Newer master-planned city in the foothills of the Santa Ana Mountains
Known locally as “RSM,” Rancho Santa Margarita is a master-planned Orange County city at the base of Saddleback Mountain — the highest peak in the Santa Ana range. Set right on State Route 241, within a few miles of several major interstates, RSM is surrounded by sprawling parks and nature preserves and offers lower home prices than Irvine, 19 miles away. The highly rated Saddleback Valley Unified School District draws families with young children, and many residents commute to Irvine and other Orange County cities.
Rancho Santa Margarita Lake Park is a 1.5-acre recreation park in the City of Rancho Santa Margarita.
Residents can enjoy walking and biking around Rancho Santa Margarita Lake in the City of Rancho Santa Margarita.
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Dual language and International Baccalaureate programs
The Saddleback Valley Unified School District is rated an overall A by Niche. District-wide programs include the International Baccalaureate (IB) Primary Years and Diploma Programmes, as well as a Spanish Dual Language Immersion Program.
The teachers and staff are top notch at the City of Rancho Santa Margarita Intermediate School.
Trabuco Mesa Elementary is a Public K-6 School in the City of Rancho Santa Margarita.
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Toll roads to Irvine
Rancho Santa Margarita is bisected by the Foothill Transportation Corridor (State Route 241), a toll road connecting RSM to Irvine in about 19 miles. Residents primarily rely on their cars to get around, but Orange County Transportation Authority (OCTA) buses serve the community, and Route 82 travels to the Laguna Niguel/Mission Viejo Metrolink Station. Providence Mission Hospital Mission Viejo is about 8 miles away, and John Wayne Airport is about 20 miles away.
Shopping plazas around Santa Margarita Parkway
Santa Margarita Parkway winds through the city’s commercial corridor, lined with shopping plazas that echo Mediterranean design — terracotta tiles, arched walkways and stone-colored facades. These shopping centers each offer big-name retailers like Target, Trader Joe’s and Kohl’s; dining ranges from fast-casual chains to upscale sit-down dining. At Mercado Del Lago, residents can dine outdoors with waterfront views of Lago Rancho Santa Margarita. The Rancho Santa Margarita Town Center features Cinépolis Luxury Cinemas, the only movie theater in town, and Hanna’s Prime Steakhouse. Opened in 2005, Hanna’s has made a name for itself nationally, dubbed one of the top 100 restaurants in the United States by Yelp.
Residents can grab home essentials at Target in the City of Rancho Santa Margarita Town Center.
Belle Boutique in the City of Rancho Santa Margarita features the latest styles to help you look your best.
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Mediterranean inspired homes, condos and townhomes
As of early 2025, Rancho Santa Margarita’s median home price is $1.42 million, compared to Irvine’s $1.6 million. The community's two-story single-family homes, condos and townhomes all have Spanish-style details. Palm trees wave above red tile roofs, multi-car garages and manicured lawns maintained by each neighborhoods respective homeowners associations. While the larger villas can cost close to $2,000,000 or more, condos can be purchased for around $600,000. Popular neighborhoods for families with young children include Robinson Ranch in the northeastern Trabuco Canyon and Trabuco Highlands.
Some larger homes in the City of Rancho Santa Margarita feature 3-car garages and large lots.
The City of Rancho Santa Margarita has condominiums located near Rancho Santa Margarita Lake Park.
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Lago Rancho Santa Margarita and seasonal events
The city has 22 privately owned parks and open green spaces, many with playgrounds, walking trails and open fields for sports. The 22-acre Trabuco Highlands Central Park is the biggest, with an Olympic-size pool and soccer field. The park hosts the community's annual Summer Concert Series and the two-day Rancho Family Fest each autumn, which features local Orange County bands, food vendors and game booths.
Encircled by a walking path, the 12-acre Lago Santa Margarita comes alive each May during the Fishing Derby, when anglers drop their lines for bass, bluegill and catfish. The Tijeras Creek and Dove Canyon golf clubs both have 18-hole courses, and there are miles of canyon trails at 4,500-acre O'Neill Regional Park.
Attendees put out the chairs and blankets for the fireworks at the Star Spangled Spectacular in the City of Rancho Santa Margarita.
The City of Rancho Santa Margarita's serene lake setting enhances the peaceful and joyful atmosphere of the event.
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Low crime rates
Rancho Santa Margarita's rates of violent and property crime are well below state and national averages. However, the city’s mountainside location, with high winds, often low humidity and lush vegetation, makes it susceptible to wildfires. In summer, temperatures here can reach 100 degrees, and winter sees occasional snow flurries. Realtor Daniel Finder, who lives and works in Rancho Santa Margarita, describes RSM as “-er country. It’s wetter, elevated higher, hotter and windier.”
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Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. Our sources include: Accuweather, Public Records and Neustar. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
