45

Cincinnati, OH Homes under $500,000

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  • /61

    $475,000

    • 3 Beds
    • 2.5 Baths
    • 2,336 Sq Ft

    4248 South Ave, Cincinnati, OH 45236

    You're going to love this newly remodeled beauty with 2,336sf finished & another 840sf finished in the lower level. Walk up the stamped concrete steps to the covered front porch and through the front door to a beautiful liv rm with hardwood floors & FP. Have your breakfast in the nook and watch the view out the front window or dine in the formal dining room. The kitchen has been remodeled and has

    Agent Photo

    Sheri McIntosh

    McIntosh Real Estate Services

    (513) 848-5430

    4248 South Ave, Cincinnati, OH 45236
  • /28

    $472,000 Open Sat 12PM - 2PM

    • 4 Beds
    • 3 Baths
    • 2,447 Sq Ft

    8677 Hollyhock Dr, Cincinnati, OH 45231

    OPEN HOUSE Saturday, April 26 12-2.Thoughtfully designed and beautifully updated, this home offers timeless appeal in a prime location. Tucked away on one of the most desirable streets in the area, this 4 bdrm, 3 full bath ranch blends mid-century modern charm with today's design trends. Skylights bring cascading natural light into the refreshed interior showcasing clean lines, open spaces, and

    Tracy Johns Howard Hanna Real Estate Svcs

    8677 Hollyhock Dr, Cincinnati, OH 45231
  • /46

    $445,000

    • 4 Beds
    • 3.5 Baths
    • 1,786 Sq Ft

    5104 Kenwood Rd, Cincinnati, OH 45227

    This beautifully renovated 4 bedroom, 3.5 bathroom home offers modern living in a prime location. Step inside to find an open and airy floor plan with all new appliances and luxurious finished throughout. The primary bedroom features an ensuite bathroom complete with a double vanity and shower. Enjoy the privacy of a fully fenced backyard, and an off street parking pad. This home offers ample

    Helena Hinger eXp Realty

    5104 Kenwood Rd, Cincinnati, OH 45227
  • /31

    $450,000

    • 3 Beds
    • 1 Bath
    • 1,343 Sq Ft

    3583 Linwood Ave, Cincinnati, OH 45226

    This beautifully updated home in Mount Lookout is a rare find, just 2 minutes from Mount Lookout Square. Recently renovated in 2024, it features an open floor plan with a stunning kitchen, new LG appliances, Quartz countertops, soft-close cabinets, and a spacious peninsula ideal for entertaining. The kitchen and dining area have brand-new vinyl plank flooring, while the rest of the home showcases

    Corey Zamrik Comey & Shepherd

    3583 Linwood Ave, Cincinnati, OH 45226
  • /43

    $469,900 Open Sun 12PM - 1:30PM

    • 3 Beds
    • 3 Baths
    • 1,830 Sq Ft

    7990 Eagle Creek Rd, Cincinnati, OH 45247

    Discover the pride of ownership in this stunning custom-built ranch home, meticulously maintained inside and out. Enjoy the convenience of single-story living with soaring vaulted ceilings and an oversized two-car garage. This home has been fully updated with fresh paint, modern bathrooms, new carpeting, and stylish LVT flooring in the kitchen. Step outside to an expansive deck and a walkout

    Blake Heimbrock Sibcy Cline, Inc.

    7990 Eagle Creek Rd, Cincinnati, OH 45247
  • /38

    $450,000 Open Sat 12PM - 1:30PM

    • 3 Beds
    • 1.5 Baths
    • 1,822 Sq Ft

    4315 Erie Ave, Cincinnati, OH 45227

    This charming fully renovated three-bedroom, two-bathroom residence seamlessly blends historic character with modern amenities. With a thoughtfully designed living space on a generous 9,845-sqft lot, this home offers both comfort and functionality. The recently updated kitchen boasts stainless steel appliances, sleek countertops, and ample cabinetry, making it perfect for both everyday cooking

    Alex Schafers RE/MAX United Associates

    4315 Erie Ave, Cincinnati, OH 45227
  • /7

    $470,000

    • 3 Beds
    • 1 Bath
    • 1,875 Sq Ft

    2128 Ravine St, Cincinnati, OH 45214

    Incredible investment and/or development opportunity in a prime location minutes from OTR, UC, and Findlay Market! This unique offering includes 3 city lots, with 2 single-family homes and one vacant residential lots, all adjacent for your convenience. Currently, one of the homes is occupied by a month-to-month tenant. The vacant property is filled with items needs updating, presenting a

