Imagine a home that combines the sought-after modern farmhouse aesthetic with a massive 3-car attached garage that is fully insulated, heated, and cooled for year-round use. This beautifully updated 4-bedroom, 2-bathroom home on Spencer’s west side offers 2,240 sq. ft. of move-in-ready living space. Inside, stunning new vinyl plank flooring flows throughout an open-concept layout, complemented by

Abby G Keller Williams Okoboji

Enjoy the peace and privacy of country living in this charming two-story home situated on approximately 5.60 acres. This well-maintained property features 4 bedrooms, 2 bathrooms, and the convenience of main floor laundry. Inside, you’ll appreciate the beautiful wood flooring and stunning original woodwork that add warmth and character throughout the home. The updated kitchen offers modern

Lori Black EXIT Realty Midwest- Spencer/Emmetsburg

Located in west Spencer adjacent to walking/bike trail, 3-bedroom, 2 bath home. The main floor offers spacious kitchen, formal dining, large living room, master bedroom, full bath, and main floor laundry. The upper level has 2 additional bedrooms and full bath; the basement offers great storage and potential for additional living space that the owner has already started to finish. This home also

Susanne Hallett Realty Professionals

Welcome to this beautifully updated 5-bedroom, 3-bath home, where timeless 1916 charm meets modern comfort. Filled with abundant natural light, this home showcases thoughtful design details and original character that create a warm, inviting feel from the moment you walk in. At the heart of the home is a high-end kitchen featuring sleek finishes and premium Beko appliances. The spacious layout

Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

Discover the perfect blend of comfort and convenience at this move-in-ready, 3-bedroom, 2-bathroom home that features 1,709 sq. ft. of living space, including a spacious main floor and a versatile finished basement. Large deck, patio, and a fully fenced-in backyard. Convenient attached 2-car garage. Walking distance to East Leach Park, local dining, and schools. With central AC, modern siding,

Jason Grinnen Copper Dog Realty, LLC

This spacious ranch home offers nearly 3,000 square feet of finished living space—far larger than it appears from the street! Ideally located close to the YMCA, this home combines convenience with room to spread out and enjoy. The main floor features four bedrooms, including a comfortable primary suite, plus an additional bedroom with its own attached half bath. You’ll love the large, updated

Doug Small Hinn Real Estate

Welcome to 223 8th St SE in Spencer, IA - a well maintained 4 bed, (1 non-conforming), 2 bath bungalow offering comfortable living space in a desirable location. Built in 1950, this property combines charm with modern updates, making it an excellent fit for a variety of buyers. Ideally located near shopping, dining, parks, and the municipal golf course, this home provides both convenience and a

Sean Kondrath Real Estate Unlimited

Welcome to this spacious 3+ bedroom, 3 bathroom home. It is perfectly positioned on one of the most desired lots on Hole #16 of the Spencer Golf & Country Club. Enjoy beautiful golf course views, including a scenic overlook of the fountain on Hole #18, all just moments from the clubhouse. Designed for both everyday living and entertaining, this home offers a functional layout with room to grow.

Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

HUD HOMES are Sold AS IS. SUBMIT OFFERS AT HUDHOMESTORE.GOV. CASE# 161-372445.

Haley Markle Coldwell Banker Associated Brokers

Seasonal and Year Around home. Enjoy summers with boating, swimming and cookouts. Fall enjoy the Autumn foliage and cozy fires. Winter time enjoy the seasonal porch over looking the lake and showing the snowy landscape. This property comes with dock, boat lift and jet ski lift. Freshly landscaped. The extra lot across the road is 71.27 x 120 for more parking or storage. Nice location!

Lori Jergens Winegarden Auctioneering

Spacious, functional and ready for it's next owner! This 4 bedroom home offers the room you've been looking for with two living spaces and large bedrooms. The 3 season room is perfect for relaxing and enjoying the view of the back yard. You'll appreciate the heated work space in the garage, ideal for hobbies or a workspace you can use year-round! A solid home with space, function and versatility!

Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

Great opportunity in a solid neighborhood! This home offers strong potential with several key updates already in place, including newer vinyl replacement windows & a roof in good condition. Inside, you’ll find original hardwood floors in the living room & a mix of spaces—some needing full renovation, including both bathrooms, while others just require cosmetic updates like paint, flooring & light

Tracey Radcliffe EXIT Realty Midwest

Picture perfect comes to mind when thinking about that perfect place for you to call HOME. This 2 bedroom ranch offers a carefree exterior with newer siding, replacement windows, entry doors and roof, so you can put the to-do's in the done column and your spring can be spent adding your personal touches to the secluded backyard patio and the curb appeal of the spacious corner lot. Inside you will

Bryan Sebastian Hinn Real Estate

SOLD AS-IS Fixer-upper with tons of potential! Whether you're looking to build to suit or revamp the existing property, this home sits on over 3⁄4 of an acre in a fantastic location. Enjoy close proximity to retail, parks, and everyday conveniences, making this a great opportunity for investors, builders, or buyers ready to create their vision.

