$2,700 Per Month
- 4 Beds
- 3 Baths
- 2,397 Sq Ft
- House for Rent
95238 Katherine St, Fernandina Beach, FL 32034
95238 Katherine St, Fernandina Beach, FL 32034
Frequently Asked Questions
How much does it cost to rent a home in Fernandina Beach, FL?
The median rent for a home in Fernandina Beach, FL is $2,600 per month, though prices vary by neighborhood, size, and property type. As of June 2026, townhouses tend to be the most affordable option while condos and single-family homes are currently more expensive.
How much do you need to make to afford rent in Fernandina Beach, FL?
To comfortably afford the median rent in Fernandina Beach, FL, a household needs to earn roughly $104,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $2,600 per month in Fernandina Beach, FL, renters typically need to show $7,800 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Fernandina Beach, FL?
In Fernandina Beach, FL, the price-to-rent ratio is 19.2, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.
What neighborhoods in Fernandina Beach, FL are best for renting a home?
The best neighborhood for renting in Fernandina Beach, FL depends on your priorities: commute, walkability, budget, and lifestyle all play a role. Popular areas for renting a home include Wildlight, North Jacksonville, Pecan Park, Oceanway and Biscayne/Turtle Creek, each with its own character and price range.