    2128 Ravine St, Cincinnati, OH 45214
  • /44

    $479,000

    • 5 Beds
    • 2 Baths
    • 1,944 Sq Ft

    110 Lyon St, Cincinnati, OH 45219

    Prime investment opportunity near University of Cincinnati! Located just steps from UC, this 5 bed, 2 full bath house is currently leased at $3750/mo until 7/31/2025 and pre-leased at $3850/mo beginning 8/9/2025 for the 2025-2026 school year, offering instant rental income. Tenants pay all utilities. Featuring a spacious, open living room, a large kitchen with laundry, and ample parking with a

    110 Lyon St, Cincinnati, OH 45219
  • /26

    $469,900

    • 4 Beds
    • 2.5 Baths
    • 2,576 Sq Ft

    8380 Jakaro Dr, Cincinnati, OH 45255

    Wow what a find! Traditional brick two story in Anderson with plenty of space for everyone! Incredible location within walking distance to Forest Hills schools, veterans park, Anderson trails, and multiple community pools. Highly sought-after community with NO HOA! This home features an open concept kitchen and living room with gas fireplace, formal dining room, first floor office, huge

    Jamie Pell Fathom Realty Ohio

    8380 Jakaro Dr, Cincinnati, OH 45255
  • /7

    $450,000 New Construction

    • 4 Beds
    • 2.5 Baths

    5201 Globe Ave, Cincinnati, OH 45212

    Make this to be built your dream home! Let R & O Properties build this home we have featured here, or work with them to develop your own concept! This adorable bungalow features 4 bedrooms, 2.5 baths, 1st floor master with front and back porch, and 1 car detached garage. This home design is 1685 sq ft. At current conditions this home would qualify for a 10 year tax abatement through the city of

    Stacie Schoeplein Sibcy Cline, Inc.

    5201 Globe Ave, Cincinnati, OH 45212
  • /13

    $450,000 New Construction

    • 4 Beds
    • 2.5 Baths

    10534 Fay Ln, Cincinnati, OH 45251

    Discover the exceptional opportunity to build a stunning ranch-style house tailored to your taste, for the price of a pre-existing home. 2686 sq ft of your dream sanctuary waiting to be brought to life. A owners en-suite, a finished basement with a bedroom, bathroom & walkout, perfect for entertainment or additional living space. 2 additional bedrooms situated to offer the owner privacy. Enjoy

    Brandy Mccaster Keller Williams Seven Hills Re

    10534 Fay Ln, Cincinnati, OH 45251
  • /2

    $500,000

    1628 Dexter Ave, Cincinnati, OH 45206

    Investor Special! This full rehab or new development opportunity is the perfect location to be part of the neighborhood's transformation. This multi-family/commercial building is in a great location and has lots of potential. The retail store is 958 sq. ft. The first apartment is 1,124 sq. ft. and second floor apartment is 972 sq. ft. Don't miss out!

    Kenya Sanders Keller Williams Advisors

    1628 Dexter Ave, Cincinnati, OH 45206
  • /58

    $429,000

    • 4 Beds
    • 2.5 Baths
    • 2,256 Sq Ft

    3480 Linwood Ave, Cincinnati, OH 45226

    Step into a fabulous home that blends timeless character with thoughtful upgrades. The inviting LR features abundant natural light, gleaming wood floors, & a stylish tiled fireplace. Enjoy cooking in the updated kitchen, complete with brand-new SS appliances, sleek countertops, & a modern sink. The versatile study/FR includes a warm hardwood floor & a charming out-cove ideal for reading or

    Julie Back Sibcy Cline, Inc.

