park, a premier shopping and entertainment complex, is within driving distance, providing a mix of retail, dining, and seasonal events. Thrill-seekers can visit Ripley's Believe It or Not, showcasing odd and unusual exhibits, or enjoy the rides and attractions at nearby amusement centers like Emerald Falls Family Recreation Center, just a 10-minute walk from the complex. Nature enthusiasts will appreciate the proximity to St. Andrews State Park, offering hiking trails, beaches, and opportunities for wildlife viewing. For a more urban beach experience, the vibrant Panama City Beach nightlife is easily accessible, with numerous bars, clubs, and live music venues in the area. Dining options abound in the neighborhood. Pineapple Willy's, a popular beachfront restaurant known for its casual atmosphere and seafood dishes, is within walking distance. For quick bites, Wendy's is about a 5-minute walk away. Those seeking local flavors can explore Liza's Kitchen, a cozy spot serving sandwiches and salads with housemade ingredients, located about a mile from the complex. Grocery and convenience stores are readily available for residents' daily needs. A Dollar General is within a 10-minute walk, offering basic necessities and household items. For more extensive shopping, a Walmart Supercenter is about a mile away, providing a wide range of products and groceries. The neighborhood also caters to outdoor recreation, with Rick Seltzer Park, a popular public swimming beach with picnic areas and a pavilion, located about a mile from the complex. This park offers a quieter beach experience compared to the more crowded areas of Panama City Beach.

Convenient access to local transit and major roadways

Transportation options near Top of the Gulf Condos cater primarily to car-dependent lifestyles, reflecting the typical layout of Panama City Beach. However, there are some public transit options available for those who prefer not to drive. The nearest bus stop, Thomas Dr. & Emerald Falls Driveway, is conveniently located about a 5-minute walk from the complex. This stop serves the Panama City Mall/Gulf Coast State College line, providing access to key areas of the city. For those needing to travel further, the Front Beach Rd. & Hinson Ave. bus stop, about a 20-minute walk or 5-minute drive away, offers additional routes including the Gulf Coast State College/Winn Dixie line. For residents and visitors traveling from further afield, Northwest Florida Beaches International Airport is approximately 20 miles away, or about a 30-minute drive. This proximity makes the complex easily accessible for out-of-town guests or property owners who frequently travel. While the area is somewhat bikeable, with a few bike-friendly roads and paths, most residents and visitors rely on personal vehicles for transportation. The complex's location on Thomas Drive provides easy access to major roadways, facilitating travel to other parts of Panama City Beach and beyond. For those who prefer walking, some amenities and attractions are within reasonable walking distance, but a car is generally necessary for accessing most services and attractions in the wider area. The complex's ample parking facilities accommodate the car-centric nature of the region, ensuring that residents and guests always have a place to park upon returning from their excursions.

Available Units

No units matching this criteria are available right now.

Building Details

Recreation

  • Beach
  • In Ground Pool
  • Community Pool
  • Outdoor Shower
  • Park

Outdoor Features

  • Property fronts gulf or ocean
  • Community Barbecue Grill
  • Picnic Area

Amenities

  • Gulf Views
  • Clubhouse
  • Game Room
  • Meeting Room
  • Recreation Room
  • Laundry Facilities
  • Security Service
  • Gated Community

Parking

  • Paved Parking
  • Additional Parking
  • Parking Lot

Condo Association

  • $489 Monthly HOA Fees
  • Monthly HOA Fees Range from $170 - $520
  • Association fees include accounting, ground keeping, insurance, internet service, management, master, recreational faclty, repairs/maintenance, security, sewer, water, cable TV, trash
  • Tog Cam Paula Norris Association
  • Top Of The Gulf Condo Subdivision

Building Design

  • Storm Windows
  • Fire Sprinkler System
  • High-Rise Condominium
  • Elevator

Unit Information By Building

Beds
--
--
1 Bed
--
--
--
--
--
Baths
1 Bath
1 Bath
1 Bath
1 Bath
1 Bath
1 Bath
1 Bath
1 Bath
Sq Ft
489
489
489
489
489
489
489
489
Price
$244,900
$240,000
$289,900
$225,000
$257,500
$228,000
$260,000
$235,000
Price / Sq Ft
$501 / Sq Ft
$491 / Sq Ft
$593 / Sq Ft
$460 / Sq Ft
$527 / Sq Ft
$466 / Sq Ft
$532 / Sq Ft
$481 / Sq Ft
List Date
08/26/2024
04/17/2025
04/09/2025
02/17/2025
11/15/2024
02/17/2025
01/16/2025
02/17/2025

Unit Size and Value Ranges

Studio Units
Sq Ft Range
489
Est. Values
$229,423 - $249,776
1 Bedroom Units
Sq Ft Range
489 - 500
Est. Values
$242,986 - $268,672
5 Bedroom Units
Sq Ft Range
450 - 489
Est. Values
$220,760 - $286,354
All Units
Sq Ft Range
450 - 500
Est. Values
$220,760 - $286,354

Map

Area Factors

Somewhat Bikeable

Bike Score®

43 / 100

Car-Dependent

Walk Score®

41 / 100

Minimal Transit

Transit Score®

21 / 100
Sources: WhatIsMyCrimeRisk.com, Walk Score
Sources: WhatIsMyCrimeRisk.com, Walk Score

WhatIsMyCrimeRisk.com, Powered by CAP Index provides objective, accurate, and consistent data to help measure, compare, and mitigate crime risks. Walk Score® measures the walkability of any address. Transit Score® measures access to public transit. Bike Score® measures the bikeability of any address.

Environmental Factors

Active

Sound Score®

80 / 100

--

Air Pollution®

N/A / 10

--

Flood Factor®

N/A / 10

--

Fire Factor®

N/A / 10

--

Heat Factor®

N/A / 10

--

Wind Factor®

N/A / 10
Source: First Street, How Loud
Sources: First Street, How Loud

Sound Score® measures the noise level of any address. Environmental risk data is provided by First Street Foundation® and is designed to approximate risk and not intended to include all possible scenarios.

Parks in this Area

Schools

Source:
GreatSchools: The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process. View GreatSchools Rating Methodology
Disclaimer: Please note that this building may not be in these schools' attendance zones.

Agents Active in this Building

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Property Taxes

Range in Assessed Values
$69K - $217K
Range of Taxes in Building
$643 - $2,849
Range of Taxes per Sq Ft
$1.32 - $6.33

Property Tax History

Source: Public Records
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed and should be independently verified.