Ryan Moran Integrity Real Estate

Looking for space? This farmhouse-style home offers room for everyone both inside and out. The main floor features a bright living room, spacious kitchen with plenty of cabinets, dining area, 2 bedrooms, full bathroom, and convenient main floor laundry. A second living room provides great additional space for relaxing or entertaining. Upstairs includes three large bedrooms and a full bathroom

Michelle Lohman EXIT Realty Midwest- Spencer/Emmetsburg

If you've been waiting for the one that checks every box, here it is! This 4 bedroom, 2.5 bath home delivers a functional layout, perfect for every day life and entertaining. Natural light pours through the home, making every room feel bright, open and inviting. Fresh new flooring and paint give it a clean, updated feel, making it truly move-in ready. All four bedrooms are on the same level,

Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

Charming two-story home featuring 3bedrooms and 2 bathrooms. The updated kitchen is perfect for modern living, while the formal dining room and cozy living room provide plenty of space for entertaining. Relax on the wonderful front porch, ideal for sipping your morning coffee or enjoying a good book in the evening. Outside, enjoy a fenced-in yard and a three-car garage, offering ample storage and

Kari Stave EXIT Realty Midwest- Spencer/Emmetsburg

Welcome to this charming Cape Cod-style home, perfectly positioned in the heart of town and set on an expansive nearly 1 acre lot offering captivating river ground views, close to the bike / walking trails and endless possibilities. With nearly 2,000 finished square feet, this delightful property features 4 bedrooms and 3 bathrooms, creating a spacious and flexible retreat for any family. Two of

Doug Small Hinn Real Estate

So Much Potential - This 2-bedroom, 1-bath, one-story home in Ruthven offers a simple layout and an opportunity for someone ready to add value over time. The main-level living provides a straightforward floor plan with room for updates and personal touches. While the home does need some care, it presents honest potential for the right buyer. Whether you’re seeking an affordable place to start, a

Kelly Bierl Hometown Realty

Lunkers Lodge offers numerous ways of experiences with lakefront living. This 5 bedroom 4 bath property offers endless opportunities, from short term rental income to dual personal and business use. Designed to accommodate large groups with ease, the spacious layout provides both comfortable gathering areas and private retreats for guests and owners alike. Whether you’re hosting family and

JJ Newman Stauss Realty

Three bedroom home on a deep lot, offering potential appeal to investors or buyers seeking lot value, set in a conveniently located neighborhood. Cash buyers, property is being sold AS-IS. Demo is complete and ready to flip!

Lezlie Boetel - Pohlman Integrity Real Estate

This beautiful home has 3 bedrooms on main level with 2 gorgeous bathrooms and includes a 4 season room. Fireplace in living room. Located on corner lot with beautiful sunsets off the large deck. Garage is a very spacious 2 stall with plenty of storage. New sub-floor and flooring. Newly remodeled full bathrooms on main level. Very private on large lot near the Iowa Great Lakes and Spencer.

Lori Richardson Keller Williams Okoboji

Nestled on a picturesque river lot overlooking the Little Sioux River, this charming 11⁄2-story home offers breathtaking views in every season. From vibrant fall colors to peaceful winter scenes, nature provides a stunning backdrop year-round. Enjoy watching wildlife in their natural habitat, and step just outside your back door to launch a canoe or kayak for a day on the water—this is truly a

Lori Black EXIT Realty Midwest- Spencer/Emmetsburg

Enjoy lake life at its best on beautiful Lost Island Lake! This well-maintained 3-bedroom home offers the perfect blend of comfort, functionality, and waterfront living. The primary bedroom includes a private half bath, while the home also offers an updated full bath and an additional 3/4 bath. The welcoming entryway/mudroom includes main-floor laundry, along with a dedicated furnace room housing

Jaime Peterson Hopkins Realty Inc

Solid Home, Nice Price! Set on a generous corner lot with mature tree coverage, the structure itself offers a strong foundation for someone ready to restore and reimagine a piece of local history. Original hardwood floors, tall ceilings, and classic window trim hint at the character waiting to be brought back to life. The layout offers flexibility and function, including five bedrooms total, with

Kelly Bierl Hometown Realty

This stately room is waiting for you to bring it back to greatness. Some repairs and updates are needed, but this baby is solid, with tons of potential. Talk about room for activities- huge living room, dining room, kitchen, main floor master. Big front porch. Main floor laundry. Upstairs- SIX bedrooms, or that office, craft room, whatever you need. But 6 bedrooms with closets and 3/4 bath

Dave Wiges McCord Insurance & Real Estate

Charming two-bedroom ranch home located just minutes from the Clay County Fairgrounds and scenic bike trail. Enjoy the convenience of nearby recreation, events and outdoor activities while being tucked into a quiet neighborhood. A great opportunity for first-time buyers, downsizers, or investors.

Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

COMPLETELY REMODELED THREE BEDROOM RANCH HOME WITH OVERSIZED DOUBLE ATTACHED LINED AND HEATED GARAGE. This home features a large great room with vaulted ceilings that opens and flows into the designer kitchen and formal dining area. Large private master bedroom suite with master bath. Second and third bedrooms and 2nd full bath are on the opposite end of the home so everyone can have their own

Mark Hallett Realty Professionals

A ranch style home on a quiet street checks all the boxes! 3 bedrooms with 2 bathrooms on main floor, open eat-in kitchen with plenty of gorgeous cabinets, the white vinyl fence provides privacy while enjoying your patio in your backyard. Freshly painted and new carpet in the basement family room and bedroom. Newer roof, new furnace, A/C and water heater in 2024. Unaffected by the flood of 2024.

Kelly Pullen EXIT Realty Midwest- Spencer/Emmetsburg

This cabin style home on a corner lot is all updated! 2 bed, 1 bath, with potential for lower level bath. With partial finished basement and bar, great for entertaining or just relaxing in privacy. There is potential for 2nd bath in basement as well. 3 car garage with one heated section for projects, man cave, etc. Tractor in picture does not stay! Back yard has room for garden or playset for a

Jimy Mac Lenz Hinn Real Estate

Ready to right-size? This updated move-in ready bungalow gives you space where it counts and peace where it matters. Set on a lot shaded by mature trees with a fenced backyard, this one-and-a-half-story bungalow combines classic structure with modern updates. Inside you will find a bright, refreshed interior featuring contemporary flooring, new cabinetry, and crisp finishes that make each space

Kelly Bierl Hometown Realty

Welcome home to this charming 1 1/2 story home situated on a generous double corner lot. Step inside to discover a large entry way, open kitchen and dining room, large living room and a primary bedroom with ensuite bath all on the main level. Upstairs you will find 3 additional bedrooms and the second bathroom. Recent updates include roof, HVAC, water heater, plumbing and electrical. Property

Shannon Friedrich EXIT Realty Home/Land Properties

This property is an excellent opportunity for fix and flip, rental, or make it your own. Some repairs are needed, and some of the demo work has been done, and there are some newer updates done, with some left to do. Kitchen is demoed out, cupboards are in the house Structure is very solid, sitting on a large, level corner lot, waiting for you.

Dave Wiges McCord Insurance & Real Estate

Welcome home to this adorable and inviting 2-bedroom, 1-bath charmer that perfectly blends comfort and convenience. Step inside to discover a fully equipped kitchen complete with ample pantry storage, an adjoining dining area, and plenty of space for cooking and entertaining. The cozy, single-level layout offers easy main-floor living with two comfortable bedrooms, a full bathroom, and a

Jayden Johnson Johnson Realty

This large 1 acre lot across from Lost Island Lake has so much potential! There is currently a wonderful building on the property to solve all of your storage needs! With so much room, you could easily build a home that affords you views of the water. Located across from a public city park with access to the lake, this lot offers the opportunity to build a home with beautiful, unobstructed lake

Nick Bjornstad Stauss Realty

When the best of both worlds meet you get this elegant example of a classic brick home coupled with the modern conveniences of today. Situated on a large corner lot, the exterior curb appeal is second to none and invites you to see more of what's inside. Once you walk through the door you will notice the formal dining area with it's built-ins and the original hardwood floors complimented with a

Bryan Sebastian Hinn Real Estate

Charming 3 bedroom ranch in a desirable neighborhood near parks and schools. Natural light fills the inviting living spaces, while the functional layout makes everyday living easy. Step outside to enjoy a spacious, well-kept yard, ideal for relaxing evenings or weekend gatherings. Whether you're just starting out or downsizing, this one checks all the boxes!

Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

Great Bones & Some High-Cost Updates Done! Looking for a home with character and a solid foundation? This 5-bedroom, 2-bathroom two-story home is the perfect opportunity to build instant sweat equity. With a new roof in 2019, a new water heater in 2024, and a new sewer line, some high-cost maintenance items are already addressed, allowing you to focus your time and budget on the cosmetic updates

Peggy Bergh-Kuker Keller Williams Okoboji