    3480 Linwood Ave, Cincinnati, OH 45226
  • /62

    $439,900 Open Sat 12PM - 1:30PM

    • 4 Beds
    • 3.5 Baths
    • 3,629 Sq Ft

    3109 Northgate Dr, Cincinnati, OH 45248

    OPEN HOUSE Saturday April 26th from 12pm - 1:30pm. Check out this gorgeous 4 bedroom home right in the heart of Oak Hills schools! This unique, quad level home, has so much living space throughout. Recently updated open concept kitchen. Multiple dining and flex room options. Soaring ceilings in the fantastic great room with beautiful stone work and fireplace. Convenient screened in porch. Updated

    Rakesh Ram Coldwell Banker Realty

    3109 Northgate Dr, Cincinnati, OH 45248
  • /56

    $405,000 Open Sun 12PM - 2PM

    • 3 Beds
    • 2.5 Baths
    • 2,272 Sq Ft

    3580 Lilac Ave, Cincinnati, OH 45208

    Home Sweet Home in Hyde Park! From the moment you walk up the stairs, to the cozy front porch and spacious foyer, you will feel relaxed and want to unwind! An abundant amount of space & storage in this dream kitchen and lovely dining room make this home perfect for hosting friends and family. Large bedrooms and don't miss the primary closet! 3 car driveway for easy parking, sprawling yard with

    Lynn Fritts Keller Williams Advisors

    3580 Lilac Ave, Cincinnati, OH 45208
  • /49

    $403,200 Open Sun 12PM - 1PM

    • 4 Beds
    • 2.5 Baths
    • 1,968 Sq Ft

    9616 Holly Leaf Cir, Cincinnati, OH 45241

    Welcome home to your all brick Traditional 4 bedroom, 2.5 bath nestled on a half-acre private lot on a quiet cul-de-sac in West Chester. Well cared for home with newer roof, HVAC equipment and H2O. Four bedrooms and 2 full baths on second floor, living room, dining room, fully equipped kitchen with eat-in area, family room with brick Fireplace and half bath, laundry room and 2 car garage on the

    John Stadler Comey & Shepherd

    9616 Holly Leaf Cir, Cincinnati, OH 45241
  • /45

    $430,000 Open Sun 1:30PM - 3PM

    • 4 Beds
    • 3.5 Baths
    • 2,761 Sq Ft

    8266 Spring Leaf Lake Dr, Cincinnati, OH 45247

    2 story, 4 bedrooms, 3.5 bathrooms with an open design kitchen, stone countertops, gourmet stainless-steel appliances that includes, a wine refrigerator, commercial gas stove, a fridge, dishwasher and microwave. New hardwood floors, and ceramic stone wrapped fireplace. Owner's suite comes newly remodeled with shower, modern bathtub and double sink vanity. Basement is finished with a full bathroom

    April Thomas Coldwell Banker Realty

    8266 Spring Leaf Lake Dr, Cincinnati, OH 45247
  • /56

    $425,000

    • 3 Beds
    • 3.5 Baths
    • 4,298 Sq Ft

    1739 Wemblywood Ct, Cincinnati, OH 45240

    Come check out this large ranch home on a private drive with wooded lot in Springfield Twp. conveniently located near The Mill Golf Course and Winton Woods Park. This brick home features over 4200 square feet of living space including the large finished basement with walk out and full bath. Newer hardwood flooring throughout the first floor, neutral color scheme and 3.5 total baths. This home

    Jon Bowling RE/MAX Preferred Group

    1739 Wemblywood Ct, Cincinnati, OH 45240
  • /69

    $419,900 Open Sun 1PM - 2PM

    • 3 Beds
    • 2 Baths
    • 1,606 Sq Ft

    6207 Edwood Ave, Cincinnati, OH 45224

    Sophisticated storybook Grand Tutor with 3 bedrooms, 2 full baths and 3 fireplaces. Beautiful custom kitchen with marble backsplash and floors, refinished original wood floors throughout, newer roof, new A/C, new paint throughout, new wrap around patio and rear driveway, recessed lights throughout, 4 built-in interior storage benches, enclosed side porch. Partially finished basement with

    Misha Houston RE/MAX Preferred Group

    6207 Edwood Ave, Cincinnati, OH 45224
  • /32

    $445,000

    3646 Northdale Place, Cincinnati, OH 45213

    Great turn key investment opportunity. 4 family fully rented. Newer roof, unit remodeled, off-street parking, and onsite laundry machines. This building has been professionally managed for several years.

    Jay Reynolds Lohmiller Real Estate

    3646 Northdale Place, Cincinnati, OH 45213
  • /25

    $425,000

    • 2 Beds
    • 1 Bath
    • 1,285 Sq Ft

    3653 Columbus Ave, Cincinnati, OH 45208

    Get Ready to Fall in Love with this Adorable Hyde Park Home! Cozy Living Room w/ Hardwood floors Welcomes you in! Large Opening between Living & Dining Rooms makes this perfect for gatherings. Updated Kitchen features White Cabinetry w/ Slow Close Drawers, Quartz Counters, Tile Backsplash, Counter Bar Island with Seating & Lots of Natural Light! 1st Floor Bedroom has 2 Closets. Charming Updated

    Sheri Boone Comey & Shepherd REALTORS

    3653 Columbus Ave, Cincinnati, OH 45208
  • /54

    $500,000

    • 2,916 Sq Ft

    2549 Ingleside Ave, Cincinnati, OH 45206

    Fantastic investment opportunity in East Walnut Hills. Walkable to restaurant and bars just minutes from downtown, universities and hospitals. Open ground floor unit makes this a perfect property for an owner occupant. Live in one unit and have the other tenants pay your mortgage. Charming and clean building with great tenants. Newer driveway and parking for 5 cars around back. Units have

    Mare Warner Colina Comey & Shepherd

    2549 Ingleside Ave, Cincinnati, OH 45206
  • /64

    $419,900

    • 3 Beds
    • 3.5 Baths
    • 2,631 Sq Ft

    132 Winkler St, Cincinnati, OH 45219

    Enter this 3153 sqft tax abated Mt. Auburn home onto warm wood floors bathed in sunlight beneath 10' ceilings. An expansive great room invites entertaining as the living room melts naturally into the kitchen. Stainless appliances & granite counters adorn an optimal chef space that maintains connection to family & guests. Journey down the hall to a full bath with modern tones, automated features &

    Robyn Winegardner Revolution Property Consulting

    132 Winkler St, Cincinnati, OH 45219
  • /23

    $429,000

    • 3 Beds
    • 3.5 Baths
    • 2,516 Sq Ft

    7447 Muchmore Close, Cincinnati, OH 45243

    Spacious home in immaculate condition in the the Walton Creek Community adjacent to Mariemont shopping * 3/4 BR, 3.5 baths w/ new fixtures, 2 FP, large closets/storage * lower level living quarters w/ large BR, bath, FP, & deck walkout to yard * large kitchen w/ deck access, all appl & wood cabinets *mudroom w/2 car garage access *1st flr laundry *2 tier deck w/tree view * new roof 2022

    Charles Medalie ListwithFreedom.com

    7447 Muchmore Close, Cincinnati, OH 45243
  • /24

    $414,900

    • 3,752 Sq Ft

    3636 Reading Rd, Cincinnati, OH 45229

    Stabilized four family in the heart of Avondale! New windows, new electric, new plumbing, new flooring, new kitchens/bathrooms (2020), and new sewer line (2023)! Next to recreation center and on bus line! Unit mix: Two 1bdrm's ($825), One 2bdrm ($1,100), One 3bdrm ($1,325). Currently 75% occupied!

    3636 Reading Rd, Cincinnati, OH 45229
  • /35

    $469,000

    • 2,930 Sq Ft

    2012 Crown Ave, Cincinnati, OH 45212

    This turnkey duplex was recently updated including all mechanicals, new rubber roof, new kitchens, and bathrooms. The main floor unit is 3, possibly 4 bedrooms with three full baths. The 2nd floor unit is a large 1 bedroom apartment. Both units have laundry hookups and separate entrances to the basement for storage. Off street parking behind the building.

    2012 Crown Ave, Cincinnati, OH 45212
  • /44

    $489,999 Open Sat 1PM - 2PM

    • 3 Beds
    • 4 Baths
    • 1,584 Sq Ft

    5673 Mapleridge Dr, Cincinnati, OH 45227

    Welcome to Kenwood Hills, one of Madeira's most desirable neighborhoods! This charming home offers a perfect blend of modern updates and classic appeal. Featuring new flooring, renovated kitchen, cozy fireplace, and a finished basement with rec room, bathroom and office, this home is move-in ready. Enjoy the gorgeous yard with two decks and a patio, perfect for entertaining. With three bedrooms

    Tracy Heller Sibcy Cline, Inc.

    5673 Mapleridge Dr, Cincinnati, OH 45227
  • /63

    $485,000

    • 3,937 Sq Ft

    3955 Elsmere Ave, Cincinnati, OH 45212

    This fully renovated triplex in Norwood features new kitchen appliances in all kitchens, W&D in each unit, new HVAC, windows, roof, gutters, and HWH. Unit 3 is newly renovated and ready for tenants! This is perfect for owner occupied or a great addition to your portfolio. Detached 2 car garage offers the opportunity for additional parking spaces and office/storage space.

    Leah Slicer Coldwell Banker Realty

    3955 Elsmere Ave, Cincinnati, OH 45212
  • /44

    $425,000

    • 2,828 Sq Ft

    1104 Kottmann St, Cincinnati, OH 45214

    Perfect Tri-Plex just off Straight Street. Three totally remodeled 2bedroom apartments. Perfect for UC students or professionals. Stunning finishes in all 3 units with updated mechanics. Looking for investment opportunity? This is the one for you everything has been done. See attached blueprints and design changes and city permits in attached documents. Don't miss this one! Off campus housing is

    Dennis King Comey & Shepherd

    1104 Kottmann St, Cincinnati, OH 45214
  • /48

    $435,000

    • 3 Beds
    • 1.5 Baths
    • 1,732 Sq Ft

    3512 Linwood Ave, Cincinnati, OH 45226

    Classic Tudor charm in Mt. Lookout & Kilgour School District! This 3 bed/1.5 bath home is spacious & warm with large rooms & ample closet space. The original hardwood floors, curved doorways & tile fireplace showcase the classic historic character. Relax in the basement speakeasy bar & large backyard. Updates include new electrical wiring, water heater, paver patio, windows, kitchen

    Bill Draznik Coldwell Banker Realty

    3512 Linwood Ave, Cincinnati, OH 45226
  • /34

    $440,000

    3021 Melrose Ave, Cincinnati, OH 45206

    This charming updated 2-family home features two beautifully renovated units, each offering 2 bedrooms and 1 bathroom. Both units showcase modern upgrades, including refreshed kitchens with sleek finishes, stainless steel appliances, and ample storage. The living areas are highlighted by a stunning brick fireplace, complmented by large windows that bathe the space ion natural light. With its

    3021 Melrose Ave, Cincinnati, OH 45206
  • /15

    $419,900

    • 5 Beds
    • 2 Baths
    • 1,514 Sq Ft

    2312 Sauer Ave, Cincinnati, OH 45219

    Excellent location, off campus housing, pre-leased for the 2024/2025 school year for $3500/month and 2025/2026 school year for $3500/month. Huge 5 bedroom, 2 full bath with numerous improvements in the last 5 years. The tenants pay all utilities including water, sewer, trash, gas and electric. Off street parking available by driveway which allows tandem parking for 2-3 cars. Home is currently

    Jennifer Donathan Keller Williams Advisors

    2312 Sauer Ave, Cincinnati, OH 45219
  • /51

    $414,900

    • 5 Beds
    • 3 Baths

    4667 Hamilton Ave, Cincinnati, OH 45223

    Stunning home in Northside! Completely remodeled! Can be 4-6 bedrooms! 3 Full baths - all with designer tiles, gorgeous modern kitchen, made for entertaining. All new with all the fixings. 1st floor laundry. Stainless steel appliances and quartz counters. New HVAC! New Windows! Large yard and deck made for cookouts! Back room could be great for in-law suite. We love buyers agents!

    Coleen Garrett 3 B Realty Group LLC

    4667 Hamilton Ave, Cincinnati, OH 45223
  • /34

    $439,900 Open Sun 3PM - 5PM

    • 3 Beds
    • 1.5 Baths
    • 1,820 Sq Ft

    4115 Homer Ave, Cincinnati, OH 45227

    Within Your Reach! Newly Renovated 3 bd 2st featuring: Covered Front Porch, L.R. & D.R., New Gourmet Kitchen w/SS Appliances & walkout to huge deck & 3 car det garage. Fresh paint, new flooring & carpeting throughout the home. New Roof 2024, Furnace, 2021, Windows, 2021.

    Kimberly Thorpe Comey & Shepherd

    4115 Homer Ave, Cincinnati, OH 45227
  • /32

    $489,900

    • 3 Beds
    • 2.5 Baths
    • 1,847 Sq Ft

    3447 Oak View Place, Cincinnati, OH 45209

    Wow! Last home on quiet cul-de-sac is right at Hyde Park Country Club golf course! Awesome views from windows, deck & enclosed porch, open floor plan, 2018 equipt kitchen with counter bar & stainless appliances - finished lower level family room & 1/2 bath, hardwood floors, French doors, furnace 2024, roof & water heater 2020, rare privacy, just blocks to E. Hyde Park & plaza! Leave offers open

    Michael Hinckley Coldwell Banker Realty

    3447 Oak View Place, Cincinnati, OH 45209
  • /26

    $495,000

    • 3 Beds
    • 2.5 Baths
    • 1,352 Sq Ft

    3568 Vista Ave, Cincinnati, OH 45208

    Located in one of Cincinnati's most nostalgic neighborhoods, this Craftsmen-style home awaits it's new owner. Situated on a beautiful Hyde Park lot, you will find original charm with the amenities and luxuries of today's new construction. This home has been completely renovated! Inside you will find a well thought out, custom designed space offering 3 bedrooms, 2 1/2 baths (the fans are

    Leann Starks RE/MAX Preferred Group

    3568 Vista Ave, Cincinnati, OH 45208
  • /59

    $415,000

    • 3 Beds
    • 2 Baths
    • 1,088 Sq Ft

    3757 Mount Vernon Ave, Cincinnati, OH 45209

    Character is abundant in this 3 bdrm 2 full BA cape cod w/ fin basement & detached garage. Conveniently located down the street from Hyde Park Plaza & central to everything Oakley/Hyde Park has to offer. Unique rustic hardwood floors throughout highlight the character of the area. Open living & formal dining room walks into an updated kitchen with white cabinets & granite countertops. SS

    Michael Wallet Keller Williams Seven Hills Re

    3757 Mount Vernon Ave, Cincinnati, OH 45209
  • /67

    $409,900

    • 4 Beds
    • 2 Baths
    • 2,410 Sq Ft

    6845 Park Ave, Cincinnati, OH 45236

    Welcome to your new home on Park Avenue - Absolutely stunning 4 bedroom, 2 bath home, 10 minutes to downtown, 5 minutes to Oakley and a stone's throw to Pleasant Ridge. Exceptional brick home with updated kitchen, baths, and all living space. Spacious Primary bedroom on 2nd floor with walk out balcony for added relaxation. Large bedrooms provide space for the whole family. Generous storage and

    K Lynne Engel Plum Tree Realty

    6845 Park Ave, Cincinnati, OH 45236
  • /38

    $485,000

    • 5 Beds
    • 2 Baths
    • 2,453 Sq Ft

    2014 Clarion Ave, Cincinnati, OH 45207

    Fantastic remodel in Evanston! All new interior and exterior - new roof and gutters, siding, windows, HVAC, water heater, driveway, garage, new front and back porch, fresh paint throughout. Everywhere you look - upgrades! Kitchen features all stainless steel appliances. Full bathroom on main level. Privacy fenced-in backyard. Don't miss your chance to move right in to this stunning home in the

    Ala Jreisat Keller Williams Advisors

    2014 Clarion Ave, Cincinnati, OH 45207
  • /22

    $426,900

    6118 Stover Ave, Cincinnati, OH 45237

    Solid quad with two 3 bed/1.5 bath and two 4 bed/1.5 bath units. Rare to find units this large. 1 unit occupied with others being turned and ready to lease up by end of November. Market rent $5400 (Unit 1 currently rented at $1400/mo). Washer/dryer area in basement. Vinyl windows. Baseboard heat & through-wall AC units. 3900 finished sqft. Detached carport. Roof and water heater 10 years old.

    Eric Mielke Outside The Box Real Estate

    6118 Stover Ave, Cincinnati, OH 45237

Showing Results 1 - 40, Page 1 of 2

Home Trends in Cincinnati, OH

Home Trends

Median Price (12 Mo)
$265,000
Median Single Family Price
$272,000
Median Townhouse Price
$323,950
Median 2 Bedroom Price
$215,900
Median 1 Bedroom Price
$228,000
Average Price Per Sq Ft
$190
Number of Homes for Sale
400
Last 12 months Home Sales
4,592
Months of Supply
1.00
Median List Price
$274,900
Median Discount From 1st List Price
0%
Median Home Sale Price YoY Change
4%
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